Auto Loan Calculator: Purchase Price (Before Tax)

Auto Loan Calculator
2007 Vertex42 LLC
http://www.vertex42.com/Calculators/auto-loan-calculator.html
2007 Vertex42 LLC
Purchase Price (before tax)

Sale Price + Options
Destination charge
Title Transfer Fee
Other Taxable Fees
Purchase Price
State Sales Tax
Trade-In is Tax Deductible
Cash Rebate is Tax Deductible
State Sales Tax Rate
Net Taxable
State Sales (Excise) Tax
$
$
$
$
$
20,000
Set to 0 if included in sale price
e.g. $10
20,000
$
$
TRUE
If you don't know, set to FALSE
TRUE
If you don't know, set to FALSE
0.00%
e.g. 6.25%
20,000
-
Non-Taxable Fees
Registration
Late Registration Fee
Service Contract
Special Plate Fee
Administration Fee
Transaction Fee
Late Title Transfer Fee
Duplicate Title Fee
Other Non-Taxable Fees
Total Non-Taxable Fees
$
$
$
$
$
$
$
$
$
$
Unpaid Loan Balance on Trade-In
Less Down Payment

Less Value of Trade-In
Less Cash Rebate
$
$
$
Total Loan Amount
Loan Amount
20,000
e.g. $40 to $100

e.g. $10 per month
e.g. $250 to $1000
e.g. $25
e.g. $3
e.g. $3
e.g. $25 to $200
e.g. $25
Page 2 of 6
2007 Vertex42 LLC
Auto Loan Payment Calculator

2007 Vertex42 LLC
Inputs
Effect of Extra Payments
Auto Loan Amount
20,000
Annual Interest Rate
7.00%
Term of Loan in Years
Total Interest $
1/1/2007
Number of Payments
Frequency of Payment
Monthly
Last Payment Date
Number of Payments
60
Rate (per period)
0.583%
12/1/2011
Balance
No Extra Payments
15,000
10,000
Total Interest
$3,761.44
Total Payments
$23,761.44
.
Jan-07
Apr-07
Jul-07
Oct-07
Jan-08
Apr-08
Jul-08
Oct-08
Jan-09
Apr-09
Jul-09
Oct-09
Jan-10
Apr-10
Jul-10
Oct-10
Jan-11
Apr-11
Jul-11
Oct-11
5,000
Due Date
60
20,000
$396.02
Additional
Payment
None
25,000
Payment (per period)
Payment
Due
3,761.48
Reduced Interest
First Payment Date
Summary (with no extra payments)
No.
Total Payments $ 23,761.48
Interest
Principal
Balance
$20,000.00
1/1/2007
396.02
0.00
116.67
279.35
19,720.65
2/1/2007
396.02
0.00
115.04
280.98
19,439.67
3/1/2007
396.02
0.00
113.40
282.62
19,157.05
4/1/2007
396.02
0.00
111.75
284.27
18,872.78
5/1/2007
396.02
0.00
110.09
285.93
18,586.85
6/1/2007
396.02
0.00
108.42
287.60
18,299.25
7/1/2007
396.02
0.00
106.75
289.27
18,009.98
8/1/2007
396.02
0.00
105.06
290.96
17,719.02
9/1/2007
396.02
0.00
103.36
292.66
17,426.36
10
10/1/2007
396.02
0.00
101.65
294.37
17,131.99
11
11/1/2007
396.02
0.00
99.94
296.08
16,835.91
12
12/1/2007
396.02
0.00
98.21
297.81
16,538.10
13
1/1/2008
396.02
0.00
96.47
299.55
16,238.55
14
2/1/2008
396.02
0.00
94.72
301.30
15,937.25
15
3/1/2008
396.02
0.00
92.97
303.05
15,634.20
16
4/1/2008
396.02
0.00
91.20
304.82
15,329.38
17
5/1/2008
396.02
0.00
89.42
306.60
15,022.78
18
6/1/2008
396.02
0.00
87.63
308.39
14,714.39
19
7/1/2008
396.02
0.00
85.83
310.19
14,404.20
20
8/1/2008
396.02
0.00
84.02
312.00
14,092.20
21
9/1/2008
396.02
0.00
82.20
313.82
13,778.38
22
10/1/2008
396.02
0.00
80.37
315.65
13,462.73
23
11/1/2008
396.02
0.00
78.53
317.49
13,145.24
24
12/1/2008
396.02
0.00
76.68
319.34
12,825.90
25
1/1/2009
396.02
0.00
74.82
321.20
12,504.70
26
2/1/2009
396.02
0.00
72.94
323.08
12,181.62
27
3/1/2009
396.02
0.00
71.06
324.96
11,856.66
28
4/1/2009
396.02
0.00
69.16
326.86
11,529.80
2007 Vertex42 LLC
Page 3 of 6
29
5/1/2009
396.02
0.00
67.26
328.76
11,201.04
30
6/1/2009
396.02
0.00
65.34
330.68
10,870.36
31
7/1/2009
396.02
0.00
63.41
332.61
10,537.75
32
8/1/2009
396.02
0.00
61.47
334.55
10,203.20
33
9/1/2009
396.02
0.00
59.52
336.50
9,866.70
34
10/1/2009
396.02
0.00
57.56
338.46
9,528.24
35
11/1/2009
396.02
0.00
55.58
340.44
9,187.80
36
12/1/2009
396.02
0.00
53.60
342.42
8,845.38
2007 Vertex42 LLC
Auto Loan Payment & Interest Comparisons
2007 Vertex42 LLC
2007 Vertex42 LLC
Unless otherwise indicated, the comparison tables are

