11.

Sally Pearson, the world 100m hurdles champion, was named the Female World Athlete of the year for 2011 by the IAAF. To which country does she belong? 1) Australia 2) New Zealand 3) U.K. 4) U.S.A. 5) Denmark 12. Which of the following awards/ prizes is given for science? 1) Templeton Prize 2) Jnanpith Award 3) Phalke Ratna 4) Shanti Swarup Bhatnagar Award(tukka) 5) None of these 13. Who is the author of the book 'The Exile', which is based on the life of Duleep Singh, the last Maharaja of Lahore? 1) Chetan Bhagat 2) Navtej Sarna 3) Mulk Raj Anand 4) Khushwant Singh 5) None of these 14. Which of the following is not a plantation crop? 1) Rubber 2) Arecanut 3) Cocoa 4) Potato 5) Coconut 15. The term Bull's eye is associated with which of the following sports? 1) Badminton 2) Boxing. 03) Shooting 4) Cricket 5) Hockey 16. Which of the following is/are considered as allied agricultural activity? 1) Poultry 2) Fisheries 3) Dairy 4) Sheep rearing 5) All the above 17. Which of the following program-mes was launched by the govern-ment to develop rural infrastruct-ure in India? 1) SHGs

2) Bharat Nirman 3) JNNURM 4) IAY 5) None of these 18. Which of the following is not the name of a foreign bank? 1) BNP Paribas 2) Deutsche Bank 3) Barclays 4) Cathay Pacific 5) RBS 19. Which of the following schemes has been successful in attracting children to come to school and get educated? 1) MGNREGA 2) Food for Work 3) Mid Day Meal 4) NRLM 5) None of these 20. Guru Tegh Bahadur Gold Cup tournament is associated with which of the following sports? 1) Hockey 2) Badminton 3) Cricket 4) Soccer 5) None of these Jagran Group in conversation to buy NaiDunia. The Walt Disney Company has announced that it will acquire, through a subsidiary, a controlling interest in UTV Software Communications Ltd, a media & entertainment company in India. The acquisition will be completed through a successful delisting offer and will enable Disney to integrate UTVs current operations. UTV CEO Ronnie Screwvala has been named Managing Director, The Walt Disney Company India reporting to Andy Bird, Chairman, Walt Disney International. AXN has topped viewership charts in India to be the undisputed No. 1 English general entertainment (GE) channel of 2011. AXN took the top spot in both ratings and reach among CS (cable & satellite) 4+, the advertisers core target audience of CS SEC (socio-economic class) AB 4+, and Indias elite CS SEC A 4+ audiences across India, as per TAM Media Research data for the period January 1-December 31, 2011. Even though US-based holding company Omnicom Group and Anil Ambani-owned Mudra Communications have had on-and-off conversations for some time now, Omnicom Group is finally in the process of upping its stake in Mudra Communications. Omnicom would be taking a 51 per cent stake in Mudra, and it is understood that subsequently this could even result in a complete buyout. This year, Nestl is celebrating 100 years of Building Happy Nests in India and of providing Good food, Good Life. Patrice Bula, Global Head of Sales and Marketing and EVP, Nestl S.A., travelled to India to better appreciate the Indian

market, changing consumers and the rapidly increasing distribution of Nestl products.

Cartoon Charactor -Creator Charlie Brown - Charles Schultz Goofy - Art Bebbitt The Simpsons - Matt Groenig Spongebob - Spephen Hillenberg Daffy Duck - Tex Avery & Bob Champett Mickey Mouse/Donald Duk - Walt Disney Tom & Jerry - William Hanna & Joseph Barbera Batman - Bob Kane Superman - Jerry Siegal & Joe Shuster(J&J) Spiderman - Stanlee & Steve Ditko Scooby doo - Iwao Takamato Shaggy - Dr. Andrew zagarian Pop-eye - elzie crisler segar Garfield - Jim Davis Archie - Vic Bloom & Bob Montana Richie Rich - Alfred Harvey & Warren Kremer Calvin & Hobbes - Bill Watterson Tintin - Herge

