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ENGLISH LANGUAGE
Direction (Q.01-15) : Read the following
passage carefully and answer the questions
given below it. Certain world/phrases are
given in bold to help you locate them while
answering some of the questions.
We are well into the 21st century yet half
the world’s population live in squatter settlements
and work shadow economies, which generate
more than one-third of the developing world’s
GDP. Slums are not caused by the poor but by
governments denying people the right to own and
exchange property. When people own their own
property they have incentives to invest time,
money and energy to improve it because they
know that they will able to benefit from any such
improvements, i.e. the ability to obtain mortgages
etc. In short, property right beget capital, which
begets innovation, which begets wealth. Sadly,
the poor typically don’t have secure title to their
land as there is no bureaucratic restrictions on
transferring title or there is no clear system for
titling. Without legal deeds they live in constant
fear of being evicted by landlords or municipal
officials. Illiteracy is major reason poor people
often choose not to seek the protection of local
courts since in so many countries laws established
under colonial rule have never been translated
into local languages. When entrepreneurs do set
out to legally register business they are
discouraged by red tape and costly fees. In Egypt,
starting a bakery takes 500 days, compliance with
315 laws and 27 times the monthly minimum wage.
The proprietors of such businesses cannot get
loans, enforce contracts or expand a personal
network of familiar customers and partners. As
a result the poor have no choice but to accept
insecurity and instability as a way of life.
In India severs restrictions on free transfer
of property in most rural areas inhibit investment
and encourage urban flight. Planning policies
however discourage building homes for these
migrants as numerous homes are destroyed if they
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do not comply with planning rules, essentially
forcing people to live in slums and perversely
blaming it on population growth. UN Habitat, the
UN agency for housing the poor, has implemented
more plans to stabilise the unplanned aspects of
urban growth but grandiose plans like UN
Schemes and government housing projects simply
ignore or worson the underlying problems. It is
when governments grant people legal means to
control their assets that they empower them to
invest and plan ahead. In Buenos Aires,
economists studied the experience of two
Argentine communities. One had received legal
title to its land in the 1980s and surpassed the
other group which had not, in a range which had
not, in a range of social indicators including quality
of house construction and education levels. The
Commission on Legal Empowerment of the Poor-
a UN-affiliated initiative made up of two dozen
leaders-is exploring ideas to extend enforceable
legal rights to impoverished members of society
and seeking to bring about a consensus on
incentive for national and local leaders. As the
growth of illegal settlement amply demonstrates,
the poor are not helpless, all they need is
governments to grant them fundamental human
rights of freedom and responsibility.
01. What did the Argentine study indicate ?
(A) Argentine’s economy is booming and the
percentage of poor has fallen.
(B) When the government gives people the
legal means to control their assets they
plan for the future.
(C) The Government succeeded in widening
the gap between the rich and the poor.
(a) Only (A) (b) Both (A) & (B)
(c) Only (B) (d) All (A) , (B) & (C)
(e) None of these
02. According to the author, which of the
following factors is responsible for the
creation of a slum ?
(a) Migration of landless laboures to cities
(b) Municipal authorities building low-cost
housing for the poor
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(c) Unchecked population growth
(d) Government failure to secure rights for
citizens
(e) Exorbitant cost of living in cities
03. The author’s main objective in writing the
passage is to :
(a) Exhort the UN to play a greater role in
rehabilitating slum-dwellers.
(b) Praise government initiative for migrant
slumdewellers.
(c) Convince government to empower the
poor.
(d) Enlist the aid of developments countries
to tackle the issue of slums.
(e) Chastise slum-dwellers for illegal
activities that they engage in.
04. What benefit does the author see in providing
land ownership rights to the poor ?
(a) Steady increase in GDP
(b) Gaining independence from colonial
rulers
(c) Municipal services afforded to the poor
will improve.
(d) It will be an inheritance for future
generations.
(e) None of these
05. Which of the following TRUE in the context
of the passage ?
(a) Additional UN projects will exacerbate
the plight of slum-dwellers.
(b) Although the government allocates land
for them the poor choose nct to invest
in building house.
(c) With the spread of slums populations are
drifting back to rural areas.
(d) In order to accumulate profit slum-
dwellers avoid legally registering their
business.
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(e) UN has declared the right to housing as
a fundamental right.
06. What impact do planning policies have on
the development of slums ?
(a) They encourage the poor to invest in
land thereby perpetuating slums.
(b) They focus on developing rural rather
than urban areas so people have to live
in slums.
(c) They offer alternative practical
suggestions for construction of low-cost
housing.
(d) They advocate demolishing homes
which violate planning rules,
encouraging slums.
(e) None of these
07. What is the objective of the Commission on
legal Empowerment of the Poor ?
(a) Coerce international leaders to
implement housing projects
(b) Bring sanctions against countries
denying their citizens the right to housing
(c) Selecting experts to recommend ideas
to do away with poverty
(d) Establish practical ways for
governments to empower the
underprivileged
(e) None of these
08. Which of the following difficulties do
unregistered businesses face ?
(A) Banks do not give loans in the absence
of security.
(B) They are unable to earn the loyalty of
any customer.
(C) They cannot enforce contracts.
(a) Only (A) (b) Both (A) & (C)
(c) Both (A) & (B) (d) Only (B)
(e) None of these
09. What does the growth of illegal settlements
indicate ?
(a) The Government needs to implement
more restrictions on property transfer.
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(b) Capital earned from underground 15. Stabilise

