Monthly Budget Planner

Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

January
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 2200.00 85.00 2115.00 Sheet
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Help
Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2200.00 2200.00 Rental 250.00 0.00 Consultation 0.00
Spouse's income Utilities 50.00 55.00 Medicine and vitamins 0.00
Part time job 0.00 Dentals 0.00
Income

House rental Telephone/mobile 40.00 30.00 0.00

Business 0.00 0.00
Dividend/bonus 0.00 0.00
Other income 0.00 Sub total 0.00 0.00
0.00 Insurance/Takaful
Sub total A 2200.00 2200.00 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 340.00 85.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 100.00 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 25.00 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 100.00 0.00 Repairs/maintenance 15.00 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 2100.00 2200.00 Sub total 40.00 0.00 Sub total 0.00 0.00
January Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Utilities 55.00
0
Telephone/mobile 30.00
0
0
0
0
0
0
0
0
0
0
Sub total 85.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

February
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for
Help
Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
February Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

March
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for
Help
Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
March Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

April
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for
Help
Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
April Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

May
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 2200.00 1878.00 322.00 Sheet
n Click for
Help
Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2200.00 2200.00 Rental 250.00 250.00 Consultation 0.00
Spouse's income Utilities 50.00 30.00 Medicine and vitamins 16.00
Part time job Lunch 200.00 150.00 Dentals 0.00
Income

House rental Dinner 250.00 320.00 0.00

Business Telephone/mobile 50.00 30.00 0.00
Dividend/bonus Weekend Hangout 250.00 115.00 0.00
Other income 0.00 Sub total 0.00 16.00
0.00 Insurance/Takaful
Sub total A 2200.00 2200.00 0.00 Life/Family 110.00 110.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 1050.00 895.00 Sub total 110.00 110.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 Gadget/Tools etc 0.00
Parents 0.00 440.00 Stationeries 0.00 Toileteris 50.00 40.00
0.00 Pocket money 0.00 Sub total 50.00 40.00
Sub total C 0.00 440.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 25.00 20.00 Newspapers and magazines 20.00 15.00
0.00 Parking 4.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 250.00 250.00 Club membership 0.00
Bus 50.00 48.00 0.00
Amount for other LRT 35.00 40.00 0.00
expenses (A-B-C-D) 2200.00 1760.00 Sub total 360.00 362.00 Sub total 20.00 15.00
May Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Parents 300.00
0
Sub total 300.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental 250.00
Utilities 30.00
Lunch 100.00
Dinner 200.00
Telephone/mobile 30.00
Weekend Hangout 100.00
0
0
0
0
0
0
0
0
Sub total 710.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol 20.00
Parking 4.00
Repairs/maintenance 250.00
Expenses (cont.)

Bus 48.00
LRT 40.00
Sub total 362.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins 16.00
Dentals
0
0
0
Sub total 16.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family 110.00
Health
Motor
Child education
0
0
Sub total 110.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
Gadget/Tools etc
Toileteris
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines 15.00
Restaurants and take aways
Club membership
0
0
Sub total 15.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

June
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 2200.00 1155.00 1045.00 Sheet
n Click for
Help
Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2200.00 2200.00 Rental 250.00 250.00 Consultation 0.00
Spouse's income Utilities 50.00 50.00 Medicine and vitamins 0.00
Part time job 30.00 Dentals 0.00
Income

House rental Telephone/mobile 40.00 0.00 0.00

Business Lunch 150.00 400.00 0.00
Dividend/bonus Dinner 250.00 0.00 0.00
Other income 0.00 Sub total 0.00 0.00
0.00 Insurance/Takaful
Sub total A 2200.00 2200.00 0.00 Life/Family 110.00 110.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 740.00 730.00 Sub total 110.00 110.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
Parents 300.00 300.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 300.00 300.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 450.00 0.00 Petrol 30.00 15.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 450.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 1450.00 1900.00 Sub total 30.00 15.00 Sub total 0.00 0.00
June Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
Parents
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental 250.00
Utilities 50.00
0 30.00
Telephone/mobile
Lunch 200.00 200.00
Dinner
0
0
0
0
0
0
0
0
Sub total 530.00 200.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol 15.00
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 15.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family 110.00
Health
Motor
Child education
0
0
Sub total 110.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

