Shrapit Dosha & Remedies

Shrapit Yoga is also called Shrapit Dosha. The word Shrapit literally means somebody
who is cursed. It is said that Shrapit Yoga is formed when Saturn and Rahu are placed
together in a single House of a horoscope. Some astrologers are of the opinion that
Saturn's aspect on Rahu also results in Shrapit Yoga. It is believed that the combination
results from bad karmas (deeds or actions) of past lives. Moreover, astrologers also say
that if Shrapit Yoga is present in a particular horoscope, it nullifies the effects of the good
yogas present in the same horoscope.

Saturn is the owner of two signs of the zodiac?

The 10th sign Capricorn and the 11th sign Aquarius. Capricorn represents karma and
Aquarius denotes labha or gains. The position of Saturn in any horoscope is decisive, and
it is prudent to properly assess the disposition and strength of Saturn before making any
predictions. Saturn is a deterministic planet and acts for good or bad without any
restraint.

Saturn will be transiting through the Tula rashi, or Libra, from 14th November, 2011, to
2nd November, 2014, and Rahu will be transiting through Tula Rashi, or Libra, from
23rd December, 2012, to 7th December, 2014. Therefore Saturn and Rahu will be
together in Libra from 23rd December, 2012, to 2nd November, 2014, resulting in the
prevalence of Shrapit Yoga during the period.

When Shrapit Yoga is present, some of the results that are observed include:

• The incidence of divorce cases increases

• Ending up as a widow or widower, despite the fact that the couple's horoscopes were
matched
• Children fall sick repeatedly

• The couple has problems in conceiving a child

• Repeated miscarriages

• Frequent quarrels among family members, without any specific reason

• Obstructions in the person's educational and career growth

However, like there are cures for most diseases, there are remedial measures that can be
taken to minimise the effects of Shrapit Yoga. Chief among them are:

• Every Saturday, make balls of cooked rice and ghee. Feed these rice balls to crows and
fish.

• Render unconditional service to parents, aged and needy people, sweepers, and poor
people.

• Make an effort not to get angry, and avoid quarrels.

• Worshipping Lord Vishnu, especially in the form of Sri Ram is also advised for Pitru
Dosha Nivaran.

• Perform Kanya Daan (perform the marriage of a daughter).

• Perform Rudrabhishek (Rudra Abhishek) in the name of ancestors.

• Chant Hanuman Chalisa everyday, plus on Saturdays offer oil + sindoor + aakda
garland + coconut to Lord Hanuman.

• Try to chant the Maha Mrityunjaya Mantra at least 1,25,000 times in front of Lord
Shiva or a Shivlinga. In case you don't know the mantra, it is:

Om Trayambakam yajamahey
Sugandhim pushtivardhanam
Urvarukamiv bandhanat
Mrityuomurkshir Mamrutat
It is important to note the following: Maintain brahmacharya while chanting, stop
indulging in addictions, vices, feed brahmins and donate other material things to them,
and try to do havan, tarpan as many times as possible.

You can feed brahmins and do havans at home on any Somvati amavasya, Amavasya, or
Budhvati Amavasya. On Maha Shivratri, you can chant the Maha Mrityunjaya Mantra.

Besides this, Ganesha suggests that you keep a Shrapit Dosha Yantra after making it holy
(siddha) by chanting the Shani Mantra:

||Om Sam Shanis-swaray namah||

 Garbhadhaana- Understanding Art of Conceiving
through Vedic Astrology
Sexual union, pregnancy and reproduction of human species are the essentials on which
the world exists. Sexual union should never be based upon simple sense gratification. The
time of conception ("Garbhadhaana") is very important and should be carefully planned.

The value of time is inestimable. All objects in nature are produced in "Time", developed in "Time"
and destroyed in "Time". The truth of these statements requires no further proof. It stands
unchallenged. Time has got it's own properties. Creative, protective and destructive forces are
embedded in the womb of time. If there could be a tool, which can give us a clue as to when the
various kinds of creative and destructive forces are in operation, it would be of great help. A
person can time his efforts to do the right thing at the right moment so that his activities are in
harmony with the laws of nature.

