817-980-9420

melissarfincher@remax.net
www.melissarfincher.remax-texas.com


RE/MAX Associates of Arlington
4105 South Bowen Road
Arlington, Texas 76016

My Mission Statement:

To make a positive & meaningful impression in
the lives of my clients, fr iends & family; to help
guide them through difficult situations by giving
them my knowledge, compassion, and integr ity.
Contact


RE/MAX Associates of Ar lington 4105 South Bowen Road Ar lington, Texas 76016

Each Office Independently Owned and Oper ated

Proper ty Prepar ation
We will pr epar e your house to be
in showing and selling condition.

As always, please feel free to call me anytime with any questions!
Pr icing Str ategy
We will deter mine the best possible
selling pr ice for your home.
Mar keting Str ategy
I will pr esent the best mar keting
plan that will br ing the most
Showings
We will mar ket your home and give
you feedback of what buyer s think of
your home and our pr icing str ategy
and we will adjust as needed.
Receiving An Offer
I will pr esent the buyer s offer to
you and give you an estimated net
pr oceeds sheet and help you decide
the best negotiating str ategy to meet
your needs.
Negotiating
I will help you to
under stand the legalities
of your contr act and
what ar eas in the
contr act that we can
negotiate in your favor .
Contr act
Once an offer is accepted
we will decide what needs to
be done pr ior to closing and
set up the buyer s
inspection, walk thr u and
finally, closing.
Closing
We go to the title company and you
sign legal documents to tr ansfer
owner ship fr om you to the buyer .

Post-Closing
Make a list of all the items you will need to do
to tur n the pr oper ty over to the new owner s
and deter mine how we will give the new
owner keys, gar age opener s, war r anty info,
Clean proper ty and move out and
contact me when completed.
Refer All of Your Fr iends & Family
to MELISSA FINCHER...YOUR
FAVORITE REALTOR!!!

Make The Decision To
Sell Your Home!
817-980-9420
Why Should You Stage Your Home?
Staging is simply an advanced form of "rearranging your furniture". It's knowing what to remove, what to
add, and how to rearrange what you've got to appeal to the majority of home buyers. And, besides, it can be
lot of fun!
The evidence on why you should stage your house is overwhelming:
A staged home will sell, on average, 17% higher than an unstaged home.(US Housing and Urban Development)
Sellers who spent $500 on staging recovered over 343% of the cost when they sold their home.
(Homegain.com)
In controlled tests selling identical homes professionally staged vs. those not staged, the unstaged
houses sold in 102 days, the staged houses sold in 45 days! (RealEstateStagingAssociation.com)
It is estimated that only 10% of home buyers can visualize the potential of a home.
Now let's talk about some easy, inexpensive staging tips. Let's go through your house, one area at a time.
These are listed in order of relative importance.
Kitchen: Put away your dish detergent, sponges, oven mitts, dish cloth, fridge magnets, small appliances
(toaster, blender). No food out, except a bowl of fruit (I use fake fruit that looks and smells real - it's always
perfect), unless you are serving it to your buyers. No half-eaten loaves of bread. No pill or vitamin bottles
sitting out. If you have a table or eat-in counter, set place settings using casual placemats, cloth napkins,
plates, and glasses.
Bathrooms: Remove all your personal stuff. No hairdryers, brushes, toothbrushes, pill bottles, shower caps,
or toiletry items (unless they are beautiful). Any soap left out needs to be brand new. Put out your best
towels - big fluffy ones, or buy some new ones. Make it look like a bathroom in a nice hotel room. It's OK
to leave out a bottle or two of upscale body wash and lotion, for example. If you need a new shower curtain
or liner, get a fabric curtain with a nylon liner. New plastic smells funny. People will look in your medicine
cabinets. Remove any prescriptions drugs or anything personal you wouldn't want anyone to see. Your
buyer doesn't need to know about your gastric reflux!
Living Room, Family Room: When buyers come to your house, turn off the TV. Turn on the stereo with
some relaxing instrumental music. If you have a fireplace, light it if it's cold out. If you have some attractive
books and a large table, leave a few tastefully arranged. If you have a TV in the living room as well as the
family room, you might want to store the one in the living room. Don't worry, this is only temporary.
Dining Room: Put an attractive centerpiece such as a bouquet of fresh flowers, a flowering live plant, or a
silk flower arrangement on your table. Polish your chandelier until it sparkles. If you don't already have one,
a dimmer switch is inexpensive, easy to install, and adds a touch of luxury.
Bedrooms: Move the TV out or hide it. If your bedspread is old or has a busy pattern, get a new set of solid
color linens. White sheets and a neutral duvet cover will look calming and sophisticated. You want the
buyers to notice your room and not your bedspread. Always make the beds before anyone sees your house.
In a pinch, you can even put an inflatable bed on an inexpensive frame for guest rooms. Then make the bed!
Back porch or deck: If weather permits, stage an outdoor table setting. Have some pretty potted plants on
your deck or porch.
Top Ten Reasons You Should Stage Your Home
1 You Will Make More Money
According to the *National Association of Realtors (NAR), the average staging investment is
between 1 and 3 percent of the home's asking price, which generates a return of 8 to 10 percent!
2 Your House Will Sell Faster which = More Money and Less Headache and Stress
A National Association of Realtors survey found that the longer a home stays on the market, the
further below list price it drops. Homes that sold in the first 4 weeks averaged 1% more than the
list price; 4 to 12 weeks averaged 5% less; 13 to 24 weeks averaged 6.4% less; than list price;
and 24 weeks averaged more than 10% less than list price.
3 The Cost of Staging Doesnt Cost A Dime
In a 2007 Home Gain Survey of over 2000 Realtors, it was discovered that home staging typically
provides a 343% return on investment!
4 Most Home Sellers Cannot View Their House Objectively
If you cant see objectively, you cant package effectively. Have an HSR staging professional
get your home into its most advantageous condition for showing.
5 Your online photos will stand-out amongst the competition
According to a NAR profile of buyers, over 85% of buyers are searching for homes online first
before deciding to visit. Give buyers a reason to drive to your home by having multiple photos of
beautifully staged rooms that will stand out among the competition!
6 Only 10% of Homebuyers Can Visualize the Potential of a Home
Thats why staging a home is critical! You dont want the advantages of your home overlooked
and left up to the buyers imagination.
7 The Longer Your Home is on the Market, the Lower the Price Will Be, so STAGE FIRST!
According to a National Association of Realtors survey, homes that sold after 4 weeks on the
market sold for 6% less then ones within the first 4 weeks! Dont be in a position where you have
to lower your pricehave your house staged!
8 The Money You Make May Be TAX FREE and the Money You Spend on Staging is
Deductible!
Take advantage of a possible tax-free capital gain by getting every dollar possible while getting a
possible tax deduction for spending on staging services to improve and sell your home! (*States
may vary, so please consult your accountant)
9 Leaving Your House in AS IS Condition Will Only Help Sell the Competition
Right now the number of homes for sale on the market is at a record high. Competition is stiff and
buyers have very high expectations, as well as many choices. Successful agents know that the
key to competing is professional staging because it creates compelling online presentations,
drives buyer traffic to the home, and turns prospects into buyers.
10 You Can Relax
You will have the satisfaction of knowing you have done absolutely everything possible to affect a
quick sale of your most valuable commodity and for top dollar!






Staging on a Budget
If you don't want to spend the money on professional staging, you can:
Invite a friend with great taste, someone whose home always looks fantastic, to go through your house
with you. You have to disassociate yourself from the house and not take anything they say personally. Then
listen to what they tell you and act on it.
You can ask your Realtor
There are plenty of books, ebooks, and even free videos on YouTube for more help with staging.

Comparing to last year, 94.9% of staged homes sold in 33.6 days or less.
Non staged homes were on the market 171.2 days last year.













RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, Texas 76016
Mobile: 817-980-9420
Fax 817-419-9187
melissafincher @comcast.net