July
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for
Help
Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
July Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

August
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 0.00 0.00 0.00 Sheet
n Click for
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Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income Rental 0.00 Consultation 0.00
Spouse's income Water 0.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 0.00 0.00

Business Cable TV 0.00 0.00
Dividend/bonus Internet 0.00 0.00
Other income Groceries 0.00 Sub total 0.00 0.00
Furniture 0.00 Insurance/Takaful
Sub total A 0.00 0.00 Gardening 0.00 Life/Family 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 0.00 0.00 Sub total 0.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 0.00 0.00 Sub total 0.00 0.00 Sub total 0.00 0.00
August Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
Groceries
Furniture
Gardening
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

September
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 2200.00 0.00 2200.00 Sheet
n Click for
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Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2200.00 2200.00 Rental 250.00 0.00 Consultation 0.00
Spouse's income Water 50.00 0.00 Medicine and vitamins 20.00 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 50.00 0.00 0.00

Business 0.00 0.00
Dividend/bonus 0.00 0.00
Other income 0.00 Sub total 20.00 0.00
0.00 Insurance/Takaful
Sub total A 2200.00 2200.00 0.00 Life/Family 185.00 0.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 350.00 0.00 Sub total 185.00 0.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 0.00 School uniform 0.00 0.00
Others 0.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 0.00 0.00
Sub total C 0.00 0.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 30.00 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 40.00 0.00 Newspapers and magazines 10.00 0.00
parent 300.00 0.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 300.00 0.00 Repairs/maintenance 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 1900.00 2200.00 Sub total 40.00 0.00 Sub total 40.00 0.00
September Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
parent
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental
Water
Electricity
Telephone/mobile
0
0
0
0
0
0
0
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
School bus
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family
Health
Motor
Child education
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

October
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 2275.00 1747.90 527.10 Sheet
n Click for
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Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2275.00 2275.00 Rental 200.00 200.00 Consultation 20.00 0.00
Spouse's income Water 50.00 50.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Telephone/mobile 40.00 30.00 10.00

Business lunch 126.50 0.00
Dividend/bonus dinner 86.00 0.00
Other income other foods 53.00 Sub total 20.00 10.00
0.00 Insurance/Takaful
Sub total A 2275.00 2275.00 0.00 Life/Family 186.00 185.00
Income tax 0.00 0.00 Health 20.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 22.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 290.00 545.50 Sub total 186.00 227.00
House 0.00 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 5.00
Study loan 100.00 110.00 School uniform 0.00 Toiletries 50.00 37.00
Others 2.00 Stationeries 0.00 0.00
0.00 Pocket money 40.00 Sub total 50.00 42.00
Sub total C 100.00 112.00 School bus 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 50.00
Fixed deposit 0.00 Sub total 0.00 40.00 Donations 10.00 10.00
Tabung Haji 800.00 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 30.00 54.00 Newspapers and magazines 0.00
PARENT 300.00 300.00 Parking 0.00 Restaurants and take aways 0.00
Sub total D 1100.00 300.00 Repairs/maintenance 0.00 Club membership 0.00
balik kg 100.00 75.00 wayang 148.00
Amount for other lrt 80.00 52.40 82.00
expenses (A-B-C-D) 1075.00 1863.00 Sub total 210.00 181.40 Sub total 10.00 290.00
October Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
Others
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
PARENT 300.00
Sub total 300.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental 200.00
Water 50.00
Electricity
Telephone/mobile 10.00
lunch 6.00 8.00 7.00 6.00
dinner
other foods
0
0
0
0
0
0
0
Sub total 266.00 0.00 0.00 8.00 7.00 6.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money 40.00
School bus
0
0
Sub total 40.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Expenses (cont.)