To understand it further, just see that there is a time to sow and a time to reap. Why not we do
the sowing operation during the harvest season? Nature would be against us. During the sowing
season, creative forces are in operation. When an important activity is to be undertaken,
destructive forces have to be screened off. Thus, the time of conception (Garbhadhaana) is very
important. The birth of Ved Vyaas, the great scholar and the author of Mahabharata is believed to
have been the culmination of a union at a time when planetary positions were conductive to
produce a philosopher. Each moment has got its own potency. The moment at which we elect to
do an important act is not certainly an insignificant epoch.

Sexual union, pregnancy and reproduction of human species are the essentials on which the
world exists. Sexual union should never be based upon simple sense gratification. There is
sacredness about sexual functions, and when moral and spiritual considerations are not
respected and brought into play, the result will be most unsatisfactory and all sorts of undesirable
progeny would be the products of promiscuous cohabitation. Maharishies have given us clues as
to how best we can make use of the grand constructive vibrations operating in nature if our
endeavors are to be endowed with success.

For those who are not much adept in astrology, the simple formulae for the birth of a dutiful,
intelligent and virtuous child, a couple should try for conception (Garbhadhaana) keeping in mind
that:

1. The constellations (Nakshatras) Shravana, Rohini, Anuradha, Swati, Revati, Moola,

Uttarashada, Uttarabhadrapad, Shatbhisha are highly favourable for nuptials.
2. The constellations Pushya, Dhanishta, Mrigshira, Ashwini, Chitra, Punarvasu are ordinary.
3. The rest of the constellations are to be rejected.
4. At the time of nuptials, no planet should occupy the 8th house.
If one is adept in astrology or has a keen desire to explore the mysteries of this science, then
Ashtakvarga system should be applied for much finer results. Ashtakvarga is a branch of Vedic
Jyotish which fell into disuse due to laborious and error prone calculations involved. But with the
advent of computers, Ashtakvarga has become the subject of modern times. Our ancient sages
never advocated for a "son" - but for a "virtuous son". All their astrological wisdom has been
applied so that an intelligent and dutiful son could be born to a couple.

1. Jupiter must have minimum 4 auspicious points (more, the better), on that day, in his own
Ashtakvarga.
2. Jupiter should be in a kakshya of such lord who is a contributor of these auspicious points.
3. The kakshya lord for Jupiter should neither be an enemy ("Shatru") nor a bitter enemy (Adhi-
shatru) to it. Better will be if the kakshya lord is best friend ("Adhimitra") of Jupiter.
4. The sum of auspicious points for all seven planets, on the required date, should be more than
30.
5. If a male child is desired, Jupiter should be in a male planet's Kakshya. Male planets are
Jupiter, Mars and the Sun.
6. If a female child is desired, Jupiter should be in a female planet's kakshya. Female planets are
Venus and the Moon.
7. When Jupiter is in the Kakshya of Mercury or Saturn, those dates should be avoided because
these two planets are eunuchs.
8. Jupiter should be transiting in a sign which is strong in native's Sarvaashtakvarga.
9. Sun should be transiting in a sign having highest auspicious points in Jupiter's Ashtakvarga.
10. For precise timing during the chosen day, sexual intercourse should be during the period,
when a sign is rising containing highest number of auspicious points in Jupiter's Ashtakvarga.
Conception is most likely to take place at this time.

One should also use "Chaughadia muhurtas" to ascertain auspicious intra-day timings. If efforts
for conception takes place

during a good "Chaughadia muhurta" within the chosen date, specially the "Amrit chaughadia", it
would ensure the well-being of the foetus during pregnancy. Childless couples may please note.

However, if one is unable to calculate dates with such precision and confirmation to all these sets
of conditions, at least one can plan conception during a month which coincides with the Sun's
transit in the sign having highest auspicious points in Jupiter's Ashtakvarga. Classical texts say
that a virtuous son will be born out of this conception.

