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I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 01

THE SHAREHOLDERS
THE HEART
Of LAfARgE
LAFARGE SHAREHOLDERS
GUIDE 2010
04 Profil
05 Key figures

BUSINESSES OF LAFARGE
IN 2009
09 Strategy
11 Cement
12 Aggregates & Concrete
13 Gypsum
BOARd OF dIRECtORS ANd
ExECUtIvE COmmIttEE OF LAFARGE
16 Board of directors
17 Executive Committee
LAFARGE ON tHE StOCK mARKEt
20 Lafarge stock
23 Specific codes
24 Actions affecting the shares in the last 10 years

LAFARGE SHAREHOLdERS
28 Lafarge at your service
35 Share account
39 Buying or selling Lafarge shares
42 tax treatment
45 Useful information
The purpose of this guide
is to provide information
in summary form about
topics of interest to any
shareholder: about the
Group, Lafarge stock,
how to own shares,
shareholders rights, etc.
It is intended to be a
summary and might not
answer all your questions.
For further information,
we recommend that you
visit our website at
www.lafarge.com,
or contact the Individual
Shareholders Relations
Department
(details on p. 45).
toll free number,
for calls from France only.
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 03
Dear shareholders,
I warmly thank you for your continuing trust in a difficult
environment in 2009. Your support to the Group contributes
to our development and represents a key factor of success.
In this challenging period, I attach a great deal of importance
to your support and to the quality of our exchange.
We are continuously trying to improve our communication tools
and I hope you will find this guide useful.
Yours sincerely,
Bruno Lafont
Chairman and Chief Executive Offcer of Lafarge.
04 Profil
05 Key figures

BUSINESSES OF LAFARGE
IN 2009
09 Strategy
11 Cement
12 Aggregates & Concrete
13 Gypsum
BOARd OF dIRECtORS ANd
ExECUtIvE COmmIttEE OF LAFARGE
16 Board of directors
17 Executive Committee
LAFARGE ON tHE StOCK mARKEt
20 Lafarge stock
23 Specific codes
24 Actions affecting the shares in the last 10 years

LAFARGE SHAREHOLdERS
28 Lafarge at your service
35 Share account
39 Buying or selling Lafarge shares
42 tax treatment
45 Useful information
pAGE 04 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
top-ranking positions
in Cement, Aggregates
& Concrete and Gypsum
World leader in building materials, Lafarge is present in 78 countries
with 78,000 employees working on more than 2,000 sites.
SALES IN 2009
15,884 million euros
%
Western Europe 29.3
North America 19.1
Africa and Middle East 25.3
Central and Eastern Europe 6.6
Latin America 5.0
Asia 14.7
GROUP SALES BY GEOGRAPHIC AREA OF DESTINATION
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 05
(1) Excluding net capital gains on sale of Egypt-Titan JV in Q2 2008, the legal provision adjustment for the 2002 Gypsum case
in Q2 2008, the impairment loss on goodwill in Q4 2008, the German cement case in Q2 2009, the settlement of the USG
litigation in Q4 2009 and the impairment loss on some cement assets in the Western Europe region in Q4 2009.
(2) Earnings Per Share adjusted to reflect the rights issue completed on April 28, 2009 using a 1.1510 factor on the average
number of shares for the periods prior to April 28. The adjusted average numbers of shares outstanding are: 222.4m for the
period ended December 31, 2008, 265.5m for the period ended December 31, 2009.
(3) Defined as net operating cash generated by continuing operations less sustaining capital expenditures.
(4) 2008 Including Orascom Cement: 8,321 million.
(5) Main disposals:
2008 - Lafarge Titan joint venture in Egypt, Aggregates & Concrete operations in Italy.
2009 - Turkish, Venezuelan and Chilean cement activities and some aggregates and concrete assets located in East Canada.
(6) Using the effective tax rate, excluding the impact of impairment losses in 2008.
2008
(1)
% 2009

Million euros AS AT DECEmBER 31
ST
CHANGE

Sales 15,884 19,033 -17%
Current operating income 2,477 3,542 -30%
Operating margin (in %) 15.6 18.6 -300 pb
Income Group share 736 1,598
Excluding on-off items
(1)
829 1,713 -52%
Earnings per share (in euros)
(2)
2.77 7.19
Excluding on-off items
(1)

(2)
3.12 7.70 -59%
KEY FIGURES
FREE CASH FLOW
(3)
2009 2,834 m
2008 2,113 m
INVESTmENTS
(4)

2009 1,719 m
2008 12,067 m
DISPOSALS
(5)
2009 919 m
2008 763 m
SHAREHOLDERS EQUITY
16,800 m
14,635 m
NET DEBT
13,795 m
16,884 m
RETURN ON CAPITAL EmPLOYED AFTER TAx
(6)

6.0%
8.8%
pAGE 6 | Lafarge | LE GUI DE DE L ActI ONNAI RE I NDI VI DUEL 2008
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 07
09 StRAtEGy
11 CEmENt
12 AGGREGAtES & CONCREtE
13 GyPSUm
Businesses
of Lafarge
in 2009
ARcOS pLAN
Brazil.
pAGE 08 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 09
Strategy Growth Strategy, focused on:
StRAtEGIc pRIORItIES
3 cement, notably in fast-growing markets
Demographic trends and needs for infrastructure in developing markets will drive demand for building materials.
At the end of 2009, 70% of current cement capacity already positioned to capture emerging market growth.

