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HARPSTER
95 Oxford Street
Glen Ridge, NJ, 07028
H (973) 783-4493
C (917) 499-0139
email: jhf48398@westpost.net
PROFESSIONAL EXPERIENCE
HERALD NATIONAL BANK, New York, NY April 2008 to November 2010
Executive Vice President Chief Credit Officer
Responsible for overall lending and credit function of a de novo bank formed in
2008.
Chairman of Credit Committee.
Built portfolio of $300 million of excellent credit quality middle market and c
ommercial real estate loans in first year of operation.
Directly responsible for credit quality, loan documentation, credit administrat
ion, regulatory compliance, and credit policy.
EDUCATION
MBA: Concentration in Finance; ST. JOHNS UNIVERSITY, New York, NY; 1978
BA: Economics and History; LAFAYETTE COLLEGE, Easton, PA; 1973