All this exercise in choosing a proper date and time for the purpose of conception will ensure that
all possible good cosmic vibrations are centered such that the energy generated would nullify all
other unfavourable factors and enhances the chances of success of the effort. A person is thus
enabled to remove, neutralize, counter-act or overcome the evils indicated by his/her horoscope.
Horoscopy is diagnostic. It merely points out the ills but prescribes no remedies. Suppose evil
planets in the fifth house indicate loss of children. Then, proper timing of consummation, when
ethereal currents released from the planets are so powerful as to minimize or modify the
afflictions to the extent that the birth and survival of at least some children may be ensured.
Proper timing of efforts helps one to minimize or modify the evils of our past Karma to a
considerable extent.
The modern architects have adopted the ancient science of Vaastu-Shastra in recent times due
to its efficacy. Why not gynecologists and obstetricians can utilize this science of astrology? They
can effectively guide their patients in a meaningful way and enable them to bear 'virtuous and
healthy child' instead of bearing a "physically healthy child" only. Their ultra-sound machines can
indicate physical deformity only, of a to be born child, and that too, without any remedy. The
science of astrology is preventive too. One must be advised to sow in the proper sowing season
only.
These complicated calculations of Ashtakvarga has now become quite easier with the use of
computers in this field and application of Ashtakvarga principles by a person in his/her daily life is
now quite possible. Computer softwares "Rishi" & "Vjyotish", developed by the author of this
article, dedicated to Ashtakvarga system, can calculate and report for all these conditions on daily
basis for any individual's horoscope. Such type of useful softwares indicate the emergence of an
era when prospective parents will get and prefer such type of astrological report as soon as they
get married.

In fact, such reports are a boon to the doctors dealing with fertility problems. In most of the cases
of infertility, a remote possibility of success still remains. Therefore, perhaps 'under-fertility' is a
better term. Such type of micro astrological reports can guide the doctor for the proper time when
probability of success of treatment is highest.
Some times Gynecologists and Obstetricians are requested to perform the deliveries on particular
hours of a particular day on the advise of astrologers. Such 'timed' cesarean deliveries are
unethical as it interferes with the course of Nature and medically hazardous too. Better will be if
conception is 'timed' and not the delivery.

Ratna Jyotish

Ratna Jyotish

In these days, recommendation of Gems & Stones are in vogue. No doubt, market force has necessitated
astrologer to make prescription for gems and stones. Despite it, gems and stones have astrological values
also and references can be found in Veda-Purana. In my experience, i have also found that gems & stones
have astro-remedial value. These have been found bringing betterment in the life. How much betterment will
come, it is dependant to the encryption of destiny, mirrored in true horoscope of a native.

Gemstones are supposed to have some latent power often called divine power. There are eighty-four
gemstones. Nine of them are recognized as the main gems (Ratna or Mani), while the rest seventy-five
gems come under the sub-gem (Upa Ratna) category. Upa-Ratnas also have power. In practice it has been
experienced that sub-gems works very strongly and some sub-gems surpass the main gems in qualities &
meeting with the purpose. 84 Gems stones are as follows:

Eighty Four gemstones

 Amber.  Kurund.
 Akik(Agate).  Kakarnili.
 Abari.  Kuduratta.
 Amalia.  Khara.
 Alemani.  Gomed (Hassonite)
 Udak.  Godanta.
 Upal(Opal).  Gauti.
 Alexendrite.  Gudari.
 Casoti (Touch stone)  Cheeta (Vyaghraksha or
 Kaharava. Tiger's eye)
 Calaline.  Chumbak (Magnet)
 Kataila (Amethyst)  Jaharmohara (Soap stone)
 Jaje Mani.
 Jaharat (Dugdh pashan or  Doposta.
milk stone)  Dhunaila.
 Jabar jad.  Naram.
 Jharana.  Neelam (Blue Sapphire)
 Tori.  Panna (Emerald)
 Duur.  Panaghana.
 Tamara (Garnate)  Pitonia.
 Turvasa.  Panni.
 Turmali (Tourmaline)  Pukhraj (Yellow Sapphire)
 Dana firang.  Phiroza (Turquoise)
 Darchana.  Phitak.
 Danvala.  Beiruj.
 Durrenazaf.
 Bansi.  Yashab (jade)
 Mariam.  Yahood.
 Marmar (Marble stone)  Ratartna.
 Makatanis.  Romani.
 Margaz.  Lahsuniya (Cat's eye)
 Makari.  Lajvard (Lapis Lazuli)
 Manikya (Ruby)  Lalari.
 Musa.  Ludhia.
 57) Muvenazaf.  Shajar.
 Moonga (Coral)  Sitara.
 Moti (Pearl)  Sangi.
 Mritangar (cinder stone)  Saramahi.
 Cimac.  Sona Makkhi.
 Simrak.  Suryaksha.
 Sinduria (carnelian)  Cibar.
 Singali.  Havas.
 Sulemani. (onyx)  Heera. (Diamond)
 Sunahala (Citrine)  Haddek.

