Cash Requirements for a Small Startup

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Description of Cash Requirements for a Small Startup

This model plans the cash expenditures that a small startup must make to get started.

• You specify the number of accounts and names for tracking starting cash expenditures.
• Includes investment transactions, capital purchases, operating spending, financil spending.
• You specify the number of accounts and their names in each spending category.
• Organizes your text assumptions that underlie the cash spending plan. (Advanced version)

This template is an extended version of a startup expense template used by SCORE for small startup
businesses.

This Excel workbook was generated by ModelSheet on March 17, 2010, except for this worksheet of
comments.

Copyright © 2010 ModelSheet Software, LLC

ModelSheet and the ModelSheet logo are registered trademarks of ModelSheet Software, LLC.
Cash Requirements for a Small Startup
Startup Expenses
Assumptions

Assumptions
Assumptions - Investors
Who invests
Who invests
Amount invested
Assumptions - Loans
Bank Loans
Bank Loans
Other Loans
Assumptions - Expenses
Facilities
Inventory
Startup Expenses
Inputs

Shaded cells are input cells. You can enter data in them.
Excel formulas in shaded cells are starting suggestions. You can overwrite them.
Company Name Piscinas Especializadas
Plan Date 1/1/2011

Sources of Capital

Owners' Investment Arturo Villaseñor Garibi

Armando Mercado

Bank Loans Bank of America

Cambridge Savings

Other Loans

Startup Expenses

Buildings/Real Estate Purchase

Construction
Remodeling
Other $30,000.00

Leasehold Improvements

Capital Equipment
Initial Cost Server Computer

Deposits Rent
Prepaid Insurance

Admin Expense Legal and accounting fees $50,000.00

Other

Opening Inventory Finished Goods $30,000.00

Raw Material

Advert Promo Expense Advertising media

Printing

Other Expenses
Other Expense Other 1
Other 2

Reserve for Contingencies $200,000.00

Working Cash $100,000.00

Security and Collateral for Loans

Collateral for Loans Description

Real estate
Other collateral 1
Other collateral 2
Other collateral 3

Owners Your name

John Smith
Karen Schmidt
Michael DiSalvo

Loan Guarantors (other than owners) Loan guarantor 1

Loan guarantor 2
Loan guarantor 3
Startup Expenses
Summary

Company Name 0
Plan Date 1/1/2011

Sources of Capital

Owners' Investment
Your name $0.00
John Smith $0.00
Karen Schmidt $0.00
Michael DiSalvo $0.00
Total $0.00

Bank Loans
Bank of America $0.00
Cambridge Savings $0.00
Total $0.00

Other Loans $0.00

Startup Expenses

Buildings/Real Estate
Purchase $0.00
Construction $0.00
Remodeling $0.00
Other $30,000.00
Total $30,000.00

Leasehold Improvements $0.00

Capital Equipment
Initial Cost
Server Computer $0.00
Total $0.00

Deposits
Rent $0.00
Prepaid Insurance $0.00
Total $0.00

Admin Expense
Legal and accounting fees $50,000.00
Other $0.00
Total $50,000.00

Opening Inventory
Finished Goods $30,000.00
Raw Material $0.00
 Total $30,000.00

Advert Promo Expense

Advertising media $0.00
Printing $0.00
Total $0.00

Other Expenses
Other Expense
Other 1 $0.00
Other 2 $0.00
Total $0.00

Reserve for Contingencies $200,000.00

Working Cash $100,000.00

Summary Statement

Sources of Capital
Owners' Investment $0.00
Bank Loans $0.00
Other Loans $0.00
Total Source of Funds $0.00

Startup Expenses
Buildings/Real Estate $30,000.00
Leasehold Improvements $0.00
Initial Cost $0.00
Deposits
Rent $0.00
Prepaid Insurance $0.00
Total $0.00
Admin Expense $50,000.00
Opening Inventory $30,000.00
Advert Promo Expense $0.00
Other Expense $0.00
Reserve for Contingencies $200,000.00
Working Cash $100,000.00

Deposits and Reserves

Deposits $0.00
Reserve for Contingencies $200,000.00

Security and Collateral for Loans

Collateral for Loans Description

Real estate $0.00 0
Other collateral 1 $0.00 0
Other collateral 2 $0.00 0
Other collateral 3 $0.00 0
Total $0.00

Owners
Your name 0
John Smith 0
Karen Schmidt 0
Michael DiSalvo 0

Loan Guarantors (other than owners)