Each Office Independently Owned and Oper ated
./
M OV[;V'vg
Adlbess Chage
o Give forwarding address to Post OffIce 4to 6
weeks before moving
El Charge accounts, credit cards
o SubscrIptions: Notice requires 6to 8weeks
o Friends and relatives
BtDtk
o Transfer funds. arrange check-cashing in new city
Q Arrange credit references
Insurance
o Notify company of new location for coverages:
life, health, fire and auto
Utility Companies
o Gas, light, water, telephone, fuel, garbage
o Get refunds on any deposits made
o Retum cable boxes
Delive ry Service
o Laundry, newspaper, change over of service
Medical, Dental, Prescription Histories
o Ask Doctor and Dentist for referrals, transfer
needed prescriptions, eyeglasses. X-rays. Obtain
birth records, medical records, etc.
Pm
o Ask about regulations for licenses, vaccinations,
tags, etc.
Don't Forget To:
o Empty freezer, plan use of foods
o Defrost freezer and clean refrigerator. Place
charcoal to dispel odors.
o Have appliances serviced for moving
Q Clean rugs or clothing before moving have them
wrapped
o Check with your Moving Counselor, insurance
coverage, packing and unpacking labor, arrival
day. various shipping papers, method and time of
expected payment
o Plan for special care needs of infants or pets
o Check wlth Agriculture Department of new area to
see If they have restrictions on plants
On Mtwlne &y:
o Carry enough cash or traveler's checkS to cover
cost of moving services and expenses until you
make banking connections In new city
o Carry jewelry and documents yourself, or use
registered mail
o Plan for transporting of pets; they are poor
traveling companions if unhappy.
o Let close friends or relatives know route and
schedule you will travel Including overnight stops,
use them as message headquarters
o Double check closets, drawers, shelves to be sure
they are empty
o Leave old keys, garage door openers. broiler
pans, landscape I house plans and instruction
manuals needed by new owner with Realtol$
At Yo", NewAddras:
o Obtain certified checks or cashier's checks
necessary for closing Real Estate Transaction
(check escrowI title company for details)
o Check on service of telephone, gas, electrIcity,
water and garbage
o Check pilot light or stove, for water heater and
furnace
o Ask mailman for mail he may be holdIng for your
arrival
o Have new address recorded on Driver's License
o Visit city offices and register for voting
o Register car within 5days after arrival In state or
apenalty may have to be paid when getting new
license plates
o Obtain inspection sticker and transfer motor club
membership
o Apply for state driver's license
o Register family in your new place of worship
Q Register children In school
o Arrange for medical services; Doctor, Dentist.
Veterinarian, etc.
Yeliss" r'fincher
Moving Checklist
Many people have asked me what Working By Referral on my business card means. Most
agents spend 75% of their valuable time searching for new business, not having much time
left for their present clients. I am able to dedicate most of my time to serving my existing
clients...the ones who need me the most! As a valued client you will receive more service
and better results...BECAUSE YOU DESERVE IT!
In turn I encourage my clients to become TRUE ADVOCATES for me. I want and need
your heartfelt endorsement to family, friends & work associates who would appreciate being
served by a REAL ESTATE CONSULTANT FOR LIFE. My commitment to my clients
is 100%.
I have a passion for helping and advising others and enjoy being a real estate counselor. I
have dedicated my life to helping people just like you obtain their dreams of owning a
home.
I look forward to having the opportunity to help you and get to know you. I will make this
an informative, yet enjoyable experience. My primary objective is to help you, guide you
and exceed your expectations. I come from a strong background in management and sales,
which has prepared me to meet my clients' needs with a high attention to detail with integ-
rity. I am a multi-million-dollar top producer and contribute my success to building my
business by referral and using an enthusiastic approach to real estate. With the confidence
and referrals of my clients I will continue to be successful for many, many years to come.
The following list is a handful of some of my favorite past clients that have sent me multiple
referrals and would be more than happy to visit with you about my work ethic and their ex-
perience with me. Please feel free to contact them. -Melissa
Rudy and Lynn Mar tinez
200 Trevino CT
Mansfield, TX 76063
972-757-6490
Bought in 2002,2007;Sold 2007

Tar sha and Kenneth Ashley
1409 Baker
Cedar Hill, Texas 75104
214-282-2948
Bought in 2006

Ross and Michaela Jones
1200 Vistawood
Mansfield, Texas 76063
817-875-0105
Bought in 2001,2006; sold2006

Keith & Shy Per ique
383 Softwood Drive
Duncanville TX 75137-4327
shyperique@yahoo.com
Bought in 2009
Matt and Amanda Cobb
1502 Briarwood
Arlington, TX 76013
mpc451@yahoo.com
Bought in 2002,2006,& sold 2006

Scotty and Patty Fear ka
1105 Tanglewood
Mansfield, TX 76063
682-518-9602
Sold and bought in 2001

Cr aig and Rachel Kar r
6200 Cool Springs
Arlington, TX 76001
817-483-6024
Bought house in 2003

Danny Bailey
5707 Sagebrush Drive
Arlington TX 76017
817-504-2080
Bought in 2007

Justin & Tr aci Ziebar th
7821 Black Willow Lane
Arlington TX 76002
817-881-6132
Bought in 2005,2010,sold 2009

Roel & Rose Deleon
717 Running Creek Drive
Arlington TX 76001-7525
817-903-1187
Bought in 2009

Her b Par sons
2233 Park Springs Court
Arlington TX 76013-5701
herb_parsons2000@yahoo.com
Bought in 2009

Sam and Shay Holland
2903 Cabernet
Arlington, TX 76001
817-228-0626
Sold in 2007,2008,2009,2010,
bought twice 2009
Past Clients:
What Working By Referral Means To You
What Does Working By Referral Mean To You













Amortization Schedul'&. Schedule showing principal and I1terest payments throughout he fife of the loan
Attorney's Fee Charges by independent attorney for preparatioll on legal documents. i.e. deed, deedof trust, note, release, etc. and for
aels of representation by an attorney
Discount Points - Points lender charges to wease lhe investor's yield. May be paid by either the buyer and/or seDer on conventional
loans and FHAloans, Must be paid byseller OIl VAloans. Number of point fluctuates hmortgage.
Interest Proration - AmOlmt reimbtJ'sed to buyer from 1" of the monlh toclosing date on assumption transadion. if prorated.
Tax Service Fee Afee required bythe lender for collection and disbursement of tax escrowby a servicing oompany.
Underwriting Fee Fee the IerJder charges for underwfiting for loans on behaU' of the investor.
Warehouse Fee - Charges bythe lender to cover his cost in borrowing funds for ashort term in order 10 fund amortgage prior to selling
the mortga.ge to an investor.
Attomey's Fee (Release) - Charge for preparation of the release of tien document when seUer is pay' ott his existing loan,
CouriertAir Expense Cflarge for pick-up and deIveJy of Joan package or any required Federal EJlPress Charges.
EscrowFee - Charges by the title company to service transactiorl and to escrowmoney and documents. Amount varies With company.
Usually split equally between buyer and seller.
Owner's ntle - Insures the against k)ss due to any defect of title not excepted to or excludedfrom the policy
Recording Fee- Charged by County C1efk to record documents in the public records. Charges are based on per page recorded.
Restrictions - Certified ropy of deed resmcoons required by the lender.
Tax Certificates. - Afee required by tileIitIe company fQ inSUle no delinquent taxes and tile current lax amount on properly.
Tax Proration - Sellers pat buyer's taxes from January ill through IIle day of closing.
Mefissa 7=incher
8"7-9
80
-94.20
rn elissa{inche,.@corncast.net
www.rnelissa{inche... com
warran , by' aMto be: j.laid <!It o1QSing.
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Repaics ..Jmy eJ)8!fs r.edbylel*
1st lien.
Tel11liJe k1spectio.o 'Fee.. Re-lJl*ed by
Definitions of Real Estate Terms
LISTING SIDE SOLD DOLLAR AMOUNT
Based on data compiled from all Single Family residential properties sold in the Arlington/Manseld Metroplex (areas 82-90) which were reported by the NTREIS MLS for
the period from January 1, 2005 through December 31, 2005. These statistics represent the Sold Single Family Detached Residential Listing of all ofce locations and
independent ofces of each multiofce or franchise or franchise organization identied, which listings were sold by such organization, according to the publications of the
Multiple Listing Service for Residential Properties (existing and new) in the NTREIS MLS areas for the time period indicated. Note: This representation is based in whole or
in part on data supplied by NTREIS MLS. Neither the Association nor its MLS guarantees or is in any way responsible for its accuracy. Data maintained by the Association
or its MLS may not reect all real estate activity in the market. Each RE/MAX ofce is independently owned and operated.
Century 21 Ebby
Halliday
Keller
Williams
Coldwell
Banker
Prudential
PREMIER MARKET PRESENCE
IN THE ARLINGTON/MANSFIELD AREAS,
24.23%
13.95%
11.28%
10.84%
7.98%
2.09%
www.remax-texas.com
TOWERS ABOVE THE COMPETITION
FOR THE MOST LISTINGS, VISIT
RE/MAX

~
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"RFUMtiE
-
-



Many homeowners have questions about watering. How much is too much? How much is
too little? How close to the house should I water? How does watering affect the
foundation of my home?

Obviously, some of us are over-watering, as evidenced by long streams of water flowing
down the gutters and into the storm sewers. Not only is this wasteful, it is also harmful to
your lawn and foundation.

Conversely, many of us have not watered nearly enough, as evidenced by grass that is
dead or very nearly dead in its peak growing season. Foundation problems caused by
expansive clay soils usually develop when the amount of water in the soil changes non uniformly
under the perimeter or interior of the slab.

Our climate is such that these clay soils shrink when dry and swell when wet, resulting in
up and down movement of the house. If this occurs unevenly (one area of soil under the
house gets more water or dries out faster), the house may become strained and
foundation damage occurs.

Foundation maintenance, in general, consists of one major concept: The moisture in the
soil under and around the house should be as consistent and uniform as possible at all
times. Bedrock Foundation Repair offers the following tips to watering and maintaining
your homes lawn and foundation:

1. Install good ground cover. This will prevent excessive moisture from seeping deep
into the soil. This will also prevent erosion of the soil and excessive drying of the soil
through evaporation.
2. Water the soil around the house during dry periods just enough to keep the grass
green. More watering may be needed in areas with more abundant shrubbery and
plants. The south and west sides of the house are more exposed to the sun, and they
may need more watering to offset rapid evaporation.
3. Never water too close to the foundation. Stay at least 18 inches away from the base
of the foundation.
4. Never water directly into cracks in the soil near the base of your foundation. These
cracks usually go a few feet deep, and the water will reach soil that is normally
undisturbed by concentrated amounts of moisture. Depending on the shrink/swell
potential of the soil, the soil may upheave, or it may consolidate and lose volume.
Either way, it can undermine the foundation.
5. Never place sand, sandy loam or rocks around the foundation. They are very porous,
and allow water to pass quickly to the soil below, where the sun and wind cannot dry
it out. Clay soils are non-porous, and are recommended for proper water drainage
away from the house.
6. Never allow water to pond around the foundation. If water stands for very long, it will
seep under the foundation, causing problems. Create a positive slope for water to
flow away.

