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Belize: The Top English Speaking Retirement Haven in the Car...

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Belize: The Top English Speaking Retirement Haven in the Caribbean

Dear Reader, Belize sets itself apart from its neighbors in several waysnot least of which is the fact that the population living in Belize speaks English. It makes living and doing business here easy. Whats more, Belize is a small, peaceful country where you can beat the bureaucratic beasts by simply walking into the Minister of So-and-Sos ofce and sitting down to talk things out.

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In many ways, this country is like a big small town. Its far-thinking banking laws have given the nation a distinct advantage when it comes to banking privacy. In an age when the accounts in other jurisdictions are under attack, those in Belize remain securewhich is no mean feat. While its true that Belize is not the most affordable place to buy property, this country offers economic stability, ease of living, and a cost of living that, while not dirt-cheap, is nevertheless good value when you compare it with that of other Caribbean retreats. Belizes retiree program offers attractive incentives to foreigners looking to live in Belize particularly those who are already planning to declare their permanent residency outside the U.S. Plus, Belize is just plain beautiful. From its Caribbean shores to its jungle interior, this nation has great natural beauty to recommend itblue water and deserted beaches, and inland retreats where jaguars and scarlet macaws still live in their natural habitats. We have compiled this special report to give you a taster of what Belize is all about. Read on and take a look at what this beautiful country can offer you. Yours sincerely,

Jackie Flynn Publisher, International Living

Table of Contents
Fast Facts Communications The Economy in Belize Where to Buy Real Estate in Belize Buying Real Estate Belize Health Care Visa Requirements

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Embassies Retiree Benets in Belize Cost of Living in Belize Taxes in Belize Financial Matters Moving to Belize Expat Contacts Travel Info: How to Get to Belize Making Money in Belize

Fast Facts
History: Belize was the site of several Mayan city states until their decline at the end of the rst millennium A.D. The British and Spanish disputed the region in the 17th and 18th centuries; it formally became the colony of British Honduras in 1854. Territorial disputes between the UK and Guatemala delayed the independence of Belize until 1981. Guatemala refused to recognize the new nation until 1992 and the two countries are involved in an ongoing border dispute. Guatemala and Belize plan to hold a simultaneous referendum to determine if this dispute will go before the International Court of Justice at The Hague,

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though they have not yet set a date. Learning from its colonial past, the government of Belize has sought to preserve the countrys natural beauty and resources while encouraging tourism and the immigration of new residents with the means to support themselves. Tourism has become the mainstay of the economy. Location: Central America, bordering the Caribbean Sea, between Guatemala and Mexico. Area: 8,867 square miles (22,966 square kilometers).Slightly smaller than Massachusetts. Population: 321,115 (July 2011 est.) Capital: Belmopan Geography: Flat, swampy coastal plain; low mountains in south.

2012 Google Map data 2012 Google, INEGI -

View Belize in a larger map

Climate: Tropical; very hot and humid; rainy season (May to November); dry season (February to May). Government: Parliamentary democracy and a Commonwealth realm. Chief of State: Queen Elizabeth II (since 6 February 1952); represented by Governor General Sir Colville Young, Sr. (since 17 November 1993) Head of Government: Prime Minister Dean Oliver Barrow (since 8 February 2008)

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Language: Spanish 46%, Creole 32.9%, Mayan dialects 8.9%, English 3.9% (ofcial), Garifuna 3.4% (Carib), German 3.3%, other 1.4%, unknown 0.2% (2000 census) Religion: Roman Catholic 49.6%, Protestant 27% (Pentecostal 7.4%, Anglican 5.3%, Seventh-Day Adventist 5.2%, Mennonite 4.1%, Methodist 3.5%, Jehovahs Witnesses 1.5%), other 14%, none 9.4% (2000) Time Zone: UTC-6 (1 hour behind Washington, DC during Standard Time) Emergency numbers: In case of any emergency, dial 90 from anywhere in Belize. This will connect you to the police.

Communications
Telephone system: Above-average system; trunk network depends primarily on microwave radio relay. Domestic system: xed-line teledensity of 10 per 100 persons; mobile-cellular teledensity roughly 55 per 100 persons International country code: +501 Cell phones users:161,800 (2009) Internet users:36,000 (2009) Internet country code:.bz Internet/e-mail: Cybercafs are becoming more and more common in Belize. Youll nd cybercafs in most of the major towns and tourist destinations.

