ABOUT MCB MCB Bank Limited, with more than 60 years of experience as one of the leading banks in Pakistan,

was incorporated on July 9 in 1947. The bank has journeyed remarkable tenure of more than half a century of competitively edged and well positioned heights of success by deploying quality banking, heads on technological developments, professionally leading management and prudent and ethical work methodologies. MCB was nationalized along with other private banks in 1974 as part of Government of Pakistan's economic reform movement and was later privatized to Nishat Group lead consortium in 1991. Since privatization, MCB's growth has been phenomenal. Today, MCB in one of the largest foreign banks in Sri Lanka, the first bank in Pakistan to launch Global Depository Receipts (GDR) in 2006, has strategic foreign partnership with Maybank of Malaysia which holds 20% shares in MCB through its wholly owned subsidiary Mayban International Trust (Labuan) Berhad since 2008, has international indirect regional presence in Dubai (UAE), Bahrain, Azerbaijan, Hong Kong and Sri Lanka and serving through a domestic network of over 1,130 branches and 600 ATMs across Pakistan with a customer base of 4.5 million (apprx.) MCB is reputed as one of the most sound financial institution and as one of the leading banks in Pakistan with a deposit base of PKR. 462 bln (apprx.) and total assets of PKR 605 bln (apprx.). The bank is versed as one of the oldest and most responsible banks in Pakistan and has played pivotal role in representing the country on global platforms while being one of the few institutions that are recognised and traded in the international market. The bank has also been acknowledged though prestigious recognition and awards by Euromoney, MMT, Asia Money, SAFA (SAARC), The Asset and The Asian Banker. OUR VISION & MISSION Vision Statement To be the leading financial services provider, partnering with our customers for a more prosperous and secure future. Mission Statement We are a team of committed professionals, providing innovative and efficient financial solutions to create and nurture long-term relationships with our customers. In doing so, we ensure that our shareholders can invest with confidence in us.

OUR VALUES INTEGRITY We are the trustees of public funds and serve our community with integrity. We believe in being the best at always doing the right thing. We deliver on our responsibilities and commitments to our customers as well as our colleagues. RESPECT We respect our customers values, beliefs, culture and history. We value the equality of gender and diversity of experience and education that our employees bring with them. We create an environment where each individual is enabled to succeed. EXCELLENCE We take personal responsibility for our role as leaders in the pursuit of excellence. We are a performance driven, result oriented organization where merit is the only criterion for reward. CUSTOMER CENTRICITY Our customers are at the heart of everything we do. We thrive on the challenge of understanding their needs and aspirations, both realized and unrealized. We make every effort to exceed customer expectations through superior services and solutions. INNOVATION We encourage and reward people who challenge the status quo and think beyond the boundaries of the conventional. Our teams work together for the smooth and efficient implementation of ideas and initiatives. CORPORATE PROFILE Board of Directors Mian Mohammad Mansha Chairman Mr. S. M. Muneer Mr. Tariq Rafi Mr. Shahzad Saleem Mr. Sarmad Amin Vice Chairman Director Director Director

Dr. Muhammad Yaqub Dato' Mohammed Hussein Mian Raza Mansha Mr. Aftab Ahmad Khan Mian Umer Mansha Dato' Seri Ismail Shahudin Mr. Manzar Mushtaq Mr. M.U.A. Usmani

Director Director Director Director Director Director Director President / CEO

Management Committee Mr. Ali Munir Mr. Agha Saeed Khan Mr. Azfar Alam Nomani Mr. Imran Maqbool Mr. Kamran Zaffar Muggo Mr. Laqa Sarwar Mr. Muhtashim Ashai Mr. Muhammad Nauman Chughtai Mr. Salman Zafar Siddiqi Mr. Ahmed Kareem

Strategic Planning and Investment Operations Compliance Commercial Branch Banking Group Audit & Risk Assessment Review Special Assets Management Wholesale & Investment Banking Credit Risk Review Chief Financial Officer Human Resources

Mr. Mohammad Ramzan Mr. Ali Kazmi

Treasury Head Consumer Banking

Audit Committee Mr. Tariq Rafi Dr. Muhammad Yaqub Dato' Mohammed Hussein Mr. Aftab Ahmad Khan Dato' Seri Ismail Shahudin

Chairman Member Member Member Member

Human Resources Committee Mian Mohammad Mansha Chairman Dr. Muhammad Yaqub Mian Raza Mansha Mr. Shahzad Saleemn President / CEO Member Member Member Member

Risk Management & Portfolio Review Committee Mian Umer Mansha Chairman Mr. Sarmad Amin Mr. Manzar Mushtaq President / CEO Member Member Member

Committee on Physical Planning, IT System & Contingency Arrangements Mr. Sarmad Amin Chairman

Mr. S. M. Muneer Mr. Tariq Rafi Mian Umar Mansha President / CEO

Member Member Member Member

Business Strategy & Development Committee Mian Mohammad Mansha Chairman Mr. S. M. Muneer Mr. Shahzad Saleem Dr. Muhammad Yaqub Dato' Mohammad Hussein Mian Raza Mansha Mian Umer Mansha Dato Seri Ismail Shahudin President / CEO Member Member Member Member Member Member Member Member

SBP Report Compliance Monitoring Committee Mr. S.M. Muneer Chairman Mr. Shahzad Saleem Mr. Sarmad Amin Dr. Muhammad Yaqub President / CEO Member Member Member Member