Vedic Astrologes have found that every planet is in harmony with a certain type of primary Gem and
secondary gem. These have been shown below:

Planet Primary Gem Secondary Gem

Sun Ruby Red Spinel, Garnet

Moon Pearl Moonstone

Mercury Emerald Green Tourmaline, Peridot

Venus Diamond White Sapphire

Mars Red Coral Carnelian, Red Agate

Jupiter Yellow Sapphire Topaz

Saturn Blue Sapphire Lapis

North Node (Rahu) Hessonite Orange Zircon

South Node (Ketu) Chrysoberyl Cat's Eye, Crystals

Static Significations of Gems

Ruby is recommended for increase of political prestige and power, good health, freedom from liver diseases.
Pearl is recommended for affuence, peace of mind and popularity.
Coralis recommended for money, freedom from stomach diseses, annihilation of enemies,freedom from
debts.
Emerald is recommended for strengthening the nervous system, recovery from schizophrenia , wealth ,
knowledge , benefits from trade and commerce.

Yellow Sapphire is recommended for health, blood pressure, knowledge, peace of mind,rise in religious and
spiritual affairs & wealth.

Diamond is recommended for increase in wealth, winning over love, comfortable and luxurious living.

Blue Sapphire is recommended for annihilation of enemies, recovery from chronic diseases, melancholia, &
depression , for increase in wealth.
Harsonite Garnet is recommended for good health, recovery from skin diseases,annihilation of enemies,rise
in life.

Cat's Eye is recommended for annihilation of enemies, recovery from pain and wounds, an increase of
wealth.

Turquoise (Feroza) is recommended for those whose marriage has been delayed, for conjugal happiness,
peace of mind.
Dana-firang is recommended for dissolving kidney stones.

Weighing Unit of Gems: Gems are generally weighted in RATTI or CARAT or Cent. Carat is used in
modern time. Ratti is traditional way of weighin. However, in India it is still in practice. When an astrologer
suggests gems of certain Ratti, it measns he is talking of Standard Ratti. Preciousstones are measured in
Cent.

1 Carat = 200 Milligramms = 1.0989 Ratti = 3.08649 Grains = 0.2 Grams

5 Carat = 1 Gram = 15.43243 Grains = 5.49451Ratti

1 cent = 2 milligram

1 carat = 100 cents

1 Standard Ratti (Stones Ratti) = 182 Milligramms = 2.8087 Grains = 0.91Carats = 0.182 gms

1 Sunari Ratti (Kachhi Ratti)121 Milligramms

1 Tola = 11.664 Grams (Old)

1 Tola = 10 Grams (New)

For more weight conversion visit -- jewellersportal.com/weightConverter.php

Cost of Gem and Stone : Cost of Gemstone is determined by Clarity, Colour, Cut and Weight of Gem.
Clear piece of Gem with fine cut and colur is really worthy to wear.

Laboratories in India for Gemstone Test:

Gemological Laboratory,

Gem & Jewellery Export Promotion Council,

Ministry of Commerce, Govt. of India,

Flatted factory complex,

Jhendewalan,
New Delhi.

Gemological Laboratory,

Gem & Jewellery Export Promotion Council,

Rajasthan Chamber Bhawan, M.I. Road

Jaipur - 302003, Rajasthan

Indian Diamond Institute,

Katargam, GIDC, Sumol Dairy Road,

Surat - 395008

Gemological Laboratory,

Gem & Jewellery Export Promotion Council,

Mathew Tower, 1st Floor,

16/3, Jagannathan Road,

Off. Mungambakkam High Road,

Chennai - 600 034

Lal Kitab - Some important remedial measure

Respect your father. This will strengthen your Sun who ascertains success, high post, help from
Government etc.
Respect Elderly People, Saint, Priest for strengthening Jupiter in your chart. Jupiter is a planet that bestows
Gyana, Dhana, Bhagya, Gurutva etc.
Avoid kicking dogs or beating them. Better feed them. This will improve the effect of dragon's tail (ketu) . It is
symbolic of son and of luxurious life.
Use silver tumbler and utensils. This brings good effect of moon and remove the bad effects of dragon's
head (Rahu).
Make arrangement for keeping dining table close to the kitchen. Avoid eating while seated on your bed. This
reduces ill effect of Rahu.
Dispose of articles which have not been used for decades, do not clutter your house /office with
unnecessary articles. This upay also reduces bad effect of Rahu.
The above two steps will reduce the bad effect of dragon head (rahu) who is natural malefic and whose job
is to cause unnecessary and avoidable worries and fears.
Feed cows. This improves conjugal life and health of wife.
Feed crows/fish. This brings affluency and enhances mother's health.
Feed monkeys to improve financial condition and getting favours from the government.
Wear gold ring, golden strap on your wrist or apply saffron on your forehead for better luck and all round
improvement in your affairs.

