2009 Feb Report All222

Investment Report
February 1, 2009 - February 28, 2009
Online Fidelity.com
Envelope 900322993 FAST(sm)-Automated Telephone 800-544-5555
Retirement Specialist 800-544-5373
Customer Service 800-544-6666
BORIS M NEKRITIN
29 HASENFUS CIR
NEEDHAM MA 02494-1358
Your Portfolio Summary

Changes in Portfolio Value Value by Account Account Net Value Net Value
Number February 1, 2009 February 28, 2009
Beginning mkt value as of Feb 1 $266,556.51

Additions 1,610.00 General Investment
Withdrawals -1,400.00 Fidelity Account - Individual - TOD 301-162698 $56,958.16 $58,391.28
Transaction costs, loads and fees -244.08 Fidelity Account - Individual - TOD X19-350044 189.66 189.68
Change in investment value -10,594.89 Fidelity Account - Joint WROS - TOD X19-262145 143.66 142.99
Change in credit balance 16,743.30 Fidelity Account - Joint WROS - TOD Z42-254967 50,983.70 51,362.68
Ending mkt value as of Feb 28 272,670.84
Personal Retirement
Credit balance 2,163.15 Fidelity Rollover IRA 301-409910 29,613.36 29,319.25
Short balance -38.06 Fidelity Roth IRA 119-348520 37,379.59 34,289.78
Ending Net Value $274,795.93 Fidelity SEP-IRA 301-412244 106,317.51 97,297.76
Fidelity SIMPLE-IRA 329-425370 3,839.26 3,802.51
Your portfolio commission schedule Gold Total Net Value $285,424.90 $274,795.93
Total eligible trades for portfolio period 260
Mar 2008 - Feb 2009
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Investment Report
Income Summary
This period Year to Date
Tax-exempt $7.36 $15.90
Tax-deferred 198.28 418.41
Tax-free 42.09 83.08
Total $247.73 $517.39
Your Portfolio Details

Fidelity Account 301-162698 BORIS M NEKRITIN - INDIVIDUAL TOD
Account Summary Income Summary

Beginning value as of Feb 1 $56,958.16 This Period Year to Date
Additions 1,400.00 Tax-exempt
Change in investment value 33.12 Dividends $3.32 $8.81
Ending value as of Feb 28 $58,391.28
Accrued Interest (AI) $347.41

Change in AI from last statement $71.52
Your commission schedule Gold

Account eligible trades from Mar 2008 - 2
Feb 2009
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Investment Report

Performance Quantity Price per Unit Total Value Total Value
Holdings (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Total Cost Basis February 1, 2009 February 28, 2009
Other 43% of holdings
COMERICA BANK CD 15,000.000 $1.000 $15,109.05 $15,000.00 $15,000.00
3.55000% 10/01/2009
FIXED COUPON
CTF DEP FDIC INSURED
MOODYS A1 S&P A
AT MATURITY
AI: $220.29
EAI: $532.50
CUSIP: 200339CJ6
MORGAN STANLEY BK N A UTAH 10,000.000 1.020 10,000.00B 10,170.10 10,199.90
4.00000% 12/31/2009
FIXED COUPON
CTF DEP FDIC INSURED
SEMIANNUALLY
AI: $127.12
EAI: $461.37
CUSIP: 61747MQV6
Core Account 57% of holdings

FIDELITY MASS MUNI MONEY MARKET (FDMXX) 7-day Yield: 0.22% 33,191.380 1.000 not applicable 31,788.06 33,191.38
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Investment Report

Holdings (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Total Cost Basis February 1, 2009 February 28, 2009
Total Market Value $58,391.28

All positions held in cash account unless indicated otherwise.
B - See Cost Basis Information and Endnotes for important information about the adjusted cost basis information provided.
-- not available
AI (Accrued Interest) - Presented for domestic fixed income securities and represents interest accumulated since the last coupon date, but not yet paid by the issuer or received by NFS. There
is no guarantee that AI will be paid by the issuer. AI for treasury and GNMA securities, however, is backed by the full faith and credit of the United States Government. AI totals
represent accruals for only those securities with listed AI in the Holdings section of this statement. Please refer to the Help/Glossary section of Fidelity.com for additional information.
EAI (Estimated Annual Income) - An estimate of annual income for a specific fixed income security position over the next rolling 12 months. EAI is calculated for the following securities: fixed rate
bonds and Certificates of Deposit (CDs). EAI should not be relied upon for making investment, trading or tax decisions. There is no guarantee that you will actually receive the
estimated annual interest income listed for any or all of the specific securities for which EAI is provided. There are circumstances in which EAI will not be calculated for a
specific security. Please refer to the Help/Glossary section of Fidelity.com for additional information including specific calculations.
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Investment Report
Projected Cash Flow rolling as of February 28, 2009

Estimated Annual Interest Income & Principal for bonds and other fixed income holdings
The table below presents the anticipated monthly interest income and return of principal that your current holdings are expected to generate over the next rolling 12 months. This information is an
estimate and should not be relied upon for making investment, trading or tax decisions. There is no guarantee that you will actually receive any of the amounts listed below.
Total Projected Cash Flow from

Month Bond Interest Bond Principal Other Fixed Income Interest Other Fixed Income Principal Bonds and Other Fixed Income
Mar 2009 -- -- -- -- --
Apr 2009 -- -- -- -- --
May 2009 -- -- $198 -- $198
Jun 2009 -- -- -- -- --
Jul 2009 -- -- -- -- --
Aug 2009 -- -- -- -- --
Sep 2009 -- -- -- -- --
Oct 2009 -- -- $533 $15,000 $15,533
Nov 2009 -- -- $202 -- $202
Dec 2009 -- -- $61 $10,000 $10,061
Jan 2010 -- -- -- -- --
Feb 2010 -- -- -- -- --
Total -- -- $994 $25,000 $25,994
-- not available
Bond Interest includes interest payments for fixed rate bonds.

