Documente Academic
Documente Profesional
Documente Cultură
MAY 2011
Contents
May 2011
1-3 CEOs Message
Highlights 4-5 Annual Agency Awards & National Sales Congress 7 MAA Headlines 8 2011 Pacemaker Challenge 13 The Golden Triangle India Convention 22 2011 New Consultant Shenzhen Challenge
National Sales Congress
Accident & Health 6 Liver Foods That Make Your Liver Stronger And Useful Sales Tips 9-12 My Policy @ MAA
Training 21 Super Early Bird - Agency Awards Dinner & National Sales Congress 2012 Top Achievers 14 Group Top Producers 14 Public Sector Business 15 Top Recruiters 16 Overall Life Business 17 Ordinary Life 18 Regular Premium-IVL 19 Healthcare & PA Business 20 MIP, MCGP & MYGP Business
Message
Always remember that the reward of our work is not what we get but what we become
In the recent Agency Awards, we watched as our Champions took to the stage to accept their prizes and trophies; firmly establishing the truth behind the maxim: Follow your dreams, and Transform your life. One can see that there is a great understanding amongst our Champions that in order to be able to lead a fulfilled life with complete financial freedom, one must dream of it. Remember that it is the power of that dream that drives you towards greatness. All we have to do is focus on making this dream come true. Last year, LIAM reported that new business submissions for Investment-Linked plans in Malaysia were increasing. With an increase of 26.6% from $2.07 Billion to $2.62 billion in 2009, public demand for Investment-Linked Plans is encouraging. As MAA consultants, you must take note of current trends and watch out for for opportunities to sell more of our investment-linked policies. At MAA we have very comprehensive and a t t r a c t i v e I n v e s t ment-Linked products under the MaaxLife series. MaaxCombo is a comprehensive MaaxLife proposed plan with Medical Card rider designed to capture the younger generation. In fact, the younger generation (0-40 years old) represents 72% of the total population of Malaysia therefore MaaxLife should be selling briskly. MaaxInvest on the other hand, can offer financial protection to those who are looking at a greater retirement plan. MaaxInvest offers great investment ideas for wealth accumulation. MaaxInvest focuses on the investment objectives of the prospects with regular investments using the MaaxSaver rider and the Waiver of Premium on Dread Disease. I am pleased to announce that you will stand to gain as high as 10% of the FYP at the end of the year via the Maaxlife Performance Incentive 2011. You should be submitting as many MaaxLife cases as you possibly can in order to gain the extra mileage for a greater finish to the year. Recruitment must play an important factor in your progress. You should have this mindset ingrained in every step you take because recruitment is absolutely essential to the growth of your agency. Agency leaders need to stay focused on building their agencies by advocating this vision. Be reminded that in order to maintain your agency leaders contract, Managing Consultants need to bring in 4 qualifying agents whilst Chief Consultants are required to bring in 8 qualifying agents. I would like to take this opportunity to congratulate all the Grand Prize winners of the Bonanza Lucky Draw recently held during the recent National Sales Congress. To all those who are ready to leave for their 28th Summit Club Convention trip to Norway and Sweeden, I wish you, Bon Voyage. May you find your trip worth all your effort and hard work because you truly deserve a great holiday! When you return back to work, you will be thoroughly refreshed. Do not forget your obligations towards your agency and the pledge you have made at the beginning of the year. It is time to shift into higher gear. Please be mindful of 20 June 2011, which is the closing date for the 29th Summit Club Convention Early Bird Special. You have about a month to submit your cases in order to qualify for your trip to Rome, Italy. At the recently concluded National Sales Congress, we introduced e-Learning, a learning application which is part of CMSS. Available in 3 major languages, this programme which was developed by the Training Department is now available for you anytime, anywhere, 24 hours a day, 7 days a week. Learning is indeed a lifelong progression one can never get enough of. Now you are able to earn your CPD hours and intensify your learning via e-Learning at your convenience, your pace and your language of choice. MAA greatly prioritizes your training and work diligently in designing intelligent initiatives and advanced technological processes to help you improve your performance. Fuel your ambitions with your desire to achieve your dreams. Always remember that the reward of our work is not what we get but what we become. We all know what we aim to become and that is, to make MAA number 1! I am excited at the prospect of our future ahead of us because there is nowhere else for us to go but forward! Best Regards Always.