Lal Kitab Remedies for Malefic Planets

Sun

Marry before 24th year of life.

Worship lord Vishnu
Never accept anything particularly Gur, Wheat, Copper made items in charity.
Throw gur/ copper coin in flowing water.
Don't have sex with wife during the day time.
Start any important work after eating sweet and drinking water.
Install a hand pump for water in your ancestral house.
Recite or listen harivansha purana.
Quench fire with milk instead of water for marital happiness
Keep the main gate entrance of the house in east.

Moon

Drink milk in silver glass.

Take blessings of mother

Keep vessel full of water or milk near your head at night while sleeping and pour it in the roots of kikar tree
next day.

Do not get married at the age of 24

During marriage take silver and rice from in-laws

If moon is in Aries then one should never deal in dairy products

If the moon is in Scorpio, one should store some water of cremation ground inside one’s house

If in Aquarius then worship bhairava Worship lord Shiva

Donate milk, rice or silver to proportionate moon.

Mars

Keep giving maternal aunt or bua or sister red cloths.

Keep fast on Tuesdays and donate sindoor to Hanumanji.

In case mars is benefic or good then distribute sweet food in charity or float batashas in the river.

In case mars is malefic then float rewaris in the river

Help brother from time to time

Throw masoor dal or honey or sindoor in a river

Mercury

Give green grass to cows

Give food to dog, cow and crow from your food

Give a goat in charity.

Float copper piece with hole in it

Float green things in the river

Bury honey in a mud pot in a lonely place

Do not accept tabij,

Clean your teeth with fitkari (alum)

Float mud pitcher in a river

Have nose pierced

Wear copper coin in the neck.

Give green colour bangles and clothes to eunuchs.

Jupiter

Give gram dal or channa dal, turmeric, some gold, some kesar in yellow cloth in holy place or temple.

Wear gold in yellow thread in neck.

Do not keep idols of gods at home if Jupiter is in the 7th house in Libra sign.

Recite garuda purana.

Eat kesar or apply it on nabhi and tongue.

Apply turmeric or kesar n forehead.

Do not cut peepal tree. Water peepal tree and plant yellow flowers plants.

Keep your hair tied.

Venus

Give cow in charity or do dan of cows fodder.

Flow blue flower in dirty water for 43 days.

Use perfume, cream etc on Friday.

Give dan in bronze vessel.

Give curd, pure ghee, misri and camphor at holy place.

Saturn

Give food to crow for 43 days.

Give iron in charity.

Do chaya dan. Donate oil particularly Mustard Oil on Saturday.

For 43 days pour spirit, oil or wine on the floor in the morning at sunrise.

Worship bhairon and give wine to him in the temple of bhairon.

Give loafs of bread with mustard oil on it to dogs and crows.

Rahu

Give radish in charity or throw coal in the river

Stay in joint family

Keep your hair tied

Do not harm brother or sister

Eat in the kitchen

Keep saunf or sugar in red small bag under your pillow while sleeping.

Keep silver box with you

Keep gangajal
Float barley or coconut in running water

Give red masoor to the sweeper or help him in another ways

If illness takes place due to malefic Rahu then float barley or wheat equal to the weight of the sick person in

a river

Ketu

Feed chapattis to dogs.

Apply kesar on forehead.

Wear gold.

Give kapila cow and sesame seeds in charity.

Give white and black blanket made of wool in temple.

Wear silver in foot toe.

Give milk, rice red masoor dal in charity.

Do Ganesh pooja.

Keep a white and black dog at home or feed such dog.