3 Innovation, especially in concrete
Accelerate the launch of innovative high added value products
(Sensium

, Chronolia
TM
, Synia
TM
, Extensia
TM
, Ductal

, Agilia

, Thermedia

).
Use the Groups unique know-how in R&D to develop new solutions for sustainable construction.
SAfEty DAy At tHE fERRyBRIDGE pLAStERBOARD pLANt
United Kingdom.
OpERAtIONAL pRIORItIES
3 Health and safety
In 2009, we managed to reduce by 35% the number of work-place accidents resulting in sick leave,
demonstrates our commitment to achieving results in this area.
Establishment of a comprehensive Group-wide occupational health program in 2010.
3 cost reduction
A 400 m cost reduction plan has been announced end of 2008 for the period from 2009 to 2011
out of which 230 m has been achieved in 2009, versus 200 m announced initially.
2010: 200 m target of structural cost savings.
3 Sustainable development
Preservation of the environment and combating climate change.
Partnership with local communities for a long term development.
3 Developing the potential of the men and women in the Group
Training courses policy maintained and reinforced at every level.
Initiatives to promote diversity.
Group objective:
zero accident
In 2009, the Group
exceeds its target
to reduce its global
cO
2
emissions
by 20% between
1990 and 2010
World cement
consumption:
+5% per year over
the last 20 years
More than 50%
of R&D resources
devoted to the sustai-
nable construction
pAGE 10 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
OtAVALO cEMENt pLANt
Ecuador.
2009 A group focused on strong cash generation and
debt reduction in a difficult environment
ExcEEDED 2009 ActION pLAN tO StRENGtHEN fINANcIAL StRUctURE:
3 Cost reduction above the 200 m commitment, achieving 230 m in structural savings
3 Capital expenditure reduced by over 1 bn at 1.6 bn
3 919 m divestments
3 Working capital reduced by more than 1 bn
NEt DEBt -18%
3 13,795 m
fREE cASH fLOW +34%
3 2,834 m
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 11
SALES BY GEOGRAPHIC AREA OF DESTINATION
%
Western Europe 21
Central and Eastern Europe 8
Africa and Middle East 35
North America 12
Latin America 6
Asia 18
SALES in million euros
9,477
NUMBER Of pLANtS
160
NUMBER Of EMpLOyEES
46,468
pRESENt IN
48 countries
ActIVItIES
Lines of cement, hydraulic
binders and lime for construction,
renovation and public works.
OtAVALO cEMENt pLANt, qUARRy
Ecuador.
cement World leader
pAGE 12 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
SIMpANG pULAI qUARRy
Malaysia.
SALES BY GEOGRAPHIC AREA OF DESTINATION
SALES in million euros
5,064
NUmBER OF PLANTS
1,773
NUmBER OF EmPLOYEES
23,552
PRESENT IN
36 countries
ActIVItIES
Lines of aggregates, ready-mix
and precast concrete products,
asphalt and paving for engineering
structures, roads and buildings.
Aggregates & concrete N 2 & N 3 worldwide
%
Western Europe 40
North America 36
Energing markets 24
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 13
pALAtkA pLAStERBOARD pLANt IN fLORIDA
North America.
NUmBER OF EmPLOYEES
23,552
PRESENT IN
36 countries
SALES BY GEOGRAPHIC AREA OF DESTINATION
Gypsum N 3 worldwide
ActIVItIES
Plasterboard systems and
gypsum-based interior solutions
for new construction and
renovation.
SALES in million euros
1,334
NUmBER OF PLANTS
80
NUmBER OF EmPLOYEES
7,974
PRESENT IN
30 countries
%
Western Europe 50
North America 15
Asia 11
Other countries 24
pAGE 14 | Lafarge | LE GUI DE DE L ActI ONNAI RE I NDI VI DUEL 2008
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 15
16 BOARd OF dIRECtORS
17 ExECUtIvE COmmIttEE
Board of
directors
and Executive
Committee
of Lafarge
MILLAU VIADUc
France.
pAGE 16 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
Board of directors
1 Bernard kasriel*
2 pierre de Lafarge
3 thierry de Rudder
4 Oscar fanjul
5 Michel Bon
6 philippe Dauman
7 Bertrand collomb
8 Grald frre
9 Juan Gallardo
10 Bruno Lafont
11 Jean-pierre Boisivon*
12 Hlne ploix
13 philippe charrier
14 paul Desmarais Jr
15 Jrme Guiraud
16 Nassef Sawiris
17 Michel Rollier
18 Michel pbereau
* Termination of
the position after the
General Meeting called
to approve the fnancial
statements for 2009.
1 2 4 6 10 12 14 16 17 18
3 5 7 8 9 11 13 15
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 17
Executive Committee
1 Jean-carlos Angulo
Executive Vice-President,
Co-President
of the Cement Business
2 thomas farrell
Executive Vice-President,
Co-President of the Aggregates
& Concrete Business
3 Eric Olsen
Executive Vice-President,
Organization and Human
Resources
4 Guillaume Roux
Executive Vice-President,
Co-President
of the Cement Business.
5 Bruno Lafont
Chairman and
Chief Executive Offcer
6 Jean Desazars
de Montgailhard
Executive Vice-President,
Strategy, Development
and Public Affairs
7 Sara Ravella
Director of Communications
8 christian Herrault
Executive Vice-President,
President of the Gypsum
Business
9 Isidoro Miranda
Executive Vice-President,
Co-President
of the Cement Business
10 Grard kuperfarb
Executive Vice-President,
Co-President of the Aggregates
& Concrete Business
11 Jean-Jacques Gauthier
Executive Vice-President,
Co-President of the Cement Business
1 2 3 4 5 6 7 8 9 10 11
pAGE 18 | Lafarge | LE GUI DE DE L ActI ONNAI RE I NDI VI DUEL 2008
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 19
GREEN pOINt 2010 WORLD cUp StADIUM IN cApE tOWN
South-Africa.
20 LAFARGE StOCK
23 SPECIFIC COdES
24 ACtIONS AFFECtING tHE SHARES IN tHE LASt 10 yEARS
Lafarge on the
stock market
pAGE 20 | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
Lafarge stock
As at December 31
st
, 2009, the capital stock
of Lafarge was divided into 286,453,316 shares, with a par value of
4 euros each.
Lafarge stock market listing
ISIN code I FR0000120537
EpIc code I LG
Where listed I NYSE Euronext (Paris)
Indice I CAC 40
Ethical indices I FTSE4Good Monde, FTSE4Good Europe
Stock market capitalization on April 12, 2010 I 15,4 billion euros
It is only necessary to own one share to be a shareholder and enjoy all the
rights afforded to shareholders by law and by the companys bylaws.
Shares are not represented by a document but are recorded by being
entered in an account in your name, either with a financial intermediary
or with Lafarge.
Lafarge stock is eligible for Deferred Settlement Service (SRD).
WHAt IS A SHARE?
A share is a negotiable
instrument representing
a portion of the companys
capital stock.
WHAt IS tHE DEfERRED
SEttLEMENt SERVIcE (SRD)?
This service, for which a charge
is made, enables the settlement
of transactions to be deferred
to the end of the stock market
month (payment for orders
or delivery of shares).
WHAt IS AN AMERIcAN
DEpOSItARy REcEIpt (ADR)?
An ADR is a US negotiable
certificate of deposit,
representing one or more shares
of a non-US company listed.
LAFARGE ON tHE StOck MARkEt
In September 2007, we voluntarily delisted our shares from the New York
Stock Exchange but have maintained our American Depositary Receipts
(ADRs) program, our ADRs now being traded on the Over-the-Counter
market (level one program). Each ADR represents a quarter of a share.
mORE INFORmATION
about ownership of shares
page 36 onwards
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 21
cHANGE BEtWEEN JANUARy 1
st
, 2006 AND ApRIL 12, 2010:
3 LAfARGE SHARE pRIcE I -18.9%
3 cAc 40 I -14.8%
Highest closing price of Lafarge shares: 119.20 euros (07/03/07)
Lowest closing price of Lafarge shares: 26.06 euros (03/09/09)
the Lafarge share price
since January 2006 (basis 100)
In euros 2008 2007 2006 2005