Agency Review
Perutusan
Selalu ingat bahawa ganjaran usaha kita bukan terletak pada apa yang kita perolehi, ia terletak pada bagaimana ia membentuk kita
Pada Anugerah Agensi baru-baru ini, kita menyaksikan para Juara kita ke pentas menerima hadiah dan trofi mereka; memantapkan kebenaran di sebalik kata-kata: Kejar impian anda, dan Ubah kehidupan anda. Semua dapat menyaksikan bahawa para Juara kita berkongsi satu pegangan; bahawa untuk menikmati kehidupan kebebasan kewangan yang memuaskan, hasrat tersebut perlu dijadikan impian. Ingat bahawa kuasa impian itu yang memacu anda ke arah kecemerlangan. Apa yang perlu kita lakukan adalah menumpukan perhatian terhadap menjadikan impian tersebut satu kenyataan. Tahun lepas, LIAM melaporkan bahawa perniagaan baru bagi pelan Berkaitan Pelaburan di Malaysia kian meningkat. Dengan peningkatan sebanyak 26.6% dari $2.07 Bilion kepada $2.62 bilion dalam 2009, permintaan orang ramai terhadap pelan Berkaitan Pelaburan adalah memberangsangkan. Sebagai konsultan MAA, anda perlu prihatin terhadap trend semasa serta memantau peluang untuk menjual lebih banyak pelan berkaitan pelaburan. Di MAA kita memiliki produk-produk Berkaitan Pelaburan yang amat komprehensif dan menarik di bawah siri MaaxLife. MaaxCombo merupakan pelan cadangan MaaxLife yang komprehensif beserta rider Kad Perubatan yang direka untuk menarik generasi muda. Malah generasi muda ( 0 40 tahun ) mewakili 72% dari jumlah penduduk Malaysia, dengan itu MaaxLife sepatutnya mencatat jualan yang tinggi. MaaxInvest pula menawarkan perlindungan kewangan kepada yang mahukan pelan persaraan yang lebih baik. MaaxInvest menawarkan idea pelaburan yang hebat bagi pengumpulan kekayaan. MaaxInvest menumpukan pada objektif pelaburan prospek yang memiliki pelaburan lazim, menggunakan rider MaaxSaver serta Pengecualian Premium bagi Penyakit Merbahaya. Dengan sukacitanya saya mengumumkan bahawa anda akan memperolehi pulangan setinggi 10% dari PTP pada akhir tahun melalui Insentif Prestasi MaaxLife 2011. Anda seharusnya mengemukakan sebanyak mana kes MaaxLife yang mungkin bagi mencatatkan prestasi lebih baik untuk mencapai kecemerlangan pada akhir tahun ini. Merekrut perlu menjadi faktor yang penting dalam kemajuan anda. Anda perlu menerapkannya dalam setiap langkah yang anda ambil kerana usaha merekrut amat penting dalam pertumbuhan agensi anda. Para pemimpin agensi perlu kekal fokus dalam membina agensi bagi memartabatkan visi ini. Ingat bahawa bagi mengekalkan kontrak pemimpin agensi anda, Pengurus Agensi perlu merekrut 4 ejen yang layak manakala Ketua Konsultan perlu merekrut 8 ejen yang layak. Saya ingin mengambil kesempatan ini untuk mengucapkan tahniah kepada semua pemenang Peraduan Akhir Cabutan Bertuah Bonanza baru-baru ini yang diadakan semasa Kongres Jualan Kebangsaan. Kepada semua yang telah bersiap sedia untuk Konvensyen Kelab Summit ke 28 ke Norway dan Sweden, saya ucapkan Selamat Jalan. Semoga percutian anda berbaloi atas semua usaha dan kerja gigih yang telah anda curahkan kerana anda sememangnya layak menerima percutian hebat ini! Apabila anda kembali bertugas, anda akan bersemangat baru. Jangan lupakan tanggungjawab anda terhadap agensi anda serta ikrar yang telah anda buat pada permulaan tahun. Kini masanya untuk kita tingkatkan usaha. Jangan lupa bahawa 20 Jun 2011 merupakan tarikh penutup bagi Early Bird Special Konvensyen Kelab Summit ke 29. Anda memiliki kira-kira satu bulan untuk mengemukakan kes-kes anda bagi melayakkan diri bagi percutian ke Rome, Italy. Di Kongres Jualan Kebangsaan yang berakhir baru-baru ini, kita memperkenalkan e-Learning. suatu aplikasi pembelajaran yang merupakan sebahagian daripada CMSS. Terdapat dalam 3 bahasa utama, program ini yang dibentuk oleh Bahagian Latihan kini disediakan untuk anda pada bila-bila masa, di mana sahaja, 24 jam sehari, 7 hari seminggu. Pembelajaran merupakan usaha peningkatan diri sepanjang hayat yang tidak akan berkesudahan. Kini anda boleh memperolehi jam CPD anda dan menumpukan usaha pembelajaran melalui e-Learning di ketika yang memudahkan anda, pada masa dan bahasa pilihan anda. Sesungguhnya MAA amat mementingkan latihan anda dan sentiasa berusaha untuk melahirkan inisiatif yang bijak serta proses teknologi yang canggih bagi anda memperbaiki prestasi anda. Semarakkan cita-cita anda dengan keinginan anda yang membara untuk mencapai impian anda. Ingat bahawa ganjaran usaha kita bukan terletak pada apa yang kita perolehi, ia terletak pada bagaimana ia membentuk diri kita. Kita semua tahu apa yang kita mahukan, iaitu menjadikan MAA nombor 1! Saya amat teruja dengan prospek masa depan kita kerana sesungguhnya tiada arah lain yang kita tuju melainkan ke hadapan! Salam ikhlas.
