Documente Academic
Documente Profesional
Documente Cultură
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
861
12089
276.85
1.20
887
11752
355.89
2.57
909
11421
445.45
2.73
928
11439
555.39
3.55
952
12356
627.67
3.96
Group Aggregates
2009-10
18114
267332
735.52
4.65
1406
21694
7932
15896
1654
28480
8735
20526
1713
34108
10498
25076
2046
39224
10999
29851
2417
46059
13601
35223
83726
1108086
377658
858198
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
1966
248
973
760
2374
493
1435
753
3052
472
2113
750
3810
577
2707
787
3977
583
2766
890
97954
18394
66229
25199
415751
78519
272084
99769
4.46
4.12
28.52
5.20
4.20
21.79
6.17
3.96
15.61
6.66
4.22
13.19
5.77
3.81
13.73
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.53
12.08
1.18
1.00
12.89
1.09
0.87
12.51
0.83
0.92
14.52
0.85
0.93
13.3
0.77
0.91
13.46
1.50
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
2005-06
968
13108
414.34
2006-07
990
12880
473.64
2007-08
1026
12813
599.08
2008-09
1059
12577
839.82
2009-10
1162
13597
755.62
Group Aggregates
2009-10
18114
267332
735.52
3.26
3.92
4.35
4.87
5.58
4.65
6.05
2114
34025
14256
20863
2541
41503
13919
28109
2694
50108
16027
35849
3208
62449
20982
43679
4264
72971
24009
53040
83726
1108086
377658
858198
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
2749
459
1655
816
3362
584
2135
809
4403
677
3290
799
5709
769
4243
933
6334
841
4471
984
97954
18394
66229
25199
415751
78519
272084
99769
4.99
3.16
21.51
5.37
3.67
16.71
6.86
2.98
11.47
6.75
3.82
10.67
5.76
3.95
11.05
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.13
12.08
0.36
1.14
12.51
0.22
1.00
11.97
0.16
0.91
11.53
0.38
1.03
14.9
0.55
0.91
13.46
1.50
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
9468
198774
299.23
2.17
9679
185388
357.00
2.37
10683
179205
456.00
3.73
12022
205896
556.00
4.74
13039
200299
636.00
4.46
Group Aggregates
2009-10
18114
267332
735.52
4.65
27644
380046
162534
261801
31299
435521
149149
337336
49033
537404
189501
416768
57948
742073
275954
542503
65949
804116
285790
631914
83726
1108086
377658
858198
430046
4752456
1719185
3497054
35980
37242
48950
63788
70994
97954
415751
Interest income
2005-06
2006-07
2007-08
2008-09
2009-10
Other income
Interest expended
Operating expenses
7435
20390
11725
6765
22184
11824
8695
31929
12609
12691
42915
15649
14968
47322
20319
18394
66229
25199
78519
272084
99769
4.88
2.74
25.29
4.55
3.74
23.33
5.64
3.70
17.48
5.72
3.95
16.64
5.14
3.48
18.86
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.89
11.88
1.88
0.84
12.34
1.56
1.01
13.54
1.78
1.04
14.25
1.79
0.88
13.39
1.72
0.91
13.46
1.50
1.05
14.58
1.12
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
455
6647
367.97
2.09
468
6517
476.67
2.91
488
6272
604.37
3.73
507
6285
701.53
4.44
510
6368
763.51
4.83
Group Aggregates
2009-10
18114
267332
735.52
4.65
1018
16661
5112
11876
1177
19976
5992
15351
1316
24699
7681
18224
1564
28332
8051
21612
1842
30624
8575
23677
83726
1108086
377658
858198
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
1323
245
781
397
1659
264
1124
410
2226
311
1654
431
2713
350
1979
460
2736
373
1928
508
97954
18394
66229
25199
415751
78519
272084
99769
4.61
3.48
18.18
5.43
3.35
14.59
6.49
3.61
10.51
6.50
4.07
10.43
5.66
3.71
10.63
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.76
11.40
1.83
0.87
11.77
1.04
0.88
11.29
0.73
0.88
13.46
0.89
0.91
13.53
1.13
0.91
13.46
1.50
1.05
14.58
1.12
State Bank of Mysore
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
651
9741
290.00
2.22
661
9666
398.00
2.60
687
9720
495.00
3.28
718
9671
602.00
3.48
734
10111
672.00
4.41
Group Aggregates
2009-10
18114
267332
735.52
4.65
935
16369
5694
11754
1141
22022
6990
16466
1378
27462
8403
21027
2271
32916
11378
25616
2665
38880
11494
29536
83726
1108086
377658
858198
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
1347
336
735
509
1776
350
1093
562
2494
422
1732
617
3247
480
2409
665
3559
426
2322
725
97954
18394
66229
25199
415751
78519
272084
99769
4.51
4.00
23.78
5.01
3.99
19.19
6.09
4.07
14.37
6.39
4.45
12.51
5.65
4.22
13.73
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.23
11.37
0.74
1.10
11.47
0.45
1.08
11.73
0.43
0.91
12.99
0.50
1.06
12.42
1.02
0.91
13.46
1.50
1.05
14.58
1.12
Items
2005-06
2006-07
2007-08
2008-09
2009-10
Group Aggregates
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
763
11350
493.01
2.66
792
11329
599.54
3.24
840
11175
759.82
3.70
889
11365
910.24
4.68
937
12409
895.21
4.45
18114
267332
735.52
4.65
71998
944620
873.32
6.05
2235
33778
12678
22180
2488
39184
12358
28770
2709
48571
14375
36400
3134
60006
17029
43634
3747
64552
18165
46347
83726
1108086
377658
858198
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
2462
347
1465
612
3065
443
2060
659
4310
596
3420
707
5804
632
4676
794
5975
674
4441
901
97954
18394
66229
25199
415751
78519
272084
99769
4.66
3.37
17.92
5.13
3.59
14.72
6.88
3.31
9.32
7.65
3.61
8.12
6.36
3.89
9.37
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.73
13.67
0.99
0.77
12.38
0.83
0.83
13.56
0.60
0.83
12.60
0.60
0.79
13.26
1.04
0.91
13.46
1.50
1.05
14.58
1.12
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
703
11642
381.19
2.34
719
11019
506.13
2.96
727
11423
558.65
3.40
755
11365
658.00
5.00
780
12192
696.00
6.00
Group Aggregates
2009-10
18114
267332
735.52
4.65
1332
25997
1599
30984
1718
35354
2250
42042
2841
50883
83726
1108086
Investments
Advances
10630
18866
9718
24630
11353
28137
13232
32601
16024
38461
377658
858198
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
2299
351
1343
632
2691
364
1698
645
3434
439
2477
687
4123
573
2841
799
4378
528
2978
872
97954
18394
66229
25199
415751
78519
272084
99769
4.89
3.01
20.49
4.96
3.70
17.50
6.11
3.73
13.14
6.08
4.37
13.40
5.58
3.88
13.81
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.86
11.15
1.47
0.86
11.68
1.08
0.89
13.53
0.94
1.30
14.03
0.58
1.26
13.74
0.91
0.91
13.46
1.50
1.05
14.58
1.12
Nationalised Banks
Allahabad Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2078
19134
336.00
3.69
2140
20379
495.00
3.68
2234
20079
604.00
4.85
2315
20457
706.00
3.75
2231
20959
845.00
5.76
Group Aggregates
2009-10
43187
467262
947.40
5.74
3639
48500
17985
29148
4477
59544
18746
41290
5221
71616
23400
49720
5852
84972
29651
58802
6753
106056
38429
71605
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
3767
482
2190
1036
4884
376
3133
1027
6171
965
4499
1158
7365
1142
5206
1399
8369
1516
5719
1618
208535
29994
145712
40792
415751
78519
272084
99769
4.74
3.97
21.12
5.57
3.65
14.92
6.50
3.30
12.20
6.10
4.02
13.23
5.37
4.44
13.79
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.42
13.37
0.84
1.26
12.52
1.07
1.32
11.99
0.80
0.90
13.11
0.72
1.16
13.62
0.66
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Andhra Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
Group Aggregates
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1248
14028
426.75
3.69
1322
12981
536.06
4.14
1401
13387
626.53
4.30
1463
14255
728.29
4.58
1586
14292
938.94
7.32
43187
467262
947.40
5.74
71998
944620
873.32
6.05
2894
33922
11444
22100
3156
41454
14301
27889
3249
49437
14898
34238
3647
59390
16911
44139
4410
77688
20881
56114
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
2675
392
1506
858
3315
447
1898
933
4210
626
2870
909
5375
765
3748
1104
6373
965
4178
1350
208535
29994
145712
40792
415751
78519
272084
99769
4.57
4.33
20.85
4.82
4.40
19.39
6.12
4.11
13.35
6.40
4.36
12.86
5.38
4.92
14.91
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.38
14.00
0.24
1.31
11.33
0.17
1.16
11.61
0.15
1.09
13.22
0.18
1.39
13.93
0.17
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Bank of Baroda
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2777
38774
396.00
2.13
2812
38604
555.00
2.73
2845
37260
710.00
3.94
2916
36440
914.00
6.05
3088
38960
981.00
8.00
Group Aggregates
2009-10
43187
467262
947.40
5.74
7844
93662
8650
124916
11044
152034
12880
192397
15106
241044
157276
2583716
Investments
Advances
35114
59912
34944
83621
43870
106701
52446
143251
61182
175035
828125
1843102
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
7050
1127
3875
2385
9004
1382
5427
2544
11813
2051
7902
3034
15092
2758
9968
3576
16698
2806
10759
3811
208535
29994
145712
40792
415751
78519
272084
99769
4.03
3.28
24.34
4.58
3.69
20.63
5.33
3.51
17.41
5.25
3.71
17.34
4.38
3.50
16.14
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.79
13.65
0.87
0.80
11.80
0.60
0.89
12.94
0.47
1.09
14.05
0.31
1.21
14.36
0.34
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Bank of India
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2687
