Documente Academic
Documente Profesional
Documente Cultură
wratched effect = changes that cant be undone; no way back 5. redresarea economiei = recovery 6. subventii salariale = wage subsidies 7. depozit = deposit (bancar) 8. valuta = foreign currency 9. rata dobanzii = interest rate 10. lichiditati = liquidity
11. scadenta = maturity (date)
12. a subscrie titluri mobiliare = to underwrite securities 13. preluare = takeover 14. fuzionare = merger 15. intermediere (la bursa) = stock broking services 16. investitor important/mare = portfolio investor/ major investor (taking care of all a clients investments)
17. dereglementare/liberalizare/relaxarea reglementarilor = deregulation (ending/relaxing of
legal restrictions) 18. grup (de companii, firme) = conglomerate (a group of companies, operating in different fields, that have joined together) 19. fara riscuri, care nu prezinta risc = blue cheap (company sau stocks) 20. solvabilitate = solvency 21. a intra in insolventa = go into insolvency 22. faliment = bankruptcy 23. a da faliment = to go bankrupt
24. garantii (pentru un imprumut) = collateral
27. schimb valutar = to exchange currencies 28. a emite obligatiuni = to issue bonds 29. tipuri de obligatiuni: 30. obligaiuni care au o singur scaden = term bonds; 31. obligaiuni care conin clauze care dau dreptul emitentului s rscumpere integral sau parial obligaiunile, anterior datei scadentei, (aceste clauze se numesc call provisions); 32. obligaiuni care conin clauze care permit emitentului s rscumpere nainte de scaden o parte substanial din obligaiunile emise n baza unui program prestabilit, de exemplu obligaiunile emise de companii din sectorul industrial si al utilitilor => aceste clauze se numesc sinking -fund provisions; 33. emisiuni de obligaiuni care cuprind pachete de obligaiuni cu maturiti diferite (obligaiuni seriale)=> serial bonds.
34. obligatiune amortizata in serie = serial bond 35. obligatiune convertibila = convertible bond 36. obligatiune cu castiguri = prize bond/lottery bond
37. obligatiune cu dobanda proportionala cu = income bond
38. obligatiune de economii = saving bond 39. obligatiune de tezaur = treasury bond 40. obligatiune ipotecara de prim rang = first mortgage bond 41. obligatiune ipotecara = mortgage bond 42. obligatiune la purtator = bearer bond 43. obligatiune municipal = municipal bond
44. obligatiuni cu rata fixa a cuponului = fixed coupon rate 45. obligaiuni cu rat variabil a cuponului = floating-rate bonds/ variable-rate bonds /
adjustable-rate bonds
46. obligatiuni dematerializate = registered bonds
47. a scoate profit = to make profits 48. a oferi consultanta = to offer advice
49. a achita un imprumut = to pay a loan/ to wipe out a loan/ pay off a loan
50. a atrage fonduri = to raise funds 51. a recepta depozite = to receive deposits 52. a emite titluri mobiliare = to underwrite security issues 53. actiuni = stocks (US)/ shares (UK) 54. a emite actiuni = to issue stocks/shares 55. a tranzactiona actiuni la bursa = to trade stocks/shares on the stock exchange 56. cotat la bursa = quoted on the stock exchange 57. cote = quotes
58. stocks are traded on the floor (at the stock exchange) or over-the-counter (electronically),
see OTCBB (Over the Counter Bulletin Board) 59. over-the-counter markets: Unlisted Securities Market (London), Nasdaq (New York), Rasdaq (Bucharest) 60. actionar = shareholder (UK)/stockholder (US) 61. raport independent de audit = independantly-audited report 62. instrumente financiare derivate = derivatives 63. societate cu raspundere limitata (SRL) = limited company (Ltd. sau Ld.) 64. societate pe actiuni (SA) = publicly listed company (PLC) 65. flotatie(prima emisiune de actiuni) = flotation (issueing stocks for the first time), to make a flotation, to float a company 66. Adunarea Generala a Actionarilor = Annual General Meeting (UK)/Annual Meeting of Stockholders (US)