0-40 72% MaaxLife MaaxInvest MaaxInvest MaaxInvestMaaxSaver 2011Maaxlife 10% MaaxLife
Agency Review
4 8 Bonanza 28 2011620 29
Agency Review
MAA recently celebrated the 2010 Agency Awards and hosted the 2011 National Sales Congress at the Genting International Convention Centre (GICC) from April 27th 29th. Like the year before, these exciting annual events have merged and have gotten bigger and better. The 2010 Agency Awards dinner was held on the night of 27th April. It brought together more than 1,300 Consultants and Agency Leaders from all over Malaysia and Indonesia. The event theme reflected the wonderful destination for MAA Assurances 29th Summit Club Convention challenge Rome, Italy and MAA Takafuls 3rd Summit Club Convention 2011 - Los Angeles, California. The night began with Tan Sri Ahmad Don addressing the audience with a rousing welcome speech. Tan Sri congratulated all the outstanding Champions in his address when he noted that MAA is always committed to excellence and quality. This explains our emphasis on professionalism and integrity amongst our Consultants.
Joint Top CC Whole Group Champions, Lee Kah Weng & Mohd Redzuan with Y.M. Tunku Yaacob Lee Kah Weng & Mohd Redzuan
This year we celebrated with two Top of the Table (TOT) champions, Mohd Hamzavi and Chairul Izwan. We also saw an unprecedented 9 Court of the Table (COT) champions receiving their trophies. Our proud COTS are K. Narayanasamy, Murphy Ooi, Fauziah Mohd Amin, Liew Kim Tchiu, Catherine Chan, A. Surianaidu, Noriah Mohd Salleh, V. Muniandy and Yanti Zuria. Along with the Champions, there were 169 other award winners.
Energetic & colourful performances by GLITZ GLITZ
Guests were entertained with exciting dance performances by Resort World Gentings resident show, Glitz and were treated with a very engaging and delightfully muhibbah act, Helmi-the-Gimmick. The next morning, consultants greeted the day with anticipation of the launch of the National Sales Congress 2011, themed Transform into Peak Performance. The Congress saw more than 1300 participants. En. Umar Swift greeted the Congress attendees with a boisterous welcome and invited Y.M. Tunku Yaacob to address the Congress. In his speech, Tunku Yaacob reminded consultants of the comradeship of the Spirit of MAA or Espirit De MAA and reiterated that in order for consultants to succeed, they must THINK BIG. Shortly thereafter, all those present at the launch stood up to repeat the Pledge of Conduct with MDRT winner, CC Lee Kian Boon. Tan Sri Ahmad Don then presented mementos to the 9 speakers who came from UK, Malaysia, Singapore, India and Taiwan. Following the presentation, Tunku Yaacob and En. Umar Swift joined Tan Sri Ahmad Don on stage to officiate the launch of MyPolicy@ MAA, MAAs Customer Service website and the flexible, convenient, hassle-free e-Learning portal on CMSS.
After two days of inspirational talks, the Congress closed to a colourful flag bearing finale. Addressing the Congress at the closing ceremony, En. Salim Majid proudly listed MAA achievements thus far and encouraged Consultants to stay focused and continue to project positive vibrations. He reminded consultants that, Whilst our achievements today are truly spectacular, we must not rest on our success as we have a long journey ahead of us in terms of establishing our company as a company of choice amongst Malaysians.
