Documente Academic
Documente Profesional
Documente Cultură
Sudeep S, MIB,CISA
Principal Consultant iFortGlobal Consulting, Kochi
www.ifortglobal.com
Introduction
Growth of Internet in India New banking channels
Branch Banking
Internet Banking Mobile Banking
Phone Banking
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Quality of facilities
Trust & Privacy Consumer Awareness
unauthorized individuals or processes Integrity the condition of data or information that has not been altered or destroyed in an unauthorized manner. Data from one system is consistently and accurately transferred to other systems. Availability the property that data or information is accessible and useable upon demand by an authorized person.
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know how to keep his or her computer and data secure to ensure a safe working environment.
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or consent) Security Holes in the Operating System Unsecured User accounts Improper storage and transmission of data
Paper Documents Electronic Documents
Hardware Failure
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Trojans / Worms Denial of Service Attacks Network Port Scans for available services Brute Force password hacking Social Engineering Phishing RootKits
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means understanding various information technology threats that exist in one's computing environment and taking reasonable steps to guard against them.
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customer minds Improves the acceptance of Internet banking channel Avoids loss of time & money related to IT fraud incidents
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thoroughly, ensures that all activity is accurate. Should always thoroughly tear or shred documents with personal information. Should protect account information like personal identification number (PIN),Username , Password etc. Should ensure that computer(s) are equipped with a security toolkit (software) to help keep trespassers out. Should change passwords periodically, using strong passwords that could not be easily guessed.
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banking session. Should shut off/disconnect computer from the Internet when not in use. Should be suspicious of requests for personal information from unknown sources.
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Conclusion
Internet Banking has become one of the most
important banking channel Due to the rising transactions cost of branch banking, banks are encouraging usage of IB Security concerns are major hindrance to IB Information Security Awareness holds the key for more extensive IB acceptance.
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The only truly secure system is one that is powered off, cast in a block of concrete and sealed in a lead-lined room with armed guards. Gene Spafford
THANK YOU
Sudeep S 98460 80366 sudeeps@ifortglobal.com www.ifortglobal.com