The Economy in Belize


Tourism is the number one foreign exchange earner in this small economy, followed by exports of marine products, citrus, cane sugar, bananas, and garments. The governments expansionary monetary and scal policies, initiated in September 1998, led to GDP growth averaging nearly 4% in 1999-2007. Oil discoveries in 2006 bolstered this growth. Exploration efforts have continued and production has increased a small amount. In February 2007, the government restructured nearly all of its public external commercial debt, which helped reduce interest payments and relieved some of the countrys liquidity concerns. Growth slipped to 0% in 2009 and 1.5% in 2010 as a result of the global slowdown, natural disasters, and the drop in the price of oil. With weak economic growth and a large public debt burden, scal spending is likely to be tight. A key government objective remains the reduction of poverty and inequality with the help of international donors. Although Belize has the second highest per capita income in Central America, the average income gure masks a huge income disparity between rich and poor. The 2010 Poverty

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Assessment shows that more than 4 out of 10 people live in poverty. The sizable trade decit and heavy foreign debt burden continue to be major concerns. Labor force: 120,500 Labor force by occupation: Agriculture: 10.2% Industry: 18.1% Services: 71.7% (2007) Exports: $404 million (2010 est.) Export commodities: Sugar, bananas, citrus, clothing, sh products, molasses, wood, and crude oil. Imports: $740 million (2010 est.) Import commodities: Machinery and transport equipment, manufactured goods; fuels, chemicals, pharmaceuticals; food, beverages, and tobacco.

Where to Buy Real Estate in Belize


Ambergris Caye Ambergris is the largest island in Belize at 25 miles long and a little over a mile wide, and San Pedro is the only town. About 30 years ago, Ambergris Caye became a hotspot for divers and shermen thanks to the Belize Barrier Reef, just a half mile offshore. This natural wonderland of living coral supports a dizzying array of marine life, and its the main reason Ambergris Caye has seen its recent incredible growth. Until just a few years ago, San Pedro was a little shing village that catered to adventure tourists coming for the scuba-diving and deep-sea shing. The main motorized transportation on Ambergris Caye at that time was golf carts. Today San Pedro is the second-largest town in Belize District with more than 12,000 people, surpassed in size only by the former capital, Belize City. Property samples in Ambergris Caye: A one-bedroom, one-bathroom condo that needs some xing up. The residence is on the ground oor of a nine-unit building near the islands airstrip on the south side of San Pedro. Price: $100,000. A three-bedroom, two-bathroom home in the San Pablo area of Ambergris. Along with air conditioning, cable TV, and Internet this property also has a patio/deck and its own private pool. With a total area of 1,450 square feet, this house has plenty of living space. Price: $197,500. Placencia

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Placencia is actually a long peninsula and has three population centers. Maya Beach is the northernmost and isnt really a townjust a hodge-podge of small hotels and restaurants and a few small supply shops. In the middle of the peninsula is the Garifuna village of Seine Bight. Placencia Village at the southern tip of the peninsula, although no bigger than Seine Bight, is where the action is. It has about 600 full-time residents clustered in colorful Caribbean-style homes on stilts built on either side of the sidewalk referred to as Main Street. Property samples in Placencia: A waterfront house in Placencia.This two-story residence is located at Maya Beach, about halfway up the peninsula. With two bedrooms and two bathrooms, the house features a pool, a boat slip, a large garage and ample storage space for full- or part-time residents. Price: $229,000.

Buying Real Estate


Purchasing procedure Once you nd property that you want to buy, don't delay in making an offer. With the help of a real estate agent, prepare an Offer of Purchase to present to the property owner. The order

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should include your name, the name of the seller, the propertys legal description, the purchase price you're offering and the terms of the deal. You submit this with a deposit usually 10%. Buying restrictions Except for nationally protected land, Belize places no restrictions on foreign ownership of real estate. Renting in Belize At International Living, we always recommend that you rent before you buy. Before you plunk down money on a house or condo in a new place, stay awhile and see if it suits your needs. Start your search for a rental on the Internet. Youll nd plenty of websites out there. Some real estate agents in Belize might offer rental properties. The classied section of online local newspapers is also a good source (especially to get a feel for prices).

