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cember%2002,%202009/2D09-1826.pdf Benoit v. Bank of New York, No. 4D09-898, 18 So.3d 731 (Fl. App. 4th Dist. 2009) http://scholar.google.com/scholar_case?case=3924095567885385496 Challenger Investment Group, LC v. Ebony & Ivory, LLC, No. 3D07-1113, 958 So.2d 1011 (Fl. App. 3rd Dist. 2007) http://scholar.google.com/scholar_case?case=2714368737097287550 For the borrower, the important lesson is this: dont stop fighting, even if you think youve lost. Keep showing up. Keep trying. Keep moving up the chain and seeking relief from a higher authority. You never know when you just might win.