Documente Academic
Documente Profesional
Documente Cultură
our team:
Courtney Bernstein Jared Fox Katherine Kahn Nomi Kaplan Julie Kern Michelle Kordahi Emma Kruger Virginia Laird Carolina Leite Kyle Murphy Kelechi Okengwu Farah Rahman Nha Shah Robert Skenes Katie Steiner Charlie Weisman Josh Yeston Professor: Gina Myers Faculty advisor: Lynda Maddox special thanks: Darshan Mehta
Executive Summary
our campaign:
ReseaRch
Research Methods SWOT Analysis Key Insights Target Market Objectives 3 4 5 6 7
cReative
Big Idea Creative Strategy Media Objectives and Plan Campaign Rollout Print 9 10 12 13 14 15 16 17 21 23 24 25 26
ve rt is in g Ca p it o l A d p rin g 2010 GW U - S
Digital Video Ads Your Life. Your Events. Guerilla Your Life. Your Rewards. Microsite Sponsorships Partnerships
Capitol Advertising is proud to present Your Life. Your Policy. Our innovative campaign is based on extensive research and insights. We engage Young Adults with creative executions and leverage our budget through viral media and partnerships. We look forward to meeting and working with you!
MetRics
Accountability Budget & Media Flow Chart 27 28
Long-teRM PLan
Five Year Plan Sources 29 32
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execuTive summary
Your Life. Your Policy. rises above the artificial price war by educating Young Adults to choose insurance based on value, a personalized policy that fits their needs. Constant low price messaging from competitors has conditioned consumers to shop for the cheapest quote, not the right coverage. Your Life. Your Policy. carves out a niche for State Farm as the leader in personalized policies. Your Life. Your Policy. Attracts diverse Young Adults through positive, relatable experiences Educates Young Adults on how State Farm Agents personalize policies to fit their individual needs Encourages Young Adults to purchase State Farm Auto and Renters insurance Reminds Young Adults that State Farm continues to personalize their policies as their needs change We segment the target market based on profitability, low risk, and long-term loyalty. Our campaign builds awareness and changes Young Adults perceptions of State Farm as they transition into ready-now buyers. Your Life. Your Policy. uses digital media, partners, and loyal customers to extend our budget. Guerilla marketing, contests, and campus events raise awareness and allow the target market to interact with our campaign. Through user-generated content and social media, our campaign takes on a life of its own, making it relatable and extendable. Your Life. Your Policy. connects individuality to personalized policies, recognizing that Your Life shapes Your Policy.
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research meThods
The challenge
educate Young Adults about insurance achieve growth through new Young Adult policies change Young Adults perceptions of State Farm Retain current Young Adult and Legacy State Farm customers
Which Young Adults are most profitable for State Farm? How do Young Adults perceive State Farm and the agent model? What factors are most important to Young Adults when considering insurance providers? What type of insurance messaging resonates with Young Adults while maintaining State Farms brand tone?
19,000+
h Researc Hours
In-Depth Interviews
217
4
Focus Groups
1,561
378
We conducted secondary research on the insurance industry, target market, and past insurance ad campaigns. We spoke with Young Adults, insurance agents, landlords, and policemen, among others. We also conducted four online focus groups with Independent and Dependent Young Adults, with and without insurance. Results from our qualitative research led to our national survey and ultimately our big idea: Your Life. Your Policy.
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weaknesses
Perceived as old-fashioned Young Adults do not relate to current advertising. Decreasing market share
opporTuniTies
Young Adults are receptive to positive, relatable messaging Young Adults value personalization Young Adults value the right amount of coverage to fit their needs Position value as more than a cheap quote
ThreaTs
Young Adults view insurance as a commodity due to the artificial price war High competition exists in the Young Adult insurance market Brand icons distract Young Adults from making smart, value-based decisions
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key insighTs
young adulTs:
value personalized policies that fit their needs. are most likely to purchase insurance at life transitions, like graduation. view insurance as a commodity. do not respond well to messaging that portrays negative situations, no matter how subtle. are receptive to realistic, relatable, and humorous messages that inform them about insurance. and Brand icons do not necessarily increase sales or build trust.