Belize Health Care


When Dean Barrow was running for prime minister, he was quick to address the problem of inadequate health care in many parts of Belize. Now that Barrow is in ofce, his government has planned several initiatives to solve the problem, especially improvements at the countrys best known medical facility, the Karl Heusner Memorial Hospital in Belize City. Belizeans acknowledge, however, that it will take many years before the countrys health care system is on the same level with medical treatment in the neighboring countries of Mexico and Guatemala. If youre considering a visit or a move to Belize, rest assured that most minor ailments can be treated quicklyand cheaplyat doctors ofces and clinics that can be found in all but a few remote areas. People who suffer from serious conditions can be taken to private clinics such as Belize Medical Associates (website: www.belizemedical.com) or Belize Health Care Partners (website: http://belizehealthcare.com). Both of these facilities offer excellent services and costs are still very reasonable. Belize does have a number of public hospitals but most expats prefer to use the private clinics. But since all these facilities lack the quality care of hospitals in the U.S. and neighboring countries, some many expats leave Belize for more complicated types of medical treatment. Many American retirees, for instance, return home for a few days whenever they want to take advantage of Medicare. Some expats also go to Chetumal and Merida, just north of the border in the Mexican state of Yucatn, and to Guatemala City and Antigua in Guatemala.

Visa Requirements
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Tourist visa: When you visit Belize, theres no need for a tourist visa if youre a citizen of the U.S., Canada, a country in the European Union or the Caribbean Community (CARICOM), Australia, Hong Kong, Mexico, New Zealand, Norway or Venezuela. If youre from one of these countries, you can stay 30 days without a visa. To stay longer, you pay $25 a month for the rst six months and $50 a month thereafter. The Qualied Retired Persons Program: Many expats in Belize choose this residency program.To take advantage of this visa, you have to be at least 45 years old and have a monthly income of at least $2,000 from a pension or annuity (including Social Security) generated outside of Belize. Despite the name, you dont necessarily have to be retired. To qualify, you can from any country in the world and can also include your spouse and dependents under the age of 18 in the program. Permanent Residency Visa: In order to obtain Permanent Residency status, you must live in Belize for at least one year. To do this, enter the country on a tourist visa, apply for residency and then renew your visa until residency is granted. You must also pay a non-refundable fee of $1,000 if youre American. The amount for other nationalities varies.

Embassies
U.S. Embassy in Belize, Floral Park Road, Belmopan, Cayo, Belize; tel. +501 822-4011; fax +501 822-4012; e-mail: embbelize@state.gov; website: http://belize.usembassy.gov/. Belize Embassy in the U.S., 2535 Massachusetts Avenue, NW, Washington DC 20008; tel. (202) 332-9636; fax (202) 332-6888; e-mail: ebwreception@aol.com; website: www.embassyofbelize.org. Canadian Embassy in Belize, Consulate of Canada, 80 Princess Margaret Drive, Belize City, Belize; tel. +501 223-1060; fax +501 223-0060; e-mail: cdncon.bze@btl.net. Some queries for Canadian citizens can be dealt with at this consulate in Belize City, but most matters are handles by the Embassy of Canada in Guatemala: 13 Calle 8-44 Zone 10, EdicioEdyma Plaza, Guatemala; tel. +502 2363-4348; e-mail: gtmla@international.gc.ca. Consulate of Belize in Canada, Suite 100, 1122-8th Avenue S.W., Calgary, Alberta, T2P 1J5, Canada; tel. (403) 215-6072; e-mail:bdhillon@mainstreetequities.com.

Retiree Benets in Belize


Belize has one of the worlds best retiree programs. Through the Qualied Retired Persons (QRP) Program, the government gives qualied retirees an exemption from taxes on all income derived from sources outside Belize, whether such income is earned or passive, and

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whether or not it is remitted to Belize. You dont have to be retiredor even of retirement ageto take advantage of this program. However, you must be at least 45 years old, and be able to show that you have adequate resources to deposit a monthly income of $2,000 or more per month, and comply with several other minor requirements. To keep your QRP status you must spend just one month of the year in Belize. The regulations state that you must show a pension or other regular income. In reality, if you can demonstrate that you have adequate savings to transfers $24,000 per year, the Belize Tourist Board has accepted that approach, since many expats do not have pensions but do have IRAs/401Ks. You can also make a single $24,000 deposit a year or make it in monthly installments. In addition to tax benets, qualied retirees can also import a specied amount of personal and household goods as well as a car, boat, or plane without having to pay import duties or other taxes on goods up to the value of $15,000 QRPs are considered non-residents for purposes of banking, meaning they can set up a U.S. dollar bank account with a local or offshore bank in Belize. QRPs are also allowed to engage in gainful employment as long as most of their business activity takes place outside Belize and is conducted exclusively with non-residents of Belize. This is especially important for expats who wish to maintain a consulting business from their second home in Belize. QRPs are also allowed to own a business in Belize. It is best to talk to a qualied attorney if you are thinking of doing this.

