INSURANCE POLICY

SBI LIFE GROUP CRITI 9

ICICI PRU HEALTH SAVER

FEATURES

Simultaneous safety and protection against 9 Critical Illnesses Simplified joining process Guaranteed renewability till 65 years of age Tax benefit under section 80D of IT Act , 1961
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Choose your premium amount, annual limit and investment strategy Your hospitalisation cover starts after the waiting period from policy inception. The premium amount net of charges will be invested in unit linked funds enabling you to create a health fund.

ELIGIBLITY This plan is offered to different groups like employeeemployer relationship, credit life groups, customers of bank / financial institutions, depositors groups etc. SBI Life will issue a Group Master Policy to the Group Master Policyholder based on details contained in the proposal form. Group Members may be enrolled either on a voluntary or compulsory participation basis as decided by master policyholder. PREMIUM Rs 2500/- minimum annual premium

Individual / Family floater ( self, spouse, First 3 dependent children)

Rs 3000/- minimum annual premium

AGE Entry from minimum age of 18 yrs till the maximum age of 55 yrs. 25 years / 55 years (90 days / 55 years for family floater) (maximum cover ceasing age for children is 25 years under the family floater cover) RS 600,000/-

SUM ASSURED

Minimum sum assured is Rs. 25,000/- and maximum sum assured is Rs. 500,000/-

BENEFITS

Sum Assured is payable in one lump sum on diagnosis of any Get a hospitalisation insurance one of covered critical illness provided: benefit for you and your family under a single policy. Survival for a period of 30 days after the date of diagnosis Create a health fund which can be utilized to meet any health care Submission of necessary documents expenses including daily medicines and doctor visits. Coverage for 30 days pre hospitalisation & 60 days post hospitalisation expenses besides the hospitalisation cost itself. Coverage for over 125 listed day care procedures. A health check up is available once every 2 years after the first year. Cashless hospitalisation across an extensive network of hospitals. You can opt to continue hospitalisation cover anytime post 5 years even after stopping premiums. Enjoy tax benefits under Sec 80D on premiums paid.

OTHER POLICY DETAILS

Nomination is compulsory

Exclusions: Any kind of service charge, surcharge, admission fees, registration fees levied by the hospital Pregnancy, infertility, congenital external diseases / genetic conditions. Non-allopathic medicine, Domiciliary treatment, treatment outside India. Cosmetic surgery & plastic surgery, refractive error correction, hearing impairment correction, corrective & cosmetic dental surgeries. Any treatment for substance abuse, self-inflicted injuries, STDs and AIDS.

Level Premiums payable annually in advance for the cover term. Cover Term: Minimum of 2 yrs and maximum of 5 yrs Cover can be renewed till 65 yrs of age subject to max cover term of 5 yrs and premium rates / age are reviewed at the time of renewal. Grace period of 30 days on annual renewal date Revival facility is available within 6 months from the first unpaid premium due date