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MATHEMATICS

Afterschoool – developing change makers


CENTRE FOR SOCIAL
ENTREPRENEURSHIP
PGPSE PROGRAMME – OPEN FOR ALL
FREE FOR ALL

www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS


MATHS
Dr. T.K. Jain.
AFTERSCHOOOL
Centre for social entrepreneurship
Bikaner
M: 9414430763
tkjainbkn@yahoo.co.in
www.afterschool.tk
www.afterschoool.tk

www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS


X/30 = 2/45, WHAT IS X?
 LET US CROSS MULTIPLY IT.
 45 X = 60

 X = 60/45

 X = 1.33 ANSWER.

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FORTH PART OF A NUMBER
EXCEEDS THE SIXTH PART BY 6,
WHAT ARE THE NUMBERS?
 X/4 – X/6 = 6
 (6X-4X) /24 = 6

 2X = 6*24

 X = 3*24

 X =72

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PR ODU CT OF 2 NUMBE RS IS 3200 AND
QUOTI EN T WH EN THE LAR GER
NUMBE R IS DIVI DED B Y T HE S MALLE R
IS 2. WH AT A RE NU MB ER S?

 LET US ASSUME THAT NUMBERS


ARE X & Y.
 XY = 3200; X/Y = 2

 X = 2Y Put the value of X in first


equation.
 2y*y = 3200; 2y^2 = 3200. (divide both
by 2). : y^2 = 1600. or Y = 40 X =2y= 80.

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Denominator of a fraction exceeds
numerator by 2. if 5 is added to
numerator, fraction increases by
unity. What is fraction:?

 Let us assume numerator = x


 Let us assume denominator = y
 Y-X = 2; x = Y-2 add 5 to numerator:
 (X + 5)/Y = x/y +1
 (Y-2+5) /y = (Y-2) /Y +1
 (Y +3) / Y = Y-2+Y / Y (multiply both sides by Y
– denominator Y gets cancelled).
 Y+3 = 2Y -2; -Y = -5; Y = 5, X = 3 answer.
www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS
A num ber cons ists of 2 digi ts. The
di gi t in ten’ s place is 3 tim es the di gi t
in unit ’s pl ace. If 54 is subtract ed f rom
the number , the di gi ts are reversed.
The number i s ?

 Options: 92,93,94,39 (solve by option).


 Let us assume that digit at unit place is X and
digit at ten’s place is Y.
 Y = 3X.
 (10Y +X)-54 = (10x+Y)
 10Y+X-54=10x+y
 9Y-9X =54 or Y-X = 6 (putting Y = 3x)
 3X-X =6 or 2x =6, X = 3. Y = 9
 The number is 93 anwer.

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2x+5y = 9 and 3x-y =5, what are
x & y?
 Let us equate X.
 Multiply first equation by 3 and second
equation by 2 (as in the first equation it is 2x
and second equation it is 3x).
 6x +15y = 27 and 6x -2y = 10 (both X are
equal now).
 17Y = 17 or Y = 17/17 = 1
 Putting the value of Y in first equation.
 2X +5 = 9 or 2X = 4 or X = 2 answer. ,

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www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS
Who is a professional?
 He adheres to a code of conduct
 He follows knowledge base

 He is sincere

 Compensation is based on client’s


objectives
 He adheres to his profession.

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What is a financial plan?
 Written down plan about future –
predictions, expectations based on
rational assumptions.

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Which are essentials in financial
plans?
 Current financial position
 Disclaimers

 Assumptions (if any).

 Disclosures

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Why do you need to do periodical
reviews of financial plans?
 Because economy is changing
 Industry is changing

 Objective of the entrepreneur / client are


also changing

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Suppose the market has doubled during
last 6 months, but the client compains
that his investment is bringing returns,
what should you do?

 Market return is based on an index of


securities. Different asset structure will give
different returns. Return is dependent on
asset structure. If we are able to explain
asset structure, client will understand it.

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I made i nvestme nt of Rs . 40000 0 in a
plan t. Ye arly Re turns are as u nder: 1.
12000 0, 2 , 100 000, 3, 14 0000, 4, 80 000
and 5 : 100 000. whe n do es my
investment pa ys of f (u se pay ba ck
method) ?

 120000+100000+140000 gives 3.6 lakh. Next year in six


months, I get 40000. Thus my pay back period is 3.5
years. A project with shorter payback period should be
selected. (pay back calculation is very simple).
 Limitation: we have ignored time value of money.

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Starchand invested Rs. 100000, which
pays back 28000 per annum for 4 years.
What is payback period?

 28*3 = 84000. now 16000 is left.


 16/28 = .57

 That means payback period is 3.57 years


(ans).

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I invest Rs. 30000 per annum now. I
increase my investment every year by
10%. Interest rate is 11%. What will be
my money after 30 years?

= 30000 * [(1+.11)^30 – (1+.1)^30] / [(1+.11)


– (1+.1)]
 =30000*[22.89-17.44]/[.01\]

 =30000* (5.45/.01)

 =30000*545 = 1,63,50,000 answer.

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Afterschooolian Tarachand invests
15000 and increases investment @ 1000
p.a.. Intererest rate 7.5%. What will be
the amount after 10 years?