42206
381.00
1.66
2760
41511
498.00
2.71
2846
40557
652.00
4.95
3076
40155
833.00
7.49
3165
39202
1011.00
4.39
Group Aggregates
2009-10
43187
467262
947.40
5.74
4984
93932
31782
65174
5895
119882
35493
85116
10589
150012
41803
113476
13495
189708
52607
142909
14230
229762
67080
168491
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
7029
1184
4397
2115
8936
1563
5496
2608
12355
2117
8126
2645
16347
3052
10848
3094
17878
2617
12122
3668
208535
29994
145712
40792
415751
78519
272084
99769
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08
2008-09
2009-10
4.18
3.40
20.40
4.55
3.96
19.92
5.37
3.97
15.38
5.69
4.09
13.90
4.97
3.45
14.54
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.68
10.75
1.49
0.88
11.75
0.95
1.25
12.04
0.52
1.49
13.01
0.44
0.7
12.94
1.31
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Bank of Maharashtra
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1341
14052
306.18
0.36
1386
13893
404.94
1.95
1416
13590
515.69
2.39
1463
13631
635.61
2.76
1495
13673
762.00
3.21
Group Aggregates
2009-10
43187
467262
947.40
5.74
1572
26906
11354
16470
1742
33919
11298
22919
1782
41758
12283
29286
2517
52255
18382
34291
2858
63304
21324
40315
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
2474
52
1503
659
2722
265
1628
746
3440
380
2312
836
4292
500
3035
963
4736
591
3439
1073
208535
29994
145712
40792
415751
78519
272084
99769
4.88
3.13
19.64
4.88
3.77
19.55
5.60
4.22
15.42
5.86
4.42
14.50
5.28
3.75
14.53
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
0.16
11.27
0.76
12.06
0.75
10.85
0.72
12.05
0.7
12.78
1.00
13.25
1.05
14.58
2.03
1.21
0.87
0.79
1.64
0.91
Nationalised Banks
1.12
Canara Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2652
46893
441.57
3.02
2687
46359
548.76
3.24
2788
45260
609.41
3.65
2839
44090
780.17
4.97
3135
43380
982.58
7.35
Group Aggregates
2009-10
43187
467262
947.40
5.74
7132
116803
36974
79426
10354
142381
45226
98506
10500
154072
49812
107238
12208
186893
57777
138219
14672
234651
69677
169335
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
8712
1316
5130
2347
11365
1451
7338
2565
14201
2213
10663
2791
17119
2311
12401
3065
18752
2858
13071
3478
208535
29994
145712
40792
415751
78519
272084
99769
4.57
3.28
20.27
5.35
3.08
16.25
6.77
2.83
12.35
6.62
3.82
12.14
5.61
3.46
13.26
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.13
11.22
1.12
0.98
13.50
0.94
0.92
13.25
0.84
1.06
14.1
1.09
1.3
13.43
1.06
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
2005-06
2006-07
2007-08
2008-09
2009-10
Group Aggregates
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
3254
40124
240.46
0.68
3321
39055
303.85
1.35
3435
37488
400.99
1.56
3644
32804
560.28
1.71
3702
32140
711.76
3.3
43187
467262
947.40
5.74
71998
944620
873.32
6.05
3442
66483
28639
37483
3790
82776
27742
51795
5943
110320
31455
72997
6412
131272
43061
85483
7692
162107
50563
105383
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
5386
531
3006
1716
6234
476
3760
1684
7884
902
5772
1746
10455
1070
8227
1862
12064
1735
9519
2222
208535
29994
145712
40792
415751
78519
272084
99769
4.53
3.47
27.02
4.78
3.42
21.59
5.76
2.73
16.15
6.59
3.19
12.61
6.06
3.00
13.15
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.37
11.03
2.59
0.62
10.40
1.70
0.54
9.39
1.45
0.45
13.12
1.24
0.66
12.23
0.69
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Corporation Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
862
11325
527.00
4.13
923
11880
637.00
4.79
1006
12010
839.00
6.52
1071
12465
1049.00
7.64
1124
13143
1269.00
9.52
Group Aggregates
2009-10
43187
467262
947.40
5.74
3375
32877
3765
42357
4229
55424
4897
73984
5775
92734
157276
2583716
Investments
Advances
10652
23962
14417
29950
17325
39186
24938
48512
34523
63203
828125
1843102
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
2626
474
1400
747
3360
636
2052
804
4517
700
3073
892
6067
1107
4376
1047
7295
1186
5084
1260
208535
29994
145712
40792
415751
78519
272084
99769
4.27
3.48
16.94
4.85
3.94
13.25
5.80
3.52
10.79
6.14
3.86
9.46
5.08
3.84
9.96
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.24
13.92
0.64
1.17
12.76
0.47
1.29
12.09
0.32
1.24
13.61
0.29
1.24
15.37
0.31
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Dena Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1058
10156
364.00
0.72
1071
10120
458.00
1.99
1098
9957
559.00
3.61
1125
9883
714.00
4.28
1164
10525
827.00
4.86
Group Aggregates
2009-10
43187
467262
947.40
5.74
1339
23623
8571
14231
1496
27690
9235
18303
1801
33943
10283
23024
2170
43051
12473
28878
2602
51344
15694
35462
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
1760
439
1037
561
2119
392
1263
612
2676
478
1817
650
3447
430
2383
768
4010
589
2910
848
208535
29994
145712
40792
415751
78519
272084
99769
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08
2008-09
2009-10
4.42
3.30
22.16
4.62
3.94
20.49
5.52
3.93
15.03
5.77
4.12
14.85
5.67
3.68
13.61
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.29
10.62
3.04
0.71
11.52
1.99
1.06
11.09
0.94
1.02
12.07
1.09
1.01
12.77
1.21
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
173
4548
1718.24
12.45
442
7482
1387.16
8.44
509
8253
1809.17
8.86
520
10201
2030.33
8.42
705
12213
2417.42
8.44
Group Aggregates
2009-10
43187
467262
947.40
5.74
6372
26001
25351
52739
8300
43354
25675
62471
8822
72998
32803
82213
9424
112401
50048
103444
10165
167667
73345
138202
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
5381
1280
5001
859
6345
1027
5687
778
8041
1582
7364
959
11545
1476
10306
1338
15273
2291
13005
1831
208535
29994
145712
40792
415751
78519
272084
99769
1.58
7.40
5.44
2.68
6.42
4.38
3.97
5.06
4.62
5.14
4.62
4.89
5.19
3.73
5.10
5.35
3.83
13.65
5.09
4.19
14.83
0.68
14.80
0.67
13.73
0.67
11.95
0.62
11.57
0.53
11.31
1.00
13.25
1.05
14.58
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Return on Assets
CRAR
2005-06
2006-07
2007-08
2008-09
2009-10
1.01
1.12
1.30
0.92
1.02
0.91
Nationalised Banks
1.12
Indian Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1437
21394
295.00
2.36
1478
20892
364.00
3.64
1577
20548
488.00
4.91
1677
19993
617.00
6.23
1762
19641
761.00
7.92
Group Aggregates
2009-10
43187
467262
947.40
5.74
2491
40806
19017
22485
3841
47091
20878
29058
5160
61046
21915
39839
7136
72582
22801
51397
8272
88228
28268
62146
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
3365
463
1854
1080
4195
823
2413
1247
5213
1006
3159
1400
6830
1035
4222
1588
7857
1174
4553
1730
208535
29994
145712
40792
415751
78519
272084
99769
4.61
4.09
26.36
4.97
4.93
24.01
5.46
4.71
21.22
6.13
5.02
19.84
5.56
4.66
19.30
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.16
13.19
0.79
1.46
14.14
0.35
1.64
12.74
0.24
1.62
13.98
0.18
1.67
12.71
0.23
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
2005-06
2006-07
2007-08
2008-09
2009-10
Group Aggregates
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1602
24178
354.73
3.22
1777
23861
467.23
4.04
1956
24947
582.70
4.82
2003
25512
689.50
5.20
2089
26892
712.00
2.63
43187
467262
947.40
5.74
71998
944620
873.32
6.05
3177
50529
18952
34756
3990
68740
23974
47060
4866
84326
28475
60402
7151
100116
31215
74885
7525
110795
37651
79004
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
4406
541
2339
1262
5832
387
3271
1388
7739
1037
5289
1485
9641
1596
6772
1942
10246
1143
7078
2466
208535
29994
145712
40792
415751
78519
272084
99769
4.65
4.12
24.82
4.93
4.60
19.98
6.20
4.07
14.02
6.42
4.36
14.60
5.80
4.15
18.18
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.32
13.04
0.65
1.36
13.27
0.55
1.30
11.93
0.60
1.17
13.20
1.33
0.53
14.78
2.52
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1218
14962
570.26
5.37
1340
14730
742.64
5.61
1391
14804
924.38
5.84
1471
14656
1142.43
6.18
1559
15358
1331.17
7.39
Group Aggregates
2009-10
43187
467262
947.40
5.74
5171
50197
5600
63996
5776
77857
7403
98369
8238
120258
157276
2583716
Investments
Advances
16818
33577
19808
44138
23951
54566
28489
68500
35785
83489
828125
1843102
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
4119
553
2514
966
5165
603
3474
998
6827
628
5156
1080
8856
1071
6860
1398
10257
1200
7350
1686
208535
29994
145712
40792
415751
78519
272084
99769
4.92
3.11
14.38
5.74
2.75
11.65
6.83
2.97
8.81
7.27
3.32
9.34
6.21
3.75
10.75
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.39
11.04
0.49
1.21
12.51
0.49
1.02
12.12
0.99
0.88
12.98
0.65
0.91
12.54
0.87
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
840
9542
277.23
1.14
860
9324
328.59
2.34
871
9013
466.87
4.24
897
8700
655.58
5.03
897
8259
963.00
6.00
Group Aggregates
2009-10
43187
467262