Bond Principal includes maturing principal payments for the following bonds: fixed rate, floating rate, variable rate, discount and zero coupon.
Other Fixed Income Interest includes interest payments for fixed rate Certificates of Deposit (CDs).
Other Fixed Income Principal includes maturing principal payments for fixed rate Certificates of Deposit (CDs).
Please refer to the Help/Glossary section of Fidelity.com for additional information including specific calculations.
Transaction Details (for holdings with activity this period)
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Investment Report
Core Account - Fidelity Mass Muni Money Market

Description Amount Balance Description Amount Balance
Beginning $31,788.06 Cash Management Activity
Investment Activity Deposits 1,400.00
Core account income $3.32 Subtotal of Cash Management Activity $1,400.00
Subtotal of Investment Activity $3.32 Ending $33,191.38
Investment Activity
Settlement
Date Security Description Quantity Price per Unit Transaction Amount
2/27 FIDELITY MASS MUNI Dividend received $3.32
MONEY MARKET
Cash Management Activity
Deposits ( 1)
Date Description Amount Date Description Amount Date Description Amount
2/13 MONEY LINE RECEIVED $1,400.00 Total $1,400.00
Daily Additions and Subtractions Fidelity Mass Muni Money Market @ $1 per share (the following is provided to you in accordance with industry regulations)
Date Amount Balance Date Amount Balance Date Amount Balance

2/ 13 $1,400.00 $33,188.06 2/ 27 3.32 33,191.38
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Investment Report
Fidelity Account X19-350044 BORIS M NEKRITIN - INDIVIDUAL TOD

Beginning mkt value as of Feb 1 $180.07 This Period Year to Date
Change in investment value 0.02 Tax-exempt
Ending mkt value as of Feb 28 180.09 Dividends $0.02 $0.04
Credit balance 9.59

Ending Net Value $189.68

Feb 2009

Holdings (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 February 1, 2009 February 28, 2009

FIDELITY MASS MUNI MONEY MARKET (FDMXX) 7-day yield: 0.22% 180.090 $1.000 $180.07 $180.09
Credit balance 9.59 9.59

Beginning $189.66 Subtotal of Investment Activity $0.02
Investment Activity Ending $189.68
Core account income $0.02
Investment Activity
Settlement
MONEY MARKET
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Investment Report
Fidelity Account X19-350044 BORIS M NEKRITIN - INDIVIDUAL TOD

2/ 27 $0.02 $180.09
Fidelity Account X19-262145 BORIS M NEKRITIN AND ALEXANDER NEKRITIN - WITH RIGHTS OF SURVIVORSHIP TOD

Beginning mkt value as of Feb 1 $143.66 This Period Year to Date
Change in investment value -0.67 Tax-exempt
Ending mkt value as of Feb 28 142.99 Dividends $0.01 $0.03
Credit balance 38.06

Short balance -38.06
Ending Net Value $142.99

Feb 2009

Stocks 2% of holdings
R WE R YOU CORP COM (WERU) 68.000 $0.040 $3.40 $2.72

FIDELITY MASS MUNI MONEY MARKET (FDMXX) 7-day yield: 0.22% 140.270 1.000 140.26 140.27
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Investment Report
Fidelity Account X19-262145 BORIS M NEKRITIN AND ALEXANDER NEKRITIN - WITH RIGHTS OF SURVIVORSHIP TOD
Total Market Value 142.99
Credit balance 38.06 38.06

Short balance - 38.06 -38.06
Total Net Value $142.99
R - Restricted.

Beginning $140.26 Subtotal of Investment Activity $0.01

Investment Activity Ending $140.27
Core account income $0.01
Investment Activity
Settlement
MONEY MARKET

2/ 27 $0.01 $140.27
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Investment Report
Fidelity Account Z42-254967 BORIS M NEKRITIN AND NINA G NEKRITIN - WITH RIGHTS OF SURVIVORSHIP TOD
Account Summary Income Summary Realized Gain/Loss from Sales

Beginning mkt value as of Feb 1 $32,124.90 This Period Year to Date This Period Year to Date
Withdrawals -1,400.00 Tax-exempt Short-term gain $602.57 $1,324.82
Transaction costs, loads and fees -106.03 Dividends $4.01 $7.02 Long-term gain $717.90 $1,306.35
Change in investment value 1,885.01
Change in credit balance 16,743.30
This may not reflect all of your gains/losses because of
Ending mkt value as of Feb 28 49,247.18 incomplete cost basis.
Credit balance 2,115.50

Ending Net Value $51,362.68

Feb 2009
Performance Quantity Price per Unit Total Cost Total Value Total Value
Holdings (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Basis/Proceeds February 1, 2009 February 28, 2009
Options 0% of holdings
M PUT (RZD) S & P 100 INDEX SHT -5.000 $0.050 -$413.25 -$25.00
FEB 340 (100 SHS) (RZDNH )
M PUT (RZD) S & P 100 INDEX SHT -3.000 0.050 -185.25 -15.00
FEB 330 (100 SHS) (RZDNF )

FIDELITY MASS MUNI MONEY MARKET (FDMXX) 7-day Yield: 0.22% 49,287.180 1.000 not applicable $32,320.90 49,287.18
Total Market Value 49,247.18
Credit balance 18,858.80 2,115.50

Total Net Value $51,362.68
M - Position held in margin account.
SHT - short position.
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Investment Report