Bedrock Foundation Repair
1018 Fletcher
Dallas, Texas 75223 http://www.tor pedopier .com/foundation_water ing/
Nf eUssa 1incher

Watering Your Foundation in Texas
Many homeowners have questions about watering. How much is too much? How much is
Too little? How close to the house should I water? How does watering affect the
Foundation of my home?
Obviously, some of us are over-watering, as evidenced by long streams of water flowing
Down the gutters and into the storm sewers. Not only is this wasteful, it is also harmful to
Your lawn and foundation.
Conversely, many of us have not watered nearly enough, as evidenced by grass that is
Dead or very nearly dead in its peak growing season. Foundation problems caused by
Expansive clay soils usually develop when the amount of water in the soil changes non uniformly
Under the perimeter or interior of the slab.
Our climate is such that these clay soils shrink when dry and swell when wet, resulting in
Up and down movement of the house. If this occurs unevenly (one area of soil under the
House gets more water or dries out faster), the house may become strained and
Foundation damage occurs.
Foundation maintenance, in general, consists of one major concept: The moisture in the
Soil under and around the house should be as consistent and uniform as possible at all
Times. Bedrock Foundation Repair offers the following tips to watering and maintaining
Your homes lawn and foundation:
1. Install good ground cover. This will prevent excessive moisture from seeping deep
Into the soil. This will also prevent erosion of the soil and excessive drying of the soil
Through evaporation.
2. Water the soil around the house during dry periods just enough to keep the grass
Green. More watering may be needed in areas with more abundant shrubbery and
Plants. The south and west sides of the house are more exposed to the sun, and they
May need more watering to offset rapid evaporation.
3. Never water too close to the foundation. Stay at least 18 inches away from the base
Of the foundation.
4. Never water directly into cracks in the soil near the base of your foundation. These
Cracks usually go a few feet deep, and the water will reach soil that is normally
Undisturbed by concentrated amounts of moisture. Depending on the shrink/swell
Potential of the soil, the soil may upheave, or it may consolidate and lose volume.
Either way, it can undermine the foundation.
5. Never place sand, sandy loam or rocks around the foundation. They are very porous,
And allow water to pass quickly to the soil below, where the sun and wind cannot dry
It out. Clay soils are non-porous, and are recommended for proper water drainage
Away from the house.
6. Never allow water to pond around the foundation. If water stands for very long, it will
Seep under the foundation, causing problems. Create a positive slope for water to
flow away.









As a homeowner, you can play an important part in the timely sale of your property
1MAKE THE MOST OF THAT FIRST IMPRESSION. Never underestimate the importance of
outward appearances. Potential buyers begin their decision-making process early, with their
first glance at your property.
2INVEST A FEW HOURS FOR FUTURE DIVIDENDS. Heres your chance to clean up in real
estate. Clean up the living room, the bathroom, and the kitchen...... Prospects would rather
see how great your home looks than hear you tell how great it could look, with a little work.
3CHECK FAUCETS AND BULBS. Dripping water rattles the nerves, discolors sinks and sug-
gests faulty or worn-out plumbing. Burned out bulbs leave prospects in the dark. Dont let
little problems detract from whats right with your home.
4DONT SHUT OUT A SALE. If cabinets or closet doors stick in your home, you can be sure
they will also stick in a prospects mind. Dont try to explain away sticky situations when you
can easily plane them away. A little effort on your part can smooth the way toward a closing.
5THINK SAFETY. Homeowners learn to live with all kinds of self-set booby traps. Make your
home as non-perilous as possible.
6MAKE ROOM FOR SPACE. Remember, potential buyers are looking for more than just com-
fortable living space. Theyre looking for storage space too. Make sure your attic and base-
ment are clean and free of unnecessary items.
7CONSIDER YOUR CLOSETS. The better organized a closet, the larger it appears. Nows the
time to box up those unwanted clothes and donate them to charity.
8MAKE YOUR BATHROOMS SPARKLE. Bathrooms sell homes, so let them shine. Check and
repair damaged or unsightly caulking in the tubs and showers. For added allure, display
your best towels, mats and shower curtains.
9CREATE DREAM BEDROOMS. Wake up prospects to the cozy comforts of your bedrooms.
For a spacious look, get rid of excess furniture. Colorful bedspreads and fresh curtains can
help.
10OPEN UP IN THE DAYTIME. Let the sun shine in! Pull back your curtains and drapes so
prospects can see how bright and cheery your home is.
11LIGHTEN UP AT NIGHT. Turn on the excitement by turning on all your lights, both inside
and out, when showing your home in the evening. Lights add color and warmth, and make
prospects feel welcome.








RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, TX 76016
Mobile: 817-980-9420
Fax 817-419-9187





Each Office Independently Owned and Oper ated
12AVOID CROWD SCENES. Potential buyers often feel like intruders when they enter a
home filled with people. Rather than giving your house the attention it deserves, theyre
likely to hurry through. Keep the company to a minimum.
13WATCH YOUR PETS. Dogs and cats are great companions, but not when youre show-
ing your home. Pets have a talent for getting underfoot. Try and keep them outside or at
least out of the way.
14THINK VOLUME. Rock and roll will never die, but it might kill a real estate transaction.
When its time to show your home, its time to turn down the stereo or TV.
15RELAX. Be friendly, but dont try to force conversation. Prospects want to view your
home with a minimum of distraction.
16DONT APOLOGIZE. No matter how humble your abode, never apologize for its short-
comings. If a prospect volunteers a derogatory comment about your homes appearance, let
Don, Sylvie or Donna handle the situation.
17KEEP A LOW PROFILE. Nobody knows your home better than you do. But we know
buyers, what they need and what they want. We will have an easier time articulating the
virtues of your home if you stay in the background.
18DONT TURN YOUR HOME INTO A SECOND HAND STORE. When prospects come to
view your home, dont distract them with offers to sell those furnishings you no longer
need. You may lose the biggest sale of all.
19DEFER TO EXPERIENCE. When prospects want to talk price, terms, or other real es-
tate matters, let them speak to the expert, Don Luckett.
20HELP YOUR AGENT. If you want to leave something out or you have to, leave out the
things that imply fun and relaxation. Hide the work things. In other words have your
bike, skis or lawn chairs visible but hide the lawn mower and the snow shovel.








The length of time it takes to market a property will vary. Some properties will sell in just a few days, others may require
several months or more. The following are six important factors that influence the time it takes to sell a property.
1. COMPETITION
Every buyer makes his or her decision about which home to buy and how much it is worth by his other choices at the
time he or she buys. The supply of other choices the buyers will compare with your home is constantly changing each
week and month. The current competition always affects the buyers opinion of your property and what he or she thinks
it is worth. so, the question is: What will be the buyers other choices at the time they are shown your property?
2. PRICE
If the property has not sold after a reasonable length of time, but other similar properties have sold, then the price may
need to be reduced. If this is true and the price is not reduced, a sale may be delayed or prevented.
3. PROPERTY
If the property should show poorly or have major defects, which cannot be, or are not corrected, a sale may not occur
until the defects are corrected or the price is adjusted to compensate for them.
4. FINANCING
The current cost of the mortgage financing plays an important role in affordability to most prospective buyers. If these
costs are too high, then the financing may cause a delay or prevent the sale.
5. TIMING
Timing is the condition of the Real Estate market at the time of the sale. Supply and demand are the factors influencing
whether it is a Sellers or Buyers market. Neither the seller nor the listing agent can change the market condition at the
time the property is listed for sale. It must be accepted for what it is.
SELLERS MARKET:

Number of buyers exceed supply of homes.

Homes usually sell relatively quickly.

Prices often increase with demand.

Low inventory of houses.

Lower interest rates.

Sellers set higher list price.

Conditional offers rejected.

More time to accept offer.







RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, TX 76016
Mobile: 817-980-9420
Fax 817-419-9187





Each Office Independently Owned and Oper ated
BUYERS MARKET:
6. MARKETING
Marketing techniques are constantly being tested and updated for the best results. But, even great marketing has
limitations because marketing cannot overcome any of the first five factors if they are out of balance and remain
uncorrected. We will attempt to supply you with a flow of updated information, which will help you determine the
marketability of your property.
Fewer buyers compared to the number of houses available.

Homes take longer to sell.

Prices stabilize or drop slightly.

Interest rates are higher.

Buyers take more time looking.

Less negotiating time.

Buyers make low ball offers.
Fewer buyers compared to the number of houses available.

Homes take longer to sell.

Prices stabilize or drop slightly.

Interest rates are higher.

Buyers take more time looking.

Less negotiating time.

Buyers make low ball offers.









When you decide to sell your property, you want to sell it for as much money as the market will allow. Pricing too high
will keep your home from selling. A low price will keep you from receiving full value.
Ther e ar e Thr ee Main Points to Consider when Pr icing your Pr oper ty:
Know the Mar ket
* The market determines value.
* Price your home competitively based on the price of homes that have recently sold, are currently for sale, and those
listings that have expired in your neighborhood.
Condition of your Home
* Buyers base their decisions on the condition of the home as well as the price.
* Take the time now to prepare your home to attract potential buyers.
Select a Sales Associate
* The Sales Associate brings the market to you. The market brings your price.
* The right Sales Associate is the one who knows the market and can get you the best price possible - not the one
who promises you the highest price just to get you to list with them!
Length of Time Requir ed to Sell a Home

THE MAJORITY OF HOMES ARE SOLD WITHIN THE FIRST 3 WEEKS !

IF A HOME IS NOT SOLD WITHIN THE FIRST MONTH, THE PRICE IS PROBABLY TOO HIGH.

RE/MAX Associates of Ar lington
4105 S Bowen Road
Ar lington, TX 76016
Mobile: 817-980-9420
Fax 817-419-9187
melissar fincher @r emax.net
www.melissafincher .com





Each Office Independently Owned and Oper ated













When you list your house with a real estate agent who partici-
pates in the Multiple Listing Service (MLS), you get a lot of
service for your money. Depending upon the MLS region, there
may be hundreds of participating members.