Loan guarantor 1 0
Loan guarantor 2 0
Loan guarantor 3 0

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Startup Expenses
Labels

Variable Display Label

Admin_Expense Admin Expense
Advert_Promo_Exp_Init Advert Promo Expense
Assumptions Assumptions
Cap_Equip_Initial_Cost Initial Cost
Collateral_Description Description
Collateral_Value Collateral for Loans
Company_Name Company Name
Deposits Deposits

Expense_Other Other Expense

Inventory_Initial Opening Inventory
Investment Owners' Investment
Leasehold_Improvements Leasehold Improvements
Loan_Guarantors Loan Guarantors (other than owners)
Loans_Bank Bank Loans
Loans_Other Other Loans
Owner_Guarantors Owners
Plan_Date Plan Date
Real_Estate_Exp Buildings/Real Estate
Reserve Reserve for Contingencies
Source_of_Funds_Total Total Source of Funds
Working_Cash Working Cash

Dimension (item) Display Item As Total As Level As

Admin_Expenses Admin Expenses Total Admin_Expenses
Legal_and_accounting_fees Legal and accounting fees Admin_Expenses
Other Other

Advert_and_Promo_Exp Advert & Promo Exp Total Advert_and_Promo_Expenses

Advertising_media Advertising media Advert_and_Promo_Expenses
Printing Printing

Assumptions Assumptions Total Assumptions

Assumptions__Investors Assumptions - Investors Assumptions
Who_invests Who invests Subtotal
Who_invests Who invests Assumptions 2
Amount_invested Amount invested
Assumptions__Loans Assumptions - Loans
Bank_Loans Bank Loans Subtotal
Bank_Loans Bank Loans
Other_Loans Other Loans
Assumptions__Expenses Assumptions - Expenses Subtotal
Facilities Facilities
Inventory Inventory

Banks Banks Total Banks

Bank_of_America Bank of America Banks
 Cambridge_Savings Cambridge Savings

Building_Expenses Building Expenses Total Building_Expenses

Purchase Purchase Building_Expenses
Construction Construction
Remodeling Remodeling
Other Other

Capital_Equip Capital Equip Total Capital_Equip

Server_Computer Server Computer Capital_Equip

Collateral Collateral Total Collateral

Real_estate Real estate Collateral
Other_collateral_1 Other collateral 1
Other_collateral_2 Other collateral 2
Other_collateral_3 Other collateral 3

Deposits Deposits Total Deposits

Rent Rent Deposits
Prepaid_Insurance Prepaid Insurance

Guarantors Guarantors Total Guarantors

Loan_guarantor_1 Loan guarantor 1 Guarantors
Loan_guarantor_2 Loan guarantor 2
Loan_guarantor_3 Loan guarantor 3

Inventory Inventory Total Inventory

Finished_Goods Finished Goods Inventory
Raw_Material Raw Material

Investors Investors Total Investors

Your_name Your name Investors
John_Smith John Smith
Karen_Schmidt Karen Schmidt
Michael_DiSalvo Michael DiSalvo

Other_Expenses Other Expenses Total Other_Expenses

Other_1 Other 1 Other_Expenses
Other_2 Other 2
Comment
Initial administrative expense incurred during startup
Initial advertising and promotion incurred during startup
A list of the assumptions provide for the sales plan
Initial cost of capital equipment incurred during startup
Description of each asset used as collateral to secure loans
Lower of cost and market value, for each asset used as collateral for the loans
The name of the business or company to which the plan refers
Cash deposits made on contingent future expenses. These amounts are not yet
expenses so they are classified separately from startup expenses.
Other startup expenses not covered elsewhere
Initial inventory that must be paid for during startup
The amount of investment from each investor during the startup
Remodeling expenses for leased premises
Persons who guarantee loans made to the business
Amounts of bank loans made to the business during startup
Amounts of other (non-bank) loans made to the business during startup
Indicates which investors are also guarantors of loans
The date of the plan
Expense for real estate (except leasehold improvements) incurred during startup
Teh amount of cash held in reserve to cover contingencies not included in the
plan
Total sources of cash invested in the business as equity
Initial cash balances needed to manage cash flow. This amount is calculated on
the cash flow worksheet.

Comment
Types of initial admin expenses for which cash must be paid out during startup

Types of advertising & promotional expense incurred during startup

A list of the topics for which assumptions are entered

A list of banks that provide loans, or the bank loans themselves

Types of expenses for buildings and real estate that are paid during the startup

Types of capital equipment for which cash is paid out during the startup

Specific assets used as collateral to secure loans

Types of cash deposits made during the startup

List of persons who act as guarantors for repayment of loans

Types of inventory for which cash is paid out during the startup

A list of investors who invest cash in the business in return for a sahre of the
business

Other expenses not covered elsewhere for which cash is paid out during the
startup