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Glen Fuller

1000 Druid Drive, Plano, TX 75075


_gfee4294@westpost.net_ / 972.849.9388
DESCRIPTION

Glen Fuller is a seasoned real estate appraiser/analyst, who


possesses an attractive combination of analytical, verbal and written
communication and sales skills. As a Lead Review Appraiser for
FannieMae's Centralized Repurchase Team he is currently the lead
mortgage repurchase negotiator for appraisal issues on a major
national lender account. Responsibilities also include participation
in candidate interviews and being selected to train and mentor review
appraisers hired for the CRT in Dallas, TX. He has lived in Dallas
since 1985 with the exception of a 3 year period as Senior Appraiser
in the Commercial Appraisal Group for Bank of America in Sacramento,
CA. Mr. Fuller's appraisal career spans various business cycles,
including the commercial real estate boom and bust cycle of the 1980s
and early 1990s and the more recent residential real estate cycle.
While employed as Senior Appraisal Specialist for RepublicBank (now
Bank of America) in Dallas, TX, narrative appraisals were performed
for the bank's nationwide, commercial construction lending portfolio.
Projects included class "A" office, retail, multi-family and land
development properties. Appraisals performed for Bank of America
while in Sacramento included all types of commercial and land
development projects located in northern California and portions of
Nevada.

He has also worked with clients (including C-level executives)


during his career to enable solutions which involved: Valuation and
disposition of commercial and residential real estate, commercial
property tax reduction (including a national multi-family REIT); wide
area communication network sales, consulting and deployment for small
cap companies (up to Fortune 1,000 category) and creating beneficial
business alliances. He employs a consultative approach with all
clients. He is insightful, team-oriented and results-driven. He has
been consistently successful with complex and non-complex real estate
valuation, real estate sales and sales of complex financial products
and services, all of which involved individual and team solutions.

EDUCATION, LICENSING AND COMPUTER SKILLS


Bachelor of Arts degree from Oklahoma City University, Oklahoma
City, Oklahoma
Continuing education and training include: All core Appraisal
Institute courses leading to the MAI designation (except Report
Writing), up to and including Income Capitalization courses A and B;
Income Property Finance (Mortgage Bankers Association); 140
continuing education hours needed to maintain TX appraiser
certification; Licensed Real Estate Broker in Oklahoma (inactive);
telecommunication network sales and technical training courses; and,
commodity futures and options broker (Series 3 Registration-inactive)
Texas State Certified General Appraisal License No. TX-1322669-G
(10/08 a" Current)
Texas State Certified Residential Appraisal License No. TX-1331992-R
(3/07 a" 3/09)
California State Certified General Appraisal License No. AG019224
(5/93 a" 9/97)
Computer skills include proficiency with: MS Office Software (Word,
Excel, etc.), ARGUS and PRO-JECT discounted cash flow software,
TMO/Mocasoft loan origination platform; and, various Internet-based
and proprietary software applications.
EMPLOYMENT HISTORY (Current and prior positions were in Dallas, TX,
unless noted otherwise)

FANNIEMAE - Review Appraiser-Centralized Repurchase Team -


November 2007 to Present: As Team Lead Appraiser for regional and
major lender relationships, forensic appraisal reviews and research
are performed for FannieMae's multi-billion dollar 1-4 Family
Residential loan portfolio. Current responsibilities include being
the lead mortgage repurchase negotiator for appraisal issues on a
major national lender account. Role includes representing the company
in on and off-site lender negotiation meetings, in appraiser hiring
decisions and hands-on training/mentoring of new CRT appraisers.
Focus is on rendering sound appraisal review recommendations to the
underwriting teams, managers and regional directors for loan
repurchase and reimbursement decisions related to troubled and
foreclosed loans, as well as appraisal fraud preventiona"all in the
context of a high production environment.
LEHMAN BROTHERS BANK (for Aurora Loan Services) - Review
Appraiser-Credit Policy Division - July 2004 to September 2007:
Nearly 4,000 desk reviews of 1-4 unit residential appraisals were
performed for retail, wholesale and correspondent lending groups in
connection with the credit policy unit. Coverage was nationwide.
Appraisals reviewed were analyzed to determine the adequacy of logic
and analyses used to develop market value appraisals. Reviews also
evaluated the appraisal report according to Appraisal Department Best
Practices, compliance with USPAP, FNMA and other relevant
requirements. Focus was to prevent financial losses from unreliable
and fraudulent appraisals to prevent loan losses. Post funding
appraisals connected with defaulted loans (first payment/early
payment defaults) were also reviewed. Efforts included filings of
Suspicious Activity Reports with the FBI. Consistently maintained
excellent relationships with internal clients and management and
provided high quality reviews and process management in a
high-production environment.