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TargeT markeT
higher education leads to higher earning potential and less risk, making college and graduate students the most profitable Young Adults. The emphasis on price in insurance advertising conditions Young Adults to shop based on price. Your Life. Your Policy. differentiates State Farm by focusing on value. Educated Young Adults are most receptive to messaging about the added value of a personalized policy. Your Life. Your Policy. attracts and retains these profitable and loyal customers. Forward thinkers
Young Adults are most likely to purchase insurance at life transitions, making Forward Thinkers our ready-now buyers.
PRIMARY
college seniors
This group spends their time planning their future and is eager to enter the real world. They view having a career, their own car, and apartment as the ultimate independence.
graduate students
This group is striving to advance their careers and earn higher incomes. They are more mature and less risky, and many will purchase cars and homes upon graduation.
segMentation stRategy
Good Neighbors
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objecTives
communicaTion
90% aLL young adults to change their perceptions of State Farm from an old-fashioned brand to one that understands their unique needs.
We want:
Forward thinkers Movers & shakers to know that State Farm Agents provide personalized policies. good neighbors Forward thinkers Movers & shakers to view State Farm as the leader in personalized insurance. good neighbors
We remind:
99%
good neighbors
Personalizes policies as their needs change. Provides other products to fit their needs.
markeTing
We achieve:
18% increase in Young Adult Auto policies. 17% increase in Young Adult Renters policies.
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3/31/10 10:19:39 AM
big idea
campaign sTraTegy
Your Life. Your Policy. changes Young Adults perceptions of State Farm from an old-fashioned brand to one that understands their unique needs. Our campaign carves out a niche for State Farm as the leader in personalized policies. Your Life. Your Policy. gets Young Adults thinking about insurance before they need it. While competitors focus on switch and save tactics, our campaign attracts smart and diverse Young Adults who want more than a cheap quote. Your Life. Your Policy. educates them about the value of a personalized policy and places State Farm above the artificial price war. Your Life. Your Policy. uses relatable scenarios to show Young Adults that their belongings are more than just material possessions; they provide experiences worth protecting. Our campaign shows that Your Life shapes Your Policy.
campaign posiTioning
Your Life. Your Policy. highlights the ability to build a personalized policy with a State Farm Agent, encouraging decisions based on value, not price. Price-centric insurance advertising focuses on cheap quotes, creating the perception that insurance is a commodity. Though price-conscious, Young Adults are willing to pay more for added value, like the ability to personalize. They choose value over price for items like laptops, cars, and even coffee. Your Life. Your Policy. educates them about the added value of a personalized policy from State Farm.
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3/31/10 10:19:41 AM
creaTive sTraTegy
Young Adults love remembering fun times in their lives, like taking road trips with friends or cooking in their first apartments. Your Life. Your Policy. captures these moments with print and digital executions that spread virally and drive Young Adults to our campaign Microsite. There, they interact with user-generated content and connect with local State Farm Agents. Your Life. Your Policy. uses messaging that shows Young Adults having a good time, creating a relatable and extendable campaign.
creaTive rollouT
Our eye-catching print and innovative executions drive Young Adults to www.YourLifeYourPolicy.com where they learn more about State Farm and our campaign. The Microsite, our campaign hub, enables our target market to constantly receive, absorb, create, and broadcast every aspect of Your Life. Your Policy. Young Adults become immersed in the brand, making State Farm top-of-mind. Young Adults interact with our campaign in three stages:
aTTenTion
Our print ads, rich media banners, and video ads attract and drive Young Adults to our contests, events, and Microsite.
engagemenT
Young Adults interact with our campaign by downloading applications, attending events, entering contests, and creating their own content. This will virally drive our campaign.