Agency Review
Y.M. Tunku Yaacob & TOT Chairul Izwan TOTChairul Izwan
MAA2010427-29GICC2011 42720101300 MAA Assurance29 MAA Takaful2011- MAA TOT Mohd Hamzavi Chairul Izwan 9COT COT K. Narayanasamy, Murphy Ooi, Fauziah Mohd Amin, Liew Kim Tchiu, Catherine Chan, A. Surianaidu, Noriah Mohd Salleh, V. Muniandy Yanti Zuria 169
Pledge of Conduct lead by MDRT winner, Lee Kian Boon
Tan Sri Ahmad Don and the NSC invited speakers NSC
Y.M. Tunku Yaacob, En. Umar Swift & Tan Sri Ahmad Don launching the e-Learning portal and MyPolicy@MAA MyPolicy@MAA
Agency Review
Oils - use mostly olive oil for your food preparation. This oil can be heated to a
relative medium level without causing free radicals. Use flax seed oil or fish oil every day. Avoid margarine or any other artificial butter since their processing creates chemicals the liver cannot recognize as food. Use Ghee, which doesnt require refrigeration or raw butter. Sunflower, safflower and other seed oils should be kept in the refrigerator to keep them from becoming rancid. When you eat too much fat, the fat accumulates in the liver. The liver is responsible for breaking down the fat and using it for energy. Accumulated fat in the liver can become rancid producing free radicals that will damage liver cells.
Food - try to buy and eat good organic food. Food that has been sprayed with pesticides is difficult to clean and these
chemicals will get into your body as free radicals.
Protein - Cut down on the amount of protein that you eat. Most of us only need about 2-3 ounces of protein, but if you
do physical labor you need plenty more. The problem with more is some of this protein may not completely digest in our stomach and move into the colon. There this undigested protein is decomposed by bad bacteria creating toxic matter. These toxins can be absorbed into the blood and cause the liver extra work in detoxifying them.
Sulfur Foods - Since the liver produces enzymes which are used in every body chemical reaction, you can support this activity by eating foods such as Brussels sprouts, broccoli cabbage, seeds and nuts. Vitamins - minerals - nutrients - The liver, just like all parts of the body, needs vitamins and minerals. Get these from fruits and vegetables or even fruit and vegetable juices. Ionic minerals are easily absorbed dan can be purchased in bottles. These ionic minerals can then be easily added to your juices without adding any unusual taste. Sugar - Limit, reduce or eliminate the use of sugar since it interferes with enzyme
activity throughout your body. Use fruits, whole grains, barley malt, rice syrup, dates, dried fruit and honey.
Lecithin - use lecithin every day for the Phosphatidyl Choline (PC) it provides. PC helps build the liver cell membranes
creating a healthier liver. Use lecithin in granules by adding them to salads and other liquid food preparations including smoothies. There you have it, a small list of foods to eat to help your liver give you long life. Most likely you are already eating some of these foods and if so, then, it will be easy to add just one more good healthy eating habit.
Source: eHealthArticles, RUDY SILVA, LIVER FOODS THAT MAKE YOUR LIVER STRONGER AND USEFU ; http://www.e-healltharticles.com/Details/769.html
Agency Review
MAA Headlines
The Star
27 April 2011
Agency Review
2011
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Agency Review
MyPolicy @ MAA menyediakan para pemegang polisi dengan akses tanpa had kepada maklumat polisi, 24 jam sehari, 7 hari seminggu tanpa perlu menghubungi Ibu Pejabat
Keistimewaannya: l Logo baru dan nama baru l Rekabentuk baru dan rupa yang segar l Login pengguna yang diperbaiki l Pendaftaran Pengguna Baru dengan pemberitahuan kata laluan melalui SMS atau emel l Laluan cepat kepada maklumat polisi l Tinjau dan cetak maklumat polisi serta penyata cukai pendapatan l Alamat emel dikhususkan bagi mengemukakan cadangan melalui e-care@maa.com serta banyak lagi
Dengan menyediakan khidmat talian ini kepada para pemegang polisi, anda kini memiliki kemewahan masa untuk mencari prospek dan mendapat jualan dengan mudah AKAN DATANG Kami akan secara beransur-ansur memaparkan peningkatan dan ciriciri baru sepanjang tahun ini, seperti e-Payment melalui MEPS FPX, maklumat polisi lebih komprehensif dan terperinci, e-permohonan untuk perubahan mudah serta banyak lagi!