Beginning $51,179.70 Subtotal of Investment Activity $1,622.98
Investment Activity Cash Management Activity
Securities bought -$33.00 Other withdrawals -1,400.00
Securities sold 1,651.97 Subtotal of Cash Management Activity - $1,400.00
Core account income 4.01 Ending $51,402.68
Investment Activity
Settlement
Date Security Description Quantity Price per Unit Cost Basis of Close Transaction Amount
2/02 PUT (RZE) You bought 5.000 $0.05000 -$166.25f m -$33.00
S & P 100 INDEX Transaction cost: -$8.00
JAN 390 (100 SHS) CLOSING
TRANSACTION
Short-term gain: $53.30*
Long-term gain: $79.95*
2/02 PUT (RZE) You sold -5.000 0.35000 166.25
JAN 390 (100 SHS) OPENING
TRANSACTION
2/03 CALL (RZE) Expired 3.000 -112.00f m 0.00
S & P 100 INDEX JAN 420 (100
SHS)
Short-term gain: $44.80
Long-term gain: $67.20
2/03 CALL (RZE) Expired 5.000 -92.00f m 0.00
S & P 100 INDEX JAN 415 (100
SHS)
2/03 PUT (RZE) Expired 3.000 -67.00f m 0.00
S & P 100 INDEX JAN 375 (100
SHS)
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Investment Report
Transaction Details
Investment Activity
Settlement
2/05 PUT (KFA) You sold -5.000 0.25000 117.00
FEB 360 (100 SHS) OPENING
TRANSACTION REF/7CR/SCTS
2/06 CALL (RZA) You sold -3.000 0.15000 37.00
TRANSACTION
2/10 CALL (RZA) Expired 3.000 -37.00f m 0.00
S & P 100 INDEX FEB 415 (100
SHS)
2/10 PUT (KFA) Expired 5.000 -117.00f m 0.00
S & P 100 INDEX FEB 360 (100
SHS)
2/12 EFT FUNDS PAID Money line paid -1,400.00
ED63279335 /WEB
2/17 CALL (IWM) You sold -7.000 0.06000 41.99
ISHARES TR RUSSELL Transaction cost: -$0.01
TRANSACTION EXEC
INTERNATIONAL SECURITIES
EXCH
2/17 CALL (IWM) You sold -3.000 0.06000 9.99
TRANSACTION
2/17 PUT (IWM) You sold -10.000 0.08000 71.99
TRANSACTION
0001 090227 0001 900322993 04 18 000 Page 12 of 28

Investment Report
Transaction Details
Investment Activity
Settlement
2/17 CALL (RZB) You sold -5.000 0.25000 117.00
TRANSACTION
2/17 PUT (RZB) You sold -5.000 0.50000 238.25
TRANSACTION
2/18 CALL (RZB) Expired 5.000 -117.00f m 0.00
S & P 100 INDEX FEB 395 (100
SHS)
2/18 PUT (RZB) Expired 5.000 -238.25f m 0.00
S & P 100 INDEX FEB 385 (100
SHS)
2/20 CALL (OEW) You sold -6.000 0.20000 112.00
TRANSACTION
2/20 PUT (OEW) You sold -6.000 0.25000 142.00
TRANSACTION
2/23 CALL (IWM) Expired 10.000 -51.98f 0.00
ISHARES TR RUSSELL FEB 49
(100 SHS)
2/23 PUT (IWM) Expired 10.000 -71.99f 0.00
(100 SHS)
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Investment Report
Transaction Details
Investment Activity
Settlement
2/23 CALL (OEW) Expired 6.000 -112.00f m 0.00
S & P 100 INDEX FEB 395 (100
SHS)
2/23 PUT (OEW) Expired 6.000 -142.00f m 0.00
S & P 100 INDEX FEB 345 (100
SHS)
2/25 PUT (RZD) You sold -5.000 0.85000 413.25
TRANSACTION
2/26 PUT (RZD) You sold -3.000 0.65000 185.25
TRANSACTION
2/27 FIDELITY MASS MUNI Dividend received 4.01
MONEY MARKET
f - FIFO (First-In, First-Out)
* This information has been previously reported and is reflected in year to date totals only.
m - Under the IRC Section 1256, generally, 60% of your capital gain or loss will be treated as long-term and 40% will be treated as a short-term capital gain or loss.
This is true regardless of how long the position was actually held. If this contract was held on December 31 of the previous year, the basis and acquisition date
have been adjusted to include any gain or loss resulting from treating the security as sold on the last day of the year under the mark to market provisions of section
1256. See IRS Publication 550 for more information.
Trades Pending Settlement on February 28, 2009

Trade Settlement
Date Date Security Description Quantity Price per Unit Cost Basis of Close Settlement Amount
2/ 27 3/ 02 PUT (RZD) Sold -3.000 $0.25000 $67.00

S & P 100 INDEX FEB 340
(100 SHS) OPENING
TRANSACTION (RZDNH)
2/ 27 3/ 02 CALL (RZD) Sold -8.000 0.15000 112.00
(100 SHS) OPENING
TRANSACTION (RZDBM)
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Investment Report
Transaction Details
Trade Settlement
Date Date Security Description Quantity Price per Unit Cost Basis of Close Settlement Amount
2/ 27 3/ 02 PUT (RZD) Bought 3.000 0.05000 -$185.25f m -23.00
(100 SHS) CLOSING
TRANSACTION (RZDNF)
f - FIFO (First-In, First-Out)
m Under the IRC Section 1256, generally, 60% of your capital gain or loss will be treated as long-term and 40% will be treated as a short-term captial gain or loss.
This is true regardless of how long the position was actually held. If this contract was held on December 31 of the previous year, the basis and acquisition date
have been adjusted to include any gain or loss resulting from treating the security as sold on the last day of the year under the mark to market provisions of section
1256. See IRS Publication 550 for more information.

2/ 02 -$11,731.35 $20,589.55 2/ 12 33,422.70 50,066.95 2/ 27 -1,512.99 49,287.18
2/ 04 -8.00 20,581.55 2/ 19 -19,630.78 30,436.17
2/ 09 -3,937.30 16,644.25 2/ 24 20,364.00 50,800.17
Fidelity Rollover IRA 301-409910 BORIS M NEKRITIN - ROLLOVER IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN

Change in investment value -294.11 Tax-deferred $127.97 $261.59

Feb 2009
0001 090227 0001 900322993 04 18 000 Page 15 of 28

Investment Report
Holdings (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Cost February 1, 2009 February 28, 2009
Mutual Funds 100% of holdings
FIDELITY NEW MARKETS INCOME (FNMIX) 30-day Yield: 10.66% 1,218.939 $11.120 $8,100.00 $13,818.53 $13,554.60
FIDELITY MORTGAGE SECURITIES (FMSFX) 30-day Yield: 5.21% 594.927 10.030 5,000.00 5,970.69 5,967.12
FIDELITY GOVERNMENT INCOME (FGOVX ) 30-day Yield: 3.16% 911.055 10.740 8,084.22 6,697.43 9,784.73