947.40
5.74
1222
16925
6956
9107
1406
19319
6693
11738
2093
24831
8474
18343
2140
34676
12627
24615
2616
49155
17887
32639
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
1300
120
669
483
1727
228
960
523
2219
318
1433
561
3247
408
2235
698
3934
412
2750
718
208535
29994
145712
40792
415751
78519
272084
99769
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08
2008-09
2009-10
4.10
4.49
31.39
5.09
4.77
25.43
5.90
4.27
21.09
6.54
5.04
17.91
5.75
3.87
15.27
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.64
12.83
2.43
1.01
12.88
0.66
1.49
11.57
0.37
1.24
14.35
0.32
1.05
13.1
0.36
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
4146
58047
330.92
2.48
4192
57316
407.41
2.68
4319
56025
504.52
3.66
4472
54780
654.92
5.64
4971
53417
807.95
7.31
Group Aggregates
2009-10
43187
467262
947.40
5.74
9376
119685
41055
74627
10435
139860
45190
96597
12318
166457
53992
119502
14654
209760
63385
154703
17723
249330
77724
186601
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
9584
1274
4917
3023
11236
1730
6023
3326
14265
1998
8731
3525
19127
3065
12295
4206
21467
3565
12944
4762
208535
29994
145712
40792
415751
78519
272084
99769
4.03
3.88
26.64
4.24
4.69
25.16
5.31
4.35
20.08
5.93
4.71
17.72
4.90
4.89
17.63
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
1.09
11.95
1.03
12.29
1.15
13.46
1.39
14.03
1.44
14.16
1.00
13.25
1.05
14.58
0.29
0.76
0.64
0.17
0.53
0.91
Nationalised Banks
1.12
Syndicate Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2111
24624
348.64
2.05
2231
24360
489.17
2.76
2282
24656
586.02
3.18
2343
25068
750.65
3.64
2426
25569
746.84
3.18
Group Aggregates
2009-10
43187
467262
947.40
5.74
2834
53624
17269
36466
3627
78634
25234
51670
4291
95171
28076
64051
5010
115885
30537
81532
5627
117026
33011
90406
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
4050
562
2170
1435
6040
618
3890
1386
7906
890
5834
1495
9525
915
6978
1791
10047
1167
7307
2034
208535
29994
145712
40792
415751
78519
272084
99769
4.10
4.55
28.78
5.44
4.05
16.95
6.29
3.58
12.68
6.08
4.06
12.77
5.42
3.53
14.32
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.91
11.73
0.86
0.91
11.74
0.76
0.88
11.82
0.97
0.81
12.68
0.77
0.62
12.70
1.07
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
UCO Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
Group Aggregates
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1815
24510
387.00
0.82
1923
24773
464.00
1.30
2018
23950
580.00
1.76
2133
23736
732.00
2.40
2180
23370
901.00
4.43
43187
467262
947.40
5.74
71998
944620
873.32
6.05
2463
54544
19636
37378
2662
64860
19525
46989
2926
79909
24250
55082
3957
100222
29385
68804
5211
122416
43521
82505
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
4355
374
2789
1177
5210
550
3623
1193
6509
772
5021
1306
8121
1020
6477
1463
9526
966
7202
1584
208535
29994
145712
40792
415751
78519
272084
99769
5.01
3.08
22.19
5.33
3.06
17.30
6.27
3.05
14.14
6.50
3.50
12.56
5.78
3.61
12.04
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.34
11.12
2.10
0.47
11.56
2.14
0.52
11.02
1.98
0.59
11.93
1.18
0.87
13.21
1.17
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2179
26983
436.47
2.66
2307
27536
509.21
3.25
2473
27168
620.00
5.39
2674
29014
694.00
6.28
2926
29419
853.00
7.47
Group Aggregates
2009-10
43187
467262
947.40
5.74
4558
74094
5190
85180
7348
103859
8740
138703
10424
170040
157276
2583716
Investments
Advances
25918
53380
27982
62386
33823
74267
42997
96534
54404
119315
828125
1843102
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
5864
494
3489
1402
7382
687
4592
1476
9215
1320
6361
1593
11889
1483
8076
2214
13303
1975
9110
2508
208535
29994
145712
40792
415751
78519
272084
99769
4.61
3.43
17.72
5.16
3.60
14.40
6.12
3.73
10.63
6.03
4.39
11.19
5.28
3.70
11.66
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.84
11.41
1.56
0.92
12.80
0.96
1.26
12.51
0.17
1.27
13.27
0.34
1.25
12.51
0.81
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
1353
17319
254.00
1.18
1361
16793
350.00
1.59
1436
16009
463.00
1.99
1483
15111
585.00
1.22
1562
15285
714.00
2.11
Group Aggregates
2009-10
43187
467262
947.40
5.74
1829
29250
14130
15522
2415
37167
14602
22156
2661
46971
18515
27858
3078
54536
17924
35394
3903
68180
26068
42330
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
2360
437
1340
814
2825
348
1675
778
3557
465
2653
903
4312
491
3150
975
5249
559
3858
1074
208535
29994
145712
40792
415751
78519
272084
99769
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08
2008-09
2009-10
4.72
3.85
29.18
4.80
3.98
22.72
5.85
3.13
18.04
5.78
3.72
15.94
5.92
3.55
13.43
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.66
13.12
1.95
0.73
12.02
1.50
0.68
11.24
1.10
0.34
13.28
1.48
0.45
12.80
1.84
1.00
13.25
0.91
1.05
14.58
1.12
Nationalised Banks
Vijaya Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
986
10926
369.26
1.16
1039
11330
455.17
3.04
1113
11439
612.67
3.32
1173
11975
756.00
2.34
1226
11565
836.00
4.50
Group Aggregates
2009-10
43187
467262
947.40
5.74
1669
27709
11180
16664
1897
37604
12018
24224
2459
47952
16617
31689
3149
54535
17388
35468
3475
61932
21107
41522
157276
2583716
828125
1843102
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
2312
284
1339
624
2823
275
1751
651
3889
532
3058
701
5238
699
4113
925
5201
679
3752
1072
208535
29994
145712
40792
415751
78519
272084
99769
4.63
4.03
19.30
5.05
3.57
16.33
6.62
3.05
10.77
7.15
4.25
11.86
5.84
4.13
14.63
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
0.45
11.94
0.92
11.21
0.75
11.22
0.59
13.15
0.76
12.50
1.00
13.25
1.05
14.58
0.85
0.59
0.57
0.82
1.40
0.91
1.12
Axis Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
352
6553
1020.00
8.69
501
9980
1024.00
7.59
626
14739
1117.00
8.39
786
20624
1060.00
10.02
1019
21640
1111.00
12.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
2886
40114
21527
22314
3402
58786
26897
36876
8771
87626
33705
59661
10215
117374
46330
81557
16045
141300
55975
104343
119984
822801
354117
632494
2889
730
1811
814
2006-07
4462
1010
2993
1215
2007-08
7005
1795
4420
2155
2008-09
10835
2897
7149
2858
2009-10
11638
3946
6634
3710
82874
20180
51206
22676
4.23
3.83
9.15
4.96
4.17
9.06
4.98
4.85
10.19
5.74
4.83
9.97
4.03
4.57
12.14
4.83
5.06
12.76
1.18
11.08
0.98
1.10
11.57
0.72
1.24
13.73
0.42
1.44
13.69
0.40
1.67
15.80
0.40
1.28
17.45
1.03
Bank of Rajasthan
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
418
3990
291.40
0.38
458
3908
400.54
2.83
478
3936
518.85
2.93
478
4075
532.93
2.89
478
3983
569.77
-2.56
Group Aggregates
2009-10
10387
182284
798.37
7.19
363
8891
2567
4065
448
10816
3641
5704
939
13849
4729
7434
1046
15187
6809
7781
937
15062
6723
8329
119984
822801
354117
632494
430046
4752456
1719185
3497054
540
51
317
255
3.55
3.37
30.01
0.19
10.60
0.99
2006-07
758
124
439
251
4.26
4.83
23.37
1.16
11.32
0.24
2007-08
1049
127
736
270
5.73
3.88
17.40
0.91
11.87
0.42
2008-09
1376
131
998
315
6.67
5.39
15.90
0.74
11.50
0.73
2009-10
1359
130
1024
493
6.52
4.72
25.18
-0.58
7.52
1.60
82874
20180
51206
22676
4.83
5.06
12.76
415751
78519
272084
99769
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
333
2863
247.00
0.22
356
2791
278.00
0.68
375
2723
317.00
1.34
377
2676
374.00
1.39
377
2681
423.00
0.06
Group Aggregates
2009-10
10387
182284
798.37
7.19
216
4289
1432
2695
229
4749
1553
3013
305
5318
1819
3314
388
6333
2184
3684
390
6978
2289
4467
119984
822801
354117
632494
430046
4752456
1719185
3497054
365
40
218
150
409
43
252
137
481
60
317
151
557
100
391
187
578
74
455
189
82874
20180
51206
22676
415751
78519
272084
99769
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
5.08
4.58
30.43
0.13
11.26
2.78
2006-07
5.33
4.87
23.78
0.37
9.58
1.98
2007-08
6.11
5.11
21.01
0.64
11.21
1.61
2008-09
6.50
5.26
20.65
0.57
12.29
2.39
2009-10
6.61
3.63
18.11
0.02
10.81
1.58
4.83
5.06
12.76
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
210
2424
565.18
4.98
225
2597
650.96
5.81
Group Aggregates
2009-10
10387
182284
798.37
7.19
661
8207
2397
5645
826
10285
3210
6833
119984
822801
354117
632494
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
143
1606
339.69
3.51
286
3518
1057
2550
2006-07
164
1871
350.12
3.84
366
4699
1307
3329
2007-08
183
2170
499.06
4.69
567
6425
1718
4537
596
90
396
109
2008-09
804
124
562
140
2009-10
326
40
187
70
400
54
233
90
957
143
678
166
82874
20180
51206
22676
5.53
5.19
14.15
5.51
4.98
13.75
7.04
5.15
9.69
7.63
5.25
9.26
7.28
4.83
9.49
4.83
5.06
12.76
Return on Assets
CRAR
Net NPA ratio
1.46
12.33
1.95
1.57
12.58
1.09
1.60
12.48
0.98
1.50
12.69
1.08
1.52
13.46
0.58
1.28
17.45
1.03
430046
4752456
1719185