TV Today Network, part of the India Today group, has assigned the creative duties of its entire portfolio to Blackpencil India, the new agency from the Leo Burnett group worldwide. Colgate signs Mahesh Bhupathi, Rahul Bose as brand ambassadors. Law & Kenneth has been assigned with eBay Indias creative mandate. Bal Mundkur, founder of Ulka, passes away. He succumbed to a heart attack on the morning of 7 January, at his residence in Goa. Sudha Natrajan promoted to CEO Of Lintas Initiative Media. World Bank President Robert Zoellick said on Wednesday he plans to step down when his term ends on June 30, raising questions whether the United States will insist on holding on to a job that has always gone to an American. 2)You can now apply for a personal loan during your lunch break, without stepping out of the office. If the paperwork is proper, you can also receive the money before you reach home at the end of the day. HDFC Bank, India s secondlargest private sector lender, is setting up kiosks in corporate offices that would allow employees to submit a loan request, get it processed, and receive the money in 24 hours. Initially, we are targeting companies that already have a banking relationship with us. We plan to set up 1,500 priority desks across 500 companies in nine cities in the next six months, Sai Giridhar, senior vice-president and business manager (unsecured loans), HDFC Bank, told Business Standard.

MICAT related stuff (JANUARY) In the newest appointment at the Dentsu India Group, Soumitra Karnik has been given the mandate of national creative director. DDB Mudra Group has announced that Venkat Mallik will head its Tribal DDB operations in India. Mallik will also continue to lead RAPP India. Swati Mohan has been appointed as the new vice president programming and operations for FOX International Channels and NGC Network India. Maheshwar Peri, publisher, Outlook Group and president, Outlook Publishing, has decided to step down from his day to day roles at the group and concentrate on his own publishing venture, Pathfinders. Indranil Roy, president, Outlook Group, will take charge from Peri, whose term is scheduled to end by March 2012. Genesis Burson-Marsteller, South Asia has bagged five new accounts in the New Year. These include Piaggio-Vespa, New Zealand Tourism, Safilo, glass packaging solution provider Hindusthan National Glass (HNG Group) and Hyderabadbased boutique firm, Medium Healthcare Consulting as retainer accounts. The firm has also bagged significant project clients such as express delivery service provider, TNT, ArtDubai, an art fair held for Middle East and Africa, and India Design Forum, scheduled for March in New Delhi. Nokia is the most trusted brand of India. The Trust Research Advisory has released the Brand Trust Report 2012. The Brand Trust Report, India Study, 2012 (BTR 2012), lists Indias 1000 Most Trusted Brands. Viacom18 has announced the opening of an office in Dubai to manage sales, marketing and distribution of its channels in the Middle East and Africa markets. HT Media launches HT Mini in Delhi. Rana Barua (Red FMs chief operating officer) moves out of Red FM.

3) Tata Motors launched Tata Sumo Gold, its redesigned sports utility vehicle (SUV), here on on Wednesday. The new vehicle is available in four variants along with a warranty of three years or 100,000 km, whichever is earlier. Some Current Affairs Points 1. Chattisgarh has brought into force a rule which prohibits failing a student throughout primary school years 2. Nasa' s GRAIL mission is directed towards Moon 3. US economy accounts for approximately 10% of India's exports 4. WHO has launched a multi billion action plan aimed at saving 120,000 lives from TUBERCULOSIS in the period upto 2015 5. China has got the highest growth in trade in the first eight Months of 2011 6. The G7 countries held a meeting in september 2011 to discuss Debt crisis in the French city of Marseille

7.India has signed a MoU on manpower with UAE which will facilitate indian workers who are headed to the gulf countries. 8. As per a report by McKinsey & Company the share of Indian Banks in global banking revenue is 9%. 9.Realised Voltality Index(Realised volatility is a measure of actual price volatility, based on past price movements over a specific period of time) was launched By Bombay Stock Exchange 10. 'Financial Literacy On Wheels' is an investor awareness campaign launched by National Stock Exchange Of India.