balik kg 75.00
lrt 10.00 10.00
Sub total 85.00 10.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family 185.00
Health
Motor
Child education
0
0
Sub total 185.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes
Hair and beauty
Toiletries 6.00
0
Sub total 6.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations 10.00
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
wayang 100.00
0
Sub total 110.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

November
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 2270.00 1820.50 449.50 Sheet
n Click for
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Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2270.00 2270.00 Rental 180.00 180.00 Consultation 10.50
Spouse's income Utilities 50.00 50.00 Medicine and vitamins 0.00
Part time job Electricity 0.00 Dentals 0.00
Income

House rental Topup Hp 40.00 60.00 0.00

Business lunch 150.00 112.00 0.00
Dividend/bonus dinner 100.00 114.00 0.00
Other income other foods 50.00 76.00 Sub total 0.00 10.50
Wayang 50.00 0.00 Insurance/Takaful
Sub total A 2270.00 2270.00 Date 50.00 38.00 Life/Family 185.00 182.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 670.00 630.00 Sub total 185.00 182.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Clothings 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 80.00

Personal loan 0.00 Tuition 0.00 Toileteries 30.00 25.00
Study loan 100.00 101.00 School uniform 0.00 7.00
parents 300.00 335.00 Stationeries 0.00 0.00
0.00 Pocket money 0.00 Sub total 30.00 112.00
Sub total C 400.00 436.00 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 160.00
Fixed deposit 0.00 Sub total 0.00 0.00 Donations 80.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 20.00 14.00 Newspapers and magazines 10.00 5.00
0.00 Balik Kampung 100.00 26.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 Repairs/maintenance 20.00 20.00 Club membership 15.00
Driving license 0.00 0.00
Amount for other LRT 30.00 50.00 80.00
expenses (A-B-C-D) 1870.00 1834.00 Sub total 170.00 110.00 Sub total 10.00 340.00
November Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan
parents
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental 180.00
Utilities 50.00
Electricity
Topup Hp 10.00
lunch 5.00 9.00
dinner 9.00 9.00
other foods 21.00
Wayang
Date
0
0
0
0
0
Sub total 9.00 266.00 9.00 9.00 0.00 0.00
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket money
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol 4.00
Balik Kampung
Repairs/maintenance
Expenses (cont.)

Driving license
LRT 10.00
Sub total 0.00 0.00 14.00 0.00 0.00 0.00
Medical
Consultation 5.50 5.00
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 5.50 0.00 0.00 5.00
Insurance/Takaful
Life/Family 182.00
Health
Motor
Child education
0
0
Sub total 182.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Clothings
Shoes 80.00
Toileteries 25.00
0
0
Sub total 80.00 0.00 25.00 0.00 0.00 0.00
Other expenses
Child care
Gifts 80.00
Donations 10.00
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 90.00 0.00 0.00 0.00 0.00 0.00
 Monthly Budget Planner
Select Month:
Septembe Novembe Decembe
January February March April May June July August October
r r r

December
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.

Actual TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking

positio 2250.00 548.00 1702.00 Sheet
n Click for
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Amount (RM) Amount (RM) Amount (RM)
Details Details Details
Estimated Actual Estimated Actual Estimated Actual
Household income Household expenses Medical
Own income 2250.00 2250.00 Rental 180.00 180.00 Consultation 0.00
Spouse's income Utilities 50.00 50.00 Medicine and vitamins 0.00
Part time job Topup 50.00 10.00 Dentals 0.00
Income

House rental Lunch 150.00 18.00 0.00

Business Dinner 150.00 4.00 0.00
Dividend/bonus Other Food 0.00 0.00
Other income 0.00 Sub total 0.00 0.00
0.00 Insurance/Takaful
Sub total A 2250.00 2250.00 0.00 Life/Family 180.00 185.00
Income tax 0.00 0.00 Health 0.00
Zakat
/ tax