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
91
1492
390.00
-7.00
93
1331
391.00
0.40
104
2235
454.00
2.00
110
1942
379.00
-4.00
110
1591
515.00
-5.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
164
3124
1307
1867
336
4415
1847
2658
636
6075
2135
4069
598
4647
1622
3274
601
4787
2018
3460
119984
822801
354117
632494
430046
4752456
1719185
3497054
277
55
202
150
5.43
3.33
14.89
-2.01
9.66
4.50
2006-07
347
92
227
171
5.76
4.20
17.18
0.17
11.34
1.64
2007-08
562
174
388
238
6.90
5.84
15.51
0.48
13.38
0.66
2008-09
645
120
448
242
7.43
6.04
15.14
-1.25
13.30
3.88
2009-10
459
107
317
201
5.87
4.82
16.99
-1.30
14.85
3.11
82874
20180
51206
22676
4.83
5.06
12.76
415751
78519
272084
99769
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
187
1385
311.71
0.72
190
1385
366.68
1.18
190
1411
409.08
2.02
190
1402
585.88
4.10
256
3275
369.61
0.07
Group Aggregates
2009-10
10387
182284
798.37
7.19
134
2533
710
1594
147
3088
865
1837
172
3608
1075
2102
424
4969
1567
3196
440
7098
2028
5006
119984
822801
354117
632494
430046
4752456
1719185
3497054
210
22
127
82
249
28
150
88
312
42
214
97
408
79
287
113
535
91
394
193
82874
20180
51206
22676
415751
78519
272084
99769
Dhanalakshmi Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
4.97
4.65
20.04
0.33
9.75
2.82
2006-07
5.10
5.22
18.40
0.47
9.77
1.75
2007-08
6.17
4.98
15.28
0.76
9.21
0.88
2008-09
6.53
4.50
15.65
1.21
15.38
0.88
2009-10
6.25
3.97
18.59
0.35
12.99
0.84
4.83
5.06
12.76
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
488
6015
431.00
3.54
553
6029
544.00
4.43
619
6945
655.00
5.43
640
7570
750.00
6.90
699
7896
813.00
6.01
Group Aggregates
2009-10
10387
182284
798.37
7.19
1250
17879
6272
11736
1502
21584
7033
14899
3926
25913
10027
18905
4326
32198
12119
22392
Federal Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
2006-07
2007-08
2008-09
200-10
4690
36058
13055
26950
119984
822801
354117
632494
1437
217
837
365
1801
303
1085
406
2515
395
1647
469
3315
516
2000
571
3673
531
2262
677
82874
20180
51206
22676
4.73
4.18
19.01
5.11
4.51
17.47
6.32
4.49
12.82
6.32
6.10
12.35
6.11
5.44
12.45
4.83
5.06
12.76
Return on Assets
CRAR
Net NPA ratio
1.28
13.75
0.95
1.38
13.43
0.44
1.34
22.46
0.23
1.48
20.22
0.30
1.15
18.36
0.48
1.28
17.45
1.03
Interest income
Other income
Interest expended
Operating expenses
430046
4752456
1719185
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
HDFC Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
516
14878
758.00
7.39
666
21477
607.00
6.13
745
37386
506.00
4.97
1422
52687
446.00
4.18
1729
51888
590.00
5.98
Group Aggregates
2009-10
10387
182284
798.37
7.19
5300
55797
28394
35061
6433
68298
30565
46945
11497
100769
49394
63427
14652
142812
58818
98883
21522
167404
58608
125831
119984
822801
354117
632494
430046
4752456
1719185
3497054
4475
1124
1930
1691
3.76
5.15
13.45
1.38
11.41
0.44
2006-07
6648
1516
3179
2421
4.58
5.99
13.87
1.33
13.08
0.43
2007-08
10115
2283
4887
3746
5.24
7.38
15.07
1.32
13.60
0.47
2008-09
16332
3291
8911
5533
6.92
8.04
15.50
1.28
15.69
0.63
2009-10
16173
3808
7786
5764
4.66
6.11
16.89
1.53
17.44
0.31
82874
20180
51206
22676
4.83
5.06
12.76
415751
78519
272084
99769
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
569
25384
905.00
10.00
716
33321
1027.00
9.00
1269
40686
1008.00
10.00
1430
34596
1154.00
11.00
1717
35256
1029.00
12.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
22556
165083
71547
146163
24663
230510
91258
195866
46820
244431
111454
225616
49533
218348
103058
218311
51618
202017
120893
181206
119984
822801
354117
632494
430046
4752456
1719185
3497054
14306
4181
9597
5001
21996
6928
16358
6691
30788
8811
23484
8154
31093
7604
22726
7045
25707
7478
17593
5860
82874
20180
51206
22676
415751
78519
272084
99769
ICICI Bank
(Amount in rupees crore)
Items
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
4.01
4.58
7.41
1.30
13.35
0.72
2006-07
5.34
4.08
7.01
1.09
11.69
1.02
2007-08
6.40
4.33
6.57
1.12
13.97
1.55
2008-09
5.72
4.33
6.62
0.98
15.53
2.09
2009-10
4.18
4.51
8.21
1.13
19.41
2.12
4.83
5.06
12.76
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
152
2365
880.18
1.56
185
2613
1039.77
2.61
195
2869
1062.67
2.62
195
4251
836.00
3.49
230
5383
837.46
6.51
Group Aggregates
2009-10
10387
182284
798.37
7.19
866
15006
5410
9310
1057
17645
5892
11084
1350
19037
6630
12795
1664
22110
8083
15771
IndusInd Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08
2008-09
2009-10
2397
26710
10402
20551
119984
822801
354117
632494
2309
456
1850
547
2707
553
1821
736
82874
20180
51206
22676
5.66
3.47
7.13
6.77
3.47
6.12
7.59
4.34
6.15
7.53
5.03
7.81
5.69
5.95
11.37
4.83
5.06
12.76
0.22
10.54
2.09
0.34
12.54
2.47
0.34
11.91
2.27
0.58
12.55
1.14
1.14
15.33
0.50
1.28
17.45
1.03
1188
189
873
317
1500
244
1229
344
1881
298
1580
402
430046
4752456
1719185
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
2005-06
388
4878
426.00
0.17
2006-07
413
5162
486.09
1.66
2007-08
421
5709
547.28
2.68
2008-09
470
6086
606.39
3.03
2009-10
493
6113
623.78
3.88
Group Aggregates
2009-10
10387
182284
798.37
7.19
1020
13335
4372
1103
15419
4528
1536
20458
6293
1703
24889
10496
2331
25865
10473
119984
822801
354117
430046
4752456
1719185
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
10232
1222
139
741
519
4.67
3.87
18.59
0.05
10.67
0.95
11976
1268
286
822
505
4.82
3.83
17.12
0.52
10.56
0.70
14650
1680
419
1182
609
5.69
4.05
16.88
0.74
10.20
0.70
16756
2240
548
1590
772
5.84
5.29
16.60
0.70
11.65
1.20
18507
2233
620
1403
808
4.10
5.59
19.40
0.80
14.91
1.20
632494
82874
20180
51206
22676
4.83
5.06
12.76
1.28
17.45
1.03
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
455
6833
516.00
3.00
461
6847
585.00
4.00
499
7558
596.00
5.00
510
7627
500.00
5.00
510
7627
731.00
7.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
1799
23485
8994
14483
2009
25194
7392
17080
2281
28593
8758
18883
2623
33004
10736
20930
3010
37237
13956
23057
119984
822801
354117
632494
430046
4752456
1719185
3497054
1706
111
1043
345
1899
160
1131
372
2434
245
1624
404
2972
261
1988
471
3057
416
1938
577
82874
20180
51206
22676
415751
78519
272084
99769
4.52
3.96
13.86
0.67
13.52
0.92
2006-07
4.56
4.01
14.63
0.96
13.24
1.13
2007-08
5.89
4.55
11.14
1.09
12.80
1.07
2008-09
6.28
5.25
11.34
1.09
14.48
1.38
2009-10
5.32
5.33
14.57
1.20
15.89
0.29
4.83
5.06
12.76
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
412
4346
478.29
4.05
428
4456
524.00
4.00
453
4677
589.00
5.00
469
4947
649.00
5.00
486
5244
727.00
3.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
1111
13243
5549
7792
1239
14037
5048
9553
1380
17016
6327
10842
1567
20333
8961
11810
1833
23731
9992
14436
119984
822801
354117
632494
Karnataka Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08
2008-09
2009-10
1018
167
652
204
1256
174
836
238
1560
237
1102
306
1948
321
1444
347
2043
311
1708
386
82874
20180
51206
22676
5.31
3.42
13.56
5.94
3.45
12.02
6.86
4.15
12.86
7.56
4.72
10.64
7.50
3.08
9.88
4.83
5.06
12.76
Return on Assets
CRAR
Net NPA ratio
1.28
11.78
1.18
1.15
11.03
1.22
1.37
12.17
0.98
1.25
13.48
0.98
0.67
12.37
1.31
1.28
17.45
1.03
430046
4752456
1719185
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
265
2908
439.00
4.65
293
3286
489.00
4.87
319
3580
604.00
5.82
344
3941
638.00
5.98
367
4175
789.00
8.05
Group Aggregates
2009-10
10387
182284
798.37
7.19
872
7577
2298
5555
1063
9340
2874
7040
1190
12550
3526
9422
1350
15101
4716
10410
1620
19272
6602
13497
119984
822801
354117
632494
430046
4752456
1719185
3497054
651
121
368
175
4.99
3.91
16.09
1.65
14.79
0.81
2006-07
867
119
520
192
5.96
3.90
13.01
1.53
14.51
0.23
2007-08
1106
183
765
216
6.79
3.64
10.37
1.63
12.58
0.18
2008-09
1446
265
1036
258
7.36
4.14
9.50
1.49
14.92
0.25
2009-10
1758
247
1193
349
6.79
4.40
10.59
1.76
14.49
0.23
82874
20180
51206
22676
4.83
5.06
12.76
415751
78519
272084
99769
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
79
3597
352.00
4.15
110
5437
383.91
3.13
182
9058
383.84
4.00
225
8227
347.00
3.00
257
8632
487.00
7.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
865
6566
2856
6348
1662
11000
6862
10924
3594
16424
9142
15552
3906
15645
9110
16625
4540
23886
12513
20775
119984
822801
354117
632494
430046
4752456
1719185
3497054
719
218
339
387
1319
319
699
613
2535
463
1310
1019
3065
274
1547
1196
3256
628
1397
1189
82874
20180
51206
22676
415751
78519
272084
99769
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
4.82
5.58
23.59
1.39
11.27
0.24
2006-07
5.11
6.51
22.33
0.94
13.46
1.98
2007-08
6.14
7.48
22.29
1.10
18.65
1.78
2008-09
6.00
9.50
21.28
1.03
20.01
2.39
2009-10
4.50
9.01
22.56
1.72