Debts - Rin in Lal Kitab Astrology

Matri Rin in Lal Kitab, Pitri Rin in Lal Kitab, Swa Rin in Lal Kitab, Stri Rin in Lal Kitab, Dev Rin in Lal Kitab,
Jalimana Rin, Kudarati Rin

Mother’s Debt ( Matri Rin )

When Fourth House in the Horoscope is afflicted a person suffers from Mother’s Debt. Afflicted Moon is the indicator.
Because of this Debt the person can have strained relations with the Mother or she could be suffering from ailments.
The person suffers in the academic field. If and when associated with animals giving milk or trading in milk or water all
his riches and wealth disappears because of some unforeseen events. If someone else tries to help the individual he
himself is rendered incapable of doing it. The native tends to throw dirt or waste material in the Flush, or flows it in
water, well or river.

Self Debt ( Swa Rin )

When Fifth House in the Horoscope is afflicted a person suffers from Self-Debt. Afflicted Sun is the indicator. Because
of this Debt the person becomes atheist and does not follow family traditions. A person rises high in status and serves
the government but suddenly due to a stroke of misfortune all his wealth is lost. Some chronic diseases like ; heart
diseases, pain in shoulders, physical weakness, difficulty in eyes severe so that the person suffers from it. One has to pay
penalty in legal suits even though he is flawless. There may be an Agni Kund or Fire place underground or many
openings in the roof for the entry of light.

Paternal Debts ( Pitri Rin )

When Second, Fifth, Ninth or Twelfth House in the Horoscope is afflicted a person suffers from Paternal Debt. Afflicted
Jupiter is the indicator. Because of this Debt the person dishonors or changes the family priests or Brahmins, destroys
the place of worship and tends to cut the Peepal or Banyan tree. One has to carry the stigma of other’s evil deeds for no
reason. Hair turn grey at an early age. Sometimes when in the family an elderly person’s hair starts graying, the yellow
metal turns to black iron and iron translates itself into white ashes. In other words everything is lost with age.

Debts to Relatives ( Rishtedari Rin )

When First and Eighth House in a Horoscope are afflicted, person suffers from Debts to relatives. Afflicted Mars is the
indicator. Because of this Debt the person remains aloof and enjoys solitude. Someone in the family must have killed a
pregnant cow or buffalo, poisoned some relative or set someone’s new house on fire. The person is against his relatives.
Does not join in family celebrations and does not celebrate at home.

Debts to Girl Child/Sisters ( Bahan / Ladki Ka Rin )

When Third and Sixth House in the Horoscope is afflicted a person suffers from Debt to girls or sisters. Afflicted
Mercury is the indicator. Because of this Debt there will be bad and adverse results to wealth and life of the native when
he is blessed with a son or a grandson. He will have no sisters or daughters or have bad relations with them or may be
troubled with their sufferings. The person suffers in speech or has brain or nervous disorders. He can speak harshly or
deliberately to hurt others. If there is a surviving daughter or sister, all riches vanish and a person becomes a pauper, at
the time of their marriage or after marriage. The same might happen even after the birth of a son. One struggles till 48
yrs of age. The native swindles with females or girls or gets involved in the unethical act of selling or purchasing of
innocent children.

Debts to Females (Stri Rin )

When Seventh House in the Horoscope is afflicted, a person suffers from Debts to Females. Afflicted Venus is the
indicator. Because of this Debt the person suffers in his marital life. In the family Women folks are beaten. Someone at
some time might have killed a pregnant lady for selfish reasons. One is avert to keep pets, especially a cow. Main gate
of the House or entrance will be from the South which will be harmful. Native might be a killer, posses House or
machinery by cheating, snatching other’s possessions illegally and using for one’s own comfort. Benefic results of the
progeny will be mild, holes in the skin, diseases in secret organs, Cremation of dead body at the time of marriage of
anybody, having second marriage.

Debts due to Evil Deeds ( Nirdayata ka Rin, Nirdayee Rin, Jalimana Rin)
When Tenth House and Eleventh House in the Horoscope is afflicted a person suffers from Debts due to evil deeds.
Afflicted Saturn is the indicator. This is a curse due to Tyarani, killing, murdering or shooting i.e., taking away lives of
the innocent. Manipulating someone’s property and not paying for it. Because of this Debt the person is devoid of good
and faithful servants or do not get into good service themselves. Untimely death of progeny or in-laws, fire accidents,
not residing in the purchased House, Repairing stairs after purchasing a house, unnatural death by intake of poison or
killed through weapons. Native is unable to purchase machinery or house even after giving advance, rusticated from the
school or Examinations without any fault. Buys the land from the issueless person and constructs house on it.