Due to the planned closing of the Aurora Loan Services Regional


Operations Center, formal termination of employment for all employees
at this location occurred in November 2007. The closing was publicly
announced in September 2007.

LANDSAFE APPRAISAL SERVICES (a division of Countrywide Financial


Corp.) - Review Appraiser - February 2003 to July 2004:
Desk reviews of 1-4 unit residential appraisals were performed for
both internal Countrywide business units and a variety of wholesale
and correspondent lending customers. Appraisals were analyzed to
determine the adequacy of logic and analyses used to derive and
support the market value opinions in a high production environment.
Secondary confirmation of data utilized in the report was made from a
variety of proprietary and publicly available sources. Standard and
proprietary appraisal review formats were utilized on a customer
specific basis.

STRAUS AND COMPANY - Senior Marketing Associate - 2002:


Sales of real estate property tax consulting services. Marketed and
sold property tax consulting services to regional and national
clients. Relationships were developed with leading corporate clients
from various industry sectors, including a large multi-family REIT.
The strategic, long-term purpose was to create a more stable,
high-end client base and to reduce revenue volatility for the firm.

BROADWING COMMUNICATIONS (subsidiary of Cincinnati Bell), Espire


Communications and WorldCom - 1998 thru 2001: Major Account
Executive for sales of voice, wide area network (WAN) and Internet
telecommunication services. - Highlight: Mr. Fuller's sale of
WAN telecommunication services ($2.3m contract value) to one of the
leading credit card transaction processors in the United States. The
sales and engineering team displaced the incumbent service provider
and several major contenders. Broadwing, Espire and WorldCom have all
been sold, or otherwise restructured.

DILLON GAGE, INC. - Commodity Futures and Options Broker -


1996 thru 1997: Mr. Fuller focused upon selling brokerage services to
new clients and consulted with existing clients about trading
strategies. He managed the DGI trading desk during the last year of
tenure. - Highlight: Mr. Fuller secured a relationship between a
national, futures data service and DGI. DGI's brokers gained access to
the data service's subscriber base for new account development in
exchange for DGI's promotion of the national data service to retail
trading clients.

BANK OF AMERICA (Sacramento, CA) - Senior Appraisal Specialist


- 1993 thru 1995: Mr. Fuller hired, managed and reviewed
commercial appraisal assignments submitted by external, fee
appraisers. He also performed full narrative appraisals on all types
of commercial and land development properties in the bank's Northern
California loan portfolio. Appraisals and cash flow analyses were
completed under strict deadline and quality control requirements.
NATIONSBANK OF TEXAS (formerly NCNB, First Republic and
RepublicBank) - Assistant VP/Senior Appraiser - 1985 thru
1992: Hired, managed and reviewed commercial and land development
appraisal assignments submitted by external fee appraisers. Internal
narrative appraisals were performed on all types of commercial real
estate properties in the bank's nationwide loan portfolio. -
Highlight: He was selected from a group of 15 department appraisers
to appraise The Crescent, a Dallas office/retail complex (original
cost of $400m and the bank's largest real estate loan). The
participating lenders included NationsBank (the lead lender) and
seven correspondent banks. He personally appraised projects with an
estimated combined value of over $2b, utilizing various types of real
estate analyses (discounted cash flow, direct capitalization, sales
comparison, etc.), and performed other real estate loan underwriting
functions (site/progress inspections, feasibility studies, etc.) for
the bank's portfolio. Concentration was on class "A" projects, such
as, CBD and suburban offices, regional malls, power centers and
neighborhood centers, bulk/light industrial warehouses, apartments
and residential subdivisions. He maintained excellent performance and
relationships throughout all subsequent corporate ownership
transitions (RepublicBank to First Republic to NCNB ending with
NationsBank in 1992).
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