18.35
1.73
4.83
5.06
12.76
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
279
2675
560.00
1.13
Group Aggregates
2009-10
10387
182284
798.37
7.19
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
241
1873
371.00
1.20
250
1926
430.00
0.91
396
5020
1309
3613
2007-08
253
2078
453.00
1.22
418
5618
1694
3859
2008-09
265
2433
510.00
2.07
454
7361
1863
5236
2009-10
739
9075
2983
6277
119984
822801
354117
632494
322
35
217
101
418
57
299
102
506
82
382
116
658
107
504
152
909
104
660
186
82874
20180
51206
22676
5.24
2.98
18.83
6.09
3.41
14.00
6.85
3.30
12.65
7.56
3.83
11.96
7.78
4.71
10.92
4.83
5.06
12.76
Return on Assets
CRAR
Net NPA ratio
0.53
10.79
1.89
0.33
12.43
1.58
0.41
12.73
1.55
0.71
10.29
1.24
0.33
14.82
4.11
1.28
17.45
1.03
Interest income
Other income
Interest expended
Operating expenses
291
4336
1280
2953
2006-07
430046
4752456
1719185
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
Nainital Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
81
624
225.00
2.00
82
662
279.00
3.00
89
667
366.00
4.00
94
650
425.00
6.00
103
692
521.00
6.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
113
1125
372
603
125
1481
388
795
146
1790
483
995
175
2137
561
1131
240
2507
707
1288
119984
822801
354117
632494
430046
4752456
1719185
3497054
92
13
40
37
3.90
6.10
35.67
1.06
13.88
0.00
2006-07
123
5
55
34
4.21
6.04
26.27
1.26
12.89
0.00
2007-08
169
8
93
32
5.62
5.99
16.32
1.51
12.32
0.00
2008-09
209
10
116
39
5.79
6.84
16.70
1.68
13.10
0.00
2009-10
224
16
131
45
5.55
5.40
15.77
1.72
15.68
0.00
82874
20180
51206
22676
4.83
5.06
12.76
415751
78519
272084
99769
5.09
4.19
14.83
1.28
17.45
1.03
1.05
14.58
1.12
78
544
250.92
0.11
80
553
254.41
0.54
79
544
310.00
3.00
87
566
373.00
5.00
90
704
391.00
3.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
54
874
277
491
199
876
316
531
323
1101
361
586
341
1307
407
801
353
1585
507
1170
119984
822801
354117
632494
430046
4752456
1719185
3497054
70
6
40
23
76
5
42
32
107
9
52
30
138
16
74
33
144
13
85
39
82874
20180
51206
22676
415751
78519
272084
99769
Ratnakar Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
4.80
5.36
22.82
0.07
10.77
2.61
2006-07
4.81
5.84
29.60
0.31
34.34
1.92
2007-08
5.26
5.49
20.85
1.31
49.15
0.99
2008-09
6.14
5.02
19.04
1.96
42.30
0.68
2009-10
5.86
3.86
18.47
1.05
34.07
0.97
4.83
5.06
12.76
1.28
17.45
1.03
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
3
101
626.43
5.70
3
90
648.34
7.79
102
488
126
329
2007-08
2
93
754.67
13.82
115
522
144
358
2008-09
3
84
960.48
13.17
3
71
1055.38
4.43
Group Aggregates
2009-10
10387
182284
798.37
7.19
129
492
319
205
119984
822801
354117
632494
36
10
19
8
34
4
23
9
54
3
36
10
40
6
33
10
82874
20180
51206
22676
4.77
2.25
11.51
4.70
2.21
14.38
6.68
1.48
8.73
6.47
4.53
9.10
6.07
4.01
10.97
4.83
5.06
12.76
1.09
22.29
3.82
1.13
20.93
0.00
1.93
23.48
0.00
1.52
21.24
0.07
0.49
27.31
0.19
1.28
17.45
1.03
44
14
36
9
126
588
295
311
2009-10
Return on Assets
CRAR
Net NPA ratio
Interest income
Other income
Interest expended
Operating expenses
94
378
111
254
2006-07
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
458
3709
422.00
1.37
484
3868
508.00
2.69
510
4223
600.43
3.59
541
4523
645.14
4.31
575
4860
771.00
5.00
Group Aggregates
2009-10
10387
182284
798.37
7.19
641
9579
2739
6370
724
12239
3430
7919
1161
15156
4572
10454
1304
18092
6075
11848
1485
23012
7156
15823
119984
822801
354117
632494
430046
4752456
1719185
3497054
761
72
451
226
4.81
4.55
20.58
0.53
13.02
1.86
2006-07
977
103
609
219
5.43
4.29
16.09
0.88
11.08
0.98
2007-08
1291
143
915
248
6.57
3.89
12.58
1.01
13.80
0.33
2008-09
1687
164
1164
328
6.83
4.56
14.35
1.09
14.76
1.13
2009-10
1936
208
1367
366
6.42
4.56
13.06
1.07
15.39
0.39
82874
20180
51206
22676
4.83
5.06
12.76
1.28
17.45
1.03
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
Tamilnad Mercantile Bank
(Amount in rupees crore)
Items
184
2297
358.29
4.41
194
2227
451.23
4.76
217
2386
541.99
5.31
230
2337
679.25
6.43
233
2267
870.16
8.14
Group Aggregates
2009-10
10387
182284
798.37
7.19
657
5203
2362
3126
759
6020
2316
4047
858
7670
2554
5331
989
9566
3207
6572
1148
11639
3499
8288
119984
822801
354117
632494
430046
4752456
1719185
3497054
548
78
302
130
638
83
342
147
774
131
499
169
977
136
643
204
1118
173
744
231
82874
20180
51206
22676
415751
78519
272084
99769
5.72
4.33
17.63
5.85
4.94
18.17
6.75
4.04
15.19
7.41
5.06
14.67
6.96
4.54
14.76
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.67
18.33
2.17
1.57
16.77
0.98
1.58
15.35
0.38
1.51
16.05
0.34
1.54
15.54
0.24
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08
2008-09
2009-10
Yes Bank
(Amount in rupees crore)
Items
9
627
848.08
8.82
41
2443
530.50
3.86
68
3150
683.12
6.35
118
2671
988.36
11.38
151
3034
1526.70
15.75
Group Aggregates
2009-10
10387
182284
798.37
7.19
573
2910
1350
2407
787
8220
3073
6290
1319
13273
5094
9430
1624
16169
7117
12403
3090
26799
10210
22193
119984
822801
354117
632494
430046
4752456
1719185
3497054
193
97
105
86
588
195
416
193
1305
361
974
341
2001
435
1492
419
2370
576
1582
500
82874
20180
51206
22676
415751
78519
272084
99769
4.72
3.88
26.27
6.36
3.36
19.26
7.83
4.01
15.39
8.67
4.96
11.41
6.05
4.19
12.34
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
2.13
16.40
0.00
1.44
13.60
0.00
1.54
13.60
0.09
1.59
16.60
0.33
1.79
20.60
0.06
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08
2008-09
2009-10
Foreign Banks
AB Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
2006-07
2007-08 2008-09
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
28
27742
944620
204.63 1445.87
873.32
17.46
17.09
6.05
1
26
193.03
11.04
1
27
209.48
8.80
1
26
212.37
10.67
1
27
215.69
14.06
46
21
8
34
46
25
9
33
47
31
11
26
49
31
11
29
54
34
16
17
69061
237853
159286
163260
430046
4752456
1719185
3497054
4
4
0
2
5
5
1
4
4
4
0
3
5
8
1
4
3
12
0
7
26389
9951
8938
11102
415751
78519
272084
99769
1.34
8.82
14.51
2.82
7.17
23.48
5.58
30.01
7.68
1.26
17.25
1.82
1.70
6.64
23.99
2.31
6.88
16.93
1.56
7.07
21.18
2.32
9.36
20.25
Return on Assets
CRAR
Net NPA ratio
3.43
86.21
0.00
3.42
100.00
0.00
3.84
43.09
9.25
4.75
50.67
6.67
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2
38
1720.49
12.06
76
459
142
119
111
8
101
14
8.52
-1.33
2.82
0.35
36.98
15.97
2006-07
2007-08 2008-09
2
2
36
39
1865.72 1772.97
4.80
78.29
78
474
144
203
47
15
32
19
5.06
3.78
10.22
0.23
27.66
0.63
107
414
162
162
65
7
27
27
4.73
3.42
10.90
3.96
51.71
0.00
Foreign Banks
2
40
1759.98
41.96
123
509
195
137
48
5
20
13
4.20
7.54
16.30
2.40
47.57
0.00
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
41
27742
944620
1542.63 1445.87
873.32
18.60
17.09
6.05
131
523
246
152
69061
237853
159286
163260
430046
4752456
1719185
3497054
415751
78519
272084
99769
41
3
20
13
26389
9951
8938
11102
3.89
4.57
20.85
2.82
7.17
23.48
1.13
44.79
0.19
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
Items
2005-06
2006-07
2007-08 2008-09
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2
857
133.83
0.00
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
870
27742
944620
137.58 1445.87
873.32
0.00
17.09
6.05
481
330
213
695
481
569
221
875
69061
237853
159286
163260
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
77
335
81
375
64
315
32
321
26389
9951
8938
11102
415751
78519
272084
99769
19.06
-10.55
22.38
Return on Assets
CRAR
Net NPA ratio
-7.92
21.34
4.34
Foreign Banks
6.17
1.03
24.40
2.82
7.17
23.48
5.09
4.19
14.83
-4.24
19.10
1.59
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
1
19
2308.40
41.22
136
53
141
422
37
5
21
7
2006-07
2007-08 2008-09
1
1
18
19
2071.57 2618.95
55.63
53.54
147
54
158
375
203
80
171
476
1
24
3371.97
70.76
219
81
215
700
41
7
25
6
41
8
23
6
48
13
23
8
3.76
1.76
9.94
4.60
2.51
8.78
3.79
2.39
10.00
3.33
2.33
11.73
1.21
39.67
0.00
1.70
46.48
0.00
1.63
37.09
0.00
1.64
26.79
3.35
Foreign Banks
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
22
27742
944620
1955.63 1445.87
873.32
-7.88
17.09
6.05
217
57
195
446
69061
237853
159286
163260
430046
4752456
1719185
3497054
34
15
8
11
26389
9951
8938
11102
415751
78519
272084
99769
1.25
3.25
23.24
2.82
7.17
23.48
-0.25
33.72
14.32
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08 2008-09
1
16
148.00
-7.66
1
12
97.00
37.39
1
3
0.00
233.26
1
2
0.00
67.08
75
15
16
7
76
11
13
1
78
0
5
0
78
0
1
0
4
1
1
3
2.07
8.14
19.22
-1.28
108.87
0.00
5
4
1
3
3.99
18.26
15.21
6.52
141.24
0.00
2
11
0
5
1
0
1
1.12
21.3
20.78
0.00
0.00
0.00
8.78
235.82
0.00
0.00
501.34
0.00
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
2
27742
944620
.. 1445.87
873.32
..
17.09
6.05
..
..
..
..
..
..
..
..
..
..
..
..
..
..