response
Young Adults relate to the positive experiences in our ads, recognize their need for insurance, and contact their Agents to create personalized policies. Good Neighbors recognize they have the perfect policy.
road trip 08
attention
Ri Pr int s Ad
plansbook_0324.indd 10
engageMent
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ResPonse
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m y f irst
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bat ch t h a
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A eo Vid ds
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creaTive TesTing
After conducting 378 in-depth interviews, our research revealed Young Adults prefer advertisements that: Highlight their individuality Feature realistic situations Teach them something new in a relatable way Feature people their age Use vivid imagery Show positive, memorable experiences Your Life. Your Policy. does exactly that. The images show relatable experiences and evoke nostalgia, while the copy relates insurable objects to positive experiences. Our ads subtly educate Young Adults in a non-threatening way. Using two photos in each ad tested best for the Your Life. Your Policy. campaign. The background photo is a familiar and realistic setting. The polaroid draws viewers in by showing an identifiable experience. In our creative testing we received overwhelming approval:
State Farm knows Im different and will make a policy for my needs. Mark I LOVE the Polaroid picture - my friend and I actually did this last weekend. Laura
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Traditional $14,705,000.00 Non-Traditional $11,403,300.00 Digital/Social $11,632,500.00 Guerilla $12,575,000.00 Sponsorships $2,120,000.00 Other $1,052,500.00
Media Budget:
4% 2% 27% 24%
95% of Forward Thinkers 852 times/year. 90% of Movers & Shakers 415 times/year. 99% of Good Neighbors 200 times/year.
We leverage our partners to extend our budget by $13.5M and reach 29.9 million young adults.
22% 21%
traditional:
Traditional Guerilla
Non-Traditional Sponsorships
Digital/Social Other
Print ads build awareness and drive our target market to www.YourLifeYourPolicy.com and State Farm Agents.
non-traditional:
Guerilla marketing, special events, and contests engage Young Adults through various passion points, creating PR buzz. Our iPhone application also increases interaction between Your Life. Your Policy. and Young Adults.
Spring Break
Graduation
Winter Break
Young Adults thrive on being connected to each other, making our Microsite and innovative digital media executions essential to evolving and spreading our campaign.
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campaign rollouT
Your Life. Your Policy. reaches all Young Adults through print, digital, and guerilla advertising. Our campaign launches events and contests at 100 of the most influential college campuses. These tactics engage students and their local communities, generate PR, and raise campaign awareness across the nation.
Arizona State Boston University Brigham Young University California State University, Fullerton Florida State University The George Washington University Indiana University Iowa State Louisiana State Michigan State New York University North Carolina State University Ohio State Oklahoma State Oregon State University Pennsylvania State Purdue University Rutgers University, New Brunswick San Diego State Temple University Texas A&M University of Buffalo University of Central Florida University of Colorado, Boulder University of Connecticut University of California, Berkley University of California, Los Angeles University of Delaware University of Florida University of Illinois University of Kansas University of Maryland University of Massachusetts, Amherst University of Michigan University of Minnesota University of Missouri University of Nebraska University of New Mexico University of North Texas University of Pittsburg University of South Carolina University of Washington University of Wisconsin Virginia Commonwealth University...
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Print ads:
Magazines, posters, newspaper ads, and shuttle wraps promote Your Life. Your Policy. Ads are placed in popular publications and high traffic areas around college campuses to raise campaign awareness and initiate buzz.
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digiTal
rich media banners
Ads are strategically placed on high-traffic websites that Young Adults visit, such as www.ESPN.com. The ads incorporate the sites overall theme, and highlight our target markets personal interests and experiences.
social media
Young Adults are avid users of social networks with 89% interacting daily. Our campaign creates viral buzz through two-way conversations with Young Adults on social media.
#YLYP (Your Life. Your Policy.) allows State Farm to track tweets and send our followers information about our campaign and upcoming events.