67. Valoare reziduala = residual value (valoarea recuperarilor din mijloacele fixe (materiale,
piese de schimb recuperate) scoase din fuctiune la expirarea duratei normate de serviciu. Din valoarea acestor recuperari se scad cheltuielile facute cu scoaterea din folosinta a mijlocului fix respectiv, diferenta reprezentand valoarea reziduala)
68. Valoare nominala = nominal value/face value
69. Valoare la paritate = par value 70. A vinde sub/la/peste paritate = sell below/at/over par value 71. Valoarea pietei = market price
72. Obligator (detinator de obligatiuni) = bondholder/noteholder
73. Cupon (suma platita la intervale de timp obligatarului) = coupon 74. obligatiuni cu cupon zero = zero-coupon bonds 75. a restitui principalul la maturitate = repay the principal at maturity 76. data emisiunii obligatiunilor = issue date 77. data scadentei (data rascumpararii) obligatiunilor = redemption date 78. pe termen scurt (short-term) => 1 5 ani; 79. pe termen mediu (intermediate-tem), obligaiuni denumite i notes => 5 12 ani; 80. pe termen lung (long-term) => peste 12 ani 81. prospect de emisiune = indenture
82. obligatiuni dematerializate = registered bonds
85. pret net = clean price 86. dobanda compusa = interest-on-interest rate
87. randamentul simplu la maturitate = simple yield to maturity 88. randamentul la maturitate = yield-to-maturity 89. randamentul solicitat de investitor = required yield
90. subscrierea titlurilor de creante = debenture subscriptions 91. descoperire de cont = overdraft 92. titular (carte de credit) = cardholder 93. ordin permanent = standing order 94. cont curent = current account 95. deposit account = depozit la termen 96. cont la vedere = sight account 97. capital = equity 98. capital pe actiuni = share capital 99. capitalizare pe piata = market capitalization 100. 101. 102. 103. provizioane = provisions valoarea contabila neta = net book value dividend = dividend situatie financiara = financial statement
104. 105. 106. 107. 108. 109. 110. 111. 112. 113. 114. 115. 116. 117. 118. 119. 120. 121. 122. 123. 124. 125. 126. 127. 128. 129. 130. 131. 132. Fond)
contabilitate primara = bookkeeping raspundere fiscala = liability a tine evidenta financiara = to keep financial records cheltuieli = expenditure evaluarea activelor si pasivelor = to value assets and liabilities contabilitatea preturilor = cost accounting contabilitatea fiscala = tax accounting contabilitate masluita = creative accounting contabilitate in partida dubla = double entry accounting cheltuieli de regie = overheads (UK)/overhead (US) stoc = stock castig = revenue, earnings, income creditor = creditor (UK)/ accounts payable debitor = debtor (UK)/accounts receivable (US) profit =turnover, return active = assets a conduce cu mana de fier = to run a tight ship profund = substantive a se impaca, a face pace cu cineva = to mend fences with a forta/ a incerca/ a insista sa se ia niste masuri/ sa se faca niste schimbari = to invechit = worn-out sfera politica = political sphere prejudicii personale = personal injuries strategie = policy cerere =consumer demand dezvoltare economica = economic development raportul conducerii = staff report consiliul executiv FMI = Executive Board of the IMF evalua riscul = assess the risk /assessment of the risks to the Fund (riscurile pentru
133. 134. 135. 136. 137. 138. 139. 140. 141. 142. 143. 144. 145. 146. 147. 148. 149. 150. 151. 152. 153. 154. 155. 156. 157. 158. 159. 160. 161. 162.