2009
StOck MARkEt DAtA OVER LASt 5 yEARS
on December 31
st
(closing price) 57.81 37.66 108.16 97.91 66.03
Annual change in share price +53.5% -65.2% +10.5% +48.3% +7.0%
Annual change in CAC 40 +22.3% -42.7% +1.3% +17.5% +23.4%
Session (in euros)
High 66.59 108.99 119.20 99.91 70.72
Low 26.06 27.91 86.45 63.90 57.12
04/12/10
3 LAFARGE 53.88
3 CAC 40 4,050.50
02/01/06
3 LAFARGE 66.46
3 CAC 40 4,754.92
Source JCF 5.0
20
40
60
80
100
120
140
160
180
Lafarge
CAC 40
Jan-06 May-06 Sep-06 Jan-07 May-07 Sep-07 Jan-08 May-08 Sep-08 Jan-09 May-09 Sep-09 Jan-10 Apr-10
Note: share prices for periods prior to the April 2009 rights issue have been adjusted using the coefficient published
by Euronext. Changes are calculated on this adjusted basis.
distribution of capital
At December 31
st
, 2009, we had 254,000 shareholders
reflecting the Groups international dimension.
LAFARGE ON tHE StOck MARkEt
pAGE 22 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
DISTRIBUTION BY TYPE OF SHAREHOLDER
%
Individual shareholders 10.2 *
Treasury shares 0.1
French institutional shareholders 19.4
Non-French institutional shareholders 70.3
GEOGRAPHICAL DISTRIBUTION ON DECEmBER 31
ST
, 2009
%
France 29.6
United States of America 16.0
Belgium 21.9
United-Kingdom 5.0
Luxembourg 14.2
Rest of the world 13.3
* Including 1.70% of the share capital held
by Group employees
Specific codes
SpEcIfIc cODES 2010
Date of registration Specific code Entitlement to
loyalty dividend in
No later than December 31
st
, 2007 FR0000066946 2010
Between January 1
st
and
December 31
st
, 2008
FR0010689547 2011
Between January 1
st
and
December 31
st
, 2009
FR0010827691 2012
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 23
The introduction of the loyalty dividend required the introduction of specific
codes to determine which shares were entitled to the ordinary and loyalty
dividend each year. These specific codes only apply to registered shares,
because bearer shares are not entitled to the loyalty dividend.
Regardless of their specific code, all the shares are listed on NYSE Euronext
(Paris) under the ISIN code FR0000120537.
Note: Code FR0010834051 applies to shares arising from the exercise of
options between January 1
st
, 2010 and the dividend detachment date (July
1
st
, 2010), with entitlement to dividends from January 1
st
, 2010. These
shares will be listed under the code FR0000120537 after the dividend
detachment date.
mORE INFORmATION
about the loyalty dividend
page 34
pAGE 24 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE ON tHE StOck MARkEt
Actions affecting the shares in the last 10 years
NEt DIVIDEND
AmOUNT PER SHARE
FOR THE
FISCAL YEAR
NORmAL
DIVIDEND
LOYALTY
DIVIDEND
REINVESTmENT
AT PRICE OF
2000 2.20 euros 2.42 euros 95.71 euros
2001 2.30 euros 2.53 euros 95.30 euros
2002 2.30 euros 2.53 euros 51.42 euros
2003 2.30 euros 2.53 euros 59.97 euros
2004 2.40 euros 2.64 euros 62.07 euros
2005 2.55 euros 2.80 euros -
2006
3.00 euros
payable
in cash
3.30 euros
payable
in cash
-
2007
4.00 euros
payable
in cash
4.40 euros
payable
in cash
-
2008
2.00 euros
payable
in cash
2.20 euros
payable
in cash
-
2009
2.00 euros*
payable
in cash
2.20 euros*
payable
in cash
-
* Submitted to the approval of the General Meeting called to approve the financial statements
for 2009.
mORE INFORmATION
on the dividend for 2009
page 34
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 25
February 17, 2000
Issue of 23,332,344 ORANE (bonds repayable in shares or in cash), with attached warrants, with a
preferential subscription right for the benefit of shareholders, between February 17 and March 1
st
,
2000.
Each old share carried one preferential subscription right, and 9 preferential subscription rights entitled
the holder to subscribe for 2 ORANE + 2 warrants at a price of 74 euros each.
The ORANE were repaid on May 24, 2000 at the price of 74.72 euros each.
The warrants could be exercised at the rate of:
4 warrants for 1 share at a price of 74 euros, until January 29, 2001,
4 BSA for 1.024 shares at a price of 74 euros from February 9, to March 20, 2001.
January 22, 2001
Issue with a Preferential Subscription Right for Shareholders of 14,110,592 new shares subscribed
at the rate of 1 new share for 8 old shares, at the price of 80 euros per share.
Subscription period from January 22 to February 2, 2001 inclusive.
march 30, 2001
Issue of 5,861,951 shares through the exercise of warrants, between March 20, 2000 and
March 20, 2001.
July 15, 2003
Issue with a Preferential Subscription Right for Shareholders of 31,831,528 new shares subscribed
at the rate of 4 new shares for 17 old shares, at the price of 41 euros per share.
Subscription period from June 19 to July 2, 2003, inclusive.
April 28, 2009
Issue with a Preferential Subscription Right for Shareholders of 90,109,164 new shares subscribed
at the rate of 6 new shares for 13 old shares, at the price of 16.65 euros per share.
Subscription period from April 2 to April 15, 2009, inclusive.
pAGE 26 | Lafarge | LE GUI DE DE L ActI ONNAI RE I NDI VI DUEL 2008
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 27
Lafarge
shareholders
28 LAFARGE At yOUR SERvICE
35 SHARE ACCOUNt
39 BUyING ANd SELLING LAFARGE SHARES
42 tAx tREAtmENt
BEIJING NAtIONAL cENtRE fOR tHE pERfORMING ARtS
China
pAGE 28 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE SHAREHOLDERS
Publications
3 Financial notices in the financial and economic press
3 Press releases, which can be consulted on our website,
www.lafarge.com.
3 Notices in the Bulletin des Annonces Lgales et Obligatoires (BALO),
which can be downloaded from the website http://balo.journal-officiel.
gouv.fr
Lafarge
at your service
To deepen your knowledge of the Group, Lafarge
provides you with a series of tools.
Une exibilit nancire rtablie
Forte gnration de cash ow libre
Un portefeuille optimal pour bncier de la croissance
des pays mergents
Rsultats annuels 2009
Face au ralentissement conomique
mondial, la performance oprationnelle
du Groupe et son portefeuille
gographique bien orient sur les pays
mergents, nous ont permis de tenir les
engagements de notre plan dactions de
rduction de la dette sans renoncer
notre stratgie de croissance.
Lafarge dmontre sa ractivit
et sa solidit.
Lanne 2009 a t marque par des
baisses de volumes sans prcdent dans
les pays mrs. Notre portefeuille
gographique bien orient sur les
marchs mergents a attnu limpact de
ces baisses de volumes sur nos rsultats.
Lexcellente mobilisation oprationnelle
autour de la gnration de cash ow
a prserv nos marges, qui restent des
niveaux levs.
Dans un environnement dgrad,
Lafarge a tenu ses engagements
et rtabli sa exibilit nancire en
rduisant lendettement net
du Groupe de 3,1 Mds`.
En 2010, nous continuerons
renforcer notre structure nancire,
en rduisant encore nos cots
structurels et en contrlant strictement
nos investissements.
Nos positions gographiques sont
idales pour capter les besoins
croissants des pays mergents.
Nos innovations apportent des solutions
concrtes pour lamlioration de
lecacit nergtique des btiments
et contribuent ainsi rduire lempreinte
carbone. Elles rpondent des besoins
croissants dans les pays dvelopps et
crent de nouveaux marchs dans les
pays mergents.
Lafarge a un potentiel de rebond
considrable pour saisir toute
croissance dans une anne 2010
de reprise progressive.
> Chire daaires
15 884 M
-17%
> Rsultat dexploitation courant
2 477 M
-30%
> Cash Flowlibre
2 834 M
+34%
> Rduction de la dette nette de
3,1 Mds
> Dividende par action*
2
* soumis lapprobation de
lAssemble gnrale du 6 mai 2010
Prochains rendez-vous
* RcsuIJaJs Ter trimestre : 5 mai 2010
* AsscmbIcc ccncraIc : 6 maI 20T0
Leader mondial des matriaux de construction
Ciment, Bton, Granulats, Pltre
Retrouvez lintgralit du communiqu de presse
et tous les rendez-vous actionnaires sur www.lafarge.com
LAFARGE_RESULT2009_JDF.indd 1 19/02/10 15:57:08
mORE INFORmATION
about these documents
3 www.lafarge.com
mORE INFORmATION
on the diary of events
for shareholders in 2010
3 www.lafarge.com
3 Individual Shareholders
Relations Department
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 29
A panel of documents

