Maria Gould, CPA

128 Beech Court, St. Louis, Louisiana 28564 / Tel# (481) 555-3853 Email: mariag@myisp.com

ACCOUNTANT SUMMARY
Accountant with more than 20 years of Finance and Accounting experience. Expertise in preparing financial statements, monitoring daily cash transactions, developing annual budgets, and recording all financial activity for small to medium sized businesses. Recruited and cultivated a first-rate team of financial support professionals. Bachelors degree in Accounting with a strong background in Finance and Accounting methodologies and practices.

QUALIFICATIONS
Problem Solving Assessed existing fiscal procedures, identified and implemented improvements to strengthen the financial health of the business. Management by Mentoring Active motivator, supervisor and trainer, committed to the growth of individuals and the success of the company. Fiscal Communications Experienced presenting fiscal information to senior management and documenting financial policies and procedures. Independent Operations Served as sole financial professional for several small businesses. Maintained financial schedules and ensured quality reports and analyses. Computer Expertise QuickBooks, ADP Payroll, MS Word, Excel, and Access.

PROFESSIONAL EXPERIENCE RIVERSIDE SECURITIES, New Orleans, Louisiana Accountant 1997 - Present

Supervised Accounts Receivable and Accounts Payable department. Provided training to develop and enhance quality customer relations. Ensured and maintained ethical accounting practices. Developed and implemented comprehensive annual budgets, and provided accurate and timely monthly reports to control budget overruns. Managed Accounts Receivable and Billing staff, provided training to ensure consistent quality, and addressed employee concerns. Improvements in workplace environment reduced staff turnover by 25%. Directed Accounts Payable staff to identify cost savings related to payments, realizing a 17% increase in discounts earned. Analyzed financial accounts to provide detailed reports of fiscal health to senior management.

PROFESSIONAL SERVICES, INC., ST. LUCIA, LOUISIANA Accounting Clerk

1993 - 1997

Assisted Accounting Manager in daily financial processing, including monitoring of payroll data, cash receipts, billing, disbursements, expense accounting, and deposits. Developed policies and procedures for fiscal management. Implemented and monitored automated payroll, resulting in a 24% reduction in cost and 62% decrease in processing errors. Streamlined system for preparing Bank Deposits and Bank Reconciliations, reducing the delay in depositing by 2 days while increasing interest earnings. Conducted Fixed Assets Analysis to identify opportunities to strengthen assets. Analyses resulted in additional $15 million fixed asset acquisition.

BANK OF BATON ROUGE, Baton Rouge, Louisiana

1986 - 1993

Loan Officer
Developed annual strategy for loan marketing activity. Managed staff of 8 consumer loan consultants, with portfolio of $80M. Maintained group credit listings for accounts over $20M. Designed Access database and prepared quarterly loan reports to identify payment trends and delinquent accounts. Prepared loan marketing presentations and supported all departmental marketing efforts, reducing the rate of customer inquiries. Created catalog of delinquent loans and developed a profile of high-risk customers used to screen applications in 30% less time. Managed the timely creation and distribution of Mortgage Portfolio reports, reducing the historical delay by half.

BANK OF BATON ROUGE, Baton Rouge, Louisiana Bank Teller

1980 - 1986

Maintained proper cash limits, cashed checks, accepted deposits, and issued cashiers checks, money orders, travelers checks, cash advances, and funds transfers. Experienced with Merlin Platform, Boss / Fast, IONA, and BICS. Developed thorough understanding of products and procedures, resulting in fast-track promotion, and reducing Bank Manager overtime. Analyzed credit card and loan application process and designed new procedures to decrease turnaround and increase customer satisfaction. Trained new hires on standard operations and ethical practices to ensure professional service.

EDUCATION
Bachelors Degree in Accounting, 1980 City University, Baton Rouge, LA

AWARDS AND MEMBERSHIPS

Member, Louisiana Board of Accountants Elected to the Teller Dream Team.

Jamie Hill
604 Harmony Lane Pleasantville, CA 94588 (925) 555-1234 EXECUTIVE CERTIFIED PUBLIC ACCOUNTANT combining cross-functional competencies in all phases of accounting, information systems, and staff supervision and management. Proficient in managing and developing financial reports and controls using staffing and technology efficiencies. Expertise in analyzing, developing and implementing stringent cost-reduction measures. Ability to contribute as a team player and interface with professionals on all levels. Expertise in identifying troublesome areas and implementing corrective measures. Fluent in English and Hindi. Expertise includes:
Internal Control and Audit Budgets, Forecasts and Financial Modeling Financial and Management Reporting Corporate Accounting Compliance Payroll Administration Accounting Information Systems Monthly, Quarterly and Year-End Reporting Corporate Tax Compliance Job Costing General Administration Inventory Control & Purchasing

Technical proficiency includes Microsoft Excel, Lotus 1-2-3, WordPerfect, PowerPoint, Dbase IV, MAS90 and Alcie.