Cost of Living in Belize


Though Belize isnt the cheapest country in the Western Hemisphere, it takes less to live well in Belize than in most places in the U.S., Canada, or Europe. Heres a sample monthly budget for two people: Rent (an unfurnished house) Utilities: Electric (without air conditioning) Water Butane gas (for cooking and bathing) $400

$80 $25 $25

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Cable TV (100 Channels) Internet with landline ($500 deposit plus installation) Groceries Entertainment (dining out and other activities) Household help: Maid (about 50 hours a month) Gardener (about 50 hours a month) Incidentals Monthly total:

$20 $80 $150 to $300 $200 to $400

$130 $130 $175 $1,415 to $1,765

Taxes in Belize
Foreigners in Belize are only liable for tax on income they generate in Belize. Income tax is charged at a rate of 25%, and for residents of Belize, the rst $10,000 of their annual income is exempt. Pension income is also exempt. To qualify for residency, an individual must be present in Belize for 183 days or more during a calendar year. Theres no graduated scale of taxation like in the U.S. and many other countries. Property taxes depend entirely on the type of property and start at 1% of the assessed value. Belize currently has no capital gains tax. Though Belizean tax law is far simpler than the U.S. tax code, always consult a knowledgeable attorney, especially if you spend more than 183 days in the country during a calendar year. General sales tax in Belize if 12.5% and it is included in the price of the good that you buy. Currently, property transfer taxes are at 10%, and attorney fees usually equal 2%, including miscellaneous expenses. The buyer usually pays around 12.5% for closing costs, based on the total purchase price of the real estate. Property taxes depend on the type of property and start at 1% of the assessed value. Belize currently has no capital gains tax.

Financial Matters
Currency and exchange: The Belize Dollar is tied to the U.S. Dollar at US$1 = BZ$2.
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Opening a bank account:Banks in Belize usually want a letter from a bank in your home country. Written on bank stationery and signed by an ofcer, the letter should attest to your reliability as a customer and state the balance in your account.

Moving to Belize
Moving your household goods: When moving your household goods to Belize, you can start by choosing an American moving company, but that rm will still have to deal with a Belizean relocation rm for the nal leg of the trip. Most experienced expats say the best strategy is to select the Belizean company rst. This rm will then choose the American company that it wants to work with. When you y to Belize, youre allowed to bring in items for personal use and not for resale. These typically include clothing, medicines, toys, a laptop computer, books and up to four liters of hard liquor and/or wine. If you have any doubts about what you can bring, ask the airline, a Belizean relocation company or the Belizean Embassy in Washington. Moving with your pets: Transporting a pet from one country to another can be a complicated process for the owner and an exhausting one for the animal. Fortunately, Belize isnt a long ight from most U.S. cities, and the paperwork isnt too complex. Dogs and cats dont have to undergo quarantine when they enter Belize. But to bring one in, a veterinarian in the country of origin must ll out and sign a health certicate, such as the APHIS 7001 International Health Certicate from the United States Department of Agriculture, stating that your pet is in good health. Firearms: Penalties for possession of unlicensed rearms or unlicensedammunition are strict, including high nes and mandatory jail sentences for repeat offenders. If you are contemplating bringing rearms or ammunition into Belize, you should contact the Belizean Embassy for additional information on importation.

Expat Contacts
When you move, or if youre just thinking of moving, somewhere new, its a good idea to

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talk to people who have already done what youre about to. Get in touch with expats in Belize, theyll be able to help you with any questions or concerns you might have and youll be able to compare notes on moving here. Here are some resources you might nd helpful: International Living Facebook Belize page: www.facebook.com/internationallivingbelize. This is a great place to meet other like-minded, Belize-bound expats and get advice. ExpatBelize; website: www.expatbelize.com. An Internet-based organization that provides information and services to expats.

Travel Info: How to Get to Belize


Flying to Belize is quick and easy but not cheap. Five international airlines y into Belize: TACA (website: www.taca.com), Continental (website: www.continental.com), American (website: www.aa.com),Delta (website: www.delta.com),and US Air (website: www .usairways.com).The gateway cities from the U.S. are Miami, Houston, Dallas, Newark, Charlotte and Atlanta. TACA is very popular with Belizeans and also has service direct into the other countries in Central America via El Salvador. To nd cheap ights, try a cost comparison website like Skyscanner (website: www.skyscanner.net).