Foreign Banks
69061
237853
159286
163260
430046
4752456
1719185
3497054
26389
9951
8938
11102
415751
78519
272084
99769
2.82
7.17
23.48
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
Bank of America
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
5
282
1924.81
51.82
2006-07
2007-08 2008-09
5
5
283
314
1920.89 2483.54
69.09 102.08
5
293
2430.57
110.85
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
5
310
71998
284
27742
944620
3101.97 1445.87
873.32
121.26
17.09
6.05
1582
2106
1664
3369
1778
2718
1886
2916
2411
4191
2878
3452
2748
4167
3670
3356
3099
5490
8383
3631
69061
237853
159286
163260
430046
4752456
1719185
3497054
348
198
147
113
430
233
169
140
514
348
163
167
607
393
152
175
569
493
186
244
26389
9951
8938
11102
415751
78519
272084
99769
4.01
2.13
21.31
2.41
23.40
0.00
4.70
2.24
25.20
3.10
13.33
0.00
3.70
4.08
27.31
3.76
13.45
0.00
2.22
9.06
24.60
3.42
12.73
0.00
Foreign Banks
1.85
5.75
29.50
2.82
7.17
23.48
5.09
4.19
14.83
2.60
15.49
0.00
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
2
68
728.00
-10.00
2
76
704.00
-11.00
88
364
109
171
2007-08 2008-09
2
94
718.00
20.00
95
395
123
280
2
123
617.00
14.00
100
472
149
287
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
106
27742
944620
850.00 1445.87
873.32
2.00
17.09
6.05
100
515
220
387
69061
237853
159286
163260
430046
4752456
1719185
3497054
29
5
20
12
30
5
17
11
35
9
19
12
49
15
25
17
41
10
27
17
26389
9951
8938
11102
415751
78519
272084
99769
4.35
3.54
15.94
4.59
5.38
15.45
4.50
5.06
16.03
5.19
7.12
17.76
4.92
4.16
16.73
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
-1.32
18.77
1.29
-1.90
22.00
0.12
4.08
21.61
1.51
3.14
25.52
0.09
0.38
25.01
1.95
1.26
17.25
1.82
Interest income
Other income
Interest expended
Operating expenses
88
327
129
169
2006-07
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Bank of Ceylon
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2005-06
2006-07
2007-08 2008-09
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
30
27742
944620
444.00 1445.87
873.32
18.00
17.09
6.05
1
33
587.10
1.64
1
25
579.00
9.00
1
29
483.00
15.00
1
30
488.00
73.00
55
87
30
49
57
86
31
41
61
74
30
41
80
86
31
45
86
92
63
40
69061
237853
159286
163260
430046
4752456
1719185
3497054
Interest income
Other income
Interest expended
Operating expenses
10
4
4
3
10
3
4
3
11
4
3
3
14
15
3
3
11
6
4
4
26389
9951
8938
11102
415751
78519
272084
99769
3.98
5.34
13.99
0.25
56.37
23.74
4.18
4.17
13.78
1.25
63.21
14.96
3.70
9.07
14.71
2.24
55.97
4.01
3.35
10.76
16.28
10.23
45.18
0.00
Foreign Banks
4.16
8.72
17.69
2.82
7.17
23.48
5.09
4.19
14.83
2.73
50.85
0.00
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
5
189
2040.25
16.50
303
2355
981
2440
184
49
130
34
2006-07
2007-08 2008-09
5
5
194
203
2311.12 3082.88
39.10
49.89
608
2079
1095
2969
257
82
179
40
708
3755
1644
4774
5
195
3890.97
78.39
861
2976
1726
4805
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
5
310
71998
196
27742
944620
3750.43 1445.87
873.32
101.43
17.09
6.05
1060
3454
1922
5071
69061
237853
159286
163260
430046
4752456
1719185
3497054
424
133
181
46
26389
9951
8938
11102
415751
78519
272084
99769
354
114
258
40
545
171
371
59
4.22
1.18
8.21
5.16
1.63
7.06
5.11
1.58
5.67
5.94
2.58
4.16
2.40
4.58
8.48
2.82
7.17
23.48
5.09
4.19
14.83
0.83
13.71
1.00
1.73
23.26
0.00
1.73
20.15
0.00
2.04
12.7
0.00
2.79
13.15
0.00
1.26
17.25
1.82
1.05
14.58
1.12
Foreign Banks
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
3
159
1113.29
0.20
2007-08 2008-09
3
3
132
137
1780.52 2613.45
35.42
60.50
642
960
522
1589
1140
1327
589
2307
3
95
3107.91
41.57
1208
2076
875
2991
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
3
310
71998
101
27742
944620
3069.80 1445.87
873.32
40.70
17.09
6.05
2307
2199
1440
3348
69061
237853
159286
163260
430046
4752456
1719185
3497054
79
36
30
42
127
49
48
42
214
43
77
30
315
63
174
41
256
77
126
51
26389
9951
8938
11102
415751
78519
272084
99769
2.74
3.16
35.75
2.49
4.37
24.60
2.91
5.70
14.68
5.26
3.78
8.69
2.98
3.45
11.72
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
0.02
33.38
0.00
2.11
30.71
0.00
2.40
26.87
0.00
1.49
29.51
0.03
1.31
68.16
0.02
1.26
17.25
1.82
Interest income
Other income
Interest expended
Operating expenses
595
784
449
1034
2006-07
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Barclays Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
2005-06
2006-07
2007-08 2008-09
1
45
148.51
271.00
3
265
280.54
36.28
5
2078
942.33
0.50
5
1534
1110.13
1.96
1378
361
1393
1010
4865
6902
5001
12486
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
7
310
71998
1083
27742
944620
873.32
1113.76 1445.87
-42.26
17.09
6.05
5516
11496
69061
237853
430046
4752456
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
585
4
66
234
28
52
6.70
13.08
42.58
9.64
22.92
0.00
1342
173
138
217
71
128
5.10
20.64
41.75
4.45
13.68
0.00
2857
7636
624
568
323
692
7883
10551
2037
589
979
892
6.14
4.93
24.80
8.68
8.61
14.15
0.10
21.11
0.42
0.16
17.07
4.59
10647
7565
159286
163260
1719185
3497054
1659
149
698
780
26389
9951
8938
11102
415751
78519
272084
99769
4.50
8.88
22.00
2.82
7.17
23.48
5.09
4.19
14.83
-3.12
16.99
5.15
1.26
17.25
1.82
1.05
14.58
1.12
Foreign Banks
BNP Paribas
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
9
303
1206.05
6.29
496
1847
1108
1854
223
73
113
104
2006-07
2007-08 2008-09
9
9
328
359
1353.00 1950.00
19.00
36.00
745
2098
1120
2342
303
137
172
129
1214
3236
2690
3772
459
256
254
178
9
347
2035.00
49.00
1656
3353
3562
3710
637
243
272
193
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
9
310
71998
330
27742
944620
2776.00 1445.87
873.32
55.00
17.09
6.05
1834
5443
4027
3738
69061
237853
159286
163260
430046
4752456
1719185
3497054
585
195
143
238
26389
9951
8938
11102
415751
78519
272084
99769
4.22
2.24
23.01
5.46
2.51
21.84
5.69
2.56
22.17
4.54
5.57
19.57
2.11
5.48
26.72
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.55
11.61
0.00
1.41
10.76
0.00
1.97
12.66
0.00
2.13
12.37
0.86
2.05
15.78
0.00
1.26
17.25
1.82
1.05
14.58
1.12
Foreign Banks
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
6
108
1278.00
71.00
2007-08 2008-09
6
6
109
131
1629.00 2249.00
82.00
97.00
781
775
948
1003
849
1135
1461
1812
6
120
2105.00
130.00
910
818
4031
1763
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
6
310
71998
110
27742
944620
2983.00 1445.87
873.32
71.00
17.09
6.05
1345
1066
4123
2235
69061
237853
159286
163260
430046
4752456
1719185
3497054
130
107
105
53
168
152
95
79
276
230
143
108
347
255
174
100
330
240
101
80
26389
9951
8938
11102
415751
78519
272084
99769
8.90
-1.50
17.80
5.41
4.45
27.09
5.31
4.12
27.39
3.92
6.18
21.08
1.60
4.81
23.40
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
4.30
19.80
0.20
4.60
15.10
0.00
4.20
9.70
0.00
4.10
13.20
0.00
1.70
19.50
6.18
1.26
17.25
1.82
Interest income
Other income
Interest expended
Operating expenses
718
372
427
1012
2006-07
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08 2008-09
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
33
27742
944620
963.00 1445.87
873.32
10.00
17.09
6.05
1
21
980.00
-16.00
1
21
1042.00
3.00
1
26
845.00
13.00
1
31
675.00
18.00
42
78
34
98
43
103
41
116
46
92
41
128
116
61
13
148
119
114
17
203
69061
237853
159286
163260
430046
4752456
1719185
3497054
9
1
3
4
12
1
7
4
14
2
8
5
19
3
6
9
17
4
3
12
26389
9951
8938
11102
415751
78519
272084
99769
3.02
4.71
18.57
-1.71
38.01
1.80
5.23
3.42
12.99
0.34
22.14
0.27
5.57
3.70
11.00
1.63
22.72
0.00
5.68
6.16
20.13
2.91
45.4
0.00
3.11
6.05
24.79
2.82
7.17
23.48
1.34
31.12
1.39
1.26
17.25
1.82
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Citibank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
40
3250
1607.92
21.71
4347
27912
10556
24455
3064
1043
1006
1525
2006-07
2007-08 2008-09
40
40
5194
4782
1360.48 1763.78
17.33
37.73
6603
37875
16021
32861
4384
1346
1696
1853
9351
46125
18450
38377
5964
2446
2311
2179
41
4795
1880.10
45.12
11518
51677
24519
39920
6840
3582
2429
2587
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
310
71998
43
4613
27742
944620
1979.89 1445.87
873.32
18.32
17.09
6.05
13514
54452
28109
36655
69061
237853
159286
163260
6070
1591
2017
2354
26389
9951
8938
11102
3.04
6.53
13.60
3.87
6.30
15.83
4.26
7.31
14.51
3.56
9.04
17.56
2.67
7.82
20.02
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
3.07
11.33
0.95
2.79
11.06
1.02
2.24
12.00
1.23
2.12
13.23
2.63
0.96
18.14
2.14
1.26
17.25
1.82
Foreign Banks
430046
4752456
1719185
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
DBS Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
2
130
600.30
12.24
2007-08 2008-09
2
2
186
230
1003.02 1416.58
39.84
28.27
1076
3836
1078
1230
1141
5096
4512
2364
10
359
1662.32
72.16
1401
6023
7811
2723
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
10
310
71998
417
27742
944620
2554.50 1445.87
873.32
64.75
17.09
6.05
1671
8313
10086
4015
69061
237853
159286
163260
430046
4752456
1719185
3497054
154
-9
60
39
381
86
242
74
634
-33
393
88
809
302
494
165
880
155
318
168
26389
9951
8938
11102
415751
78519
272084
99769
4.33
-0.45
22.76
7.52
1.37
14.52
6.74
2.45
11.52
5.47
3.93
13.89
2.59
5.61
15.11