lettre aux
actionnaires
Mars 2010
AU SOMMAIRE
Pages 2-3
Lactualit
du Groupe
Pages 4-6
Lafarge en Chine
Page 7
La vie du Club
des actionnaires
Page 8
Au service
de nos actionnaires
Club
des actionnaires
Comment le Groupe Lafarge sest-il com-
port dans la tourmente de lanne 2009 ?
Pour rsister dans un environnement trs
difficile, il tait essentiel que le Groupe
fasse la preuve de sa capacit de raction.
Effectivement, le fort ralentissement
conomique dans les pays dvelopps a
pes sur nos volumes, avec une baisse
de lordre de 25% en Amrique du Nord
et en Europe. Heureusement, nous avons
bnci dune croissance soutenue dans
la plupart des pays mergents - hormis en
Europe Centrale et Orientale.
Lexcellente mobilisation oprationnelle du
Groupe autour de la gnration de cash
ow et de la dfense de nos marges nous a
permis de dgager un cash owlibre en forte
hausse malgr le net repli des volumes.
Quen est-il de lendettement du Groupe ?
Nous avons tenu nos engagements
et rtabli notre exibilit nancire en
rduisant considrablement la dette
nette du Groupe. Notre programme de
dsinvestissements a t ralis, notre
renancement sest fait dans de trs
bonnes conditions, nous avons rduit nos
cots et nos investissements, ainsi que
notre besoin en fonds de roulement. Nous
avons donc dlivr notre plan daction
dans un environnement plus dgrad
quau moment de son annonce en fvrier
2009. Cest une belle performance que
nous devons des quipes engages
et solidaires, o quelles soient dans le
monde.
Suite page 2
Malgr le trs fort ralentissement conomique et la baisse des volumes, le Groupe a tenu ses engagements de
rduction de la dette sans mettre en pril sa stratgie de croissance future. Retour sur une anne de ds avec
Bruno Lafont, Prsident-Directeur gnral du Groupe.
Rencontre avec Bruno Lafont,
Prsident-Directeur gnral
3 The letter
to shareholders
(only in french)
THE SHAREHOLDERS
THE HEART
OF LAFARGE
LAFARGE SHAREHOLDERS
GUIDE 2010
3 The individual
shareholders guide
3 The facts and
figures brochure
3 Crescendo,
the Groups
half-yearly review
3 The institutional
brochure
ANNUAL
REPORT
Document de Rfrence
2009
PARTNER OF THE FRANCE PAVILION
FOR THE SHANGHAI 2010 EXPO
3 The annual report &
reference document
www.lafarge.com
Contacts
Awards granted by trade associations
0ntario Stone, Sand and 0ravel /ssociation's (0SS0/) AWARD OF EXCELLENCE (Canada - /&C)
National Readv Mixed Concrete /ssociation (NMRC/) COMMITMENT TO ENVIRONMENTAL
EXCELLENCE (Canada - /&C) /lberta Road builders and Heavv Construction /ssociation (/RHC/)
ENVIRONMENTAL EXCELLENCE AWARD (Canada - /&C) National Stone, Sand and 0ravel
/ssociation (NSS0/) AWARD FOR EXCELLENCE BRONZE MEDAL (Canada and US - /&C)
10 new sites o Laare /reates have achieved LEVEL 4 o the Environment Charter UNCEM
(France - /&C) British Precast Concrete Federation, BRITISH PRECAST SUSTAINABILITY
CHAMPION AWARD (UK Cement) Mineral Product /ssociation (MP/), 2 AWARDS BEST
QUARRY RESTORATION PROJECTS (UK /&C) Colorado Stone, Sand & 0ravel /ssociation
(CSS0/), COLORADO RECLAMATION SAFETY AWARDS (US /&C) Colorado Stone, Sand &
0ravel /ssociation (CSS0/), JACK STARNER MEMORIAL RECLAMATION AWARD (US /&C)
0R, RANKED A+ /ccessiweb and Euracert, LABEL ARGENT Hallvarsson & Halvarsson, TOP
OF THE 75 FRENCH SITES EVALUATED AND IN THIRD PLACE AMONG THE SECTOR
CONSTRUCTION & MATERIALS WEBSITES Ernst & oun and Euromonev, GLOBAL
RENEWABLE ENERGY AWARDS 2009 Corporate Knihts & nnovest Strateic \alue /dvisors,
GLOBAL 100 MOST SUSTAINABLE CORPORATIONS
Awards granted by third parties
/lberta Emerald Foundation, EMERALD AWARD (Canada - /&C) Challene o innovative houses
(CM), 2 GOLD MEDALS FOR LAFARGE CEMENT FRANCE (France Cement) 0reek association
o environmental protection companies (Paseppe), MANAGEMENT AWARD FOR SUSTAINABLE
DEVELOPMENT (0reece - Cement) Companv o the ear /ward (C0/) ala, BEST IN
ENVIRONMENTAL IMPROVEMENT PRACTICES CATEGORY AND 1 RUNNER-UP IN THE
OVERALL COMPANY OF THE YEAR (Kenva Cement) HanKook Dailv, KOREA GREEN ENERGY
AWARD (Korea 0vpsum) The Philippine Mine Saetv and Environment /ssociation (PME/),
PHILIPPINE MINERAL INDUSTRY ENVIRONMENTAL AWARDS (Philipines /&C)
Polish Environmental Partnership Foundation, GREEN OFFICE CERTIFICATE (Poland /ll Bus)
Federacion de /ridos de Desarrollo Sostenible en Canteras v 0raveras, 2 SUSTAINABLE
DEVELOPMENT NATIONAL PRIZE under the cateorv Rehabilitation-Lare Corporations (Spain /&C)
Environment /encv's water Eiciencv, WATER SAVE AWARD (UK Cement) Environment
/encv's water Eiciencv, CHIEF EXECUTIVES AWARD (UK Cement) Campain to Protect Rural
Enland (CRPE), AWARD SCHEME (UK /&C) wildlie Habitat Council (wHC), INTERNATIONAL
RECOGNITION FOR CONTRIBUTIONS TO WILDLIFE HABITAT CONSERVATION (US 0vpsum)
Universitv o the /eean, LAFARGE HERACLES IN THE TOP 10 OF THE LEADING CSR
REPORTERS (0reece Cement) Enineers /ustralia \ictoria Division, VICTORIAN ENGINEERING
EXCELLENCE AWARDS (/ustralia 0vpsum) nstitute o Social nnovation, LAFARGE HERACLES
AMONG THE TOP 10 IN THE ACCOUNTABILITY RATING IN GREECE (0reece Cement)
N1/Z, BEST CORPORATE AWARD (1ordan Cement) Chamber o Commerce and ndustrv,
GOLDEN MERCURY (Moldova Cement) French-Romanian Chamber o Commerce, ndustrv
and /riculture (CCFER), INNOVATION AWARD (Romania 0vpsum) Rail Freiht 0roup,
HOPE WORKS RAIL PROJECT (UK Cement) BRE 0lobal, BES 6001 RESPONSIBLE
SOURCING CERTIFICATE (UK Readvmix) State o Colorado, SILVER PARTNER AWARD (US
/sphalt)
National /sphalt & Pavement /ssociation (N/P/), NATIONAL DIAMOND ACHIEVEMENT
COMMENDATION FOR EXCELLENCE (US /sphalt) 0eoria Chapter /C, 10 AWARDS IN 11
DIFFERENT CATEGORIES (US Concrete) 51job" companv, BEST TRAINING OFFER IN CHINA
(China Cement) /ssociation o 0reek /dvertised Companies, CSR EXCELLENCE AWARD FOR
OCCUPATIONAL HEALTH & SAFETY (0reece Cement) 1REDS, EXCELLENCE AWARD IN
HEALTH AND SAFETY (1ordan Cement) Med /d News, MANNY AWARDS BEST PLACE TO
WORK AWARD (US 0vpsum) National Stone, Sand and 0ravel /ssociation (NSS0/),
COMMUNITY RELATION AWARD (Canada and US - /&C)
Lafarge received more than
50 sustainability awards in 2009
These have been ranted bv third parties or trade associations
and cover environmental as well as social and economic aspects.
sustainability
report
2009
For more inormation on these awards:
http://sustainabilityreport.lafarge.com
3 The substainability
report
pAGE 30 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
dedicated tools and team
3 The Individual Shareholders Relations Department, at your service for
any question or request for documentation.
3 The shareholders information area on our website, www.lafarge.com
meetings to discuss matters with you
3 The General Meeting
3 Information meetings (on average 4 per year)
3 Actionaria exhibition in November in Paris (stand and meeting)
FRANCK BICHOT
Manager
Individual Investor
Relations
DALILA TOUNSI
Assistant
Individual Investor
Relations
CONTACT
3 phone
(toll free number,
for calls from France only)
3 e-mail : actionnaires.indivi-
duels@lafarge.com
3 site Internet :
www.lafarge.com
3 address :
LAFARGE
Individual Shareholders
Relations Department
61, rue des Belles-Feuilles
BP 40
75782 Paris Cedex 16
France
LAFARGE SHAREHOLDERS
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 31
Consultation prior
to the General meeting
Available on our website, the consultation enables shareholders to express
their expectations (subjects they would like to be discussed, questions
they would like to ask during the Meeting, etc.).
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 32
Role
The individual shareholders consultative
committee was created in 1995.
It is designed to:
3 improve the Groups financial communica-
tions with individual shareholders,
3 engage with shareholders and be attentive
to their expectations,
3 inform and educate individual sharehol-
ders.
composition and operation
The shareholders consultative committee is
made up of 12 people reflecting the compo-
sition of our private shareholder base:
3 11 members, individual shareholder,
3 1 position is reserved for a representative of
the individual shareholders association.
The term of office for members is 4 years.
A member of CCAI is authorized to make
several non-successive mandates. Calls for
application are launched in the letter to share-
holders.
The committee meets an average of 3 times
a year (2 plenary session with the Chairman
and CEO and 1 site visit).
the shareholders
consultative committee
LISt Of tHE MEMBERS
3 Daniel Bouchacourt
(Val-de-Marne),
3 Thierry Bunel (Aisne),
3 Laurent Coupier
(Bouches-du-Rhne),
3 Richard Deschamps (Rhne),
3 Anne Doris Dupuy (Gironde),
3 Vincent Gaffiot (Yonne),
3 Michel Gouy (Nord),
3 Claude Haroche (Paris),
3 Didier de Lavergnolle (Paris),
3 Hugues Mitton (Paris),
3 Yves Rambaud (Yvelines),
3 Chantal Thiebaut
(Meurthe-et-Moselle).