Langkah 2 : Masukkan maklumat yang diperlukan seperti Nama, No. K/P Baru, No. KP Lama, No. Telefon Bimbit, Emel
Langkah 3 : Setelah klik pada butang Serahan, suatu kata laluan sementara akan dihantar kepada anda melalui SMS dan/atau emel
Jangan! Tunggu
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Agency Review
Galakkan para pemegang polisi anda untuk mendaftar di http://www.maa.com.my/MyPolicy@MAA hari ini dan alami ciri-ciri yang mengujakan di portal baru kami !
MyPolicy@MAA provides our policyholders with unlimited access to their policy information, 24 hours a day, 7 days a week without having to call the Head Office
Here are the highlights: l New logo and new name l New design and fresh look l Improved user login interface l New User registration with password notification via SMS or email l Quick access to real time policy information l View and print policy information and income tax statement l Designated email address to provide suggestions via e-care@maa.com.my and more
By providing this online service to our policyholders, you will now have the luxury of time to seek prospects and close cases with ease
CoMING SooN - We will gradually roll out enhancements and new features throughout the year, such as e-Payment via MEPS FPX, more comprehensive and detailed policy information, e-request for simple changes and more!
! Dont Wait
Go out and encourage your policyholders to log on to http://www.maa.com.my/MyPolicy@MAA to register today and experience the exciting features of our new portal!
Agency Review
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Agency Review
TOP ACHIEVERS
Consultants
TOP 3
TOP 3
ZAIZAKARANI BIN HARUN SEREMBAN FYC: RM 5,935 cc: Mohd Faizal A Kudus
MOHD FAKHARUDDIN K LUMPUR 2 FYC: RM 2,365 Mc: Zulkifly Hasan cc: Mohd Fauzey
HWONG HOW KAI K KINABALU FYC: RM 7,295 Rank: Mc cc: Goh Tiew Hua
Managing Consultants
TOP 3
Chief Consultants
TOP 3
HWONG HOW KAI K KINABALU GFYC: RM 7,578 cc: Goh Tiew Hua
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AGenCY Review
TOP RECRUITERS
TOP ACHIEVERS
AGenCY Review
15
TOP ACHIEVERS
Consultants
TOP 5
cHEAH YAM JOO BUTTERWORTH FYC: RM 21,579 Mc: cheah Seok Keau cc: Tang chin Hee
FU SHAN SHAN MALAccA FYC: RM 20,906 Mc: Ho Sau Kwan cc: Fu cheh Shiun
YONG SZE NGEE LAHAD DATU FYC: RM 20,132 cc: Eddie Yeo
TOP 5
MOHD HAMZAVI JOHOR BAHRU FYC: RM 163,102 Rank: Mc cc: Mohd Redzuan
FARAH AIMI SHAHIRI JOHOR BAHRU FYC: RM 130,801 Rank: Mc cc: Johor Bahru Direct
K. ANANDRAJ PETALING JAYA FYC: RM 50,987 Rank: Mc cc: Lee Ban Wan (Zenith GP)
TEE LE LING MUAR FYC: RM 35,957 Rank: Mc cc: Tan See Lay
Managing Consultants
TOP 5
FARAH AIMI SHAHIRI JOHOR BAHRU GFYC: RM 130,801 cc: Johor Bahru Direct
Chief Consultants
TOP 5
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AGenCY Review
ORDINARY LIFE
TOP ACHIEVERS
Consultants
TOP 5
ZAIZAKARANI BIN HARUN SEREMBAN FYC: RM 5,687 cc: Mohd Faizal A Kudus
PHUA HOK LING SEGAMAT FYC: RM 5,620 Mc: Tan Teck Ping cc: Lem Beng choon
TOP 5
K. ANANDRAJ PETALING JAYA FYC: RM 33,213 Rank: Mc cc: Lee Ban Wan (Zenith GP)
LILIAN cHEOW PETALING JAYA FYC: RM 21,259 Rank: Mc cc: P & F Group Sdn Bhd