a intocmi un raport = prepare a report (a report prepared by...) obiectivele/scopurile politicii economice = economic policy objectives a inaspri politica fiscala si mai mult = to strengthen fiscal policy further sustenabilitate fiscala = fiscal sustenability finantare straina = external financing a reduce cheltuielile guvernului = reductions in government expenditure misiune FMI la Bucurest = IMF mission to Bucharest personalul e compus din = the staff team comprised .... boom economic = economic boom cresterea PIB = GDP growth intrari de capital = capital inflows investitii straine directe = fereign direct investment imprumuturi externe = external borrowing bilanturi = balance sheets buget restrictiv = restrictive budget considerabil = sizeable swap-uri bilaterale (sunt efectuate) = bilateral swaps (are conducted) majorare de capital = capital increase operatiuni repo = repo operations imprumutul Lombard overnight = overnight Lombard lending eforturi de supraveghere = supervisory efforts conditii de lichiditate = liquidity conditions monitoriza = monitor gestiona = manage a amortiza = to cushion mentinerea inflatiei in interiorul intervalului tintit de BNR = maintaing inflation a asigura = to secure suficient = adequate grad de incredere = confidence SBA =ASB
163. 164. 165. 166. 167. 168. 169. 170. 171. 172. 173. 174. 175. 176. 177. 178. 179. 180. 181. 182. 183. 184. 185. 186. 187. 188. 189.
Pilon = pillar Asistenta financiara = financial support dezechilibre = imbalances sectorul financiar = financial sector deteriorarea calitatii activelor = deterioration in asset quality increase deposit insurance = majorarea plafonului de garantare a depozitelor a rezolva ceva = to address (economic vulnerabilities) gravitate = severity imprumuturi neperformante = non-performing loans surse externe de finantare = external sources of financing lichiditatea de pe piata bancara = interbank market liquidity creditare in valuta = foreign currency lending ratele dobanzii de politica monetara = policy interest rates rezerve minime obligatorii = minimum reserve requirements pasive in moneda nationala = local currency liabilities datoria populatiei (adica persoanelor fizice/familiilor) = household debt datorie ipotecara = mortgage debt reglementari prudentiale = prudential regulations politica laxa/relaxata in domeniul fiscal si al veniturilor = loose fisal and incomes finantarea deficitului = deficit financing supraincalzirea/supraincarcarea economiei = overheating of the economy riscuri de roll-over = roll-over risks mediu in continua deteriorare = an environment of intensifying deleveraging piete emergente = emerging markets Excedent reduncy, redundancies Breasl alumni, fellowship Modifica o lege = overhaul, amend
policies
190.
Reforma = overhaul, reform. (Health care overhaul, President Obama signed his
landmark health care overhaul the most expansive social legislation enacted in decades into law on Tuesday)
a. To carry out reforms
191. 192. 193. 194. 195. 196. 197. 198. 199. 200. 201. 202.
203.
Pia cu preuri n cretere = bull market ( antonym = bear market) Creterea preurilor = bull market Pia cu preuri n scdere = bear market Bre, greeal, porti n lege = loophole Bilan = balance-sheet Folosirea / ndreptarea fondurilor ctre / pentru altceva = steering funds elsewhere Cifr de afaceri = turnover Statalitate = statehood Stimulente = incentives, stimulus package Semestrial = quarterly Extrem dreapta = far right Extrem stnga = far left Ajutor de omaj = Unemployment Benefit a. omaj = unemployment, joblessness
204. 205.
ajutor de la stat = doll money salariu sptmnal = wages a. salariu lunar = salary b. diurn = stipend
drepturi de autor = royalties a percepe o tax = to levy a tax reduceri de taxe = tax rebates restane = overdue debts, arrears salariu minim pe economie = minimum wage, salary sold / balan = balance due taxe bancare = bank charges Descoperire de cont = overdraft Cota de schimb = rates of exchange Extras de cont = bank statement Cota de pia = market rate Active bancare = bank assets a. Pasive = liabilities
Sucursal = subsidiary, branch Acionariat = shareholdership Persoana fizic = natural person a. Persoan juridic = legal person
221. 222.
223.
a. law = lege 224. 225. 226. Comunicat de pres = press release A actualiza, a face actual = bring up to date Tieri de buget = retrenchment = reduction of expenditures a. Cost savings = reduceri de costuri
227.