Debts during entire life time

When Twelfth House in the Horoscope is afflicted a person suffers from Debts during entire Life Time. Afflicted Rahu
is the indicator. This is a curse of children who are not allowed to born or aborted. This debt incurs even if some
ancestors have betrayed or cheated their in laws or others in such a way that their entire family was destroyed. Because
of this debt an individual has to struggle through out his lifetime. One does not enjoy any comfort or luxury.
Interpersonal relationships become a cause of stress. There is a sudden turmoil in life. Some unforeseen event or mishap
shatters good luck and with in a flick of a second a king turns into a pauper. All is lost as sometimes in natural
calamities. A person tends to get penalty or imprisonment in court judgment without any fault, charges of cheating,
theft, betrayal are labeled against the native. Flow of dirty and impure water below the corridor, accumulation of heaps
of dust and waste material or filth in front and backside of the residence, Fire, theft, failure in life despite of hard work,
asthama, epilepsy, unexpected or untimely death.

Godly Debts ( Dev Rin, Kudarati Rin )

When Sixth House in the Horoscope is afflicted a person suffers from Godly Debts . Afflicted Mercury is the indicator.
This is a curse from the religious place or religious person or because of not performing the ‘Mannat’ or what one had
promised to offer to God after completion of the work. Because of this Debt the person is often devoid of progeny.A
person is cheated whenever he puts faith on someone, kills the dogs, has urinary problems, accidents and unforeseen
events during journey, has bad character. Native Receives adverse blessings from poor or saints. Pain in the back bone,
Pain in the ears, dog bites.

Shiva Panchaakshara Stotra

Shiv Panchaakshari

(1)
nagendraharaya trilocanaya bhasmangaragaya mahesvaraya |
nityaya suddhaya digambaraya tasmai nakaraya namah sivaya || 1||
Salutations to Shiva, who wears the King of snakes as a garland, the Three-eyed God, whose body is smeared with
ashes, the great Lord, the eternal and pure One, who wears the directions as His garment, and who is represented by the
first letter ’na’. (1)

(2)
mandakini-salilacandana-carcitaya
nandisvara-pramathanatha- mahesvaraya |
mandarapuspa-bahupuspa-supujitaya
tasmai makaraya namah sivaya || 2||
I bow to Shiva, who has been worshipped with water from the Ganga (Mandakini-River) and anointed with sandalwood
paste, the Lord of nandi, the Lord of the host of goblins and ghosts, the great Lord, who is worshiped with mandara and
many other kinds of flowers, and who is represented by the syllable ‘ma’. (2)

(3)
sivaya gaurivadanabja-vrinda-
suryaya daksadhvaranasakaya |
srinilakanthaya vrisadhvajaya
tasmai sikaraya namah sivaya || 3||
Salutations to Shiva, who is all-auspiciousness, Who is the sun that causes the lotus face of Gauri (ParvatI) to blossom,
Who is the destroyer of the Yajna of daksha, whose throat is blue (Nilakantha), whose flag bears the emblem of the
bull, and who is represented by the syllable ‘si’. (3)

(4)
vasistha-kumbhodbhava-gautamaryamunindra-devarcitasekharaya |
candrarka-vaisvanaralocanaya tasmai vakaraya namah sivaya || 4||
Vasishhtha, Agastya, Gautama, and other venerable sages, and Indra and other Gods have worshipped the head of
(Shiva's linga). I bow to that Shiva whose three eyes are the moon, sun and fire, and who is represented by the syllable
‘va’. (4)

(5)
yaksasvarupaya jatadharaya pinakahastaya sanatanaya |
divyaya devaya digambaraya tasmai yakaraya namah sivaya || 5||
Salutations to Shiva, who bears the form of a Yaksha, who has matted hair on His head, Who bears the Pinaka bow in
His hand, the Primeval Lord, the brilliant God, who is Digambara (naked), and who is represented by the syllable ‘ya’.
(5)
pancaksaramidam punyam yah pathecchivasannidhau |
sivalokamavapnoti sivena saha modate ||
Anyone who recites this sacred five-syllabled mantra,
(namah shivaya) - [om namo shivaya]
attains the abode of Shiva and rejoices there with Shiva.