The real estate agent who lists your home works to get it sold.
This is done by marketing directly to home buyers, but an even
more powerful tool is marketing your home to other agents who
have buyers. Your real estate agent makes all the crucial infor-
mation about your home available to the other members through
the MLS. Information such as your home's location, size, the
number of rooms, the style of architecture, what personal prop-
erty is included, and any other special features is posted. The
MLS description will also contain information about any spe-
cial financing that might be available, showing instructions,
and special needs you may have with respect to closing. The
MLS is a powerful tool for real estate professionals!








The Benefits of Pr icing Right
1) Your home sells faster.
2) Your home never loses its "marketability".
3) There is less inconvenience to you.
4) Sales Associates will focus their energies on your property because it is more marketable.
5) You will attract more potential buyers. A well priced home gets a better response from sign calls and advertising.
6) The closer the price is to market value, the higher the offers.
7) A well - priced property generates the excitement that produces higher sale prices. You net MORE money both in terms of actual
sale price and in less carrying costs.
The Factor s that Influence Over pr icing
1) Extensive renovations and hidden costs
2) Urgent need for money
3) Desire to purchase in a higher priced area
4) Original cost of home too high
5) Lack of real market information
6) Building in "bargaining room"
7) Perceived emotional value
Missing the Right Buyer
You may think that interested buyers "can always make an offer", but if the home is overpriced, potential buyers looking in a lower
price range will never see it. Those who can afford a home at your asking price will soon recognize that they can get better value
elsewhere.
Remember, the wrong price attracts the wrong buyers. In fact, it may even help sell your neighbor's home.
The Results of Overpricing
Many sellers believe that if they price their home high initially, they can always lower it later. Often when a home is priced too high,
it experiences little activity. Gradually the price comes down to market value, but by that time it has been for sale too long and buy-
ers are wary. On occasion, the price is dropped below market value because the seller runs out of time. The property sells for less
than it is worth.


The Importance of Early Activity
As soon as a home comes on the market, there is a flurry of activity surrounding it. This is the crucial time when Sales Associates
and potential buyers sit up and take notice.
If the home is overpriced, it doesn't take long for interested parties to lose interest. By the time the price drops, a majority of the
buyers are lost.















Is Your Home Physically Fit?

To give your home a competitive edge when it's time to sell, make sure it is in good physical condition. This not only
makes your home more attractive and desirable, it also simplifies the negotiation process when the time comes for
the buyer's pre-purchase inspection.

According to home inspection experts, approximately half the resale homes in the market today have at least one
significant defect. Routine maintenance is the best way to prevent major, costly problems from developing in the
first place. If you have been putting off those repairs, now is the time to make them.

A Home Seller's Check List

Over the years, ASHI has identified a list of common problems that typically appear on buyer's home inspection re-
ports. Early correction of these problems can increase a home's appeal and its selling price. It also sets the stage
for a favorable home inspection report for the buyer, and thereby helps to expedite the sale. The following 6-point
checklist can help you achieve these marketing goals. *(Also see Home Buyer Checklist).

1. CHECK THE MAJOR SYSTEMS

After size, style, and location, a home buyer's primary concern is the condition of the home's basic structure and
major mechanical systems. Most buyers do not want to invest a great deal of money correcting problems in such
critical areas.

A pre-listing home inspection of the visible and accessible home components can reveal most of these problems,
and include recommended repairs, if needed, on the following major items:
Roof structure and covering
Foundation, basement, and/or crawl space
Central heating and air conditioning systems
Electrical system
Plumbing system
2. MAKE MAINTENANCE IMPROVEMENTS

A number of maintenance improvements are relatively easy and inexpensive to make, yet they can substantially
improve a home's appearance, efficiency, and comfort. A professional home inspector may make helpful mainte-
nance suggestions, such as:
Trim trees and shrubs which touch or overhang the house
Apply new caulking and weather stripping as needed around windows and doors
Clean gutters of debris and leaves; repair or replace cracked or broken gutters, downspouts, and extensions to
ensure proper drainage
Replace bathroom caulk or grouting where necessary to prevent seepage and improve appearance
Ventilate closed basements and crawl spaces, or install a dehumidifier, to prevent excessive moisture build-up
Regrade soil around the foundation, as needed to keep water away from the house
Replace dirty filters in the heating and air conditioning systems
Have the heating and air conditioning systems professionally serviced
Have chimneys professionally cleaned, and install chimney hoods or caps as needed
3. PAY ATTENTION TO DETAILS

Fixing even minor items can go a long way toward improving that important first impression of our home. Here are
some typical improvements which might be suggested by the home inspector's findings:



Repair leaky faucets
Tighten loose doorknobs
Replace damaged screens
Replace broken panes of glass
Replace burned-out light bulbs
Secure loose railings
Repair and coat driveway
Patch holes or cracks in walls and ceilings, then repaint
Repair peeling wallpaper
4. TAKE SAFETY PRECAUTIONS

Home inspectors also pay attention to items relating to protecting the home and its occupants from danger. They
can alert you to important safety precautions which home buyers will appreciate, such as:
Installing smoke detectors on each level
Installing Ground Fault Circuit Interrupters (GFCI's) in "wet" areas, such as kitchen counters tops, bathrooms,
and exterior outlets

Is Your Home Physically Fit?

To give your home a competitive edge when it's time to sell, make sure it is in good physical condition. This
not only makes your home more attractive and desirable, it also simplifies the negotiation process when the
time comes for the buyer's pre-purchase inspection.

According to home inspection experts, approximately half the resale homes in the market today have at least
one significant defect. Routine maintenance is the best way to prevent major, costly problems from developing
in the first place. If you have been putting off those repairs, now is the time to make them.

A Home Seller's Check List

Over the years, ASHI has identified a list of common problems that typically appear on buyer's home inspec-
tion reports. Early correction of these problems can increase a home's appeal and its selling price. It also sets
the stage for a favorable home inspection report for the buyer, and thereby helps to expedite the sale. The
following 6-point checklist can help you achieve these marketing goals. *(Also see Home Buyer Checklist).

Apply new caulking and weather stripping as needed around windows and doors
Clean gutters of debris and leaves; repair or replace cracked or broken gutters, downspouts, and extensions to
ensure proper drainage
Replace bathroom caulk or grouting where necessary to prevent seepage and improve appearance
Ventilate closed basements and crawl spaces, or install a dehumidifier, to prevent excessive moisture build-up
Regrade soil around the foundation, as needed to keep water away from the house
Replace dirty filters in the heating and air conditioning systems
Have the heating and air conditioning systems professionally serviced
Have chimneys professionally cleaned, and install chimney hoods or caps as needed
Secure loose railings
Repair and coat driveway
Patch holes or cracks in walls and ceilings, then repaint
Repair peeling wallpaper
Installing Ground Fault Circuit Interrupters (GFCI's) in "wet" areas, such as kitchen counters tops, bathrooms,
and exterior outlets
Keeping flammable products away from heaters, water heaters, and fireplaces
5. MAKE COSMETIC IMPROVEMENTS

An attractive, clean, and neat home will appeal to a buyer's emotions. In addition to making repairs such as those













RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, Texas 76016
Mobile: 817-980-9420
Fax 817-419-9187
melissafincher @comcast.net





Each Office Independently Owned and Oper ated
listed above, remember to:
Keep the lawn mowed and the house neat
Clean the exterior walls and trim; repaint if necessary
Open windows shades and curtains to create a bright, inviting atmosphere
Keep the kitchen and bathrooms clean, since buyers scrutinize these areas
6. PREPARE FOR THE BUYER'S INSPECTION

It's a good idea to assemble in advance various house records that can be used to answer questions from buyers
and home inspectors. The Home Buyer Checklist identifies some of the important factors to consider when choos-
ing a home. In addition to an affordable sales price, they will also want to be sure that the neighborhood and house
meet the needs of their family.


Keeping flammable products away from heaters, water heaters, and fireplaces
5. MAKE COSMETIC IMPROVEMENTS

An attractive, clean, and neat home will appeal to a buyer's emotions. In addition to making repairs such as those
listed above, remember to:
Keep the lawn mowed and the house neat
Clean the exterior walls and trim; repaint if necessary
Open windows shades and curtains to create a bright, inviting atmosphere
Keep the kitchen and bathrooms clean, since buyers scrutinize these areas
6. PREPARE FOR THE BUYER'S INSPECTION

It's a good idea to assemble in advance various house records that can be used to answer questions from buyers
and home inspectors. The Home Buyer Checklist identifies some of the important factors to consider when choos-
ing a home. In addition to an affordable sales price, they will also want to be sure that the neighborhood and house
meet the needs of their family.














HOMESTEAD EXEMPTIONS













MAY LOWER YOUR HOMES PROPERTY TAXES

THE TEXAS HOMESTEAD

In Texas, the homestead is the place of residence for a family or a single person, secure from forced
sale by general creditors. The Texas Constitution gives each spouse, or single person, a possessory right in
the homestead, which is lost only by death or abandonment, and cannot be compromised by waiver or
voluntary act of the homestead owner. The term exemption, as used in the state Constitution, stems from the
concept that the homestead is exempt from forced sale by a homestead claimant's general creditors. The
homestead cannot ever be mortgaged unless the mortgage is for one of the following SEVEN purposes:

1. To obtain money to finance the purchase of the homestead;
2. To obtain money to pay taxes due on the homestead;
3. To obtain money to improve the homestead (home improvement loan);
4. To obtain money to finance the purchase by one co-owner of another co-owners interest in the
homestead, by either agreement or court order (such as in a divorce decree);
5. To obtain money to pay off a federal tax lien;
6. To obtain money from a home equity loan; or
7. To obtain money from a reverse mortgage.