(1) Capital Market (2) Money Market (3) Bill Market (4) Financial Market (5) None of these

Q.5 Which of the following represents priority sector lending by commercial banks in India? (A) Lending to heavy industries. (B) Lending to foreign companies. (C) Lending to agriculture, small scale industries and the weaker sections of the society. (1) A and B (2) Only C (3) A, B and C (4) A and C (5) None of these

Q. 1 Recently which of the following Athelets were named athletes of the year by athletics' governing body, the IAAF? (1) Usain Bolt & Sally Pearson (2) David Rudisha & Blanka Vlasic (3) Asafa Powell & Sanya Richards (4) Kenenisa Bekele & Yelena Isinbayeva (5) None of these Q. 2 The Prime Minister Of which of the following countries Resigned failing to handle Fierce Financial Crisis? (1) Iran

Q.6 As we all knows that Deposit Insurance is regarded as the most powerful competitive edge of banking industry. In this context which among the following organisation gives a guarantee to depositors that their deposits will be returned if the bank fails? (1)LIC (2)IRDA (3)DICGC (4)GIC (5)None of these

(2) Italy (3) France (4) Greece (5) None of these (1) Increased (2) Decreased (3) First increased and then decreased (4) Remained the same (5) None of these Q.7 In the post-liberalization period, the share of direct taxes in gross tax revenue in India has____________

Q.3The main concern of the RBIS Report on Trend and Progress of Banking in India 2010-11 is/are___ (A) Disproportionate growth in credit to sectors such as real estate, infrastructure, NBFCs and retail segment. (B) Persistent asset-liability mismatches (C) Higher provisioning requirement and reliance on shortterm borrowings to fund asset growth

Q.8 Which of the following is not a component of foreign aid of a country? (1) External Commercial Borrowings (2) Bilateral Grant (3) Multilateral Grant (4) Loans from international financial institutions (5) None of these Q.9 When buying or selling of securities is done by a person having access to privileged information, it is known as____________. (1) Secular trading (2) Over trading (3) Unauthorised trading (4) Insider trading (5) None of these

(1) Only A (2) Only B (3) Only A & C (4) All A,B & C (5) None Of These

Q.4The market which deals in Trade bills, promissory notes and government papers, which are drawn for short-periods is called_________________

Q.10 With refrence to Banking Industry what is the full form of SFMS? (1) Structured Financial Messaging System (2) Systematized Financial Management System (3) Structured Fraud Management System (4)Structured Financial Management Service (5) None of these Q.11 Which of the following cannot be included in the definition of a Financial Intermediary ? (1) Mutual Funds (2) Banks & Non Bank Finance Companies (3) Financial Institutions (4) Companies Engaged in Manufatcuring of Goods (5) None of these Q.12 Which of the folIowing functions is not carried out by the RBI? (1) Management of government Debts (2) Raising Deposits from public (3) Lender of last resort to banks (4) Banker to government (5) None of these Q.13 RBI act as banker to Central government on___________ basis and state governments on________ basis (1) Agreement, Agreement (2) Mandatory, Mandatory (3) Mandatory, Agreement (4) Agreement , Mandatory (5) None of these Q.14 Which of the following factor/factors motivate the merger between two banks? (A) Diversification of activities (B) Improved profitability (C) Improve economies of scale (1) A and B (2) Only C (3) All A, B and C (4) A and C (5) None of these

(3) Tennis Player (4) Golf Player (5) None of these

Q.17 Recently The Finance Ministry increased the investment limit for foreign institutional investors (FII) in government securities (G-secs) and corporate bonds by _________ (1) $ 5 Billion (2) $ 10 Billion (3) $ 15 Billion (4) $ 20 Billion (5) None of these

Q.18 Which of the following states will host the 17th National Youth Festival 2012 ? (1) Andhra Pradesh (2) Tamilnadu (3) Kerala (4) Karnataka (5) None of these