economies is beneficial to a country’s (a) Insecure (b) Fixed
economy. (c) Weaken (d) Unsure
(c) The poor are capable of investing (e) Unreliable
resources in their development.
Direction (Q. 16-25) Read each sentence to
(d) UN housing projects are not properly find out if there is any error in it. The error,
implemented. if any will be in one part of the sentence.
(e) None of these The number of that part is the answer. If there
10. Which of the following prevents the poor is no error the answer is 5). (Ignore errors
from obtaining a business license ? in punctuation, if any).
(a) They do not want to make an effort. 16. The company has launched/ a creative
(b) Government officials are discourteous. (a) (b)
(c) They lack funds to bribe government marketing campaign / to reach for / its rural
officials. (c) (d)
customers. No error
(d) They do not want to pay taxes.
(e)
(e) They are intimidated by bureaucratic
17. After her retiring / she established many/
procedures.
(a) (b)
Direction (Q. 11-13) : Choose the word
which is most nearly the SAME in the institutions to train / underprivileged but
meaning as the word printed in bold as used (c) (d)
in the passage. talented children. No error
11. Severe (e)
(a) Acute (b) Dangerous
(c) Bad (d) Flexible 18. Against his family’s wishes / Rajesh plans
(e) Bemanding (a) (b)
to / taken up a job / as a journalist. No error
(c) (d) (e)
12. Beget
19. The candidate has appealed / for donations
(a) Lead (b) Produce
(a) (b)
(c) Happens (d) Effect
from younger voters, / who will be used / to
(e) Result
(c)
13. Surpassed
defray campaign expenses. No error
(a) Excel (b) Matched
(d) (e)
(c) Outshone (d) Won
20. Most of that country’s / hilly land is not only/
(e) Competed
(a) (b)
Direction (Q. 14-15) : Choose the word whi
is most OPPOSITE in meaning of the word unsuitable for building / but also for
printed in bold as used in the passage. (c) (d)
14. Perversely agriculture. No error
(a) Reasonably (b) Stubbornly (e)
(c) Conveniently (d) Formally 21. It is now / possible for customers / to handle
(e) Helpfully (a) (b) (c)
all / their transactions online. No error
(d) (e)

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(a) Having decided to

22. The minister has / recently announced /
(b) He has decided to
(a) (b)
(c) His decision to
a detail insurance plan to / meet the need of
(c) (d) (d) Deciding to
the poor. No error (e) No correction required
(e) 28. Except another restaurants this one offers
no discounts.
23. In the circumstance / the manager has /
(a) Unlike other
(a) (b)
no option/ except to resign. No error (b) Beside other
(c) (d) (e) (c) Without another
24. On account of / its new investment rules / (d) Unless other
(a) (b) (e) No correction required
more companies are planning / for open its 29. He made it a rule to arrive early in order to
(c) (d) avoid no delay in the presentation.
business in China. No error (a) to no delay
(e) (b) not to avoid
(c) to avoid any delay
(d) without avoiding
25. He deserves a lot / of praise for all / (e) No correction required
(a) (b) 30. The so serious challenge to companies
the record he achieves/ during his career. face is to retain its younger staff.
(a) more serious of challenge to
(c) (d)
(b) very serious challenge for
No error.
(c) most serious challenge
(e)
(d) quite serious challenge against
Direction (Q. 26-30) : Which of the
phrases (a), (b), (c) (d) given below each (e) No correction required
sentence should replace the phrase printed Direction (Q. 31-35) : In each of the
in bold type to make the sentence following sentences there are two blank
grammatically correction required’ , as the spaces. Below each five words have been
answer. denoted by numbers (a), (b), (c), (d) and (e).
Find out which pair of words can be filled up
26. For honour to the social worker on her
in the blanks in the sentence in the same
tenth death anniversary the government has
planned a series of events. sequence to make the sentence meaningfully
complete.
(a) In honouring of
31. The _____ business trips though _____ at
(b) With honour times gave the executive a unique chance
(c) The honouring of to meet interesting people.
(d) To honour (a) demanding....memorable
(e) No correction required (b) frequent....monotonous
27. He is decided to build a luxury hotel for (c) crucial.... regular
the convenience of tourists visiting the (d) prolonged.... exhausted
ancient monument. (e) significant....influential