Making Money in Belize


Getting a work visa If you are not a permanent resident in Belize, you will need a work permit to legally work.Self-employment permits are by far the easiest to obtain, as you will most likely be viewed as someone with a business that will in fact create jobs and employ local Belizeans. General work permits must be applied for by your prospective employer. That employer will have to prove that they have been unable to nd a current local resident to ll the position before a permit will be issued. For more information, contact your nearest Belize Embassy. Setting up your own business The Belize Trade and Investment Development Service (BELTRAIDE) works to help international and local investors in establishing and developing a business in Belize. See their website for more: www.belizeinvest.org.bz. Making money overseas

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If youre interested in nding a way to fund your life overseas, there are a whole host of jobs that you can do from anywhere in the world. These are jobs that you can do from the front porch of your beach housejobs that allow you to work in the morning, leaving the afternoon free for relaxing, reading, snorkeling, sailing These days, the world is more interconnected than ever and the possibilities for a portable paycheck are almost never-ending. You dont need an MBA or thousands upon thousands of start-up cash to create a business for yourself that can easily fund your life overseas. Here are just some of the ways you can do that. Travel writing: Of all the kinds of writing you can doction, academic, marketing, technical, etc.travel writing is the most funand the most rewarding. Perhaps you already took a long vacation this year. You might nd it hard to explain to that voice in your headthe one that monitors your bank accountthat youre going to take another. But if you can make enough money selling a story about your trip to cover its costor at least defray, say, the cost of the airfarewell, then, that is not such a bad arrangement. Take Sandra Kennedy. She retired from teaching and wasnt sure how shed keep myself busy. But now here she gets paid to travel, take pictures along the way, and write about what she recommends other people do and see. She nds it hard to believe its even a real job! Sandra has stayed at lavish haciendas, eaten the freshest foods in Ecuador, gotten to know the smiling, helpful locals. Shes been to a Shaman healing ceremony, rode horses in the Andes and learned to weave. And then she sat sipping fresh mango juice, relaxing by the pool. Sandra takes notes and photos along the way and spends a few evenings writing up her impressions while theyre fresh in her mind. Once shes back home, she puts them into proper sentences and then nds an editor who will pay her for them. Five-years on, and Sandras portfolio is lled with travel articles and photographs from Chile, Ecuador, Guatemala, Portugal, Uruguay, Argentina, Alaska, Maine, Oregon and Washington. And many of those articles came out of trips she enjoyed for next-to-nothing or even free. An online business: Did you know that theres a great way to make money from the comfort of your own home anywhere in the world, doing exactly what youre doing now? When Larry and Beatriz visited Medellin, Colombia they fell in love and knew they had to live there.Luckily for them, they were easily able to use their existing skills to create a business opportunity that translated from Coral Springs to Colombia. At rst, it was every two months. Then once a month. But that wasnt often enough for Larry Snyder. So in 2008 he packed his bags, and he and his German shepherd, Hans, took a one-way ight to Medellin, Colombia. I started traveling to Colombia with my girlfriend Beatrizwhos now my wife. She was making frequent trips for her clothing business in Florida. My work as a nurse in the Coral Springs E.R. meant I could schedule six days back-to-back and then take eight days off,