IT Committee Mian Raza Mansha

Chairman

Mr. Tariq Rafi Mr. Aftab Ahmad Khan President / CEO

Member Member Member

Write Off & Waiver Committee Mian Muhammad Mansha Chairman Mr. Tariq Rafi Mr. Aftab Ahmad Khan Chief Financial Officer Mr.Salman Zafar Siddiqi Principal Office MCB 15 Main Gulberg, Lahore Registrar's and Share Registration Office MCB 15 Main Gulberg, Lahore M/s. THK Associates (Pvt.) Limited State Life Building No.3, Dr. Ziauddin Ahmed Road, Karachi Member Member

AWARDS & ACCOLADES Euromoney Awards Best Bank Award 2008 Best Bank Award 2006 Best Bank Award 2005 Best Bank Award 2004 Best Bank Award 2003 Best Bank Award 2001

Best Domestic Bank Award 2000 Asia Money Award Best Domestic Commercial Bank Award 2005 Best Domestic Commercial Bank Award 2004

Euromoney Awards Best Bank In Asia Award 2008 MCB has been awarded as a Euromoney Award 2008 for the " Best Bank in Asia". back to top Best Bank In Pakistan Award 2006 MCB has yet again received the esteemed Euromoney Award for the Best Bank in Pakistan. It is the only bank to receive the Euromoney Award for Excellence for the sixth time in the past seven years. back to top Best Bank In Pakistan Award 2005 MCB has again received the esteemed Euromoney Award for the Best bank in Pakistan. It is the only bank to receive the Euromoney Award for Excellence for the fifth time in the last six years. back to top Best Bank In Pakistan Award 2004 In a continuous winning streak, MCB once again takes pride in being conferred with Euromoney's prestigious award of excellence, for being the "Best Bank in Pakistan" for the fourth time in the last five years. back to top Best Bank In Pakistan Award 2003 MCB believes in you. Together we work with quality, integrity and dedication, striving to achieve collective success by understanding changing trends and assimilating into diverse cultures. Your trust in our ability and our commitment to deliver has again won us the Euromoney Award 2003 for the "Best Bank in Pakistan". back to top

Best Bank In Pakistan Award 2001 Your trust and our commitment is always an award wining combination MCB was awarded as a Euromoney Award 2001 for the " Best Bank in Pakistan". back to top Best Domestic Bank Award 2000 MCB was awarded as a Euromoney Award 2000 for the " Best Domestic Bank in Pakistan". back to top Asia Money Awards The Best Domestic Commercial Bank Award 2005 MCB Continues to shine as once again Asia Money declares MCB as "The Best Domestic Commercial Bank in Pakistan" for the year 2005. back to top The Best Domestic Commercial Bank Award 2004 MCB has a distinction of winning the Asia Money 2004 award for being "The Best Domestic Commercial Bank in Pakistan". COMPLIANCE STATUS
Name & Address MCB Bank Limited MCB 15 Main Gulberg, Lahore Public Limited Company. Listed on Karachi, Lahore & Islamabad Stock Exchanges in Pakistan. M/s A.F. Ferguson & Company.(Chartered Accountants).

Legal Form

Name of External Auditors

Name of Regulatory State Bank of Pakistan (Central Bank). Body Commercial, Consumer, Corporate, Correspondent and Islamic Banking. Categories of shareholders - as of December 31, 2010 Pattern of Share Description Shareholding Percentage Holdings Main Banking Directors, CEO and their spouse 57,412,411 7.5521

and minor children Associated Companies, Undertakings & Related Parties NIT & ICP Banks, DFI & NBFI Insurance Companies Modarabas & Mutual Funds General Public (Local) General Public (Foreign) Others Foreign Companies Company Total Chairman President & CEO Banking License No. Mian Mohammad Mansha Mr. M.U.A. Usmani - President 379,123,038 131,567 1,582,229 50,076,792 6,677,686 110,658,668 2,770,691 29,408,417 122,373,480 760,214,979 49.8705 0.0173 0.2081 6.5872 0.8784 14.5562 0.3645 3.8684 16.0972 100.00

BCD (1) 17-66 dated 8th December 1966.

Compliance Status

Compliant with KYC and AML regulations prescribed by State Bank of Pakistan.

Compliance Document required from MCB AML KYC Questionnaire Correspondent Banks

Compliance Documents for Correspondent Banks

The Wolfsberg Group Questionnaire CDD / KYC / AML PROCEDURES HANDBOOK AML/KYC Questionnaire Filled-in by MCB USA PATRIOT ACT Certification USA PATRIOT ACT Recertification

MCB Bank Limited was incorporated by the Adamjee Group on July 9, 1947, under the Indian Companies Act, VII of 1913 as a limited company. The bank was established with a view to provide banking facilities to the business community of the South Asia. The bank was nationalized in 1974 during the government of Zulfikar Ali Bhutto. This was the first bank to be privatized in 1991 and the bank was purchased by a consortium of Pakistani corporate groups led by Nishat Group. As of June 2008, the Nishat Group owns a majority stake in the bank. The president of the bank is M.U.A Usmani. Founded in 1948, Nishat Group is one of the leading and most diversified business groups in Pakistan. The group has strong presence in the most important business sectors of the country such as banking, textile, cement and insurance. Mian Mohammad Mansha is the Chairman of the group (and also MCB) and has played instrumental role in its success. In recognition of Mr. Manshas contribution, the Government of Pakistan has conferred him with "Sitara-e-Imtiaz", one of the most prestigious civil awards of the country.

Total Number of Branches: 900+

Financial Statements for MCB BANK LTD (MCB)

Year over year, MCB Bank Ltd. has been able to grow revenues from 3.9B to 5.5B. Most impressively, the company has been able to reduce the percentage of sales devoted to cost of goods sold, SGA expenses and income tax expenses. All of these improvements led to a bottom line growth from 15.7B to 16.9B.