Zakat 0.00 0.00 Motor 0.00

0.00 0.00 Child education 0.00
Sub total B 0.00 0.00 0.00 0.00

Expenses (cont.)
0.00 0.00
Loan repayment Sub total 580.00 262.00 Sub total 180.00 185.00
House 0.00 Education Personal expenses
Car 0.00 School fees 0.00 Toileteries 0.00
Monthly fixed expenses

Credit card 0.00 University fees 0.00 Shoes 0.00

Personal loan 0.00 Tuition 0.00 Hair and beauty 0.00
Study loan 101.00 101.00 0.00 0.00
Parent 300.00 0.00 0.00 0.00
0.00 0.00 Sub total 0.00 0.00
Sub total C 401.00 101.00 LRT 50.00 0.00 Other expenses
Saving / Investment 0.00 Child care 0.00
EPF 0.00 0.00 Gifts 0.00
Fixed deposit 0.00 Sub total 50.00 0.00 Donations 0.00
Tabung Haji 0.00 Transportation Hobbies and sports 0.00
Cooperative 0.00 Road tax 0.00 Subsriptions 0.00
Savings 0.00 Petrol 0.00 Newspapers and magazines 0.00
0.00 Balik KG 100.00 0.00 Restaurants and take aways 0.00
Sub total D 0.00 0.00 0.00 Club membership 0.00
Driving license 0.00 0.00
Amount for other 0.00 0.00
expenses (A-B-C-D) 1849.00 2149.00 Sub total 100.00 0.00 Sub total 0.00 0.00
December Tracking Sheet
Enter figures into the blue cells.
BACK
Actual expenses incurred 1 2 3 4 5 6
Income tax

Zakat
Zakat

/ tax
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Loan repayment
House
Car
Monthly fixed expenses Credit card
Personal loan
Study loan 101.00
Parent
0
Sub total 101.00 0.00 0.00 0.00 0.00 0.00
Saving / Investment
EPF
Fixed deposit
Tabung Haji
Cooperative
Savings
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Household expenses
Rental 180.00
Utilities 50.00
Topup 10.00
Lunch 6.00 5.00 7.00
Dinner 4.00
Other Food
0
0
0
0
0
0
0
0
Sub total 246.00 5.00 11.00 0.00 0.00 0.00
Education
School fees
University fees
Tuition
0
0
0
LRT
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Transportation
Road tax
Petrol
Balik KG
0
Expenses (cont.)

Driving license
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Medical
Consultation
Medicine and vitamins
Dentals
0
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Insurance/Takaful
Life/Family 185.00
Health
Motor
Child education
0
0
Sub total 185.00 0.00 0.00 0.00 0.00 0.00
Personal expenses
Toileteries
Shoes
Hair and beauty
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
Other expenses
Child care
Gifts
Donations
Hobbies and sports
Subsriptions
Newspapers and magazines
Restaurants and take aways
Club membership
0
0
Sub total 0.00 0.00 0.00 0.00 0.00 0.00
How to use this budget calculator? BACK

Set your monthly budget

Select the corresponding month in the Monthly Budget Planner

Key in your budget for the month in the Estimated cells (in blue)

Track where your money goes

To record your daily spending, use the Enter your actual spending amount in the blue cells.

Total amount of your actual spending will automatically be calculated and reflected in the Monthly Budget Planner

To return to the Monthly Budget Planner, click

Assess your actual spending habits

If you have a deficit balance at the end of the month, you need to assess your spending habits.
Compare against the budgeted amount and determine whether the expenses are necessary.
Learn more on how to manage your money here.

You can change the items of income and expenditure in the Monthly Budget Planner to suit your need.
This will be reflected in the tracking sheet of the corresponding month.

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