FIDELITY CASH RESERVES (FDRXX) 7-day Yield: 1.01% 12.800 1.000 not applicable 12.79 12.80

Core Account - Fidelity Cash Reserves

Beginning $12.79 Core account income 0.01
Investment Activity Income 127.96
Securities bought -$3,212.18 Subtotal of Investment Activity $0.01
Securities sold 3,084.22 Ending $12.80
Investment Activity
Settlement
Date Security Description Quantity Price per Unit Cost Transaction Amount
2/02 FIDELITY GOVERNMENT You bought 285.576 $10.80000 -$3,084.22
INCOME +
2/02 FIDELITY LEVERAGED You sold -228.461 13.50000 $4,550.00 3,084.22
COMPANY STOCK
Transaction Loss $1,465.78
2/27 FIDELITY NEW MARKETS Dividend received 75.47
INCOME
2/27 FIDELITY NEW MARKETS Reinvestment 6.787 11.12000 -75.47
INCOME
2/27 FIDELITY CASH Dividend received 0.01
RESERVES
0001 090227 0001 900322993 04 18 000 Page 16 of 28

Investment Report
Transaction Details
Investment Activity
Settlement
2/27 FIDELITY MORTGAGE Dividend received 26.05
SECURITIES
2/27 FIDELITY MORTGAGE Reinvestment 2.597 10.03000 -26.05
SECURITIES
2/27 FIDELITY GOVERNMENT Dividend received 26.44
INCOME
2/27 FIDELITY GOVERNMENT Reinvestment 2.462 10.74000 -26.44
INCOME
+ Prospectus sent under separate cover.

Cost basis and gain/loss information is provided as a service to our customers and is based on standards for filing US Federal Tax Returns as determined by Fidelity. This information is not
intended to address tax law or reporting requirements applicable in your country of tax residence.
Daily Additions and Subtractions Fidelity Cash Reserves @ $1 per share (the following is provided to you in accordance with industry regulations)

2/ 27 $0.01 $12.80
Fidelity Roth IRA 119-348520 BORIS M NEKRITIN - ROTH INDIVIDUAL RETIREMENT ACCOUNT - FMTC CUSTODIAN

Change in investment value -3,089.81 Tax-free $42.09 $83.08

Feb 2009
0001 090227 0001 900322993 04 18 000 Page 17 of 28

Investment Report
FIDELITY CONTRAFUND (FCNTX) 121.084 $39.570 $7,020.00 $5,168.49 $4,791.29
FIDELITY REAL ESTATE INVESTMENT (FRESX) 539.513 9.920 7,128.26e 6,900.37 5,351.97
FIDELITY GINNIE MAE (FGMNX) 30-day Yield: 4.79% 902.932 11.180 7,700.74e 10,000.58 10,094.78
FIDELITY BALANCED (FBALX ) 420.703 11.790 6,570.00 5,300.86 4,960.09
FIDELITY LOW PRICED STOCK (FLPSX) 461.141 19.650 10,600.00 9,979.09 9,061.42


e - The Cost amount for this security was estimated based on the fair market value of this security when it was originally deposited into your account. You may change this amount on
Fidelity.com if it does not agree with your records.

Beginning $30.20 Income 42.06
Investment Activity Subtotal of Investment Activity $0.03
Securities bought -$42.06 Ending $30.23
Core account income 0.03
Investment Activity
Settlement
2/13 FIDELITY CONTRAFUND Dividend received $1.82
2/13 FIDELITY CONTRAFUND Reinvestment 0.042 $42.99000 -1.82
RESERVES
2/27 FIDELITY GINNIE MAE Dividend received 40.24
2/27 FIDELITY GINNIE MAE Reinvestment 3.599 11.18000 -40.24
0001 090227 0001 900322993 04 18 000 Page 18 of 28

Investment Report

2/ 27 $0.03 $30.23
Fidelity SEP-IRA 301-412244 BORIS M NEKRITIN - SEP-IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN

Transaction costs, loads and fees -138.05 Tax-deferred $70.30 $156.55
Change in investment value -8,881.70

Feb 2009

Stocks 55% of holdings
ISHARES TR COHEN & STEERS REALTY MAJORS 500.000 $27.520 $25,227.06 $18,045.00 $13,760.00
INDEX FD (ICF )
ISHARES TR RUSSELL 2000 INDEX FD (IWM) 500.000 39.150 29,534.20 22,240.00 19,575.00
SECTOR SPDR TR SHS BEN INT FINANCIAL (XLF) 500.000 7.600 4,769.78 4,620.00 3,800.00
SEMICONDUCTOR HOLDRS TR DEP RCPT (SMH) 1,100.000 16.470 28,217.12 10,152.00 18,117.00
Options 0% of holdings
PUT (IJE) ISHARES TR COHEN & SHT -5.000 5.800 -3,188.23 -2,900.00
MAR 34 (100 SHS) (IJEOH )
PUT (JZW) ISHARES TR RUSSELL SHT -5.000 0.440 -223.24 -220.00
MAR 34 (100 SHS) (JZWOH )
CALL (XJZ) SECTOR SPDR TR SHS SHT -5.000 0.220 -141.99 -110.00
MAR 9 (100 SHS) (XJZCI )
0001 090227 0001 900322993 04 18 000 Page 19 of 28

Investment Report
PUT (XJZ) SECTOR SPDR TR SHS SHT -5.000 0.150 -166.24 -75.00
MAR 6 (100 SHS) (XJZOF )
CALL (SZS) SEMICONDUCTOR HOLDRS SHT -4.000 0.270 -111.99 -108.00
MAR 18 (100 SHS) (SZSCR )
PUT (SZS) SEMICONDUCTOR HOLDRS SHT -5.000 0.130 -91.99 -65.00
MAR 14 (100 SHS) (SZSON )

FIDELITY CASH RESERVES (FDRXX) 7-day Yield: 1.01% 45,523.760 1.000 not applicable 57,286.51 45,523.76

SHT - short position.