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
0.73
31.33
0.00
1.60
29.24
0.00
0.86
18.15
0.05
2.72
15.70
0.55
2.38
16.96
1.00
1.26
17.25
1.82
Interest income
Other income
Interest expended
Operating expenses
573
1452
551
892
2006-07
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Deutsche Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
8
678
1016.83
18.57
2006-07
2007-08 2008-09
8
10
2250
3500
1143.53 1616.74
20.98
27.54
13
1599
1434.10
26.90
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
13
310
71998
1498
27742
944620
1790.76 1445.87
873.32
29.80
17.09
6.05
1311
4380
3261
2582
1940
6978
6204
4945
4292
13755
10171
8960
4760
14147
8705
8798
4945
13929
9047
12923
69061
237853
159286
163260
430046
4752456
1719185
3497054
604
555
368
466
972
654
467
744
1445
1018
537
1054
1881
1020
588
1155
1579
817
302
956
26389
9951
8938
11102
415751
78519
272084
99769
3.25
7.05
30.97
3.21
10.11
24.34
1.56
15.05
0.22
1.72
15.25
0.88
4.10
1.97
19.50
1.04
12.74
0.00
4.00
5.45
31.45
1.23
10.62
0.01
1.64
7.07
40.56
1.73
16.45
0.79
Foreign Banks
2.82
7.17
23.48
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
FirstRand Bank
(Amount in rupees crore)
Items
2005-06
2006-07
2007-08 2008-09
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
Foreign Banks
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
35
27742
944620
71.61 1445.87
873.32
-106.64
17.09
6.05
140
5
209
20
69061
237853
159286
163260
430046
4752456
1719185
3497054
6
12
1
54
26389
9951
8938
11102
415751
78519
272084
99769
0.49
3.08
72.07
2.82
7.17
23.48
5.09
4.19
14.83
-21.45
74.73
0.00
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
43
4985
975.65
12.07
2007-08 2008-09
47
47
6564
7753
979.68 1012.34
14.32
16.69
6159
34825
14131
23142
8459
42620
19290
29944
47
7446
961.81
16.06
11214
49970
31154
27589
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
50
310
71998
6685
27742
944620
1135.52 1445.87
873.32
11.73
17.09
6.05
12135
55748
41289
23475
69061
237853
159286
163260
430046
4752456
1719185
3497054
2202
928
828
1025
3508
1212
1213
1584
4979
2117
2016
2145
6327
2699
2661
2195
5166
2135
1915
1950
26389
9951
8938
11102
415751
78519
272084
99769
3.25
5.47
22.77
3.49
7.11
22.05
4.39
7.87
21.41
4.82
8.81
18.01
3.17
7.19
21.28
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
1.58
10.61
0.58
1.82
11.06
0.43
1.82
10.59
0.58
1.51
15.31
1.42
0.88
18.03
2.31
1.26
17.25
1.82
Interest income
Other income
Interest expended
Operating expenses
4166
24955
12142
16812
2006-07
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
1
82
1252.09
88.94
545
1826
2163
76
126
101
52
42
2.68
-2.65
20.98
2.53
11.76
0.00
2006-07
2007-08 2008-09
1
1
155
160
1121.88 1614.67
82.15 153.77
1211
1667
4367
799
279
172
127
71
1.97
3.85
19.95
1.71
16.14
2.17
2068
3313
6143
1059
1
175
1825.28
253.63
2512
3587
6694
703
451
384
204
128
513
721
231
138
2.52
8.64
23.51
2.69
5.67
21.22
3.07
17.72
2.12
4.21
15.90
1.27
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
182
27742
944620
2135.81 1445.87
873.32
6.06
17.09
6.05
2977
5931
9162
1012
69061
237853
159286
163260
430046
4752456
1719185
3497054
415751
78519
272084
99769
438
-101
180
163
26389
9951
8938
11102
2.04
1.29
28.60
2.82
7.17
23.48
0.09
23.63
2.88
1.26
17.25
1.82
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08 2008-09
1
17
73.26
-1.72
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
16
27742
944620
114.00 1445.87
873.32
-8.56
17.09
6.05
111
2
0
10
111
9
2
10
69061
237853
159286
163260
430046
4752456
1719185
3497054
7
0
0
7
5
0
0
8
26389
9951
8938
11102
415751
78519
272084
99769
0.00
8.57
33.38
0.00
13.54
35.46
2.82
7.17
23.48
5.09
4.19
14.83
-0.26
317.51
0.00
-1.16
221.67
0.00
1.26
17.25
1.82
1.05
14.58
1.12
Foreign Banks
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08 2008-09
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
10
27742
944620
1015.45 1445.87
873.32
7.08
17.09
6.05
1
11
395.25
37.77
1
10
539.16
13.04
1
10
812.81
18.04
1
10
1021.69
16.87
42
33
25
11
44
49
22
10
45
81
22
9
45
103
28
9
44
107
31
5
69061
237853
159286
163260
430046
4752456
1719185
3497054
4
6
1
3
6
0
1
3
8
1
2
3
10
1
5
3
8
1
4
4
26389
9951
8938
11102
415751
78519
272084
99769
1.98
4.76
16.45
2.62
6.63
17.78
3.69
5.41
11.07
4.95
3.47
8.15
3.48
3.83
9.36
2.82
7.17
23.48
5.37
133.53
0.00
1.72
121.73
0.00
1.90
109.03
0.00
1.36
81.86
0.00
0.52
61.02
0.00
1.26
17.25
1.82
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Mashreq Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08 2008-09
2
10
484.16
37.43
2
16
440.07
64.70
2
15
225.63
53.61
2
16
310.03
34.12
63
21
37
31
73
35
28
33
82
31
26
41
87
21
53
10
20
7
18
4
12.68
-5.64
5.31
1.30
136.92
0.00
8
8
1
6
1.11
6.14
35.68
8.19
97.06
0.00
8
10
0
6
5
10
0
6
0.66
3.20
42.24
0.59
4.75
41.18
8.82
52.81
0.00
4.43
76.80
0.00
Foreign Banks
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
16
27742
944620
191.16 1445.87
873.32
26.69
17.09
6.05
92
42
34
56
69061
237853
159286
163260
430046
4752456
1719185
3497054
415751
78519
272084
99769
5
13
0
8
26389
9951
8938
11102
0.33
3.46
36.15
2.82
7.17
23.48
3.35
78.21
0.00
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
1
75
684.21
8.88
2006-07
2007-08 2008-09
2
2
83
95
918.86 1589.56
14.60
25.03
2
113
2023.79
38.14
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
126
27742
944620
1940.86 1445.87
873.32
17.56
17.09
6.05
369
137
91
328
381
121
160
641
401
447
247
857
744
1148
404
1119
765
1188
447
1083
69061
237853
159286
163260
430046
4752456
1719185
3497054
24
8
11
9
44
13
15
17
75
20
34
26
129
38
58
36
98
37
51
46
26389
9951
8938
11102
415751
78519
272084
99769
4.56
1.65
19.67
0.88
65.76
0.15
4.32
3.40
21.19
1.30
34.40
0.00
4.71
3.37
16.35
1.96
29.68
0.00
4.86
5.96
15.83
2.43
37.58
0.00
Foreign Banks
3.69
3.52
18.74
2.82
7.17
23.48
5.09
4.19
14.83
0.89
38.98
0.00
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
2
26
784.01
-9.35
2007-08 2008-09
2
37
528.62
-6.14
164
194
104
2
2
36
484.99
19.91
166
177
93
1
2
39
480.49
7.50
168
187
94
2
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
39
27742
944620
522.44 1445.87
873.32
24.46
17.09
6.05
170
172
94
2
69061
237853
159286
163260
430046
4752456
1719185
3497054
17
-1
14
6
16
1
13
6
15
1
12
6
15
3
9
6
14
11
8
7
26389
9951
8938
11102
415751
78519
272084
99769
5.69
-1.87
7.73
5.61
29.05
9.13
5.60
5.73
9.31
4.32
-0.25
11.32
4.04
0.21
12.59
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
-1.31
9.58
41.58
-0.90
10.99
0.00
3.15
23.09
0.00
1.22
27.87
0.00
3.52
41.08
0.00
1.26
17.25
1.82
Interest income
Other income
Interest expended
Operating expenses
162
203
115
8
2006-07
Foreign Banks
5.09
4.19
14.83
1.05
14.58
1.12
Shinhan Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
1
16
1503.26
33.26
121
149
67
91
17
5
7
5
2.17
3.51
11.47
1.48
81.71
0.00
2006-07
2007-08 2008-09
2
2
34
38
1433.00 1709.81
25.00
34.59
217
208
82
136
25
3
6
9
1.70
5.42
18.42
1.60
89.27
0.00
230
336
118
314
2
53
2445.00
38.58
249
766
203
458
48
6
15
13
64
8
26
13
4.15
3.19
12.74
4.25
6.95
13.74
1.86
48.66
0.00
1.86
36.80
0.00
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
50
27742
944620
2210.54 1445.87
873.32
45.77
17.09
6.05
274
692
196
480
69
13
22
13
2.93
6.61
13.54
2.28
40.85
0.00
Foreign Banks
69061
237853
159286
163260
430046
4752456
1719185
3497054
26389
9951
8938
11102
415751
78519
272084
99769
2.82
7.17
23.48
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
Societe Generale
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2
113
1467.20
20.80
2006-07
2007-08 2008-09
2
2
114
118
1316.00 1459.10
19.20
33.90
2
115
1017.00
33.83
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
102
27742
944620
1098.54 1445.87
873.32
3.85
17.09
6.05
339
943
1087
271
348
1128
1457
385
372
1363
2516
385
381
825
1540
366
363
836
1788
415
69061
237853
159286
163260
430046
4752456
1719185
3497054
93
24
52
30
169
40
117
49
221
42
165
61
153
69
80
66
109
9
44
62
26389
9951
8938
11102
415751
78519
272084
99769
5.26
1.39
20.63
1.15
37.40
0.00
5.97
2.75
17.44
0.96
31.82
0.00
4.38
5.81
14.69
1.33
20.77
0.00
3.14
9.54
22.01
2.07
22.47
0.00
2.16
5.42
31.34
2.82
7.17
23.48
5.09
4.19
14.83
0.31
22.77
0.29
1.26
17.25
1.82
1.05
14.58
1.12
Foreign Banks
Sonali Bank
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
2005-06
1
40
54.81
1.21
5
20
7
3
2006-07
2007-08 2008-09
2
39
71.45
1.38
5
28
5
3
2
41
74.02
1.38
5
23
5
8
2
34
138.45
1.29
6
42
5
10
1
4
1
3
1
4
1
3
1
4
1
3
1
5
1
3
2.58
9.00
44.44
1.72
9.63
47.48
1.41
8.25
48.11
1.22
6.23
50.14
Return on Assets
CRAR
Net NPA ratio
1.69
93.78
0.75
1.52
71.42
0.67
1.60
41.25
0.00
1.98
20.31
2.55
Foreign Banks
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
2
310
71998
35
27742
944620
89.14 1445.87
873.32
1.58
17.09
6.05
6
31
5
8
69061
237853
159286
163260
430046
4752456
1719185
3497054
1
5
1
4
26389
9951
8938
11102
415751
78519
272084
99769
1.35
5.68
54.74
2.82
7.17
23.48
1.64
20.03
3.39
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08 2008-09
82
6497
837.29
14.50
82
6658
924.20
19.62
91
8967
817.35
20.22
91
7825
971.43
23.82
4562
28460
10632
24077
5801
34175
11902
30104
8370
37004
12787
33352
10277
41802
15552
37489
3056