The Your Life. Your Policy. Fan Page links to our Microsite and features downloadable posters, videos, and campaign information.
youtube channel
Your Life. Your Policy. video ads, webisodes, and contest entries are uploaded from our Microsite. Young Adults browse videos, comment, and share content with friends.
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video ads
Your Life. Your Policy. video ads show Young Adults making memories in their cars and apartments.
is there.
my first date
Personalize.
Campaign tagline appears, directing to Microsite. Young male voiceover: I dont just insure my car, I insure I avoid the friend zone. Talk to a State Farm Agent today to personalize your policy.
click here to
Farah says: Thanks for the ride, youre such a good friend! Did you hear that Gabby You look really pretty, Barrett quickly interrupts.
Barrett plays Barry White music. Camera flashes and Polaroid sounds as the frame turns into a Polaroid.
Video ads on Hulu play during popular shows that Young Adults watch, such as The Office, Gossip Girl, Glee, and 30 Rock. Radio spots on Pandora encourage Young Adults to personalize their radio stations and visit www.YourLifeYourPolicy.com.
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Creates a social media phenomenon that allows Young Adults to broadcast themselves and generates unprecedented buzz for State Farm.
Draws Young Adults to our Microsite through an innovative application that assists in building their road trip adventures.
Invites student performers to achieve local fame through a battle of the bands.
Builds trust with students, parents, and colleges as Young Adults move into their new home away from home.
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pr
this works because:
Young Adults love reality TV and believe they could be the next big star. This contest gives them the opportunity to have their videos featured in our campaign, and allows them to share content through their social networks. Their colleges welcome the free PR.
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On our Microsite, Young Adults can view webisodes and vote on quirky destinations the pair could visit, such as Foamhenge or Graceland. The Microsite goes viral as followers share and discuss videos on their social networks.
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campus evenTs
your life. your band.
Your Life. Your Band. is a battle of the bands hosted at our targeted college campuses. Student bands will play on the Your Life. Your Policy. stage to compete for a chance to open for the Your Life. Your Spotlight. concert. YourLifeYourPolicy. com offers both live video streams of performances and downloadable songs.
pr
pr
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guerilla
your life. your sTudy space.
Your Life. Your Study Space. provides a comfortable environment during exam week where students can work. These spaces feature furniture from Target and refreshments from Starbucks and Amp Energy.
Senior Survival Guides educate students on insurance and prepare them for life after graduation. These guides drive them to our Microsite and are an excellent opportunity to capture Forward Thinkers before their upcoming life transition.
pr
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guerilla
The big red chair
The Big Red Chair is our entrance to our targeted college campuses. This oversized, State Farm branded red chair is placed in the middle of high-traffic areas to catch Young Adults attention. They will take pictures to text to their friends or share on social media.
The phoTobooTh
Young Adults never pass up the chance to document fun times with their friends. Branded photobooths, strategically placed in high traffic areas, let them capture moments with friends. Each photo print-out includes a code to obtain digital copies of their snapshots from our Microsite. They share these pictures on Facebook, Twitter, and other social media.
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microsiTe
www.YourLifeYourPolicy.com is the central hub that connects Young Adults to our campaign. Live twitter Feed Shows up to date tweets on what our target is saying with the #YLYP tag. Layout A contemporary aesthetic resonates with our target market and makes them feel confident in their navigation experience.
Magnifying nav Bar Integrates a youthful interface with easy to recognize icons that display the section name when scrolling over.
social Media Links Allows visitors to share our site on social media, like Facebook and Digg.