Beginning $57,286.51 Subtotal of Investment Activity - $11,757.55
Investment Activity Cash Management Activity
Securities bought -$16,056.75 Account fees and charges -5.20
Securities sold 4,228.90 Subtotal of Cash Management Activity - $5.20
Core account income 44.98 Ending $45,523.76
Income 25.32
0001 090227 0001 900322993 04 18 000 Page 20 of 28

Investment Report
Investment Activity
Settlement
2/11 SEMICONDUCTOR HOLDRS Dividend received $14.52
TR DEP RCPT
2/12 CALL (IWM) You bought 5.000 $0.02000 -$263.24 -18.00
FEB 51 (100 SHS) CLOSING
TRANSACTION EXEC
EXCH
Transaction Profit $245.24
2/12 PUT (SMH) Assigned 5.000 0.00
SEMICONDUCTOR HOLDRS
FEB 25 (100 SHS)
2/13 CALL (IWM) You sold -5.000 0.35000 166.24
TRANSACTION
2/17 PUT (IWM) You sold -5.000 0.13000 56.99
TRANSACTION EXEC
EXCH REF/32F/SPAR
2/17 PUT (IWM) You bought 5.000 0.02000 -213.74 -18.00
TRANSACTION EXEC
EXCH
2/17 SEMICONDUCTOR HOLDRS You bought 500.000 25.00000 -12,508.00
TR DEP RCPT Transaction cost: -$8.00
ASSIGNED PUTS
2/17 CALL (SZS) You sold -5.000 0.18000 81.99
SEMICONDUCTOR HOLDRS Transaction cost: -$8.01
TRANSACTION
0001 090227 0001 900322993 04 18 000 Page 21 of 28

Investment Report
Transaction Details
Investment Activity
Settlement
2/18 CALL (ICF) You bought 5.000 0.05000 -1,088.24 -33.00
ISHARES TR COHEN & Transaction cost: -$8.00
TRANSACTION
Transaction Profit $1,055.24
2/19 CALL (IWM) You bought 5.000 0.02000 -166.24 -18.00
TRANSACTION EXEC
EXCH
2/23 PUT (IWM) Expired 5.000 -56.99 0.00
(100 SHS)
2/23 PUT (IJE) You sold -5.000 6.40000 3,188.23
MAR 34 (100 SHS) OPENING
TRANSACTION REF/4CW/SPAR
2/23 PUT (ICF) You bought 5.000 6.90000 -1,688.24 -3,461.75
TRANSACTION
Transaction Loss $1,773.51
2/23 CALL (XJZ) Expired 5.000 -131.99 0.00
SECTOR SPDR TR SHS FEB 11
(100 SHS)
2/23 PUT (XJZ) Expired 5.000 -166.24 0.00
(100 SHS)
2/23 PUT (XJZ) Expired 5.000 -76.99 0.00
(100 SHS)
0001 090227 0001 900322993 04 18 000 Page 22 of 28

Investment Report
Transaction Details
Investment Activity
Settlement
2/23 CALL (SZS) Expired 11.000 -252.98 0.00
SEMICONDUCTOR HOLDRS
FEB 19 (100 SHS)
2/24 PUT (XJZ) You sold -5.000 0.35000 166.24
SECTOR SPDR TR SHS Transaction cost: -$8.76
TRANSACTION REF/HMC/SPAR
2/25 PUT (JZW) You sold -5.000 0.47000 223.24
TRANSACTION
2/26 CALL (XJZ) You sold -5.000 0.30000 141.99
SECTOR SPDR TR SHS Transaction cost: -$8.01
TRANSACTION
2/26 CALL (SZS) You sold -4.000 0.30000 111.99
TRANSACTION
2/26 PUT (SZS) You sold -5.000 0.20000 91.99
TRANSACTION EXEC
EXCH
RESERVES
2/27 SEMICONDUCTOR HOLDRS Dividend received 6.60
TR DEP RCPT
2/27 SEMICONDUCTOR HOLDRS Dividend received 4.20
TR DEP RCPT
2/27 SEMICONDUCTOR HOLDRS Fee charged -2.40
TR DEP RCPT
0001 090227 0001 900322993 04 18 000 Page 23 of 28

Investment Report

Trade Settlement
Date Date Security Description Quantity Price per Unit Settlement Amount
2/ 27 3/ 02 CALL (IWM) Sold -5.000 $0.30000 $141.99
ISHARES TR RUSSELL
MAR 44 (100 SHS)
OPENING
TRANSACTION (IWMCR)
2/ 27 3/ 02 CALL (IJE) Sold -5.000 0.45000 213.74
ISHARES TR COHEN &
MAR 33 (100 SHS)
OPENING
TRANSACTION (IJECG)
2/ 27 3/ 02 CALL (SZS) Sold -7.000 0.15000 96.99
SEMICONDUCTOR
HOLDRS MAR 19 (100
SHS) OPENING
TRANSACTION (SZSCS)
Open Orders as of February 28, 2009

Date Entered Expiration Date Security Description Quantity Limit Price Market Price
2/ 21/ 09 not applicable PUT (IJE) Buy limit 5.000 $0.05000 $5.80000
ISHARES TR COHEN &
MAR 34 (100 SHS)
(IJEOH )
2/ 23/ 09 not applicable PUT (XJZ) Buy limit 5.000 0.02000 0.15000
SECTOR SPDR TR SHS
MAR 6 (100 SHS) (XJZOF
)
2/ 24/ 09 not applicable PUT (JZW) Buy limit 5.000 0.02000 0.44000
ISHARES TR RUSSELL
MAR 34 (100 SHS)
(JZWOH )
2/ 27/ 09 not applicable CALL (IWM) Buy limit 5.000 0.02000 0.24000
ISHARES TR RUSSELL
MAR 44 (100 SHS)
(IWMCR )
All open GTC/GTX limit orders for stocks and bonds will expire 120 calendar days after they are established.
0001 090227 0001 900322993 04 18 000 Page 24 of 28

Investment Report
Cash Management Activity
Fees and Charges

Date Description Amount Date Description Amount Date Description Amount
2/ 11 Semiconductor holdrs8 -$2.80 Total -$2.80

