Resume of Joseph O'Malley

48 Fairfield Road
Hartfield , Virginia 23071

804-929-6959
Education:
Mount San Antonio College, City of Walnut, California
Course Studies: Pre-Med Mathematics and Sciences (1978- 1979)
Citrus College, City of Covina, California
General Education: Pre-Med Mathematics and Sciences ( 1977 - 1978)
Montgomery College, Takoma Park, Maryland
General Education: Science / Pre-Med Medicine

Experience:
Style Craft Homes
6225 Lakeside Ave
Richmond , Virginia 23228
Mr. Mark Mitchell CFO
September 2009 - Present
Community Sales Manager:
As an Sales Manager I was placed in charge of 2 communities for business develop
ment and production and sales . Abbey Village presented 98 sites
With 9 different designs and elevations. The second community presented 36
Town Home Units within the Brandermill Community ideally suited for 1st
Time home buyers or a buyer downsizing into an Active Adult lifestyle. My
Personal production was $4,000,000.00 in Sales within a 7 month period of time.
By defining the correct marketing plan and customer demographic I was able
To retail 100% performance on all contracts with only 1 contingent contract
Within my pipeline. I supervised 2 Sales assistants and maintained and developed
A data base for marketing purposes and follow up correspondence to our clients.

Community Sales Consultant

K Hovnanian's Four Seasons
35 Stodghill Drive ,
Ruckersville, Virginia 22968
Sales Manager: Mary Dixon
1-866-568-4553
February 22 2007 - April 2009
Sales Associate within Active Adult Community 55 or better with proven ability t
o drive traffic, secure contracts and follow up with customers in an excellent m
anner. Maintain knowledge of products and selections to best consult and define
our clients requirements. As an associate I have maintained a successful follow-
up prospect guide, input customer information, maintain the sales database, pres
ent products and Models to customers and shop area competition. Interact with ma
nagement and construction teams and conduct preconstruction meetings with client
s.
I have been productive within a team environment and produced over $19,000,000.0
0 in sales within my 1 3/4 years with K. Hovnanian Homes L.L.C. I have a proven
track record of success in building effective relationships, establishing rappor
t and practicing attentive listening skills is a must in today's market. Being c
ommitted to providing customers with excellent services and products is my goal.
The capacity for creating focus and exceeding goals successfully are necessitie
s for me as an associate within Active Adult communities. My customer satisfacti
on rating was 100% for 2008.

Loan Officer
Richmond American Homes
9464 Innovation Drive
Manassas, Virginia 20110
Branch Manager : George Bowman
703-390-0900 Office Reston Virginia
703-919-2334 Cell phone
06/15/03 - 10/30/06
My duties were to assure timely quality services to customers of Richmond Americ
an Homes, Realtors and home purchasers. I successfully originated over an 85% re
tention rate from our customer base. I scheduled and consulted personally with e
very perspective home buyer with respect to mortgage loan programs and features
best suited to the customer's financial mortgage needs. Essential job functions
( including but not limited to) use of automated underwriting engines for issuan
ce of loan commitments, to close and ship loans to corporate office in a timely
manner for profit/ salability onto secondary market. To review submissions to un
derwriting department and to resolve problems within loan files. I maintained cl
ose communication daily with customer base and managed up to 6 subdivisions coll
ectively. Prepared backlog reports and reported weekly to committees to include
Divisional Sales Vice Presidents and construction divisions. Maintained relation
ships with all community Sales Associates and ensured updating of weekly reports
and consultations with all Sales staff as needed to ensure ratification of cont
racts.

Loan Officer
Beazer Homes Mortgage Division
14901 Bogle Drive Suite 103
Chantilly, Virginia 20151
12/15/2002 - 06/14/03
Mr. Wilfred Braveboy Sr. Loan Officer
703-749-9111 Office
I was employed as a mortgage specialist representing Beazer Homes within 6 commu
nities in Northern Virginia market. My duties included assisting home buyers wit
h respect to obtaining mortgage loan approvals as required per purchase agreemen
t with Beazer Homes. I would personally secure appointments and provide an initi
al consultation with all home purchasers to best service their financial needs.
I assisted with the review of all mortgage loan products and portfolio loans and
 helped develop and create banking relationships. To maintain customer relations
hips during construction process and to meet all expectations of clients of Beaz
er Homes as a business partner with the mortgage operations division. I personal
ly managed a $50,000,000.00 pipeline and worked closely with our Sales division
to ensure our customer needs were met .
SunTrust Mortgage Loan Officer
901 Semmes Ave
Richmond, Virginia 23224
Human Resources
800-336-1197
01/10/2001 - 10/30/2002
Retention specialist for all Bank customers within Corporate Center servicing th
e Nation. Principal duties where the retention of all SunTrust Banking customers
within the Banks servicing portfolio. I originated all mortgage loan applicatio
ns and ensured correct loan disclosure through Real Estate Settlement Procedure
Act guidelines and completed loan submission to staff underwriting division. Oth
er responsibilities included the opportunity to review and cross sell other bank
ing related products and services to SunTrust Bank customers. I developed relati
onships with affinity products for both Physicians and School Teachers with our
portfolio lending division. My personal production exceeded $70,000,000.00 while
representing SunTrust Mortgage and was recognized as the Nations 24th top produ
cer for the Mortgage Corporation on a National level.

References Available Upon Request.

Self motivated , goal oriented marketing person with excellent experience repre
senting corporations. Corporate Sales training and comprehensive history combine
d with 20 years Banking and Business sales and servicing experience. I respectfu
lly submit my Resume for your consideration. Please call to schedule an intervie
w.

Respectfully ,

Joseph P. O'Malley Jr.