Scott D. Williams 3159 Preakness Drive Aurora, IL 60502 Home (630) 482-3538 Cell (630) 661-1155 sw1196e42@westpost.

net Securities Licenses and Designations * FINRA Series 7, 8, 63, 65 * Illinois Life and Health Insurance * Level 2 Candidate, Chartered Financial Analyst (CFA) Professional Experience CHARLES SCHWAB & CO., CHICAGO, IL 2006-2010 Regional Bond Specialist * Specialty sales, service and trading position responsible for the distribution of all fixed income products to a territory of retail branch offices across fou r states. * Subject matter expert on all fixed income solutions including treasury, agency , corporate, municipal and asset backed bonds as well as mutual funds, ETFs, CEF s and separately managed accounts. * Conducted credit analysis on corporate securities to determine position qualit y within a portfolio and to identify relative value trade and swap opportunities . * Deepened client relationships by providing comprehensive solutions in the fixe d income asset class through a combination of outbound calling campaigns, consul tative sales and industry knowledge. * Constructed diversified fixed income portfolios for clients following firm's a sset allocations guidelines and reviewed existing client portfolios to make appr opriate recommendations. * Traveled throughout assigned territory to deliver sales and educational semina rs to clients and prospects, to promote the firm's trading and execution capabil ities, to educate financial advisors on recent market events, trends, and new pr oducts and assist them with business development and closing sales. * Liaison between clients, advisors and trade counterparties to facilitate best executions and resolve trade disputes. * Extensive use of Bloomberg Professional, Reuters, Excel, Outlook and PowerPoin t. Working knowledge of multiple fixed income trading platforms including MuniC enter and Tradeweb. MERRILL LYNCH & CO., OAK BROOK, IL 2004-2006 Financial Advisor * Developed comprehensive financial planning relationships with high net worth i ndividuals and corporate clients. * Attracted new client assets and liabilities in excess of $20 million to the fi rm during the first year using various business development strategies. * Acted as the primary conduit for my clients to the entire suite of products of fered through the Global Private Client Group including, but not limited to, ass et and liability management, corporate retirement plans and trust services. * Developed an expert knowledge of portfolio optimization analysis and construc tion using asset allocation models based on probabilistic modeling tools such as Monte Carlo. * Assisted corporate clients with cash flow management and financing solutions a s well as advising them on defined contribution plans and business continuation planning. * Achieved Merrill Lynch Certified Financial Manager designation and progress to wards the Certified Financial Planner (CFP) designation.

CITICORP INVESTMENT SERVICES, ST CHARLES, IL 2002-2004 Financial Executive * Responsible for all investment and insurance revenue of a branch office of Cit ibank * Increased investment assets by 390%, investment revenue by 73%, and insurance revenue by 233% year over year. * Utilized a consultative sales process to analyze a client's entire financial s ituation. * Constructed & monitored investment portfolios of high net worth individuals co nsisting of equities, fixed income, managed accounts and insurance products desi gned to achieve their financial goals. * Trained a staff of three licensed bankers and five non-licensed associates in investments, prospect profiling and referral based selling techniques. * Developed and presented educational seminars for corporate clients and communi ty organizations on topics such as long term care insurance, generational wealth transfer, retirement planning and college savings. H&R BLOCK FINANCIAL ADVISORS 1994-2002 Financial Advisor * Responsible for developing new client relationships, managing existing client portfolios and maximizing revenues from assets under management. * Managed client investment accounts with assets in excess of $50 million * Assisted in development of cross-service referral network between tax professi onals and financial advisors. Registered Representative in Charge * Trained and mentored three junior advisors and conducted classroom training fo r new hires on license exam preparation, prospecting techniques and product know ledge. * Maintained branch records of supervision and compliance, approved non-standard client transactions, resolved client complaints, interviewed prospective employ ees and conducted internal compliance branch audits. * Coordinated branch professional development series and presented material on s everal topics including municipal bonds, asset backed securities and defensive o ption strategies. Education UNIVERSITY OF ILLINOIS AT URBANA-CHAMPAIGN, Urbana-Champaign, IL Bachelor of Science in Finance, 1994