based on the Loan Amount, Interest Rate, Term, and
Frequency listed to the right. These values can be
changed in the PaymentCalculator worksheet.
400
Total Interest
2,000
Payment
5,000
Payment
3,401.72
1,730.53
1,173.70
895.45
728.64
617.54
538.28
478.92
432.83
396.02
365.97
340.98
Total
Interest
410.32
766.36
1,126.60
1,490.80
1,859.20
2,231.44
2,607.76
2,988.16
3,372.82
3,761.20
4,154.02
4,550.56
1,800
Total Interest
4,500
Payment
396.02
376.22
356.42
336.62
316.82
297.02
Total
Interest
3,761.20
3,573.20
3,385.20
3,197.20
3,009.20
2,821.20
450
400
350
300
250
200
150
100
50
0
300
4,000
250
3,000
200
150
2,000
100
1,000
50

10.0%
9.0%
8.0%
7.0%
6.0%
5.0%
4.0%
0
3.0%
1,600
4,000
1,400
3,500
1,200
3,000
1,000
2,500
800
2,000
600
1,500
400
1,000
200
500
Number of Payments
0
12 18 24 30 36 42 48 54 60 66 72
Payment
4,000
Total Interest
3,500
3,000
2,500
2,000
1,500
1,000
500
Down Payment
0
$5,000
[42]
5,000
350
$4,000
Loan
Amount
20,000.00
19,000.00
18,000.00
17,000.00
16,000.00
15,000.00
Payment
350.56
359.37
368.33
377.42
386.66
396.02
405.53
415.17
424.94
6,000
$3,000
Down
Payment
$0.00
$1,000.00
$2,000.00
$3,000.00
$4,000.00
$5,000.00
Payment
$2,000
Total Paid
20,410.32
20,766.36
21,126.60
21,490.80
21,859.20
22,231.44
22,607.76
22,988.16
23,372.82
23,761.20
24,154.02
24,550.56
Monthly
$1,000
# of
Payments
6
12
18
24
30
36
42
48
54
60
66
72
The calculations in this

worksheet assume that
no extra payments are
made.
20,000
7.00%
5
450
2.0%
Total Paid
21,033.60
21,562.20
22,099.80
22,645.20
23,199.60
23,761.20
24,331.80
24,910.20
25,496.40
Total
Interest
1,033.60
1,562.20
2,099.80
2,645.20
3,199.60
3,761.20
4,331.80
4,910.20
5,496.40
$0
Annual
Interest Rate
2.00%
3.00%
4.00%
5.00%
6.00%
7.00%
8.00%
9.00%
10.00%
Auto Loan Amount

Term of Loan in Years
Frequency of Payment
1,400
1,200
1,000
800
600
400
200
0
Payment
3,900
Total Interest
3,850
[42]
3,800
3,750
3,700
Payment Frequency
Bi-Weekly
3,650
SemiMonthly
Total
Interest
4,389.05
4,048.30
3,876.40
3,819.10
3,761.20
3,732.40
3,730.20
Monthly
Payment
4,877.81
2,404.83
1,193.82
793.97
396.02
197.77
182.54
Bi-Monthly
# of
Payments
5
10
20
30
60
120
130
Quarterly
Frequency
Annually
Semi-Annually
Quarterly
Bi-Monthly
Monthly
Semi-Monthly
Bi-Weekly

Auto Loan Calculator: Purchase Price (Before Tax)

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Auto Loan Calculator: Purchase Price (Before Tax)

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Auto Loan Calculator

2007 Vertex42 LLC

2007 Vertex42 LLC

Purchase Price (before tax)

Unpaid Loan Balance on Trade-In

Less Down Payment

Total Loan Amount

e.g. $40 to $100

Auto Loan Payment Calculator

2007 Vertex42 LLC

Effect of Extra Payments

Auto Loan Amount

Annual Interest Rate

Term of Loan in Years

Last Payment Date

Rate (per period)

Payment (per period)

First Payment Date

Summary (with no extra payments)

Total Payments $ 23,761.48

2007 Vertex42 LLC

2007 Vertex42 LLC

Auto Loan Payment & Interest Comparisons

2007 Vertex42 LLC

2007 Vertex42 LLC

Unless otherwise indicated, the comparison tables are

Annual Interest Rate

The calculations in this

Auto Loan Amount

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