Article 16. Section 50 of the Texas Constitution sets forth the protection provided to the homestead
owner. Simply stated, a homeowner is protected from forced sale by his general creditors except for:

(1) the purchase money mortgage on the homestead;
(2) taxes due on the homestead;
(3) liens for work and materials used in improving the homestead provided
a. the contract to do the work was in writing and
b. signed by both husband and wife prior to the commencement of work.
c. filed for record in the county of the homestead

(Unfortunately, many home improvement loan situations do not follow the requirements specified in (3)a, b
& c above, resulting in the loss of financing ability)

(4) a loan to buy out a co-owners (or ex-spouses) interest in the homestead as part of a divorce decree
or partition arrangement
(5) a loan to pay off and release federal tax lien filed for the tax debt of BOTH spouses (or taxes owed
by the homestead owner if single)
(6) a home equity loan made pursuant to the requirements of the Texas Constitution
(7) a reverse mortgage made pursuant to the requirements of the Texas Constitution

Courtesy of:
(R) 12/05

Realtor

RE/MAX Associates of Ar lington
817-980-9420 Cell
817-419-9187 FAX
4105 South Bowen Road
Arlington, Texas 76016
melissarfincher@remax.net


Oh, By The Way...
if you know of someone needing to buy or sell, please call me with their name and number and I will be happy to help them.





It is my pleasure to invite you to become a member of my Client Appreciation Program.
This complimentary membership entitles you to a set of helpful services and information pro-
vided to my best customers and friends:

Yearly Market Analysis of your home or upon your request
Free use of our fax/copy machine
Free Notary Service
Quarterly Newsletter
Free design consultation (tell me what you want designed and I will design it and print it
i.e. invitations, flyers, announcements, etc)
Monthly letter with an item or idea of value
Free Real Estate advice/opinion/research


I make a constant effort to improve the level of service I provide to you as my client. This is
because, in my business, the most profound asset I possess is your respect as my client.

In the near future, I will contact you either by phone or in person. I look forward welcoming
you personally to the Client Appreciation Program, and I want to thank you for the opportu-
nity to serve you as your Realtor and I look forward to helping anyone you want to refer that
would appreciate the real estate experience I offer.



















RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, Texas 76016
www.remax.com
Here' s a list of t he Top 10 Tax Breaks t hat you may
qualify for on your home. Visit t he I nt er nal Revenue
Ser vi ce' s w ebsi t e for more det ails on each it em.
http://www.ir s.gov/


l Mor t gage Loan I nt er est
l Home I mpr ov ement Loan I nt er est :
l Poi nt s
l Pr oper t y Tax es
l Capi t al Gai ns Ex cl usi on
l Home- Based Busi ness Deduct i on
l Sel l i ng Cost s and Capi t al I mpr ov ement s
l Mov i ng Cost s
l Mor t gage Tax Cr edi t
l Ener gy Tax Cr edi t s
Top 10 Tax Breaks On Your Home













Amortization Schedul'&. Schedule showing principal and I1terest payments throughout he fife of the loan
Attorney's Fee Charges by independent attorney for preparatioll on legal documents. i.e. deed, deedof trust, note, release, etc. and for
aels of representation by an attorney
Discount Points - Points lender charges to wease lhe investor's yield. May be paid by either the buyer and/or seDer on conventional
loans and FHAloans, Must be paid byseller OIl VAloans. Number of point fluctuates hmortgage.
Interest Proration - AmOlmt reimbtJ'sed to buyer from 1" of the monlh toclosing date on assumption transadion. if prorated.
Tax Service Fee Afee required bythe lender for collection and disbursement of tax escrowby a servicing oompany.
Underwriting Fee Fee the IerJder charges for underwfiting for loans on behaU' of the investor.
Warehouse Fee - Charges bythe lender to cover his cost in borrowing funds for ashort term in order 10 fund amortgage prior to selling
the mortga.ge to an investor.
Attomey's Fee (Release) - Charge for preparation of the release of tien document when seUer is pay' ott his existing loan,
CouriertAir Expense Cflarge for pick-up and deIveJy of Joan package or any required Federal EJlPress Charges.
EscrowFee - Charges by the title company to service transactiorl and to escrowmoney and documents. Amount varies With company.
Usually split equally between buyer and seller.
Owner's ntle - Insures the against k)ss due to any defect of title not excepted to or excludedfrom the policy
Recording Fee- Charged by County C1efk to record documents in the public records. Charges are based on per page recorded.
Restrictions - Certified ropy of deed resmcoons required by the lender.
Tax Certificates. - Afee required by tileIitIe company fQ inSUle no delinquent taxes and tile current lax amount on properly.
Tax Proration - Sellers pat buyer's taxes from January ill through IIle day of closing.
Mefissa 7=incher
8"7-9
80
-94.20
rn elissa{inche,.@corncast.net
www.rnelissa{inche... com
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1st lien.
Tel11liJe k1spectio.o 'Fee.. Re-lJl*ed by
Definitions of Real Estate Terms
Home Inspector List
Customer .
Acknowledgement:___________________________

Date_________
Dave Padgett
/I 58
Pest Control license 1t38207 PT
Advanced Inspector
Arlington, Texas 76013
Phone: 817-461-5205
Cen: 817-269-'1419
www.arlingtonpropertyservices.com
dave@arlingtonpropertyservices.com
Crow. Mike
TREC 111525
U.S. Inspect
Honorary-Advanced Inspector
305 NE Loop 820 Ste. 414
Hurst, TX 7605]
phone: 888'874-677]
fax: 817-5951736
email: mikecrow@charter.net
website: www.usinsoect.com
Murphy, Drilln
TREC II ]948
A-Action Home Inspection
LP.I.
P.O. Box 151652
Arlington, TX 76015
phone: 9725724500
fax: 8174670210
email: brian@a-actionhomeinspection.com
website: www.a-action.com
Hale, Ron
TREC#1705
Inspections Plus
Advanced Inspector
4719 Hillside Dr.
Arlington, TX 76013
phone: 817-4517]72
fax: 817-4463368
email: rehale@f(ash.net
Plagens, Joe
TREClt4715
A-Action Home Inspection Group
Advanced Inspector
P.O. Box 151652
Arlington, TX 76015
phone: 9725724500
fax: 817-467'0210
email: iplagens@charter.net
Lemmon. Craig
TREC II 5885
Real Estate Inspections of Texas
Advanced Inspector
P.O. Box 727
Colleyville, TX 76034-0727
phone: 817-5714073
fax: 817-5715190
email: reioftexas@Sbcglobal.net
Armstrong, Larry
TREC 114422
Armstrong Horne Inspection
Advanced Inspector
6000 Deborah Lane
Fort Worth. TX 76148
phone: 817'485-9744
fax: 8174851024
email: armhinSp@sbcslobal.net
Penn, Glynn
TREC /I :103
Homegard Inspections
Advanced Inspector
501 Merritt Street
Fort Worth, TX 76114
phone: 817-73266n
fax: 8177]20900
email: glynnoenn@sbcglobal.net
website:
Plut, Fred
TREC 1141 t
MetroSpec Horne Inspections
Advanced Inspector
P.O. Box 1811
Grapevine, TX 760991811
phone: 817999-4663
fax:
emait: fred@insoect-texaS.com
website: www.insoect-texas.com
Decuir, Merlin
TREC 11683
DFW Inspection service
Advanced Inspector
P.O. Box 131
Hurst, TX 76053
phOfle: 817-5772920
email: dianamertin@msn.com
Frawley, lalTlOflt
TREC 112176
Helix Business Group, L.L.L
Inspector
P. O. Box 150087
Arlington, TX 76015
phone: 817.856.4447
fax: 817.856.4449
email: Lamont@HelixBusinessGroup.com
website: www.Hetix8usinessGroup.com
Lyon, Fred
TREe # 3195
Texinspec
Inspector
521 E. Abrams
Arlinllton, TX 76010
phone: 817-265-5452
fax: 817-469-1214
email: FTLyon@aol.com
Reddell, Terry
TREe" 3312
LoneStar Inspection Co.
Inspector
900 W. Abram, SUite A
Arlington, TX 76013
phone: 817861-9229
fax: 8178610476
email:
website:
Kinnard, Thomas
TREC It 604
Inspector
2304 Shady Meadow Dr.
Bedford, TX 76021
phone: 817-28J0972
fax: 817-354-4969
email: tkinn1123@sbCIIlobal.net
website:
Willingham, Guy
TREe It 5313
Long Paw, Inc.
Inspector
P.O. Box 1291
Colleyville, TX 76034
phone: 817-296-3120
fax: 817-5798814
email: guv<J7@sbcglobal.net
website: www.longpawinc.com
Yates, Raymond
TREC "2540
Yates Inspection service
Inspector
3909 Allendale
Colleyville, TX 76034
phone; 817545-5085
fax: 817-5713449
email: reyat@airmail.net
Armstrong. Arnold
TRce It 4446
Preview Home Inspections
Inspector
PMB #184, 3000 S. Hulen Ste. 124
Fort Worlh, TX 761091918
phone: 9n-7800316
fax: 9n-780-8518
email: arniearm@att.net
Bolser, John
TREC /14442
Preview Home Inspections Inc.
Inspector
3000 South Hulen Ste.124 PMB #184
Fort Worth, TX 76109-191B
phone: 972-7800336
fax: 972-7808518
email: johnbolser@charter.net
Cole, Kenneth
TREC 115000
u.s. Inspect
Inspector
126 Taylor St.
Keller, TX 76248
phone: 817-401-3227
fax: 8175951736
email: Kenneth2J@verizon.net
Armstrong, Daniel
TREC 111522
Texinspec, Inc.
Associate
521 E. Abram
Arlington, TX 76010
phone; 817-265-5452
Ashley, Greg
TREC 114600
AAction Home Inspection Group
Associate
6401 seaford
Arlington, TX 76001
phone; 972-571-4352
fax: 817-4670210
email: gns@brazosnet.com
Home Inspector List