pAGE 33 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE SHAREHOLDER
WHAt DIffERENt kINDS
Of GENERAL MEEtING
ARE tHERE?
3 Ordinary General meetings
take place within six months
of the end of the fiscal year,
and entail a report from the
Board of Directors on its
management of the company
during the previous year.
It approves the financial
statements for the fiscal
year, appoints and renews
directors and auditors, and
fixes the amount of the
dividend and the manner
in which it will be paid.
3 Extraordinary General
meetings can be convened
at any time, and have powers
to make amendments to
the bylaws and make deci-
sions about the issue of
negotiable securities other
than ordinary bonds.
3 Combined General meetings
conducts ordinary and
extraordinary business on the
same date and are convened
by a single notice of meeting.
You are reminded that it is not necessary to
block your shares to vote on resolutions at
Lafarge General Meetings.
Documents relating to General
Meetings
If your shares are registered, or if you own at
least 200 bearer shares, full documentation
enabling you to take part in General Meetings
will be sent to you automatically.
If you have less than 200 bearer shares,
you can take part in General Meetings
by asking your account holder for the meeting
documentation.
Any Lafarge shareholder, who proves his or her
status before 3 days in advance of the date of the Meeting, has
the right to vote at the General Meeting. Shareholders can vote:
3 by attending the Meeting,
3 by post,
3 by giving a proxy to their spouse or to another Shareholder,
3 or by giving a proxy to the Chairman.
Participate and vote
at the General meeting
mORE INFORmATION
on Lafarge General meetings (notices of meetings, etc.)
3 www.lafarge.com
3 Individual Shareholders Relations Department
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 34
The Annual General Meeting
decides to distribute dividends
to shareholders.
the loyalty dividend
Since 1999, Lafarge shares which have been
registered for at least two years (either in a direct
or administered registered account) receive a
dividend bonus of 10%.
The period of two years which enables a share-
holder to benefit from this loyalty dividend is
calculated from January 1
st
of the year following
the year of registration of the shares in a registered
account. The number of shares giving entitlement
to such increase held by any one shareholder
cannot exceed 0.5% of the total share capital at
the relevant financial year time. The loyalty divi-
dend is sometimes referred to as a prime de
fidlit (PF).
Receive dividends
WHAt IS A DIVIDEND?
Dividends are variable income,
the amount of which depends
on the profits made by the
company. They represent
the portion of the profits that
the Annual General Meeting
decides to distribute to share-
holders.
The remainder is put in reserve
to increase the companys
equity and provide financing
for its development. In order for
a dividend to be paid, share-
holders adopt a resolution at
the Ordinary General Meeting
called to approve the financial
statements for the previous
fiscal year.
ON WHAt DAtE DO yOU HAVE
tO OWN SHARES tO BE
ENtItLED tO tHE DIVIDEND?
You must be the owner of your
shares on the day before
the dividend detachment date
(exception are possible notably
in case of rights issue).
Dividends paid during
the last three fiscal years
Dividend for 2009:
3 payment in cash,
3 ex-dividend date: July 1, 20010,
3 payment date: July 6, 20010.
Euros
For the
fiscal year
Net dividend
2007 Normal
dividend
4.00
Loyalty
dividend
4.40
2008 Normal
dividend
2.00
Loyalty
dividend
2.20
2009 Normal
dividend
2.00*
Loyalty
dividend
2.20*
Participate in transactions affecting the capital
Such rights can be in one of two forms:
3 a preferential subscription right, when the company goes into the market to increase its share
capital in cash,
3 an allotment right, when the company increases the share capital by the incorporation of reserves.
It can then create new shares and allot them to its shareholders free of charge.
* Submitted to the approval of the General Meeting called to
approve the financial statements for 2009.
pAGE 35 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE SHAREHOLDERS
the characteristics of the various share accounts
En Euros Direct registered account Administered registered account Bearer account
Account management
BNP Paribas Securities Services appointed by Lafarge Bank or stockbroker
Registered shares in a share savings
scheme
Administered registered accounts are recommended rather than direct registered accounts
Notices of General Meetings
Sent automatically to the shareholders
Sent automatically by the bank or stockbroker to
shareholders with 200 shares or more
Admission to General Meetings
Upon presentation of the admission letter or of identification
Upon presentation of the admission letter issued on
the basis of a certificate of holdings
Participation in General Meetings
Any Lafarge shareholder, who proves his or her status before 3 days in advance of the date of the Meeting, has the right to vote at the General Meeting.
Voting rights
(1)
Double voting rights allocated to any share owned in registered form for at least two years (from date to date)
One voting right per share
Dividends
(1)
Dividend increased by 10% for any share owned in registered form for at least two years
(2)
No loyalty dividend
Letters to shareholders
Sent automatically to the shareholders
Sent on request
Custodians fees
Paid by Lafarge Paid by the shareholder
Variable fees depending on the bank or stockbroker
Purchases/sales
Orders
(3)
placed:
directly via the internet, on the GISnomi website
(4)