Welcome screen
Rollover
select icon
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sponsorships
alTernaTive spring break
State Farm sponsors Alternative Spring Breaks, where students volunteer to improve poor conditions around the world. These trips are generally out-of-pocket expenses for Young Adults. State Farm supports community involvement by subsidizing these costs.
scholarship america
Scholarship Americas mission is to make college education possible for all students. For every Young Adult that registers on www.YourLifeYourPolicy.com, we will make a contribution to Scholarship America in their honor.
rlea ns Ca ro in N ew O 03/12/2009
h e lp in g w clea n- u it h pa rk p!! 03/ 14/09
20 Grad uatio n - M ay
10
pr
Julie Kordahi
pr
this works because:
Our segmentation is based on higher education. This sponsorship increases the amount of young adults with higher education, increasing our target market. This fits with State Farms Education Excellence Initiative.
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parTnerships
Your Life. Your Policy. fosters mutually beneficial relationships with our partners. We enhance our partners brand awareness through an increase in product exposure. In turn, they provide us with products relevant to Young Adults lives and increase publicity for our campaign.
Partners Energy drink manufacturer Objective To obtain Amp energy drinks for events Strategy Whats In It For Them How Much $ Comparable Partners $960,000 $625,000 $151,800 Show that State Farm is Brand recognition in there during stressful times competitive market Help target make informed purchase decisions Get Young Adults to engage with our campaign Incentive for Young Adults to participate in events Associate auto insurance with positive experiences Introduce new consumers to product Gain exposure as a new brand
Provider of vehicle To obtain discounts for history reports Senior Survival Guides Small handheld video cameras 4th largest Auto manufacturer GPS navigation manufacturer One hundred schools in the US Largest musical internet retailer Popular retail company Major laptop manufacturer Student travel agency Popular coffeehouse 24 hour college TV channel To obtain cameras for incentives and prizes To obtain Ford Fusion Hybrids for contests To obtain GPS systems as incentives
Increase interest in new $3,850,000 Ford Fusion Hybrid Introduce product to younger demographic Gain PR and improve student life National exposure among Young Adults Enhance relationship with Young Adults Gain exposure in competitive industry Partnership with an established brand Enhance relationship with Young Adults Generate high ratings for concert $751,500 Free $1,325,000 $3,475,000 $750,000 $500,000 $800,000 $300,000 Colleges across the nation
To serve as liaison with Target Young Adults where campaign and students they are To obtain incentives for Support local bands and campus events provide incentives To obtain gift cards and Attract Young Adults to furniture for incentives contests and events To obtain customizable laptops as incentives To obtain vacationpackages as rewards To obtain coffee and snacks for events To show live coverage of Spotlight concert Attract Young Adults with customizable incentives Provide rewards from brand using agents Attract Young Adults to campus contests & events Extend reach of Spotlight Black Eyed Peas concert
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accounTabiliTy
Your Life. Your Policy. reaches 29.9 million Young Adults with a budget of $40 million, and roughly $13.5 million in partner spending.
Attracts Young Adults through positive, relatable experiences Educates Young Adults on how State Farm Agents personalize policies to fit their individual needs Changes perception of State Farm from an old-fashioned brand to one that understands Young Adults unique needs Encourages Young Adults to purchase State Farm Auto and Renters insurance Reminds Young Adults that State Farm continues to personalize their policies as their needs change
53
4,150,000
99%
500,000
100,000
Facebook Fans
1,000,000
1,000,000
YouTube Views
600,000
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Media &radi(onal
Newspapers Magazines Shu0leWraps BillInserts TVMTVU Posters $1,000,000.00 $5,000,000.00 $250,000.00 $1,145,000.00 $7,000,000.00 $10,000.00
$300,000.00
Digital/Social
HuluandMTV.Com RichMediaBanners MicrositeSEO Pandora FacebookAds WebsiteDesign Widgets YoutubeVideos $6,000,000.00 $2,500,000.00 $2,062,500.00 $200,000.00 $500,000.00 $300,000.00 $50,000.00 $20,000.00
3on4&radi(onal
YourLife.YourSpotlight. YourLife.YourRoadtrip.Contest SeniorSurvivalKits Concert YourLife.YourMoveIn. YourLife.YourRewards. YourLife.YourBand. YourLife.YourRoadtrip.Webisodes IphoneApp Guerilla YourLife.YourLuck. YourLife.YourPhotobooth. YourLife.YourStudySpace. RedChair $1,450,000.00 $400,000.00 $625,000.00 $1,480,000.00 $400,000.00 $1,000,000.00 $950,000.00 $500,000.00 $15,000.00 $250,000.00 $353,000.00 $625,000.00 $480,000.00 $400,000.00 $1,625,000.00 $850,000.00 $300.00
$6,725,000.00 $1,880,000.00
Sponsorships
AlternaQveSpringBreaks ScholarshipAmerica $1,120,000.00 $1,000,000.00
Other
ConQngency $1,052,500.00
Total
$40,000,000.00
$13,488,300.00
TotalBudget
$53,488,300.00
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five-year plan
In the next five years, Your Life. Your Policy. will easily extend to more college students, high school students, and parents through social media and user-generated content.