ELECTRIC
TXU Electric Company 972-791-2828
100 W. Abram, Arlington, Texas www.txu.com

WATER, GARBAGE, AND SEWER
Arlington Water Utilities 817-275-5931 or
101 W. Abram after 5:00 pm 817-261-2541
Arlington, Texas

City of Mansfield 817-276-4200
1305 B. Broad Street
Mansfield, Texas

City of Pantego Office 817-274-1381
1614 S. Bowen Road
Pantego, Texas

City of Dalworthington Gardens 817-274-7368
2600 Roosevelt Drive
Dalworthington Gardens, Texas

Grand Prairie 972-237-8209
317 College Street
Grand Prairie, Texas

VOTER REGISTRATION
For Precinct Information 817-884-1115

NATURAL GAS
Atmos Energy 1-800-621-1867
**Former TXU Customers 1-800-460-3030
P.O. Box 650205 www.atmosenergy.com
Dallas, Texas 75265-0205

TELEPHONE
Southwestern Bell 1-800-464-7928
Repair Hotline 1-800-246-8464
Telephone Company www.sbc.com

VEHICLE REGISTRATION www.texas.dmv.org
Arlington: Southeast Sub Court House 817-548-3935
724 E. Border Street
Mansfield: State Vehicle Registration 817-884-1100

BOAT REGISTRATION
Texas Park and Wildlife Department 817-831-3128
5400 Airport Freeway, Suite E
Fort Worth, Texas 76177

SCHOOL REGISTRATION
Arlington ISD 817-459-7342
Mansfield ISD 817-473-5600
UTA Registrars Office 817-272-2891

DRIVERS LICENSE www.txdps.state.tx.us
Public Safety Drivers License Office 817-274-1818
3901 W. Arkansas Lane, Suite 111
Arlington, Texas

Utility Numbers For Arlington
















RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, Texas 76016
Mobile: 817-980-9420
Fax 817-419-9187
melissafincher @comcast.net


Each Office Independently Owned and Oper ated
M oLol
Mold may be a concern for homebuyers and sellers. real estate brokers,
inspectors, and appraisers, and mortgage lenders. You can learn more about
mold at. www.TexasReaIEstate.com/mold and from the Texas Department of
Insurance Mold Resource Page, www.tdi.state.tx.us/commish/mold.html.
Here are a few other items you should keep in mind:
Real estate agents and brokers are not experts on mold. If you need more
information on this subject, you should explore the online resources above
or contact an expert.
Insurability may be an issue. Buyers should discuss the insurability of a
property with their insurance agent early in the transaction or, in some
cases, before an offer is made.
You may have the property inspected for the presence of mold. The cost
for ~ u c h inspections varies depending on the size of the property, the
ext,ent of the, mold present, the type of expert conducting the inspection.
and other factors.
Because there are presently no licensing or inspection standards for mold
in properties, you may want to discuss mold inspections with more than
one expert. Most experts will discuss the limitations of the inspections. For
example, an air-sampling test that does not reveal extraordinary levels of
toxic mold does not necessarily mean that mold is not present behind walls
or under floors where the air samplers were not placed.
The last two questions in item five of the Texas Association of Realtors
disclosure notice is where the seller win likely disclos,e whether he is ,aware
if mold, to the extent that it causes a health concern, is present in the
property. f a disclosure notice from a source other t h ~ n the Te,x8s
Association of Realtors is used,items for disclosing this information may
be located elsewhere on the 'form.
Most experts suggest property owners undertake preventive action, such
as periodic cleaning of ale systems,. regular reviews of attic spaces,. and
periodic plumbing leak tests. The online sources listed above have helpful
suggestions.
Nf eUssa 1incher

Mold?
(R) 11/08

HOMESTEAD EXEMPTIONS













MAY LOWER YOUR HOMES PROPERTY TAXES

THE TEXAS HOMESTEAD

In Texas, the homestead is the place of residence for a family or a single person, secure from forced
sale by general creditors. The Texas Constitution gives each spouse, or single person, a possessory right in
the homestead, which is lost only by death or abandonment, and cannot be compromised by waiver or
voluntary act of the homestead owner. The term exemption, as used in the state Constitution, stems from the
concept that the homestead is exempt from forced sale by a homestead claimant's general creditors. The
homestead cannot ever be mortgaged unless the mortgage is for one of the following SEVEN purposes:

1. To obtain money to finance the purchase of the homestead;
2. To obtain money to pay taxes due on the homestead;
3. To obtain money to improve the homestead (home improvement loan);
4. To obtain money to finance the purchase by one co-owner of another co-owners interest in the
homestead, by either agreement or court order (such as in a divorce decree);
5. To obtain money to pay off a federal tax lien;
6. To obtain money from a home equity loan; or
7. To obtain money from a reverse mortgage.

Article 16. Section 50 of the Texas Constitution sets forth the protection provided to the homestead
owner. Simply stated, a homeowner is protected from forced sale by his general creditors except for:

(1) the purchase money mortgage on the homestead;
(2) taxes due on the homestead;
(3) liens for work and materials used in improving the homestead provided
a. the contract to do the work was in writing and
b. signed by both husband and wife prior to the commencement of work.
c. filed for record in the county of the homestead

(Unfortunately, many home improvement loan situations do not follow the requirements specified in (3)a, b
& c above, resulting in the loss of financing ability)

(4) a loan to buy out a co-owners (or ex-spouses) interest in the homestead as part of a divorce decree
or partition arrangement
(5) a loan to pay off and release federal tax lien filed for the tax debt of BOTH spouses (or taxes owed
by the homestead owner if single)
(6) a home equity loan made pursuant to the requirements of the Texas Constitution
(7) a reverse mortgage made pursuant to the requirements of the Texas Constitution

In order to prevent the legislative branch of the government from casually changing the homestead
exemption, the exemption was incorporated into the State Constitution in 1845. Now only constitutional
amendments may change the substance of the exemption.

A Homestead Exemption May Lower Your Property Taxes

THE TEXAS HOMESTEAD

In Texas, the homestead is the place of residence for a family or a single person, secure from forced
sale by general creditors. The Texas Constitution gives each spouse, or single person, a possessory right in
the homestead, which is lost only by death or abandonment, and cannot be compromised by waiver or
voluntary act of the homestead owner. The term exemption, as used in the state Constitution, stems from the
concept that the homestead is exempt from forced sale by a homestead claimant's general creditors. The
homestead cannot ever be mortgaged unless the mortgage is for one of the following SEVEN purposes:
1. To obtain money to finance the purchase of the homestead;
2. To obtain money to pay taxes due on the homestead;
3. To obtain money to improve the homestead (home improvement loan);
4. To obtain money to finance the purchase by one co-owner of another co-owners interest in the
homestead, by either agreement or court order (such as in a divorce decree);
5. To obtain money to pay off a federal tax lien;
6. To obtain money from a home equity loan; or
7. To obtain money from a reverse mortgage.
Article 16. Section 50 of the Texas Constitution sets forth the protection provided to the homestead
owner. Simply stated, a homeowner is protected from forced sale by his general creditors except for:
(1) the purchase money mortgage on the homestead;
(2) taxes due on the homestead;
(3) liens for work and materials used in improving the homestead provided
a. the contract to do the work was in writing and
b. signed by both husband and wife prior to the commencement of work.
c. filed for record in the county of the homestead
(Unfortunately, many home improvement loan situations do not follow the requirements specified in (3)a, b
& c above, resulting in the loss of financing ability)
(4) a loan to buy out a co-owners (or ex-spouses) interest in the homestead as part of a divorce decree
or partition arrangement
(5) a loan to pay off and release federal tax lien filed for the tax debt of BOTH spouses (or taxes owed
by the homestead owner if single)
(6) a home equity loan made pursuant to the requirements of the Texas Constitution
(7) a reverse mortgage made pursuant to the requirements of the Texas Constitution
In order to prevent the legislative branch of the government from casually changing the homestead
exemption, the exemption was incorporated into the State Constitution in 1845. Now only constitutional
amendments may change the substance of the exemption
The term homestead exemption also has another meaning with respect to local property taxes.
Most taxing authorities permit a homeowner to file an application with their local appraisal district to
exempt a portion of value from taxation for local property taxes. This can result in savings of as much as
20% of the annual tax bill. While the requirements to obtain this tax exemption are basically the same
standards used to determine homestead status under the Texas Constitution, these are still two distinct and
separate concepts and one does not necessarily determine the other. That is, just because you have a property
named as your homestead on the tax rolls, for tax exemption purposes, does not necessarily mean that the
property would constitute your homestead under the Texas Constitution for protection from creditors. Tax
homestead breaks are largely a matter of affidavits and filing procedures; Constitutional homestead protection
is premised more on intent than anything else.

HOMESTEAD FILING EXEMPTION INSTRUCTIONS
Please Note:
Homeowners automatically receive an exemption form from the Appraisal
District. However, you are encouraged to contact the appropriate Appraisal
District for information or to request an exemption form.
Deadline for filing is April 30.
(R) 11/08


EXPLANATIONS OF EXEMPTIONS

GENERAL RESIDENTIAL HOMESTEAD EXEMPTION
1. To qualify for this exemption, you must own and reside in your home on January 1 of the tax year.
2. If you temporarily move away from your home, you still can qualify for this exemption, if you do not establish
another principal residence and you intend to return.
3. YOU MAY RECEIVE ONLY ONE HOMESTEAD EXEMPTION.