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32. In order to put an end to the ____ that exist (D) The modern reasoning is that money coming
regarding the implementation of the policy in should cover our basic needs.
the company should issue_____ guidelines. (E) The real culprit, however, is a living thing
(a) ambiguities....clear-cut called desire, which although it is difficult
to, can be controlled.
(b) difference ....cautious
(c) burden....stringent (F) However, from the basics of food, clothing
(d) inhibition....appropriate and shelter we gradually seek luxury cars
and holidays.
(e) reservations .... fundamental
36. Which of the following is the FIRST
sentence after rearrangement ?
33. The government has ____ that the (a) (1) (b) (2)
infrastructure for the new project must be (c) (3) (d) (4)
completed____ the next six month. (e) (5)
(a) stipulated .... for 37. Which of the following is the SIXTH
(b) sanction ....by (LAST) sentence after rearrangement ?
(c) assurance ....in (a) (1) (b) (2)
(d) envisage .... during (c) (3) (d) (4)
34. The official not only ____ the renewal of (e) (5)
the contract but also ____ the information 38. Which of the following is the FIFTH
about its status. sentence after rearrangement ?
(a) revealed .... classified (a) (1) (b) (2)
(b) withdrawn .... leaked (c) (3) (d) (4)
(e) (5)
(c) delayed .... with help
39. Which of the following is the SECOND
(d) interfere .... refused
sentence after rearrangement ?
(e) impeded .... excluding
(a) (1) (b) (2)
35. To _____ any tension in the minds of the (c) (3) (d) (4)
employees and investors alike the company (e) (5)
has promised to consider job cuts as a last
40. Which of the following is the THIRD
_____.
sentence after rearrangement ?
(a) erase ....effort
(a) (1) (b) (2)
(b) rid .... hurdle (c) (3) (d) (4)
(c) overcome ....decision (e) (5)
(d) address .... phase Direction (Q. 41-50) : In the following
(e) ease .... resort passage there are blanks each of which has
been numbered. These numbers are printed
Direction (Q. 36-40) : Rearrange the
below the passage and against each five
following sentences (A), (B), (C), (D), (E)
words are printed below the passage and
and (F) into a meaningful paragraph and then
against each five words have been
answer the questions given below it.
suggested, one of which fills the blanks
(A) According to conventional wisdom, no appropriately. Find out the appropriate word
amount can suffice. in each case.
(B) In the process of seeking it is money which At just (41) midnight on July 1, 1997 in a
unfortunately gets a bad name.
glittering and poignant ceremony, Hong Kong
(C) How much money is enough? passed from being a jewel of the British empire

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to a (42) of a new global power. Hong Kong (c) mixed (d) changed
people (43) their city’s handover from the UK to (e) negative
China with (44) feelings : apprehension over the
45. (a) plunged (b) rose
future, joy at a fresh start, sadness at seeing the
British go, pride over returning to their (c) valued (d) climbed
motherland. On the eve of the handover the stock (e) stood
market index, a key barometer of Hong Kong’s 46. (a) follows (b) pauses
wealth, (45) at a record 15,200 points and today (c) fell (d) hovers
it (46) near the 21,000 mark. Being a part of a
(e) measure
booming China almost guarantees that Hong Kong
will remain (47). But mainland China is a (48) as 47. (a) marginatlised (b) prosperous
well as a partner. China’s new ports, for example, (c) orderly (d) friendly
will siphon trade (49) from Hong Kong and its (e) poor
lower labour costs will impact the jobs. However,
48. (a) competitor
there is little doubt that Hong Kong is fortunate
to have become a part of china at a time when (b) representative
mainland China can provide (50) opportunity. (c) illegally
41. (a) recorded (b) near (d) colleague
(c) close (d) past (e) member
(e) quite 49. (a) against (b) away
42. (a) component (b) premise (c) illegally (d) moving
(c) captive (d) merger (e) through
(e) list 50. (a) full (b) risky

43 (a) encounter (b) decided (c) lucky (d) unfair

(e) immense
(c) viewed (d) restrained
(e) told
44. (a) flexible (b) emotional

ANSWERS
01. c 02. d 03. c 04. e 05. b 06. a 07. d 08. b
09. c 10. e 11. a 12. b 13. c 14. a 15. a 16. c
17. a 18. a 19. c 20. c 21. e 22. c 23. d 24. d
25. c 26. d 27. b 28. a 29. c 30. c 31. b 32. a
33. d 34. c 35. e 36. c 37. e 38. b 39. a 40. d
41. d 42. a 43. c 44. c 45. e 46. d 47. b 48. a
49. b 50. e

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