Representation of Career Accomplishments

Devised and implemented significant cost-reduction, revenue increase and cash flow improvement measures throughout professional career by restructuring staff responsibilities, upgrading technology or evaluating purchasing and sales procedures and improving reporting systems. Enhanced cash flow by 20%, and reduced past due invoices, corporate savings through improved department operations and implementation of client credit checks. Improved departmental and executive reporting turnaround time and accuracy through upgrading and streamlining staff responsibilities and resources. Coordinated and structured corporate accounting and financial departments, including staffing, training, technology and procedures. Instrumental in researching and negotiating health and dental benefits, insurance and other employee benefits.

Professional Experience ABC INC. New York, NY

Financial Controller 1989-2003 Charged with operating five-person financial department, including overseeing payables, accounts receivables, compliance, cash flow, billing, payroll, taxes and operations. Coordinated capital asset acquisitions in excess of $25K. Evaluated and drafted annual operating and financial budgets, and prepared quarterly variance reports for senior management. Worked closely with external financial institutions regarding loans, payments, and other transactions; prepared documentation and assisted in scheduled audits. Supervised federal, state and local tax filings and prepared consolidation package in preparation of group consolidation accounts.

Championed efforts involving group medical and dental insurance, office equipment leases and other administrative work. Improved turnaround time on receivables by streamlining staff responsibilities, performing detailed credit checks, implementing credit limits and closely following progress. Upgraded corporate accounting procedures, integrating and streamlining information systems resulting in timely exchange of information. Implemented cost-reduction measures that improved productivity and revenue, including advanced preparation of audit information and corporate tax returns which saved over $25K annually. Developed internal cost-reduction controls including overtime compliance, expense management, accurate billing, and capital expenditures.

SHIPBUILDING AND REPAIRS Philadelphia, PA Internal Auditor 1986-1988 Ensured compliance with all local and national laws. Performed internal audits and submitted detailed recommendations to management identifying potential problems, excessive spending and solutions for same. Account Manager 1982-1985 Developed operational and financial budgets; supervised costs on large projects, ensuring reconciliation of expenses with allocated funds; managed inventory and accounts payable personnel; coordinated financial transactions with banks and lending institutions; and managed foreign currency and branch offices transactions.
Eliminated non-profitable jobs by implementing a cost history database used in ensuring consistency in price quotes and use of personnel resources. Secured additional working capital at below market interest rates by preparing specific revenue projections and keeping lending institution advised of any changes. Promoted to Internal Auditor (1986)

NATIONAL INDUSTRIES India Accountant 1978-1981 Managed ten-person accounts payable department, including independent contractors. Prepared bi-weekly payroll for over 2,000 employees; recorded journal entries; and prepared tax returns and other financial documentation as warranted. Licenses and Certifications

Associate Member, Institute of Chartered Accountants (India)

Passed Certified Public Accountant examination (1999) New Jersey State Insurance Agent

Education PUNJAB UNIVERSITY Panipat (Karnal), India Bachelor of Commerce

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DREW STERLING
604 Harmony Ln. Pleasantville, CA 94566 Home: 925-555-1234 E-mail: drew_sterling@resumemaker.com

ACCOUNTING & FINANCE PROFESSIONAL

SUMMARY OF QUALIFICATIONS Accounting, Finance & Audit Experience: Track record of performance and contribution in fast-paced environments. Relevant experience includes financial reports, monthly and year-end audits, bank reconciliations, account analysis, and operating policies and procedures. Academic Qualifications: University of District of Columbia 30 credit hours in accounting. Team Leadership: Fifteen-plus years experience managing and training diverse staff teams. Customer Service Delivery: Strong focus on satisfactory customer relations; adept at handling challenging situations. Technical Capabilities: Proficient in Microsoft Office; able to utilize and maintain complex PC spreadsheets and databases.

CORE ACCOUNTING COMPETENCIES

Practical work experience combined with academic and company training in following areas:

A/P & A/R General Ledger Cash Management Data Collection Bank Reconciliations

Cost Accounting Check Reconciliation Financial Statements Journal Entries Customer Service

Wire Transfers Auditing Theory / Practice Corporate Taxation Record Keeping Quality Assurance

Dennis worked well with all members of the accounting team here were no discrepancies and assigned work tasks were completed according to written policies and procedures and GAAP standardshe demonstrated a good basic understanding of essential equipment functions, operations, and applicable software in the accounting department. - Select comments from NIH (GWU branch) Accountant PROFESSIONAL WORK EXPERIENCE NIH Federal Credit Union, Georgetown University, Washington, DC Senior Member Services Representative Direct daily operations for fast-paced branch operations with $500,000 in monthly cash transactions and serving 600+ customers daily. Supervise and train four employees; authorize financial documents; audit internal operations; reinforce standard company policies/procedures; and handle special customer requests. 1993 to 2000

2000 to present

Assistant Teller Supervisor, Industrial Bank, Washington, DC

Managed full scope of finance operations and cash management for three branches, transaction processing, ATM services, consumer banking, teller unit functions, and client investments. Oversaw up to 18 employees collectively. 1991 to 1993

Head Teller, NationsBank, Silver Spring, MD

Prioritized work activities and daily assignments for four employees and managed overall operations of teller unit. Complied with customer requests, resolved customer complaints, and introduced new bank products and services.

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