FOR MOBILE HOMES
Attach a copy of the document of title from the Texas Department of Housing and Community Affairs (1-800-
500-7074), if home is 8' X 40' or larger and document has not been cancelled, or provide a notarized copy of the
purchase contract that shows you as the owner. NOTE: Document must list Mobile Home Identification
Number.

OVER-65 EXEMPTION
1. To qualify for this exemption, you must be at least age 65. This exemption includes a school tax limitation, or
ceiling.
2. You must submit proof of age. Acceptable proof includes either a copy of the front side of your driver's license
or a copy of your birth certificate.
3. You must apply before the first anniversary of your qualification date to receive the over-65 exemption in that
tax year. For example, if you turn 65 on June 1 of the current year, you have until May 31 of the next year to
apply for the current tax year's Over-65 Exemption. This special provision only applies to the Over-65
exemption and not to other exemptions for which you may qualify.
4. If you qualified for an Over-65 exemption at a previous address and have moved since January 1, you will
qualify for a transfer of your prior tax ceiling. Please contact the appraisal district for details.
5. You may NOT receive both the Over-65 exemption and the Disability exemption.
6. If you are already receiving a Disability exemption, your Over-65 exemption will be applied next year.

OVER-65 SURVIVING SPOUSE OF A PERSON WHO RECEIVED THE OVER-65 EXEMPTION
1. To qualify for an extension of the Over-65 exemption, you must have been at least age 55 on the date your
spouse died and death must have occurred on or after December 1, 1987.
2. You must submit proof of age and proof of death of your spouse.
3. Your deceased spouse must have been receiving the Over-65 exemption on this residence homestead or would
have applied and qualified before his/her death. (See Over-65 qualifications above.)

DISABILITY EXEMPTION
1. To qualify, you must meet all of the qualifications for the General Residential Homestead Exemption as shown
above.
2. In addition, you must submit proof of disability. Acceptable proof includes a current statement from the Social
Security Administration (1-800-772-1213) showing that you are disabled and the date on which your disability
began, or a current letter of verification from your physician stating you are disabled, the date your disability
began, and you are unable to engage in any substantial gainful work for a period which has lasted or can be
expected to last for a continuous period of one year or more.
3. You must be receiving payment of disability benefits under the federal Old-Age, Survivor's, and Disability
Insurance Act, or you must have met the definition of disabled in that Act on January 1 of the year for which
you are applying.
4. You may NOT receive both the Disability exemption and the Over-65 exemption.

LATE FILING OF HOMESTEAD EXEMPTION FOR PRIOR YEAR
You must file an application no later than one year after the date you paid the taxes on your homestead or the
taxes became delinquent, whichever is earlier.

SIGNATURE REQUIRED
The person signing this application must be the person qualified for the exemption(s) checked. If the Chief
Appraiser grants your application, you do not have to reapply annually. However, you must reapply if the Chief
Appraiser requires you to do so, or if you want the exemption to apply to property not listed on this application.
You must notify the Chief Appraiser in writing, if and when, your right to this exemption ends. If this
application is not approved, you will receive written notification explaining why it was not approved.

EXPLANATIONS OF EXEMPTIONS

GENERAL RESIDENTIAL HOMESTEAD EXEMPTION
1. To qualify for this exemption, you must own and reside in your home on January 1 of the tax year.
2. If you temporarily move away from your home, you still can qualify for this exemption, if you do not establish
another principal residence and you intend to return.
3. YOU MAY RECEIVE ONLY ONE HOMESTEAD EXEMPTION.
FOR MOBILE HOMES
Attach a copy of the document of title from the Texas Department of Housing and Community Affairs (1-800-
500-7074), if home is 8' X 40' or larger and document has not been cancelled, or provide a notarized copy of the
purchase contract that shows you as the owner. NOTE: Document must list Mobile Home Identification
Number.
OVER-65 EXEMPTION
1. To qualify for this exemption, you must be at least age 65. This exemption includes a school tax limitation, or
ceiling.
2. You must submit proof of age. Acceptable proof includes either a copy of the front side of your driver's license
or a copy of your birth certificate.
3. You must apply before the first anniversary of your qualification date to receive the over-65 exemption in that
tax year. For example, if you turn 65 on June 1 of the current year, you have until May 31 of the next year to
apply for the current tax year's Over-65 Exemption. This special provision only applies to the Over-65
exemption and not to other exemptions for which you may qualify.
4. If you qualified for an Over-65 exemption at a previous address and have moved since January 1, you will
qualify for a transfer of your prior tax ceiling. Please contact the appraisal district for details.
5. You may NOT receive both the Over-65 exemption and the Disability exemption.
6. If you are already receiving a Disability exemption, your Over-65 exemption will be applied next year.
OVER-65 SURVIVING SPOUSE OF A PERSON WHO RECEIVED THE OVER-65 EXEMPTION
1. To qualify for an extension of the Over-65 exemption, you must have been at least age 55 on the date your
spouse died and death must have occurred on or after December 1, 1987.
2. You must submit proof of age and proof of death of your spouse.
3. Your deceased spouse must have been receiving the Over-65 exemption on this residence homestead or would
have applied and qualified before his/her death. (See Over-65 qualifications above.)
DISABILITY EXEMPTION
1. To qualify, you must meet all of the qualifications for the General Residential Homestead Exemption as shown
above.
2. In addition, you must submit proof of disability. Acceptable proof includes a current statement from the Social
Security Administration (1-800-772-1213) showing that you are disabled and the date on which your disability
began, or a current letter of verification from your physician stating you are disabled, the date your disability
began, and you are unable to engage in any substantial gainful work for a period which has lasted or can be
expected to last for a continuous period of one year or more.
3. You must be receiving payment of disability benefits under the federal Old-Age, Survivor's, and Disability
Insurance Act, or you must have met the definition of disabled in that Act on January 1 of the year for which
you are applying.
4. You may NOT receive both the Disability exemption and the Over-65 exemption.
LATE FILING OF HOMESTEAD EXEMPTION FOR PRIOR YEAR
You must file an application no later than one year after the date you paid the taxes on your homestead or the
taxes became delinquent, whichever is earlier.
SIGNATURE REQUIRED
The person signing this application must be the person qualified for the exemption(s) checked. If the Chief
Appraiser grants your application, you do not have to reapply annually. However, you must reapply if the Chief
Appraiser requires you to do so, or if you want the exemption to apply to property not listed on this application.
You must notify the Chief Appraiser in writing, if and when, your right to this exemption ends. If this
application is not approved, you will receive written notification explaining why it was not approved.



Many homeowners have questions about watering. How much is too much? How much is
too little? How close to the house should I water? How does watering affect the
foundation of my home?

Obviously, some of us are over-watering, as evidenced by long streams of water flowing
down the gutters and into the storm sewers. Not only is this wasteful, it is also harmful to
your lawn and foundation.

Conversely, many of us have not watered nearly enough, as evidenced by grass that is
dead or very nearly dead in its peak growing season. Foundation problems caused by
expansive clay soils usually develop when the amount of water in the soil changes non uniformly
under the perimeter or interior of the slab.

Our climate is such that these clay soils shrink when dry and swell when wet, resulting in
up and down movement of the house. If this occurs unevenly (one area of soil under the
house gets more water or dries out faster), the house may become strained and
foundation damage occurs.

Foundation maintenance, in general, consists of one major concept: The moisture in the
soil under and around the house should be as consistent and uniform as possible at all
times. Bedrock Foundation Repair offers the following tips to watering and maintaining
your homes lawn and foundation:

1. Install good ground cover. This will prevent excessive moisture from seeping deep
into the soil. This will also prevent erosion of the soil and excessive drying of the soil
through evaporation.
2. Water the soil around the house during dry periods just enough to keep the grass
green. More watering may be needed in areas with more abundant shrubbery and
plants. The south and west sides of the house are more exposed to the sun, and they
may need more watering to offset rapid evaporation.
3. Never water too close to the foundation. Stay at least 18 inches away from the base
of the foundation.
4. Never water directly into cracks in the soil near the base of your foundation. These
cracks usually go a few feet deep, and the water will reach soil that is normally
undisturbed by concentrated amounts of moisture. Depending on the shrink/swell
potential of the soil, the soil may upheave, or it may consolidate and lose volume.
Either way, it can undermine the foundation.
5. Never place sand, sandy loam or rocks around the foundation. They are very porous,
and allow water to pass quickly to the soil below, where the sun and wind cannot dry
it out. Clay soils are non-porous, and are recommended for proper water drainage
away from the house.
6. Never allow water to pond around the foundation. If water stands for very long, it will
seep under the foundation, causing problems. Create a positive slope for water to
flow away.