(https:gisnomi.bnpparibas.com)
or by letter, fax or telephone
(5)
to BNP Paribas Securities Services
The shareholder himself calculates any gains realized
Orders placed with the bank or stockbroker
Certain banks and stock market companies manage the gains
realized
Fees on purchases/sales
Brokerage commission: 0.30% exc. VAT
(6)
of the gross
amount (without any minimum or maximum)
Bank commission: 7.62 euros exc. VAT
(6)
Variable depending on the bank or stockbroker
the different kinds of share account
There are three kinds of share account:
3 bearer accounts. These are opened with your usual bank or stockbroker,
3 administered registered accounts. If you have expressly requested that your shares be registered. These accounts are
opened with your usual bank or stockbroker,
3 direct registered accounts. If you have expressly requested that your shares be direct registered. These accounts are opened
with BNP Paribas Securities Services (contact details on p. 45), appointed by Lafarge to manage direct registered accounts.
Share account
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 36
the characteristics of the various share accounts
En Euros Direct registered account Administered registered account Bearer account
Account management
BNP Paribas Securities Services appointed by Lafarge Bank or stockbroker
Registered shares in a share savings
scheme
Administered registered accounts are recommended rather than direct registered accounts
Notices of General Meetings
Sent automatically to the shareholders
Sent automatically by the bank or stockbroker to
shareholders with 200 shares or more
Admission to General Meetings
Upon presentation of the admission letter or of identification
Upon presentation of the admission letter issued on
the basis of a certificate of holdings
Participation in General Meetings
Any Lafarge shareholder, who proves his or her status before 3 days in advance of the date of the Meeting, has the right to vote at the General Meeting.
Voting rights
(1)
Double voting rights allocated to any share owned in registered form for at least two years (from date to date)
One voting right per share
Dividends
(1)
Dividend increased by 10% for any share owned in registered form for at least two years
(2)
No loyalty dividend
Letters to shareholders
Sent automatically to the shareholders
Sent on request
Custodians fees
Paid by Lafarge Paid by the shareholder
Variable fees depending on the bank or stockbroker
Purchases/sales
Orders
(3)
placed:
directly via the internet, on the GISnomi website
(4)