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Larry says. Beatriz started her own clothes manufacturing company in Colombia and Larry had an online business offering continuing education to nursessomething he could run from anywhere. So he went back to America and cleaned out the house.As a registered nurse, Larry knows about health care and hospitals so he turned his existing skills into an online business he can run from anywhere. And he couldnt be happier. Photography: Walk into your back yard, kneel down, and snap a photo of a ower in your gardenor capture a shot of your grandchildren playing with a football. Did you know that these photos could earn you $25$50even $150 or more for each one? Imagine if, every time you went on vacation, with your camera in tow, you could make up to $800 for those pictures you snap.There is no great secret to breaking into photographyeven if you have no experience and only use a simple point-and-shoot camera, it can still be a way to fund a new, more relaxed, and fun lifestyle. Photos are used everywherenewspapers, magazines, billboards, websites, technical manuals, and almost any published material. Someone has to take those pictures. Why shouldnt that someone be you? Take David Morgan. He wasnt any hot-shot photographer when, with a Vivitar camera in hand, he traveled across Asia for six months. He dined with the Privy Counsel to the King of Thailandmet the late Mother Teresaand shook hands with the Dalai Lama. He took a week-long, four-wheel-drive journey across Tibet. He went trout shing in a pristine mountain stream in Bumburet, a hidden valley in the Hindu Kush. He also got to see secret religious ceremonies rarely witnessed by outsiders. The icing on the cake was that he found a textbook publisher who needed the photos from his trip. Not only did his connections save him money, but he actually made money over $6,000! Whats more, a few years later, the publisher offered to pay him again when the book went to a second edition. Photography really can open up the world to you. As a working photographer, you can pickup-and-go any time you chooseget on a ight to any number of far-ung destinationsand enjoy the freedom of the photographers life. A money-making website: A few years ago I decided to try my hand at creating a website that would make me some extra money.My idea was simply to create an informational site that would make money through people clicking on ads and other money-making links. When it comes to retirement income, I want the money coming in, regardless of where I live. Having a money-making website gives me that exibility.I can do this from anywhere in the world. All I need is a laptop and an internet connection.If I choose to retire abroad permanently, I just have to make sure I have Internet access.And if I decide to spend a year or more traveling the world, I can just plug in at hotels or cafes along the way.

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I didnt want to go into business and have to source and ship products, or deal with customers. I just wanted to write informative pages, and make some money with ads. The site I created was CoffeeDetective.com.As its name suggest, its about coffee. Im not a coffee professional, and have never worked in the coffee business. I just like coffee. I wanted to write about something that interested me, and see if I could make some money along the way.Well, the site has been up for almost ve years. It now gets over 3,000 visitors a day. And this month it looks like the site will be making me about $6,000. Copywriting: Why exactly did you buy a whole caseload of nutritional supplement made from the oils of mold-infested Bolivian tree bark? Spend $3,000 to drink foul-tasting mares milk whilst undergoing the Spartan regime of a yoga retreat in Outer Mongolia? Undoubtedly, it was because some devilishly clever person persuaded you to. It was something that you simply had to have...had to experience. The big earners of the writing market are copywriters. Effectively dream sellers, many of them can earn fantastic money. By writing letters for the direct mail market (you and I might call it junk mail or spam), they persuade consumers to buy companies productshealth products, nancial products, self-improvement products, and travel products. You name it, and you can bet theres a copywriter involved somewhere along the line. Hospitals use copywriters, charities use copywriters. Whenever a business or organization needs to pro-mote itself (through a press release, leaeting, online, a newsletter, or other forms of media), it also generally hires a copywriter. Paul Hollingshead went from making $6.50 an hour stacking shelves in a grocery store to making $400,000 a year as a copywriter. Paul works a few hours a day. He writes one, maybe two letters a month. Recently, he moved with his family to a little historic town in the Vermont countryside. He has no bosses, no commute. He writes from a little cottage steps from his house, where he is surrounded by peace and quiet. For a break, he says hell walk over to the old Inn across the street for lunchgrab a coffee at the local market... A top-notch copywriter can easily command $8,000 per letter. Imagine getting $96,000 in fees each year just for writing 12 letters. But thats only the start of things. But, before you get carried away, note that not all copywriters earn quite as much. To get a six-gure income, youll rst need to establish a track record. Of course, there are many countries in the world where that kind of money goes a long way. And again, its another wonderful career you can do from anywhere in the world.

In Certain Places Overseas, Retiring Isn't Just AffordableIt's Easy.


The romantic promise of a better life overseas isnt just a fantasy. It's real. And it can be your reality -- sooner than you think -- when you land in one of the 16 communities in Latin America, Asia, and Europe we prole in a new report called, The Easiest Places in the

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World to Retire. I'd like to send it to you, free. For 30 years International Living has been the number one resource to help people nd the best places to retire and live better, for less, in Belize...and around the world.

More comprehensive, and regularly updated, information is available in the pages of International Livings Magazine and through the members-only section of our website. The Easiest Places in the World to Retire report is yours, with my compliments. All I ask in exchange is that you take a risk-free look at our monthly magazine, International Living.

Copyright 2012 International Living Publishing Ltd., Elysium House, Ballytruckle, Waterford, Ireland. All rights reserved. No part of this report may be reproduced by any means without the express written consent of the publisher. The information contained herein is obtained from sources believed to be reliable, but its accuracy cannot be guaranteed. Registered in Ireland No. 8285214I.

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