2/ 11 $14.52 $57,301.03 2/ 18 -33.00 45,026.45 2/ 25 223.24 45,124.41
2/ 12 -20.80 57,280.23 2/ 19 -18.00 45,008.45 2/ 26 345.97 45,470.38
2/ 13 166.24 57,446.47 2/ 23 -273.52 44,734.93 2/ 27 53.38 45,523.76
2/ 17 -12,387.02 45,059.45 2/ 24 166.24 44,901.17
Fidelity SIMPLE-IRA 329-425370 FOR THE BENEFIT OF BORIS M NEKRITIN - NCMFX INC - SIMPLE IRA - FIDELITY
MANAGEMENT TRUST COMPANY CUSTODIAN ESTABLISHED 04/30/07
Account Summary Income Summary Contributions/Distributions

Beginning value as of Feb 1 $3,839.26 This Period Year to Date This Period Year to Date
Additions 210.00 Tax-deferred $0.01 $0.27 2009 Partic. $210.00 $420.00
Change in investment value -246.75

Feb 2009

FIDELITY BALANCED (FBALX ) 304.652 $11.790 $3,936.53 $3,628.61 $3,591.85
0001 090227 0001 900322993 04 18 000 Page 25 of 28

Investment Report


Position held in cash account.

Beginning $210.65 Core account income 0.01

Investment Activity Subtotal of Investment Activity $0.01
Securities bought -$210.00 Ending $210.66
Other additions 210.00
Investment Activity
Settlement
2/02 FIDELITY BALANCED You bought 16.667 $12.60000 -$210.00
CONTRIBUTION ALLOCAT +
2/27 PAYROLL DEDUCTION Employee contr cur yr 210.00
PARTIC CONTRIBUTION
RESERVES
+ Prospectus sent under separate cover.

Trade Settlement
Date Date Security Description Quantity Price per Unit Settlement Amount
2/ 27 3/ 02 FIDELITY BALANCED Bought 17.812 $11.79000 -$210.00
PROSPECTUS UNDER
SEPARATE COVER
CONTRIBUTION
ALLOCAT (FBALX)
0001 090227 0001 900322993 04 18 000 Page 26 of 28

Investment Report

2/ 02 -$210.00 $0.65 2/ 27 210.01 210.66
Cost Basis Information and Endnotes
Fidelity-provided estimated cost basis, gain/loss, and holding period information may not reflect all adjustments necessary for tax reporting purposes. Taxpayers
should verify such information against their own records when calculating reportable gain or loss resulting from a sale, redemption or exchange. Amortization,
accretion and similar adjustments to cost basis are provided for many fixed income securities (and some bond-like equities), however, they are not provided for certain
fixed income securities, such as short-term instruments, Unit Investment Trusts, foreign fixed income securities, or those that are subject to early prepayment of
principal (pay downs).
B - Adjusted cost basis information is shown where this indicator is displayed. The adjusted cost basis reflects any cumulative original issue discount, premium, or
acquisition premium, and it assumes such amounts were amortized by the taxpayer over the life of the security from acquisition date through disposition date. For
securities still held, maturity date was used instead of disposition date. Premium amortization was calculated using the yield-to-maturity method. Acquisition
premium was calculated using the ratable accrual method. If applicable, adjusted cost basis reflects market discount accretion which was calculated using the
straight-line method and was recognized at disposition date. Any gain/loss or wash sale disallowed loss displayed for this transaction or position was based on
adjusted cost basis. The adjusted cost basis may not reflect all adjustments necessary for tax reporting purposes and may also not apply if you are using an
alternative amortization calculation method. Consult your tax advisor and/or refer to IRS Publication 550, Investment Income and Expenses, for additional
information.
If total cost basis information is provided for multiple tax lots, that total cost basis information (and any associated gain/loss displayed) may have been calculated using
a combination of adjusted cost basis information (as described above) and non-adjusted cost basis information. Total cost basis information (and any associated
gain/loss displayed) is calculated using adjusted cost basis for lots for which adjusted cost basis is provided and non-adjusted cost basis for lots for which adjusted cost
basis is not provided or not applicable.
0001 090227 0001 900322993 04 18 000 Page 27 of 28