(https:gisnomi.bnpparibas.com)
or by letter, fax or telephone
(5)
to BNP Paribas Securities Services
The shareholder himself calculates any gains realized
Orders placed with the bank or stockbroker
Certain banks and stock market companies manage the gains
realized
Fees on purchases/sales
Brokerage commission: 0.30% exc. VAT
(6)
of the gross
amount (without any minimum or maximum)
Bank commission: 7.62 euros exc. VAT
(6)
Variable depending on the bank or stockbroker
(1) In the event of the inheritance or gift of shares, double voting
rights attached to shares registered for more than two years in
the name of the same shareholder will be maintained for the
heirs or beneficiaries of the gift (right holders having a family
relationship with the deceased or donor sufficient to entitle them
under an intestacy), on condition that the shares continue to
be held in a registered account. In the event of the inheritance,
loyalty dividends attached to shares registered for more than
two years in the name of the same shareholder will be main-
tained for their heirs (right holders having a family relationship
with the deceased sufficient to entitle them under an intestacy),
on condition that the shares continue to be held in a registered
account.
(2) The period of two years runs with effect from January 1
st
in
the year following the year in which the shares were registered.
The number of shares giving entitlement to such increases held
by any one shareholder cannot exceed 0.5% of the total share
capital at the relevant financial year time.
(3) In order for your orders to be processed, BNP Paribas Securities
Services must first have received your stock exchange service
agreement, duly completed and signed.
(4) Excluding legal persons, minors or persons under a disability.
(5) For orders placed by fax or telephone, you must send a letter of
confirmation to BNP Paribas Securities Services within 48 hours.
(6) As required by law, VAT is charged to French and European
Union residents at the rate of 19.60%, and to residents of French
overseas territories at the rate of 8.50%. No VAT is charged
to residents of Guyana or other non-residents.
pAGE 37 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE SHAREHOLDERS
Standard letters
for share registration
To be sent to your bank to request
the registration of your shares in an administered registered account
Forename(s)
Surname
Address
Share account references
Addressee
Bank Address
Date
Re: Registration of my Lafarge shares in an administered registered account
Dear Sir/Madam,
Upon receipt of this letter, could you please register the XX Lafarge shares that I hold in the above-mentioned share account, in an
administered registered account to be opened in my name at your branch. Since this registration will entitle me to the loyalty dividend
offered by Lafarge, it must be effective by no later than December 31
st
, 20XX.
Yours truly.
Signature
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 38
If yOU HOLD SHARES
IN A SHARE SAVINGS ScHEME,
ADMINIStERED REGIStERED
AccOUNtS ARE REcOMMENDED
RAtHER tHAN DIREct
REGIStERED AccOUNtS.
To be sent to your bank to request
the registration of your shares in a direct registered account
Forename(s)
Surname
Address
Share account references
Addressee
Bank Address
Date
Re: Transfer of my Lafarge shares into a direct registered account
Dear Sir/Madam,
Upon receipt of this letter, could you please transfer the XX Lafarge shares that I hold in the above-mentioned share account,
to BNP Paribas Securities Services, in order for them to be registered in a direct registered account. Since this transfer will entitle me
to the loyalty dividend offered by Lafarge, I should be grateful if you would ensure that my shares are effectively transferred to:
BNP Paribas Securities Services
GCT Services aux Emetteurs
Services relations actionnaires Lafarge
Grands Moulins de Pantin
9 rue du Dbarcadre - 93761 Pantin Cedex - France
Before December 31
st
, 20XX.
Yours truly.
Signature
mORE INFORmATION download these standard letters on 3 www.lafarge.com
pAGE 39 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE SHAREHOLDERS
Buying or selling
shares
your shares are bearer shares
or are in an administered registered account
You must place your order with your bank or stockbroker.
your shares are in a direct registered account
Via the internet*
On the GISnomi website (https:/gisnomi.bnpparibas.com). Your confidential access codes will be sent to you by
BNP Paribas Securities Services after your shares are registered in a direct registered account.
*Excludes legal persons, minors or persons under a disability.
By letter, fax or telephone
Addressed to BNP Paribas Securities Services. In the case of orders placed by fax or telephone, you must send a letter
of confirmation to BNP Paribas Securities Services within 48 hours.
IN ORDER fOR yOUR ORDERS
tO BE pROcESSED (WHIcHEVER
MEtHOD IS USED),
BNp pARIBAS SEcURItIES
SERVIcES MUSt fIRSt HAVE
REcEIVED yOUR StOck
ExcHANGE SERVIcE
AGREEMENt, DULy
cOMpLEtED AND SIGNED.
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 40
Information
your order must contain
In order to be processed, your order must be clear and must provide certain information:
3 the name and ISIN code of the shares to be traded,
3 the type of transaction (purchase, sale),
3 the quantity of shares to be traded,
3 the execution price,
3 the duration of the order (no later than the end of the month).
the transfer of shares
upon inheritance
If your shares are held in a direct registered account, they may be transferred into the name of
your heir or heirs upon a request made by letter by the notary handling the estate, to BNP Paribas
Securities Services, stating the names of the heirs and the number of shares to which each is
entitled. The heirs may request that the shares be registered in their name, in a direct registered
account, or that they be transferred into the share account held by their financial intermediary,
either in bearer form or in an administered registered account.
WHAt ARE tHE MOSt cOMMON
StOck MARkEt ORDERS?
3 limit order indicates that
you do not want to pay
more than the stated price,
if you are a buyer, and that
you do not want to sell
below that price, if you are
a seller. They allow you to
be protected against market
fluctuations, but involve a
risk of non-execution.
3 order at best contains no
indication of a price, and
will be executed at the price
determined by the order
book. They may be only
partially filled. Any surplus
is treated as a limit order.
This type of order is useful
for very liquid shares that one
wishes to buy or sell quickly.
3 market order contains no
indication of a price and
can only be completely filled
(i.e. these orders cannot be
split). In exchange, these
orders take priority over
other types of orders.
They are used to trade
securities in very liquid
markets. The person
placing the order is sure
of buying or selling the
securities, but takes a risk
as to the price of execution.
pAGE 41 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE SHAREHOLDERS
Lafarge offers an advantage to its registered shareholders (whether direct or administered): the right to the loyalty dividend
is transferred to heirs* on condition that the shares continue to be held in a registered account.