FARAH AIMI SHAHIRI JOHOR BAHRU FYC: RM 10,400 Rank: Mc cc: Johor Bahru Direct
Managing Consultants
TOP 5
K. ANANDRAJ PETALING JAYA GFYC: RM 30,154 cc: Lee Ban Wan (Zenith GP)
LILIAN cHEOW PETALING JAYA GFYC: RM 23,450 cc: P & F Group Sdn Bhd
FARAH AIMI SHAHIRI JOHOR BAHRU GFYC: RM 10,400 cc: Johor Bahru Direct
PARAMMES PETALING JAYA GFYC: RM 10,145 cc: Lee Ban Wan (Zenith GP)
Chief Consultants
TOP 5
AGenCY Review
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REGULAR PREMIUM-IVL
Basis: Paid & Approved YTD FYC/GFYC as at APRIL 2011
PERSONAL & AGENCY PRODUCTION
TOP ACHIEVERS
Consultants
TOP 5
ONG HAN LEONG KEMAMAN FYC: RM 16,708 Mc: Adrian Yap cc: Ho Ah Looi
ROHAIZAH MUSA JOHOR BAHRU FYC: RM 16,000 Mc: Muhamad Dhiauddin Hassan cc: Md Taib Sadikoromo
cHEAH YAM JOO BUTTERWORTH FYC: RM 15,604 Mc: cheah Seok Keau cc: Tang chin Hee
TOP 5
MOHD HAMZAVI JOHOR BAHRU FYC: RM 160,128 Rank: Mc cc: Mohd Redzuan
TEE LE LING MUAR FYC: RM 28,484 Rank: Mc cc: Tan See Lay
LIEW KIM TcHIU KUcHING FYC: RM 24,132 Rank: Mc cc: Lo Muk Shui
cATHERINE cHAN JOHOR BAHRU FYC: RM 23,638 Rank: Mc cc: Johor Bahru Direct
Managing Consultants
TOP 5
Chief Consultants
TOP 5
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AGenCY Review
TOP ACHIEVERS
Consultants
TOP 5
ONG GEN HEOK MUAR FYC: RM 15,120 Mc: May Ong cc: Lem Beng choon
YEE SIOW MIE SITIAWAN FYC: RM 10,757 Mc: Ding Sook Sung cc: Ding Ah Hi
LUcAS LEOW JIAN SHENG SEGAMAT FYC: RM 8,983 Mc: Albert Leow Bock Hway cc: Jaclyn Ang Yoek Hong
PUA YIN SOON MALAccA FYC: RM 7,484 Mc: Ho Sau Kwan cc: Fu cheh Shiun
TOP 5
FELIcIA cHONG PETALING JAYA FYC: RM 25,575 Rank: Mc cc: P & F Group Sdn Bhd
TEE KIAN GEOK PETALING JAYA FYC: RM 17,959 Rank: Mc cc: P & F Group Sdn Bhd
K. ANANDRAJ PETALING JAYA FYC: RM 15,426 Rank: Mc cc: Lee Ban Wan (Zenith GP)
Managing Consultants
TOP 5
FELIcIA cHONG PETALING JAYA GFYC: RM 27,233 cc: P & F Group Sdn Bhd
TEE KIAN GEOK PETALING JAYA GFYC: RM 19,853 cc: P & F Group Sdn Bhd
LILIAN cHEOW PETALING JAYA GFYC: RM 16,508 cc: P & F Group Sdn Bhd
ALBERT LEOW BOcK HWAY SEGAMAT GFYC: RM 16,433 cc: Jaclyn Ang Yoek Hong
Chief Consultants
TOP 5
AGenCY Review
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TOP ACHIEVERS
Consultants
TOP 5
FAUZIAH BT MOHD AMIN K LUMPUR 2 FYP: RM 223,000 Mc: Shamsoor Munawar Mohamad cc: Sarip Ahmad
PANG SHIN LEN TAWAU FYP: RM 121,313 cc: Set Song Kung
SIAH AH SEE MALAccA FYP: RM 120,000 Mc: Ho Sau Kwan cc: Fu cheh Shiun
YEO BOON cHEW KUANTAN FYP: RM 117,684 cc: chiam Yaw See
PANG LEE KEN TAWAU FYP: RM 101,982 Mc: Lim Yun Fah cc: Set Song Kung
TOP 5
TEE LE LING MUAR FYP: RM 165,000 Rank: Mc cc: Tan See Lay
ANG LEE TEN MUAR FYP: RM 97,762 Rank: Mc cc: Lee Lai Keat
ESTHER YIP PETALING JAYA FYP: RM 95,000 Rank: Mc cc: chan Sooi
NGOH KWEE BOEY JOHOR BAHRU FYP: RM 75,000 Rank: Mc cc: Tey Oon Heng
Managing Consultants
TOP 5
YAPP YUN FAH TAWAU GFYP: RM 115,657 cc: chew Kah Vui
Chief Consultants
TOP 5
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AGenCY Review
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Agency Review
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