Information About Your Fidelity Statement but may be added to the cost basis of the newly-purchased shares. Fidelity adjusts the cost basis of
For TDD Service for the Hearing-Impaired, call 800-544-0118, 9 am - 9 pm ET, 7 days a week. newly-purchased shares when a wash sale occurs within an account as the result of an identical security
Lost or Stolen Cards For 24 Hour worldwide customer service, call 800-529-2164 for American Express or purchase. Fidelity does not report disallowed losses or adjust cost basis related to wash sales triggered by
800-323-5353 for VISA ® Gold Check Card. sales and purchases of the same security within different accounts or by sales and purchases of "substantially
Additional Investments with Fidelity Make checks payable to Fidelity Investments. Include your account identical" securities within the same or different accounts.
number on the check. For retirement and health savings accounts (HSA), designate in the memo field whether We deliver statements at least four times during the calendar year for any account with a balance. Please
your contribution is for the current or prior year. Mail to: Fidelity Investments, P.O.Box 770001, Cincinnati, OH review your statement and report any inaccuracies or discrepancies. Inquires, concerns or questions regarding
45277-0003. your brokerage account or the activity therein should be directed to Fidelity Brokerage Services LLC (FBS) by
Income Summary Shows income by tax status for the statement and year-to-date periods. Except for interest calling 800-544-6666, and NFS, who carries your brokerage accounts, by calling 800-800-6890. Any oral
income earned on, or distributed by, tax-exempt securities, Fidelity reports dividends and capital gains held in communications regarding inaccuracies or discrepancies should be reconfirmed in writing to protect your rights,
taxable accounts as taxable income. A portion of income reported as tax-exempt income may be subject to including those under the Securities Investor Protection Act ("SIPA"). Please advise us of material changes in
alternative minimum taxes and/or state and local taxes. In Traditional IRAs, Rollover IRAs, SEP-IRAs, SIMPLE your investment objectives or financial situation related to your brokerage account(s).
IRAs and Keoghs, earnings are reported as tax-deferred income. In Roth IRAs and HSAs, earnings are Information About Mutual Funds and Their Performance An investment in a money market fund is not
reported as tax-exempt income as they may be federally tax-exempt if certain conditions are met. insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government
Change in Investment Value The appreciation or depreciation of your holdings due to price changes, plus any agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is
distributions and income earned during the statement period, less any transaction costs, sales charges, or fees. possible to lose money by investing in the fund. Before investing, consider the funds' investment
Cost Basis, Gain/Loss, and Holding Period Information Fidelity-provided estimated cost basis, realized objectives, risks, charges, and expenses. Contact Fidelity for a prospectus containing this information.
gain/loss, and holding period information may not reflect all adjustments necessary for tax reporting. Taxpayers Read it carefully. Performance data shown represents past performance and is no guarantee of future
should verify such information when calculating reportable gain/loss from a sale, redemption, or exchange. results. Investment return and principal value will fluctuate, so you may have a gain or loss when
Fidelity does not report such information to taxing authorities and is not responsible for the accuracy of shares are sold. Current performance may be higher or lower than that quoted. Visit
information taxpayers may be required to report. Fidelity makes no warranties with respect to, and specifically Fidelity.com/performance for most recent month-end performance.
disclaims any liability arising out of a customer's use of, or any tax position taken in reliance upon, such Each fund reserves the right to terminate or modify its exchange privilege in the future. In addition to sales
information. Unless otherwise specified, Fidelity determines cost basis at the time of sale based on the average loads and 12b-1 fees described in the prospectus, FBS or NFS receives other compensation in connection with
cost-single category (ACSC) method (for open-end mutual funds) and the first-in, first-out (FIFO) method for all the purchase and/or the on-going maintenance of positions in certain mutual fund shares and other investment
other securities. products in your brokerage account. This additional compensation may be paid by the mutual fund or other
Cost Fidelity provides purchase cost information for securities held in retirement and HSA accounts. Such investment product, its investment advisor or one of its affiliates. Additional information about the source(s) and
information may be adjusted for certain transactions and does not reflect dividends or capital gains amount(s) of compensation as well as other remuneration received by FBS or NFS will be furnished to you
reinvestments. Fidelity reports transaction profit or loss information when securities are sold within a retirement upon written request. At the time you purchase shares of a no-load fund, those shares will be assigned either a
or HSA account. Transaction profit or loss is calculated by subtracting purchase cost from sales proceeds using transaction fee (TF) or no transaction fee (NTF) status. When you subsequently sell those shares, any
the FIFO method if shares were purchased at different times or prices. applicable fees will be assessed based on the status assigned to the shares at the time of purchase.
Wash Sales If a wash sale occurs, the loss from the transaction is disallowed for federal income tax purposes
Additional Information About Your Brokerage Account, If Applicable broker may permit the specialist to trade on parity with the order for some or all of the executions associated
Customer Free Credit Balance You are entitled to free credit balances in your brokerage account, subject to with filling that order, where such permission would not be inconsistent with the broker's best execution
open commitments of your cash accounts. Free credit balances are not segregated and may be used in NFS's obligations. Investments such as direct participation program securities (e.g., partnerships, limited liability
business in accordance with federal securities law. There is no free credit balance in a retirement or HSA. companies, and real estate investment trusts which are not listed on any exchange), commodity pools, private
Assets Separate from Your Brokerage Account Only securities in the margin portion of your brokerage equity, private debt and hedge funds are generally illiquid investments and their current values may be different
account contribute to margin and maintenance requirements. Assets, that may be reported on your statement, from the purchase price. Unless otherwise indicated, the values shown in this statement for such investments
maintained with Fidelity Investments Life Insurance Company and mutual fund only accounts held directly with have been provided by the management, administrator or sponsor of each program or a third-party vendor
the fund (Fidelity Mutual Fund Accounts) are not carried by NFS, not covered by the Securities Investor without independent verification by Fidelity Brokerage Services (FBS) and represent their estimate of the value
Protection Corporation (SIPC) and do not count toward your margin and maintenance requirements. Assets of the investor's participation in the program, as of a date no greater than 12 months from the date of this
held by Portfolio Advisory Services are carried by and covered by SIPC but do not contribute to your margin statement. Therefore, the estimated values shown herein may not necessarily reflect actual market values or
and maintenance requirements. be realized upon liquidation. If an estimated value is not provided, valuation information is not available.
Short Account Balances Securities sold short are held in a segregated short account. These securities are Securities in accounts carried by NFS, a Fidelity Investments company, are protected in accordance with the
marked-to-market, and any increase or decrease from the short sale price is transferred weekly to your margin Securities Investor Protection Corporation ("SIPC") up to $500,000 (including cash claims limited to $100,000).
account. Fidelity represents your short account balance as of the last weekly mark-to-market, not as of the For details, including the SIPC brochure, please see www.sipc.org or call 1-202-371-8300. NFS has arranged
statement end date. for additional protection for cash and covered securities to supplement its SIPC coverage. This additional
Information About Your Option Transactions Each transaction confirmation previously delivered to you protection covers total account net equity in excess of the $500,000/$100,000 coverage provided by SIPC.
contains full information about commissions and other changes. Assignments of American and European-style Neither coverage protects against a decline in the market value of securities.
options are allocated among customer short positions pursuant to a random allocation procedure, a description Fidelity Distributors Corporation (FDC) is the distributor for Fidelity Funds and FBS acts as agent for FDC with
is available upon request. Short positions in American-style options are liable for assignment anytime. The respect to Fidelity Mutual Fund Accounts. Fidelity brokerage services are provided by FBS, which clears all
writer of a European-style option is subject to exercise assignment only during the exercise period. For more transactions through its affiliate, NFS. NFS carries all brokerage accounts. FBS and NFS are members of the
information, please call Fidelity at 800-544-6666. NYSE and SIPC. FBS, NFS, and FDC are direct or indirect subsidiaries of FMR LLC. Upon written request,
Equity Dividend Reinvestment Shares credited to your account resulted from transactions effected as agent Fidelity will mail an NFS financial statement, which is also available for inspection at its office. Fidelity Portfolio
by either FBS or the Depository Trust Company (DTC) as agent for your account. Advisory Service® is a service of Strategic Advisers, Inc., a registered investment advisor and a Fidelity
Price Information/Total Market Value The Total Market Value has been calculated out to 9 decimal places; Investments company. Fidelity Private Portfolio Service® may be offered through the following Fidelity
however, the individual unit price is displayed in 5 decimal places. The Total Market Value represents prices Investments Companies: Strategic Advisers, Inc., Fidelity Personal Trust Company, FSB ("FPT"), a federal
obtained from various sources, may be impacted by the frequency with which such prices are reported and savings bank, or Fidelity Management Trust Company ("FMTC"). Non-deposit investment products and trust
such prices are not guaranteed. Prices received from pricing vendors are generally based on current market services offered through FPT and FMTC and their affiliates are not insured or guaranteed by the FDIC or any
quotes, but when such quotes are not available the pricing vendors use a variety of techniques to estimate other government agency, are not obligations of any bank, and are subject to risk, including possible loss of
value. These estimates, particularly for fixed income securities, may be based on certain minimum principal principal. These services provide discretionary money management for a fee. Fidelity Investments (with
amounts (e.g. $1 million) and may not reflect all of the factors that affect the value of the security, including pyramid logo) is a trademark of FMR LLC. Insurance products are distributed by FBS, Fidelity Insurance
liquidity risk. The prices provided are not firm bids or offers. Certain securities may reflect N/A or unavailable Agency, Inc., and Fidelity Investments Insurance Agency of Texas, Inc. Mutual fund shares, other securities
where the price for such security is generally not available from a pricing source. The Market Value of a held in your account, and insurance products are neither deposits or obligations of, nor endorsed or guaranteed
security, including those priced at par value, may differ from its purchase price and may not closely reflect the by, any bank or other depositing institution, nor are they federally insured by the FDIC or any other agency. If
value at whcih the security may be sold or purchased based on various market factors. The sale or redemption you request a reprint of your statement, the disclosure information may not be the same as the information
of any fixed income security prior to maturity may result in a substantial gain or loss. Fidelity carries certificates originally provided. Written inquiries may be mailed to: Fidelity Investments, Client Services, P.O. Box 770001,
of deposits (CDs) at their face value. A penalty may apply to the early withdrawal of a CD. You may sell CDs in Cincinnati, OH 45277-0045. To confirm that an authorized, direct deposit has been made to your Fidelity
the secondary market subject to market conditions. You should always request a current valuation for your Account or Fidelity Mutual Fund Account, call Fidelity at 1-800-544-5555.
securities prior to making a financial decision or placing an order. In executing orders on the Floor, the Floor 409955.10.0
0001 090227 0001 900322993 04 18 000 Page 28 of 28