If your shares are held in an administered account or as bearer shares, you must take the same steps as regards the bank
or stockbroker responsible for the management of your shares.
transfer of shares by gift
If your shares are held in a direct registered account, all that is required is for you to write to BNP Paribas Securities Services
asking them to transfer the shares to the share account of the beneficiary of the gift. This share account may be a direct
registered account opened by BNP Paribas Securities Services in the name of the beneficiary, or any other share account
opened with a bank or stockbroker.
The letter must also be signed by the beneficiary.
If your shares are held in an administered account or as bearer shares, you must take the same steps as regards the bank
or stockbroker responsible for the management of your shares.
The right to loyalty dividend is transmitted only to heirs as part of an estate. In case of shares donation, the right to loyalty
dividend is not transmitted.
*Right holders having a family relationship with the deceased sufficient to entitle them under an intestacy.
mORE INFORmATIONS
contact your regular tax adviser
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 42
tax treatment
*
tax applicable to dividends
For 2009 income (tax declaration completed in 2010)
For dividends received as from January 1
st
, 2009, it is possible to choose between two tax regimes.
The first provides for a final withholding tax of 18% computed on the gross dividend received, as provided by Article 117
quater of the CGI. In order to benefit from this regime, you must expressly mention it to the financial institution that holds
your shares.
Absent such option, the taxable dividend is subject to progressive income tax.
Such taxable dividend is computed by applying a first tax relief of 40% of the dividend received (not capped) as well as a
second flat tax relief depending on your personal situation which amounts to 1,525 euros per year for single persons and
to 3,050 euros per year for couples.
In this case, you also benefit from a tax credit equal to 50% of the dividend received which is capped at 115 euros (single
person) or 230 euros (couple). This tax credit is deducted from income tax and gives rise to a repayment if in excess of
the amount of that tax.
For 2010 income (tax declaration completed in 2011)
The above described provisions will still be applicable to dividends received in 2010 (to be mentioned on the tax return
filed in 2011), including the various ceilings and tax credit mentioned here above.
* The information in this part summarizes the tax provisions which apply to shareholders, physical persons, and residents for tax purposes in France.
pAGE 43 | Lafarge | I NDI VI DUAL SHAREHOLDER S GUI DE 2010
LAFARGE SHAREHOLDERS
tax applicable to capital gains
For 2009 income (tax declaration completed in 2010)
The tax provisions applicable to capital gains on sales of negotiable securities realized in 2009 set the level of tax on
chargeable capital gains at 30.1% (18% of income tax and 12.1% of various social security contributions) when the annual
amount of the sales is in excess of 25,730 euros.
It is reminded that when assessing the capital gains threshold for tax purposes, it is necessary to take into account all the
operations carried out by members of the household, directly or through intermediaries.
In case of an exceptional change in the personal, family or professional taxpayers situation, the threshold will be assessed
by reference to the average proceeds of the year and the previous two years.
As from January 1
st
, 2006, a new system giving progressive income tax exemption for capital gains arising from share sales
has been introduced.
The taxable capital gain is reduced by one third per year of detention after the fifth, so that complete exemption is granted
after 8 years of continuous ownership.
However, the period of ownership of shares acquired before January 1
st
, 2006 is calculated as from that date: therefore
total exemption cannot be acquired before 2014.
This exemption only covers income tax. The various social security contributions are still due on the whole amount of
capital gains.
Example:
3 Until the end of the 5
th
year of ownership: tax charge of 18%
+12.1% of social security contributions on the whole amount of capital gains.
3 In the 6
th
year of ownership: tax charge of 18% on 2/3
d
of the capital gains
+12.1% of social security contributions on the whole amount of capital gains.
3 In the 7th year of ownership: tax charge of 18% on 1/3
d
of the capital gains
+12.1% of social security contributions on the whole amount of capital gains.
3 After the end of the 7
th
year of ownership: tax exemption
+12.1% of social security contributions on the whole amount of capital gains.
Capital gains arising on the sale of shares registered in share savings schemes are not liable to tax, when the legal conditions
are met.
mORE INFORmATION
contact your regular tax adviser
I NDI VI DUAL SHAREHOLDER S GUI DE 2010 | Lafarge | pAGE 44
For 2010 income (tax declaration completed in 2011)
As for capital gains realized in 2010, the latter are subject to a total tax rate of 30.1% (18% of income tax and 12.1% of social security contributions)
if the annual amount of the sales exceeds 25 830 euros. The other provisions described above remain applicable.
french wealth tax (Impt de solidarit sur la fortune)
3 the last quoted price on December 31
st
, 2009: 57.81 euros, or
3 the average of the closing prices during the last 30 stock market sessions of 2009: 56.73 euros.
LAfARGE
61, rue des Belles-feuilles Bp 40
75782 paris cedex 16 france
tl. : + 33 1 44 34 11 11
fax : + 33 1 44 34 12 00
www.lafarge.com
tHE INDIVIDUAL SHAREHOLDERS RELAtIONS DEpARtMENt
3 phone
(toll free number, for calls from France only)
3 e-mail : actionnaires.individuels@lafarge.com
3 Site Internet : www.lafarge.com
3 address:
LAFARGE
Individual Shareholders Relations Department
61, rue des Belles-Feuilles BP 40
75782 Paris Cedex 16 France
3 fax : + 33 1 44 34 12 37
BNp pARIBAS SEcURItIES SERVIcES
3 phone
(toll free number, for calls from France only)
ou + 33 1 55 77 61 00
3 e-mail :
paris.bp2s.service.actionnaires.lafarge@bnpparibas.com
3 address:
BNP Paribas Securities Services
GCT Services aux metteurs
Service relations actionnaires Lafarge
Grands Moulins de Pantin
9 rue du Dbarcadre - 93761 Pantin Cedex France
3 fax : + 33 1 55 77 34 17
Photo credits : DR Mdiathque Lafarge (p. 8), Gerber Ignus (p. 2, 13, 19, 47), Gettyimages G. Vanderelst -
M. Diebel (p. 1), Diego Giudice (p.10-11, 24, 47), Stphane de Bourgies - Abaca Press (p. 3, 17), Carolina
Reis (p. 6, 23), Zisiang See (p. 12), Photothque Eiffage - Daniel Jamme - Norman Foster (architecte)(p. 15),
Alain Le Breton (p. 16, 30), Jacques Ferrier Architectures - Image Ferrier Production (p. 23), Veit Mlller -
S et P Heinze Gesellschaft u. Architekten GmbH (p. 24), Vincent Rackelboom (p. 31, 36-37), Xinping Zhang
- Paul Andreu (architecte) (p. 27), Henri Alain Sgalen - Rudy Ricciotti (architecte) (p. 47), Alain Tendero -
Rudy Ricciotti (architecte) - Romain Ricciotti (ingnieur) (p. 47), Judy B. Smith (p. 47).
THE WEBSITE, www.lafarge.com AND ITS DEDICATED SHAREHOLDERS INFORMATION AREA

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