Q.15 The liquidity adjustment facility relates to ___________ (1) Short term loans by RBI to banks (2) Overdraft facility to state government (3) Sale of government securities by RBI (4) Temporary loans by RBI to central government (5) None of these Q.16 Who isSushil Ghaley ? (1) Marksman (2) Badminton Player

Q.19 Which of the following organization has been awarded the prestigious Thomson Reuters India Innovation Award 2011 ? (1) RAILTEL (2) DRDO (3) ISRO (4) IIPA (5) None of these Q.20 The Finance Minister Pranab Mukherjee has recently stressed upon the need of Gender Auditing along with

Gender Budgeting of policies and programmes of various ministries and departments under the Government of India. In this context what is Gender Auditing? (1) It is the goal of the equality of the genders stemming from a belief in the injustice of myriad forms of gender inequality. (2) It is the public policy concept of assessing the different implications for women and men of any planned policy action including legislation and programmes, in all areas and levels. (3) It is referred to mainstreaming analyizing mainstream public policy,including legislation,regulations,allcations,taxation & social projects,from the point of view of their effect on the status of women in a given society. (4) It is a collection of movements aimed at defining, establishing, and defending equal political, economic, and social rights and equal opportunities for women. (5) None of these Q.21 Which of the following is NOT a banking term? (1) Radiation (2) Outstanding amount (3) Benchmark Prime Lending Rate (4) Explicit Guarantee (5) None of these Q.22 World Water Day has been observed on___________ (1) 20th June (2) 22nd July (3) 22nd March (4) 20th May (5) None of these Q.23 What is the amount per withdrawl that can be withdrawn by a cutomer by using ATM of other Bank? (1) Rs 5000 (2) Rs 15000 (3) Rs 10000 (4) No such limit (5) None of these

Q.24 What is the time for customer's transactions under RTGS for a normal day? (1) 9 am to 4 pm (2) 11 am to 6 pm (3) 9 am to 4.30 pm (4) 10 am to 5 pm (5) None of these Q.25 Following the announcement of the deregulation of saving bank accounts interest rates of the commercial banks in October 2011 by RBI , which of the following Banks was the first to raise the interest on saving bank accounts? (1) YES Bank (2) Indus Ind Bank (3) Kotak Mahindra Bank (4) State Bank of India (5) None of these Q.1(1)Jamaican sprint icon Usain Bolt and Australia's Sally Pearson, the World 100m hurdles champion, were named athletes of the year by athletics' governing body, the IAAF. Bolt, the Olympic 100 metres champion, wins the award for the third time after being honoured in 2008 and 2009.

Q.2(2)Italy's Silvio Berlusconi resigned as Prime Minister after he was stripped of a parliament majority due to his unsuccessful handling of the fierce financial crisis.

Q.3( 4) In its Report on Trend and Progress of Banking in India 2010-11 RBI said, banks need to build on four principles, namely, efficiency, stability, transparency and inclusion. The banking sector needs to focus on growth through inclusion, innovation and diversification while complying with domestic regulations and internalising international best practices.

Q.4(2) The money market concerns trading in money instruments involving borrowing and lending for short periods.It deals in trade bills, promissory notes and government papers or bills, which are drawn for short-periods. Q.5(2) Lending to agriculture, small scale industries and the weaker sections of the society comes under priority sector lending of commercial banks in India.

Q.6(3) The Deposit Insurance Corporation(DICGC) has twin objectives of giving insurance to small depositors in banks and five credit guarantee schemes (four for small borrowers and one for small-scale industries) guaranteeing the priority sector advances granted by participating banks and financial institutions. Q.7(1) In the post-liberalization period, the share of direct taxes in gross tax revenue in India has Increased. Q.8(1) An External Commercial Borrowing (ECB) is an instrument used in India to facilitate the access to foreign money by Indian corporations and PSUs. Q.9(4) Insider Trading is the buying or selling of a secuirty by someone who has access to material nonpublic information about the security. Recently Rajat Kumar Guptaarrested in late 2011 by the FBI on insider trading charges related to the Raj Rajaratnam case.