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Investment Report

February 1, 2009 - February 28, 2009

Your Portfolio Summary

Beginning mkt value as of Feb 1 $266,556.51

0001 090227 0001 900322993 04 18 000 Page 1 of 28

Your Portfolio Details

Account Summary Income Summary

Accrued Interest (AI) $347.41

Your commission schedule Gold

0001 090227 0001 900322993 04 18 000 Page 2 of 28

Fidelity Account 301-162698 BORIS M NEKRITIN - INDIVIDUAL TOD

Core Account 57% of holdings

0001 090227 0001 900322993 04 18 000 Page 3 of 28

Fidelity Account 301-162698 BORIS M NEKRITIN - INDIVIDUAL TOD

Total Market Value $58,391.28

0001 090227 0001 900322993 04 18 000 Page 4 of 28

Fidelity Account 301-162698 BORIS M NEKRITIN - INDIVIDUAL TOD

Projected Cash Flow rolling as of February 28, 2009

Total Projected Cash Flow from

Bond Interest includes interest payments for fixed rate bonds.

Transaction Details (for holdings with activity this period)

0001 090227 0001 900322993 04 18 000 Page 5 of 28

Fidelity Account 301-162698 BORIS M NEKRITIN - INDIVIDUAL TOD

Core Account - Fidelity Mass Muni Money Market

Cash Management Activity

Date Amount Balance Date Amount Balance Date Amount Balance

0001 090227 0001 900322993 04 18 000 Page 6 of 28

Fidelity Account X19-350044 BORIS M NEKRITIN - INDIVIDUAL TOD

Account Summary Income Summary

Credit balance 9.59

Your commission schedule Gold

Performance Quantity Price per Unit Total Value Total Value

Core Account 100% of holdings

Credit balance 9.59 9.59

Transaction Details (for holdings with activity this period)

Core Account - Fidelity Mass Muni Money Market

0001 090227 0001 900322993 04 18 000 Page 7 of 28

Fidelity Account X19-350044 BORIS M NEKRITIN - INDIVIDUAL TOD

Date Amount Balance Date Amount Balance Date Amount Balance

Account Summary Income Summary

Credit balance 38.06

Your commission schedule Gold

Performance Quantity Price per Unit Total Value Total Value

Core Account 98% of holdings

0001 090227 0001 900322993 04 18 000 Page 8 of 28

Total Market Value 142.99

Credit balance 38.06 38.06

Transaction Details (for holdings with activity this period)

Core Account - Fidelity Mass Muni Money Market

Beginning $140.26 Subtotal of Investment Activity $0.01

Date Amount Balance Date Amount Balance Date Amount Balance

0001 090227 0001 900322993 04 18 000 Page 9 of 28

Account Summary Income Summary Realized Gain/Loss from Sales

Credit balance 2,115.50

Your commission schedule Gold

Core Account 100% of holdings

Total Market Value 49,247.18

Credit balance 18,858.80 2,115.50

Transaction Details (for holdings with activity this period)

0001 090227 0001 900322993 04 18 000 Page 10 of 28

Core Account - Fidelity Mass Muni Money Market

0001 090227 0001 900322993 04 18 000 Page 11 of 28

0001 090227 0001 900322993 04 18 000 Page 12 of 28