Bedrock Foundation Repair
1018 Fletcher
Dallas, Texas 75223 http://www.tor pedopier .com/foundation_water ing/
Nf eUssa 1incher

Watering Your Foundation in Texas
Many homeowners have questions about watering. How much is too much? How much is
Too little? How close to the house should I water? How does watering affect the
Foundation of my home?
Obviously, some of us are over-watering, as evidenced by long streams of water flowing
Down the gutters and into the storm sewers. Not only is this wasteful, it is also harmful to
Your lawn and foundation.
Conversely, many of us have not watered nearly enough, as evidenced by grass that is
Dead or very nearly dead in its peak growing season. Foundation problems caused by
Expansive clay soils usually develop when the amount of water in the soil changes non uniformly
Under the perimeter or interior of the slab.
Our climate is such that these clay soils shrink when dry and swell when wet, resulting in
Up and down movement of the house. If this occurs unevenly (one area of soil under the
House gets more water or dries out faster), the house may become strained and
Foundation damage occurs.
Foundation maintenance, in general, consists of one major concept: The moisture in the
Soil under and around the house should be as consistent and uniform as possible at all
Times. Bedrock Foundation Repair offers the following tips to watering and maintaining
Your homes lawn and foundation:
1. Install good ground cover. This will prevent excessive moisture from seeping deep
Into the soil. This will also prevent erosion of the soil and excessive drying of the soil
Through evaporation.
2. Water the soil around the house during dry periods just enough to keep the grass
Green. More watering may be needed in areas with more abundant shrubbery and
Plants. The south and west sides of the house are more exposed to the sun, and they
May need more watering to offset rapid evaporation.
3. Never water too close to the foundation. Stay at least 18 inches away from the base
Of the foundation.
4. Never water directly into cracks in the soil near the base of your foundation. These
Cracks usually go a few feet deep, and the water will reach soil that is normally
Undisturbed by concentrated amounts of moisture. Depending on the shrink/swell
Potential of the soil, the soil may upheave, or it may consolidate and lose volume.
Either way, it can undermine the foundation.
5. Never place sand, sandy loam or rocks around the foundation. They are very porous,
And allow water to pass quickly to the soil below, where the sun and wind cannot dry
It out. Clay soils are non-porous, and are recommended for proper water drainage
Away from the house.
6. Never allow water to pond around the foundation. If water stands for very long, it will
Seep under the foundation, causing problems. Create a positive slope for water to
flow away.













RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, Texas 76016
Mobile: 817-980-9420
Fax 817-419-9187
melissafincher @comcast.net


Each Office Independently Owned and Oper ated
The Commitment for Title Insurance is issued only as a preliminary instrument in
instances in which the title company has a bonafide order for the policy or policies of
title insurance specified therein, to be issued (90) days from the effective date of the
Commitment. There is no charge by any title company for the issuance of the
Commitment.
Basically, the Commitment for Title Insurance informs those to be insured by a title
policy of the condition of the property involved. In addition, it informs the future
insured of any requirements that must be in place before the policy will be issued.
The Seller is required to furnish the Commitment to the Purchaser. If a loan is part of
the transaction, the Lender will require a Commitment at some time during the
procession of the loan.
A Commitment for Title Insurance consist of four (4) sections:
SCHEDULE A- Schedule A sets out the effective date of the commitment, the names of
the insured, the sales price, loan amount, the estate or interest in the land (fee simple,
easement estate, lease-hold estate, etc.) the name of the person/s in title at the date of
commitment and the legal description of the property under consideration.
SCHEDULE B- Schedule B informs the insured of everything of record that affects
the property such as restrictions, liens, oil and gas reservations, easements, and so on,
guarantees any ad valorem taxes are paid current through your designated year and in
general, limits the liability of the policy/ies to be issued.
SCHEDULE C- Schedule C informs the insureds to any requirements that must be met
before a policy/ies will be issued.
SCHEDULE D- Schedule D, according to the State Rules and Regulations, is a
disclosure of the officers of the Title Company and Underwriter and also discloses the
premiums to be charged for the policy/ies and the beneficiary/ies of such premiums.
All Commitment forms, furnished by underwriters, are exactly the same as to content.
The only difference can be in the spacing of the items. The title industry is regulated
closely by Rules, Rates, and Forms for the writing of Title Insurance in the State of
Texas.
Me/issa rrincher

What is a Title Commitment?
1. You will receive from the County Clerks office the original recorded Warranty
Deed that transferred title to the property to you. Store this document for
safekeeping, as you may need to refer to it in the future.
NOTE: A deed is not like a car title-you do not need the original to the
property. When the deed is recorded, your title is on record with the
County Clerk.
2. You will receive from the title company an Owner Policy ofTitle Insurance.
This document should also be stored for safekeeping with your other
important papers. You should be certain to verify the name and address
shown on the policy.
3. You will receive a coupon book or other instructions about making your
monthly loan payments from your lender. If you do not receive the coupon
book or instructions on time to make your first payment, call your lender or
title company to assist you.
4. Make certain to file for your homestead exemption with the various taxing
authorities who collect taxes on your property. You must be the owner of the
property on January I"' to file for this exemption or others you may qualify
for, and can do so anytime between January I"' and April 30
lb

5. Uyour property taxes are being escrowed/impounded by your mortgage

company forward any tax notices you may receive in the mail to your lender
so they ean pay the taxes in a timely manner.
6. It is the taxpayer's responsibility to be certain that the property is rendered in
the taxpayer's name for the upcoming tax year. Contact the County Appraisal
District for assistance in making certain this is done.
7. Enjoy your new home!
RE/MAX Associates of Arlington
4105 South Bowen Road
Arlington, Texas 76016
Mobile: 817-980-9420
Fax 817-419-9187
melissafincher@comcast.net
Oh By The Way,"
Iam never too busy
for you or your referrals!!!


What Happens After Closing?


Oh By The Way...if you know of someone needing to buy or sell,
Please call me with their name and number and I will be happy to help them.

Page Under Construction...
Melissa' s Director y of Favor ite Businesses

North Texas Granite - Shay Holland
817-821-6854
northtexasgranite@hotmail.com
2069 Fm 1187 Ste M, Mansfield, TX 76063-5932
Lonnies Plumbing - Lonnie Duke M38746
817-937-0527
lonnie@londuke.com
936 Meadow Bend Dr. Arlington, TX 76002
Countertop Resurfacing- Gary Holland
817-501-1845
USANA Health Services - Craig & Lee Coria
817-975-8328 or 817-975-2041
craigcoria@sbcglobal.net www.coria.usana.com
Dent Empire - Mark Rohne
Paintless Dent Repair
817-303-6400 or 817-905-0005
www.dentempire.com
Custom Paintworx - Calen McNulty
817-919-9792
Residential/Commercial; Interior/Exterior Painting
Metroplex Area Detailers - Jerry McCullars
817-475-7804
Handyman
Custom Home Dcor Sewing-Michaela Jones
817-875-0105
Brick/Mortar Repair-Johnny Harper
817-905-5525
MBR Foundation- Steve Webster
817-469-1090 817-372-8171

Joe Hall Roofing - John
817-822-0510
Roofer
Electrician - Doug 817-999-7446
Home Repair-Williams Home Maintenance
817-274-0661
Mary Kay Cosmetics-Amanda Cobb 817-266-9833
Insurance - Brad Bingham (Allstate) 817-460-5078
A/C - Elvis 817-703-2161
Inspector-Dave Padgett 817-461-5205
Pool Installation Tom Owen Owen Custom Pools 817-207-9494
Pool Service-Jim Calkins Stillwaters Pool Company 817-680-4842
Tree Service-Tree Climbers 817-453-4758
Termite Treatment-TEXInspec Bryan Cooper
817-907-3617
Stucker Construction-Rob Stucker
903-454-9780
Moe Caya-CC Services Handyman
214-566-1414
Countertop Resurfacing- Gary Holland
817-501-1845
Peyronet Photography- Michelle Jones
michelle@peyronetphotography.com
817-707-7487













RE/MAX Associates of Ar lington
4105 South Bowen Road
Ar lington, Texas 76016
Mobile: 817-980-9420
Fax 817-419-9187
melissafincher @comcast.net


Each Office Independently Owned and Oper ated
./
M OV[;V'vg
Adlbess Chage
o Give forwarding address to Post OffIce 4to 6
weeks before moving
El Charge accounts, credit cards
o SubscrIptions: Notice requires 6to 8weeks
o Friends and relatives
BtDtk
o Transfer funds. arrange check-cashing in new city
Q Arrange credit references
Insurance
o Notify company of new location for coverages:
life, health, fire and auto
Utility Companies
o Gas, light, water, telephone, fuel, garbage
o Get refunds on any deposits made
o Retum cable boxes
Delive ry Service
o Laundry, newspaper, change over of service
Medical, Dental, Prescription Histories
o Ask Doctor and Dentist for referrals, transfer
needed prescriptions, eyeglasses. X-rays. Obtain
birth records, medical records, etc.
Pm
o Ask about regulations for licenses, vaccinations,
tags, etc.
Don't Forget To:
o Empty freezer, plan use of foods
o Defrost freezer and clean refrigerator. Place
charcoal to dispel odors.
o Have appliances serviced for moving
Q Clean rugs or clothing before moving have them
wrapped
o Check with your Moving Counselor, insurance
coverage, packing and unpacking labor, arrival
day. various shipping papers, method and time of
expected payment
o Plan for special care needs of infants or pets
o Check wlth Agriculture Department of new area to
see If they have restrictions on plants
On Mtwlne &y:
o Carry enough cash or traveler's checkS to cover
cost of moving services and expenses until you
make banking connections In new city
o Carry jewelry and documents yourself, or use
registered mail
o Plan for transporting of pets; they are poor
traveling companions if unhappy.
o Let close friends or relatives know route and
schedule you will travel Including overnight stops,
use them as message headquarters
o Double check closets, drawers, shelves to be sure
they are empty
o Leave old keys, garage door openers. broiler
pans, landscape I house plans and instruction
manuals needed by new owner with Realtol$
At Yo", NewAddras:
o Obtain certified checks or cashier's checks
necessary for closing Real Estate Transaction
(check escrowI title company for details)
o Check on service of telephone, gas, electrIcity,
water and garbage
o Check pilot light or stove, for water heater and
furnace
o Ask mailman for mail he may be holdIng for your
arrival
o Have new address recorded on Driver's License
o Visit city offices and register for voting
o Register car within 5days after arrival In state or
apenalty may have to be paid when getting new
license plates
o Obtain inspection sticker and transfer motor club
membership
o Apply for state driver's license
o Register family in your new place of worship
Q Register children In school
o Arrange for medical services; Doctor, Dentist.
Veterinarian, etc.
Yeliss" r'fincher
Moving Checklist