 Formulae for this is :


 A * FV + [addition * (FV-N)] / I

 A = 1st investment, FV = future value of annuity


of Re 1. N = no. of years I = interest rate.
 =15000*14.147 + [1000*(14.147-10)]/.075

 =212205+ (4147/.075)

 =212205+52293 =267498 answer

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Shyam & company gives following
details. Risk free rate @7%, their Beta
is 1.2, return on market portfolio is
13%. What is their cost of retained
earning?

 Beta = riskiness of a security in comparison


to market.
 Retained earning= earnings not distributed
to shareholders is called retained earnings
 = 7 + 1.2(13-7)

 = 7+ 7.2 = 14.2 % answer.


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ABO UT A FTERSCH OOO L
Afterschoool conducts three year integrated PGPSE (after
class 12th along with IAS / CA / CS) and 18 month PGPSE
(Post Graduate Programme in Social Entrepreneurship)
along with preparation for CS / CFP / CFA /CMA / FRM. This
course is also available online also. It also conducts
workshops on social entrepreneurship in schools and
colleges all over India – start social entrepreneurship club in
your institution today with the help from afterschoool and help
us in developing society.

www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS


Why such a programme?
 To promote people to take up entrepreneurship
and help develop the society
 To enable people to take up franchising and
other such options to start a business / social
development project
 To enable people to take up social
development as their mission
 To enable people to promote spirituality and
positive thinking in the world

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Who are our supporters?
 Afterschoolians, our past beneficiaries,
entrepreneurs and social entrepreneurs
are supporting us.
 You can also support us – not
necessarily by money – but by being
promotor of our concept and our ideas.

www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS


About AFTERSCHOOOL PGPSE – the best
programme for developing great entrepreneurs

 Most flexible, adaptive but rigorous programme


 Available in distance learning mode
 Case study focused- latest cases
 Industry oriented practical curriculum
 Designed to make you entrepreneurs – not just
an employee
 Option to take up part time job – so earn while
you learn
 The only absolutely free course on internet
www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS
Workshops from
AFTERSCHOOOL
 IIF, Delhi
 CIPS, Jaipur
 ICSI Hyderabad Branch
 Gyan Vihar, Jaipur
 Apex Institute of Management, Jaipur
 Aravali Institute of Management, Jodhpur
 Xavier Institute of Management,
Bhubaneshwar
 Pacific Institute, Udaipur
 Engineering College, Hyderabad

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Flexible Specialisations:
 Spiritualising business and society
 Rural development and transformation
 HRD and Education, Social Development
 NGO and voluntary work
 Investment analysis,microfinance and inclusion
 Retail sector, BPO, KPO
 Accounting & Information system (with CA / CS /CMA)
 Hospital management and Health care
 Hospitality sector and culture and heritage
 Other sectors of high growth, high technology and social
relevance

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Salient features:
 The only programme of its kind (in the whole world)
 No publicity and low profile course
 For those who want to achieve success in life – not just a
degree
 Indepth knowledge and expertise
 Professional approac: World class approach
 Strong intellectual and business capabilities
 Flexible – you may stay for a month and continue the rest of
the education by distance mode. / you may attend weekend
classes
 Scholarships for those from poor economic background
 Latest and constantly changing curriculum – keeping pace
with the time
 Placement for those who are interested
 Admissions open throughout the year
 Latest and most advanced technologies, books and study
www.afterschoool.tk AFTERSCHOOOL MATERIAL FOR PGPSE PARTICIPANTS
material
Components
 Pedagogy curriculum and approach based on IIM Ahmedabad and ISB
Hyderabad (the founder is alumnus from IIMA & ISB Hyderabad)
 Meditation, spiritualisation, and self development
 Essential softwares for business
 Business plan, Research projects
 Participation in conferences / seminars
 Workshops on leadership, team building etc.
 Written submissions of research projects/articles / papers
 Interview of entrepreneurs, writing biographies of entrepreneurs
 Editing of journals / newsletters
 Consultancy / research projects
 Assignments, communication skill workshops
 Participation in conferences and seminars
 Group discussions, mock interviews, self development diaryng
 Mind Power Training & writing workshop (by Dr. T.K.Jain)

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Pedagogy
 Case analysis,
 Articles from Harvard Business Review
 Quiz, seminars, workshops, games,
 Visits to entrepreneurs and industrial visits
 Presentations, Latest audio-visuals
 Group discussions and group projects
 Periodic self assessment
 Mentoring and counselling
 Study exchange programme (with institutions out of India)
 Rural development / Social welfare projects

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Branches
 AFTERSCHOOOL will shortly open its
branches in important cities in India
including Delhi, Kota, Mumbai, Gurgaon
and other important cities.
Afterschooolians will be responsible for
managing and developing these
branches – and for promoting social
entrepreneurs.

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Case Studies
 We want to write case studies on social
entrepreneurs, first generation
entrepreneurs, ethical entrepreneurs.
Please help us in this process. Help us
to be in touch with entrepreneurs, so that
we may develop entrepreneurs.

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Basic values at afterschoool
 Share to learn more
 Interact to develop yourself
 Fear is your worst enemy
 Make mistakes to learn
 Study & discuss in a group
 Criticism is the healthy route to mutual support
and help
 Ask fundamental questions : why, when, how
& where?
 Embrace change – and compete with yourself
only
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www.afterschoool.tk
social entrepreneurship for better
society

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