A lucra n pierdere = work at a loss Contrapreluare = reverse takeover Declarative de venit = financial statement Sondaj de opinie =survey, a. To conduct a survey b. To carry out a survey
231.
232.
Lider in sondaje = front-runner Fostul govern = outgoing government (Belgium asked the outgoing government
to manage the country during the crisis) 233. 234. 235. 236. 237. 238. 239. Posibiliti de comercializare = market opportunities Punct de vnzare = outlet Panou publicitar = publicity hord Tarab = stand Taxe vamale = custom duties Marc = brand Companie de ni = niche company
240.
241.
Subvenii = subsidies Statul, guvernul, corp de control = (pe langa sinonimele normale mai sunt) policy
makers, regulators, body of regulators. 242. Piaa valorilor mobiliare = securitization market a. Valori mobiliare =securities b. Securitizare = securitisation 243. 244. 245. 246. 247. 248. 249. 250. piaa forei de munc = Labour market ajutor social = benefits gam de produse = range of products meninerea stocului de produse = holding inventory credite subprime = subprime loans formatiune politica = political formation apel la = call for to (catre) bonds = creane a. debitor = owner 251. ceva scade = it declines, falls, drops, it turns down, to weaken, to shrink it
ceva creste = it spikes (to very high levels), grows, rises, increases, it mounts
(creste semnificativ si rapid) 253. 254. 255. a scadea ceva = you reduce it, a mari ceva, a majora = you raise it, increase it, boost it a tine sub control = to contain smth
a controla = to bring under control a spori , a intensifica, a imbunatati = to enhance, to step up a intari ceva = to strengthen scadere = drop, fall crestere = boost a se mai ameliora = to ease somewhat recesiune economica = economic downturn/meltdown depreciere de ...procente a leului fata de euro = ...percent depreciation of the leu
against the Euro 264. 265. 266. 267. 268. 269. 270. 271. 272.
273.
companii romanesti = Romanian corporates instalarea crizei = onset of the downturn scadere nominala = nominal fall se acumuleaza = is building presiuni = stresses mult, brusc, accentuat, rapid = sharply, steeply, significantly, severely Stock market talk: Rose by, mounted to, go up to Go down, falls, Sky rocket / plummet Aciuni, stoc = shares Dobnd = interest
274. 275.
Divident = dividend Semestrial = quarterly puncte procentuale = percentage points majorarea TVA = VAT increase CNAS = National Health Insurance House acordul de finanare extern = external financing agreement formatiune politica = political formation ministru de resort = minister concerned Traffic de influenta = influence peddling Taxatie inversa = reverse charge Patronat = employers' association, employers' organisation, employers' federation Sindicat = trade union A consultat patronatele si sindicatele = consulted management and labou Programul Prima Casa = the First House Programme A decis sa nu mai adere la = decided against joining.... Domeniu portuar = The Port Infrastructure Division Serviciul de premise auto = Directorate for Driving Licences and Vehicle
281. 282.
283. 284.
285.
286.
287.
288.
Registration Certificates
293. 294.
ANAF = National Agency for Fiscal Administration BERD = European Bank for Reconstruction and Development Trade Unions:
295. 296.
Confederaia Naional Sindical Cartel Alfa = National Trade Union Confederation Cartel Alfa 297. CNSLR - Confederaia Naionale a Sindicatelor Libere din Romnia - FRIA = National Confederation of Free Trade Unions of Romania Brotherhood
298.
Confederation
299.
UGIR - General Union of Romanian industrialists UGIR 1903 - General Union of Romanian industrialists 1903 CPISC - Confederatia Patronala din Industrie, Servicii si Comert = Employers
Employers
304.
of Romanian Employers
307.
308.
Romanian Employers
309.
Employers Confederation
310. 311. 312.
PNR - Patronatul Naional Romn = Romanian National Employers PR - Patronatul Romn = Romanian Employers UNPCPR - Uniunea Naional a Patronatelor cu Capital Privat din Romnia =
Romania
314.
ROMANIAN CONTRACTORS
316.
321.