Your Life. Your Policy. will extend our reach to more Young Adults by expanding to new campuses and increasing user-generated content. The success will attract partners and extend our budget.
year three:
Your Life. Your Policy. will extend reach to high school students and parents. Our campaign will target them with informative and humorous TV ads to prompt a conversation about insurance.
year Four:
Former participants from Your Life. Your Spotlight. and Your Life. Your Roadtrip. will be transitioning again (freshmen will be graduating seniors and graduating seniors will be getting higher paid jobs). They will receive links to videos and road trips they created, reminding them of their enjoyable college experiences with State Farm. Your Life. Your Policy. will continue to build trust and maintain relationships with Young Adults.
year Five:
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Your Life shapes Your Policy. Your Needs shape Our Campaign.
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survey
Below is a sampling of survey questions and answers that helped uncover our key research insights:
6. The following is a list of factors you might consider when researching insurance. Please rank their importance to you. #1: having an insurance policy that is tailored to fit my needs: 36% 8. If you are still covered under your parents Auto insurance do you plan to stay with their company when you purchase your own Auto insurance? 43% were unsure 12. How long did you research Auto insurance before purchasing? 41% didnt research at all 24% spent less than a week 15. What are the reasons why you might decide to stay with your insurance company? 93% said my insurance company lowers my rates because im a safe driver 81% said that my insurance company is very responsive to my questions and concerns 76% said my insurance company is available to speak with me 24/7 21. How much do you think Renters insurance costs per month? 77% said it cost more than $50 a month 22. How important do you feel it is to have Renters insurance? 37% said very important 24. Why might you consider purchasing a Renters insurance policy? Please check all that apply. 73% said if my parents told me to get it 49% said if i could bundle it with my auto insurance policy and get a discounted rate 34% said if i learned that it covered my belongings outside of my home 25. If you had to purchase Renters insurance which company would you choose? 64% said unsure 27. How long did you research Renters insurance before purchasing? 54% said less than 1 week 29. How long have you been a customer of your Renters insurance company? 62% said 1 year 30. How likely are you to renew your Renters insurance policy? 62% said they would renew their policy 32. The following is a list of ways to communicate with your insurance agent. Please rank your preference. #1: 55% said on the phone #2: 20% said via email 33. The following are statements about insurance agents. Please rate your level of agreement. 65% said an agent helps me better understand insurance 45. I pay more attention to insurance advertisements that: 75% said show realistic situations 69% said use humor to teach me something new 65% said use realistic situations to make a
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brand icon or character more memorable 58% said they dont like fear tactics 46.How frequently do you use social media? 89% use Facebook at least once a day 32% use youtube at least once a day 25% use blogs at least once a day 47. How frequently do you post on Facebook? 53% post once a day 48. To what extent do you agree with the following: 86% agree: i pay my bills on time 77% agree: i plan for the future 50. How do you spend your free time? 79% said on the internet 60% said watching tv 56% said at the gym 19% said looking for a job
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sources
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