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1. J.P.

MORGAN CHASE AND CO


The company with its head office in New York has been to make out a huge profit of $ 2.1 billion, in the first quarter of the year 2009.It has branches in 50 countries , including India.This has good experience in off-shore banking and financing in stock markets.

2 CREDIT SUISSE
This 150 years old organization has its head office in Zurich, Switzerland. This is now the world Bank In the first Quarter of the year 2009, it got the profit of 200 crores Swiss Francs.

3. GOLDMAN SCATCHS
This institution with its head office in New York, has made a profit of $3.23 per share in the first quarter of this year. This was established in 1869 And now it has branches in many important countries in the world, including India.

4 BLACK STONE
This American Company provides services in managing properties and finances. Established in 1985, this company had suffered a huge loss of $82.7 crores in the last quarter of 2008. But it recovered so intelligently that in the first quarter of 2009. the loss came down to only $ 9.3 . It is sure that in later quarters of 2009, the insttuition has definitely made profits.

5 BANCO SYANTENDER
This bank with its head office in Syantender in Spain, is one of the oldest banks in the world. Established in 1857, this bank made a profit of 2100 crores of Euro Dollars.

6 Industrial and Commercial Bank of China.


It is the Banking Giant of the world.Has its central office in Beijing, the capital of China. .It is under the complete control of the government.It has the property worth $ 89300 crores.It is giant, considering the market value.

7 STANDARD CHARTERED BANK


Has its central office in London, this is functioning in more than 70 countries in the world.,including India. It gets most of its income from Afri8can and Middle East countries.

8 RABO BANK
This bank has its head office in Utretch, in Holland. It is basically a co-operative financial institution.It is mainly depending on Agricultural income.

9 THE BANK OF NEW YORK MELAN


This, having its head office in New York, is mainly a property managing and security peroviding organization.The total assets value of this institution is $19.5,0000 crores.

10 BNP PARIBAS
This has its head office in Paris, France. This is th4 no.1 banking organization in Europe. it is now progressing in Asia and America also. It has gained a profit of 155 Euro Dollars in the first quarter of 2009 Now a days, internet banking is a common feature. It has so many good advantages. But, man can cheat even automated machines.Such acts have caused hardships to some banks. Thus, it is the careful management and not getting blown away by the popularity gimmicks, that enables companies to survive and keep up their promises to people.

Every advancement in information technology is accompanied by at least one ethical quandary. From Facebook to email updates, computer users are unaware of the fine balance between ethics and profit struck by providers. Software developers, businesses and individuals must think about the rights and wrongs of using information technology every day. The fundamental issues underlying the world of information technology are the end user's expectation of privacy and the provider's ethical duty to use applications or email responsibly.

1. Data Mining
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Data mining covers a wide range of activities that turn numbers, words and other data into distinguishable patterns. In the hands of a responsible agency or business, data mining can determine a probable next step for a terrorist cell or determine buying patterns within demographic groups. This practice has been assailed in the post 9/11 world as part of a widespread pattern of invasions of privacy carried out by America's intelligence experts. The practices of the Total Information Awareness Progress in particular were thought to pry into the day-to-day lives of innocent people by IT ethics experts and civil libertarians.

Social Networking
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The social networking craze may allow people around the world to speak with each other but it has also brought up several IT ethics issues. Facebook initiated a program called Beacon in 2007 to turn each user's personal information into an advertisement, allowing a greater amount of connectivity between the website's members. Facebook's developers failed to create an opt-in system that gave willing users the chance to participate of their own accord. Beacon came under fire for pulling information from Facebook profiles and breaking down privacy boundaries common in the real world. Another ethical issue for social networking websites is the amount of security they should use when registering members. Several abductions in recent years have been connected to MySpace, bringing up concerns that social networking sites aren't doing enough to protect young users.

E-Mail Spam
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Spam is defined broadly as emails with commercial or profane messages that are sent blindly to hundreds and thousands of users. Aside from the content of spam email, the major ethical issues for service providers and individuals alike involve identifying spammers. Email programs through AOL and Yahoo! may identify some spammers who are brazen enough to send out millions of emails but

their spam programs rely largely on user feedback. While some users will identify legitimate spammers carrying viruses and pornographic messages, there is the potential for users to identify legitimate companies as spammers.

Intellectual Property and Information Technology


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The merger of intellectual property rights and information technology has been rough going since the 1990s. The advent of Napster, Limewire and other peer-to-peer downloading networks brought the issue of infringing on artistic property to the fore. NBC's exclusive rights to the 2008 Olympic Games were challenged by bloggers and online pirates who placed footage on YouTube. The ethical issue that arises when dealing with intellectual property in the virtual world is the length to which content producers should pursue permission to reprint images and articles. While lifting entire articles for a term paper is clearly unacceptable, there are questions from ethicists about the practicality of seeking out unknown artists and writers for something as minor as a blog.

Filtering Online Content


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Comcast has come under fire in the past two years for blocking downloads from Bit Torrent. The Internet service provider (ISP) has claimed that "throttling down" downloads via Bit Torrent is a reasonable element of maintaining high-speed service. Religious groups, adult websites and others have banned together in an unusual alliance to fight Comcast's effort to filter content. The major ethical debate raged between ISP, the Federal Communications Commission (FCC) and end users is whether Internet service should be content-neutral.

Read more: About Ethics in Information Technology | eHow.com http://www.ehow.com/about_4743180_ethicsinformation-technology.html#ixzz1WEE7TibA

Ethics In Information Technology


Ethics in Information Technology The major issues concerning ethics with Information technology are: Privacy and Confidentiality, Freedom of Speech, Security, and Computer. When it comes to communicating on the web ones conversation are subject to another person listening or seeing the transmitted message. Browsers track activities in history files, while Cookies dumped by web sites into information about a person and the things they look at. With the information collected by cookies from online e-commerce sites trace the purchasing patterns of the consumer. (Introna) The information gathered can give specifics on the identities of individual consumers and this information can be sold whereas leading to a breach of privacy and confidentially. If one can respect others PRIVACY on Internet or just in general the activity on the Internet can limit the chances for identity theft or other criminal activities. When it comes to freedom of speech does a person

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have the right to say what they want to say? People have to consider the standards of Netiquette. One may ask what Netiquette? The rules for online behavior especially in newsgroups, discussions, and chat rooms, the Etiquette of Cyberspace.(Shea) When it comes to utilizing the internet one must follow certain rules, remember that the law on the internet should mirror real life laws. In cyberspace, the chances of getting caught seem slim. Therefore, most people seem to forget that a person is on the other side of the computer. People tend to believe that the standard of ethics is lower in cyberspace than real life. Netiquette is all about manners and one is required to do their best to act within the laws of society and cyberspace. (Shea) Cyber-crime, is a serious matter, where crime can be committed immediately and the results can broaden with unbelievable swiftness. Numerous crimes are being committed over the Internet due to the increase in hackers. People are hacking into bank...

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