1058
1190
1201
3.50
5.64
17.12
2.49
9.93
1.57
4046
1347
1652
1404
4.17
5.41
19.32
3.06
10.44
1.43
4878
2322
2130
2051
5649
3097
2490
2500
4.92
5.98
18.98
4.89
7.41
21.09
3.13
10.59
1.04
2.87
11.56
1.37
Foreign Banks
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
95
310
71998
7903
27742
944620
1083.45 1445.87
873.32
26.31
17.09
6.05
11606
48192
18477
41552
69061
237853
159286
163260
430046
4752456
1719185
3497054
415751
78519
272084
99769
5675
2838
1784
2419
26389
9951
8938
11102
2.94
7.62
24.38
2.82
7.17
23.48
3.03
12.41
1.40
1.26
17.25
1.82
5.09
4.19
14.83
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
3
31
1688.00
10.00
2006-07
2007-08 2008-09
3
3
28
32
1236.00 1491.00
28.00
17.00
3
29
2327.00
20.00
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
3
310
71998
29
27742
944620
2613.00 1445.87
873.32
-14.00
17.09
6.05
133
264
119
225
154
212
126
134
159
248
90
214
164
372
133
303
162
348
122
410
69061
237853
159286
163260
430046
4752456
1719185
3497054
40
2
25
5
36
6
25
6
37
6
26
6
45
3
31
6
44
5
36
7
26389
9951
8938
11102
415751
78519
272084
99769
7.94
0.28
5.76
1.97
35.42
1.91
Foreign Banks
7.63
2.86
6.07
1.53
38.99
0.00
8.21
2.94
6.01
1.12
41.66
0.00
8.37
2.86
5.01
0.90
38.01
0.00
8.01
0.79
5.50
2.82
7.17
23.48
5.09
4.19
14.83
-0.66
34.40
4.32
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
23
3093
905.82
8.15
2007-08 2008-09
28
28
3550
3871
1011.88 1070.26
11.36
7.66
1974
15998
6407
18388
2366
18912
11777
20381
30
3241
1029.41
0.62
2386
15960
10811
16660
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
31
310
71998
2716
27742
944620
1158.97 1445.87
873.32
-4.06
17.09
6.05
2281
16601
7265
13406
69061
237853
159286
163260
1376
612
659
748
2185
862
1038
970
3038
644
1460
1307
3120
1225
1437
1497
2126
749
714
996
26389
9951
8938
11102
3.78
4.29
18.14
3.81
6.30
16.65
3.96
7.30
19.92
4.19
8.28
25.61
2.94
7.38
24.37
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
1.03
10.44
0.11
1.37
11.34
0.12
0.78
12.92
0.85
0.06
13.97
2.20
-0.40
12.50
1.95
1.26
17.25
1.82
Interest income
Other income
Interest expended
Operating expenses
1589
11864
4825
15073
2006-07
Foreign Banks
430046
4752456
1719185
3497054
415751
78519
272084
99769
5.09
4.19
14.83
1.05
14.58
1.12
UBS AG
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
2005-06
2006-07
2007-08 2008-09
1
18
0.00
-109.66
284
0
75
Group All
2009-10
Aggregates
Banks' Aggregates
2009-10
2009-10
1
310
71998
34
27742
944620
673.73 1445.87
873.32
17.09
6.05
3.09
1459
204
1403
69061
237853
159286
430046
4752456
1719185
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
25
163260
3497054
61
8
13
58
26389
9951
8938
11102
415751
78519
272084
99769
0.00
0.00
54.00
12.40
-12.38
39.99
2.82
7.17
23.48
5.09
4.19
14.83
-7.98
229.37
0.00
0.10
157.86
0.00
1.26
17.25
1.82
1.05
14.58
1.12
8
0
0
26
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
14130
270608
337.79
2.20
2008-09
16878
268598
650.22
4.43
2009-10
18114
267332
735.52
4.65
37660
542409
224761
371679
42941
633476
211875
482270
61706
773875
263823
593722
72422
1007041
357624
739450
83726
1108086
377658
858198
Interest income
Other income
Interest expended
Operating expenses
49301
9526
28040
15760
53465
9420
32607
15987
70428
11818
47809
16993
89196
16073
61770
20088
97954
18394
66229
25199
4.84
2.93
24.35
4.75
3.72
21.55
5.90
3.65
15.89
5.94
3.95
15.06
5.32
3.60
17.03
Return on Assets
CRAR
Net NPA ratio
0.87
11.95
1.63
0.86
12.30
1.32
0.97
13.21
1.43
1.02
13.96
1.47
0.91
13.46
1.50
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2005-06
35858
473725
383.07
2.23
2008-09
40854
462926
783.16
4.86
2009-10
43187
467262
947.40
5.74
77384
1080072
408796
734608
92689
1360724
452981
957877
113079
1679993
536018
1203678
135920
2105706
655042
1519762
157276
2583716
828125
1843102
Interest income
Other income
Interest expended
Operating expenses
88574
12379
52464
25548
110720
14264
69353
27268
142647
20979
101093
29670
183892
26394
131676
35416
208535
29994
145712
40792
4.27
3.86
21.42
4.80
3.99
17.94
5.82
3.69
14.05
6.09
4.09
13.31
5.35
3.83
13.65
Return on Assets
CRAR
Net NPA ratio
0.89
12.27
1.16
0.94
12.37
0.94
1.01
12.13
0.77
1.03
13.24
0.68
1.00
13.25
0.91
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2005-06
50168
744333
366.61
2.22
2008-09
57732
731524
734.35
4.70
2009-10
61301
734594
870.29
5.34
115044
1622481
633557
1106288
135630
1994200
664856
1440146
174785
2453868
799841
1797401
208342
3112747
1012666
2259212
241001
3691802
1205783
2701300
Items
Interest income
Other income
Interest expended
Operating expenses
137874
21905
80504
41308
164185
23684
101960
43255
213075
32797
148902
46663
273088
42466
193447
55504
306488
48388
211940
65991
4.46
3.55
22.48
4.79
3.90
19.15
5.85
3.67
14.66
6.04
4.04
13.88
5.34
3.76
14.76
Return on Assets
CRAR
Net NPA ratio
0.88
12.17
1.32
0.92
12.36
1.06
1.00
12.51
0.99
1.03
13.49
0.94
0.97
13.32
1.10
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
4819
51138
417.33
1.69
2008-09
4908
51341
638.43
4.69
2009-10
5174
54860
700.02
4.22
9684
130456
45254
82957
10736
138249
43647
92887
15315
165589
54080
111670
17477
199274
72393
128504
20171
229897
83499
154136
Interest income
Other income
Interest expended
Operating expenses
10372
1221
6247
3089
11474
1568
7055
2967
14614
2184
9960
3235
18790
2782
12834
3939
20565
3084
14076
4715
4.77
3.95
18.93
4.98
4.06
16.89
6.20
4.26
13.67
6.67
5.15
13.26
6.13
4.81
14.57
Return on Assets
CRAR
Net NPA ratio
0.64
11.69
1.66
0.78
12.08
0.96
1.14
14.08
0.66
1.15
14.76
0.90
0.95
15.21
0.83
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
2005-06
2016
59367
889.39
6.92
2008-09
4328
124998
787.15
6.77
2009-10
5213
127424
840.71
8.47
34140
298000
135314
230005
39736
413738
171008
321865
76056
509444
224498
406733
82192
537104
234139
446824
99813
592904
270618
478358
24851
6870
15261
8949
38092
10745
25802
12353
56377
14822
38535
17032
66282
15078
44123
17840
62310
17095
37130
17960
4.14
4.58
9.54
5.24
4.47
9.36
6.11
5.05
9.56
6.06
5.23
10.17
4.43
5.13
12.14
1.22
12.60
0.78
1.09
11.99
0.97
1.13
14.39
1.21
1.12
15.33
1.40
1.38
17.96
1.09
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
6835
110505
670.94
4.50
2008-09
9236
176339
743.85
6.16
2009-10
10387
182284
798.37
7.19
43823
428456
180568
312962
50473
551987
214655
414751
91371
675033
278578
518402
99669
736378
306531
575328
119984
822801
354117
632494
Interest income
Other income
Interest expended
Operating expenses
35223
8091
21507
12038
49567
12313
32856
15320
70991
17006
48495
20267
85071
17860
56957
21779
82874
20180
51206
22676
4.35
4.41
12.15
5.18
4.38
10.93
6.13
4.88
10.35
6.18
5.23
10.83
4.83
5.06
12.76
Return on Assets
CRAR
Net NPA ratio
1.07
12.42
1.01
1.02
12.10
0.97
1.13
14.34
1.09
1.13
15.23
1.29
1.28
17.45
1.03
Foreign Banks
(Amount in rupees crore)
Items
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
2005-06
259
22117
955.41
13.87
2008-09
295
29582
1282.74
25.39
2009-10
310
27742
1445.87
17.09
24314
113745
52384
97562
33075
150750
71471
126339
49332
191161
98910
161133
59937
214076
130354
165385
69061
237853
159286
163260
Interest income
Other income
Interest expended
Operating expenses
12291
5371
5149
5854
17924
7044
7603
7745
24417
10588
10604
10353
30322
14894
12819
12298
26389
9951
8938
11102
3.63
4.90
18.22
4.03
5.74
20.08
4.33
6.60
19.95
4.46
8.14
19.44
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
2.08
13.02
0.83
2.28
12.39
0.73
2.09
13.08
0.77
1.99
14.32
1.81
1.26
17.25
1.82
No. of offices
No. of employees
Business per employee (in Rs. lakh)
Profit per employee (in Rs. lakh)
2005-06
57262
876955
419.80
2.80
2008-09
67263
937445
753.44
5.63
2009-10
71998
944620
873.32
6.05
183181
2164682
866508
1516811
219179
2696937
950982
1981236
315488
3320062
1177330
2476936
367947
4063201
1449551
2999924
430046
4752456
1719185
3497054
Items
Interest income
Other income
Interest expended
Operating expenses
185388
35368
107161
59201
231675
43041
142420
66319
308482
60391
208001
77283
388482
75220
263223
89581
415751
78519
272084
99769
4.39
3.80
20.11
4.82
4.12
17.32
5.80
4.12
14.01
5.96
4.53
13.60
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.01
12.32
1.22
1.05
12.28
1.02
1.12
13.01
1.00
1.13
13.98
1.05
1.05
14.58
1.12
Items
No. of offices
No. of employees
Business per employee (in
Rs. lakh)
Profit per employee (in Rs.
lakh)
Capital and Reserves &
surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
All Banks'
Aggregates
Private
Foreign
Sector Banks Group
Banks Aggregates
Group
Aggregates
2009-10
71998
944620
873.32
2009-10
18114
267332
735.52
2009-10
43187
467262
947.40
2009-10
10387
182284
798.37
2009-10
310
27742
1445.87
6.05
4.65
5.74
7.19
17.09
430046
83726
157276
119984
69061
4752456
1719185
3497054
1108086
377658
858198
2583716
828125
1843102
822801
354117
632494
237853
159286
163260
415751
78519
272084
99769
97954
18394
66229
25199
208535
29994
145712
40792
82874
20180
51206
22676
26389
9951
8938
11102
5.09
4.19
5.32
3.60
5.35
3.83
4.83
5.06
2.82
7.17
14.83
17.03
13.65
12.76
23.48
Return on Assets
CRAR
Net NPA ratio
1.05
14.58
1.12
0.91
13.46
1.50
1.00
13.25
0.91
1.28
17.45
1.03
1.26
17.25
1.82