to win the gold medal. Q.17(1) The FIIs can now invest up to $15 billion in G-secs and $20 billion in corporate bonds. This move will enhance capital flows and increase the availability of resources for corporates. Q.18(4) The 17th National Youth Festival will be held during 12th to 16th January, 2012 at Mangalore, Karnataka to commemorate the birth anniversary of Swami Vivekananda i.e. 12th January. Q.19(2) Defence Research & Development Organisation (DRDO), has been awarded the prestigious Thomson Reuters India Innovation Award- 2011 in Hi-Tech Academic & Government Category. Q.20(3) Gender audits analyze the income and expenditure of the government from a gender perspective. Q.21(1) Radiation is a process in which energetic particles or energetic waves travel through a medium or space.

Q.10(1) The full form of SFMS is Structured Financial Messaging System. It is a secure messaging standard developed to serve as a platform for intra-bank and interbank applications. It is an Indian standard similar to SWIFT (Society for World-wide Interbank Financial Telecommunications) which is the international messaging system used for financial messaging globally.

Q.22(3)World Water Day has been observed on March 22 since 1993 when the United Nations General Assembly declared March 22 as World Day for Water. The theme of the 2011 World Water Day was Water for cities: responding to the urban challenge. Q.23(3) For cash withdrawals at other bank ATMs, banks have decided to maintain a limit of Rs. 10,000 per transaction. This information is displayed at the ATM location. Q.24(3) The RTGS service window for customer's transactions is available from 9.00 hours to 16.30 hours on week days and from 9.00 hours to 13.30 hours on Saturdays for settlement at the RBI end. However, the timings that the banks follow may vary depending on the customer timings of the bank branches. Q.25(1) Yes Bank was the first one to raise the interest rates on savings account with all balances to 6%, and this was followed by Indus Ind and Kotak bank announcing interest rates hikes on their savings accounts too.

Q.11(4)Financial Intermediary means an institution that acts as the middleman between investors and firms raising funds. Q.12(2) Raising deposits from public is the function of Commercial Banks.

Q.13(3) In terms of Section 20 of the RBI Act 1934 (the Act), RBI has the obligation to undertake the receipts and payments of the Central Government. State Government transactions are carried out by RBI in terms of the agreement entered into with the respective State Governments in terms of section 21 A of the Act. As of now, such agreements exist between RBI and all the State Governments except the Government of Sikkim. Q.14(3) Diversification of activities, Improved profitability & Improve economies of scale motivate the merger between two banks. Q.15(1) Under liquidity adjustment facility funds are used by the banks for their day to day mismatches in liquidity. Q.16(1) Sushil Ghaley is an Marksman. Recently he won gold in the 50m rifle prone event at the 55th National Shooting Championship on 20 November 2011 in Pune. Ghaley outplayed Commonwealth Games champion Gagan Narang

Lokpal : Genisis 1963 : The idea of an ombudsman first came up in parliament during a discussion on budget allocation for the Law Ministry. 1968 to 2011 : Lokpal introduced 8 times in the parliament but never passed .

2011 : Govt formed GoM lead by Pranab Mukherjee to suggest measures to tackle Lokpal Bill

Apart from Lokpal : Public servants in India can be penalized for corruption under the Indian Penal Code, 1860 and the Prevention of Corruption Act, 1988. The Benami Transactions (Prohibition) Act, 1988 prohibits benami transactions. The Prevention of Money Laundering Act, 2002 penalises public servants for the offence of money laundering. India is also a signatory (not ratified) to the UN Convention against Corruption since 2005. The Convention covers a wide range of acts of corruption and also proposes certain preventive policies. Other countries : Sweden, Finland, Denmark, the Netherlands, Austria, Portugal, Spain, New Zealand, Burkina Faso and the United Kingdom are some of the countries which have the office of an Ombudsman. Till 2010, 18 states have enacted laws to establish Lokayuktas. They are: Andhra Pradesh, Assam, Bihar, Chhattisgarh, Delhi, Gujarat, Jharkhand, Haryana, Himachal Pradesh, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Orissa, Punjab, Rajasthan, Uttarakhand, and Uttar Pradesh.