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- Unitatea bancara nu este 100% eficienta din punctul de vedere al dinamicii Veniturilor totale in raport cu cel al Activelor
si Cheltuielilor bancare. Cresterea in dinamica a Veniturilor totale depaseste ritmul de creste numai al Cheltuielilor
bancare. In ceea ce priveste Activele bancare , indicele acestora este mai mare decat cel al Veniturilor totale.
- Modificare absoluta si relativa a Veniturilor nu depaseste modificarea relativa si absoluta a Cheltuielilor decat in cazul
Veniturilor din dobanzi.

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