Federatia Patronala Energetica - EMPLOYERS FEDERATION ENERGY AAEC- Asociatia Auditorilor Energetici pentru Cladiri = AUDITORS
VIITOR PLUS- ASSOCIATION FOR SUSTAINABLE DEVELOPMENT STICEF - Organizatia Patronala din Industria Sticlei si Ceramicii Fine =
UAR - Uniunea Arhitectilor din Romania = Union of Architects of Romania Camera de Comert si Industry of Romaniei si a Municipiului = Chamber of
330.
Ministerul Dezvoitarii si Prognozei = Ministry of Development and Forecasting Ministerul Intreprinderilor Mici si, Mijlocii si Cooperatiei = Ministry of Small
Asociatia de Standardizare din Romania = Association on Standard of Romania Asociatia Romana a Agentiilor Imobiliare = Romanian Association of real Estate
Agencies)
Ministerul Afacerilor Exteme = Ministry of Foreign Affairs Ministerul Finantelor Publice = Ministry of Public Finances Ministerul Industriilor si Resurselor = Ministry of Industry and Resources Ministerul Agriculturii, Alimentatiei si Pradurilor = Ministry of Agriculture,
Ministerul Integrarii Europene = Ministry of European Integration Autoritatea pentru privatizare si administratia participatiilor Statului = Authority
Comisia de arbitraj International = Commission of International Arbitration Centrum Roman de Comert Exterior (CRCE) = Romanian Foreign Trade Directia Generala a Vamilor = Direction General of Customs Asociatia Romana pentru Transporturi Rutiere (ARTRI) = Romanian Association
Registrul Auto Roman (RAR) = Romanian Auto Registry Comisia Nationala a Valorilor Mobiliare = Romanian National Securities
Commission
349. 350. 351.
Banca Nationala a Romaniei = National Bank of Romania Oficiul National al Registrului Comertului = National Office of Trade Registry Consiliul Concurentei = Competition Council
352.
Banca de Export Import a Romaniei S.A EXIMBANK = Export Import Bank of Uniunea Camerelor de Comert si Industrie Bilaterale din Romania = Union of Instanta de fond first instance court/court of first instance Instanta de apel last instance court/court of last instance Curtea de conturi = Court of auditors Partidul Popular European = European Peoples Party Punct de trecere la frontiera Uniunii Europene = EU border crossing point Bursa de Valori = Bucharest Stock Exchange Speculant = Bull In natura = In kind Autoritatea Electorala Permanenta = Permanent Electoral Authority Autoritatea Naionala pentru Restituirea Proprietilor = National Authority for
Romania
353.
Property Restitution
364.
in Romani
365.
Data de fabricatie = Manufacture date Cod fiscal = Tax code Scutiri de plata = payment exemptions Parchetul de pe langa tribunalul Bucuresti = Prosecutor's Office attached to the
367.
368.
369.
370.
ORGANIZAT I TERORISM = Directorate for the Investigation of Organised Crime and Terrorism
371. 372.
SECIA PARCHETELOR MILITARE = Military Prosecutors Offices Section DNA - DIRECIA NAIONAL ANTICORUPIE National Anticorruption
Directorate (NAD)
373.
SECIA JUDICIAR = Judicial Section SECIA DE RESURSE UMANE I DOCUMENTARE = Human Resources and
Documentation Section
376.
INTERNAIONALE I PROGRAME = Service of International Judicial Cooperation, International Relations and Programs
377. 378.
SERVICIUL DE AUDIT PUBLIC INTERN = Internal Public Audit Service UNITATEA DE IMPLEMENTARE A PROGRAMELOR PHARE = Project
Implementation Unit
379.
Somaj technic = temporary lay-off Compania Naional de Autostrzi i Drumuri Naionale = National Company of
Motorways and National Roads http://www.romtransplant.ro/authorized_centers_transplant.htm Aici veti gasi denumiri ale spitalelor din toata tara in limba engleza.
382.
squad
383. 384.
after being charged with two felony counts of misconduct in public office - pentru dou infraciuni de abuz n serviciu