M a y I 0 . 2 0 10 Taylor Mortgage Lawyers Attention:Swazi E Taylor, Esq. S S B l0l0 Wilshire lvd.. te. ll .

L o s A n q e l e sC A 9 0 0 1 7

LoanNo.: Mortgage RE,: Wachovia Borrowe Properly :

D e a r S w a z i E T a y l o r .E s q . ,

WachoviaMortgageis in receiptof the letterdatedMarch 4.2010 from your off-rce. Wachovia regardingthe above or any concerns questions the Mortgageappreciates opportunityto address loan. referenced
sale the aboveregarding foreclosure WachoviaMortgagehasdone a thoroughreview of loan referenced above. of the propefty ref-erenced On Japuary 23.2009 Wachovia Mortgageapprovedthe borrower for the MortgageAssistanceProgram. The Mortgage AssistanceProgramreducedthe principal amount by 20% and amortizedthe loan for 40 ProgramAgreement. years. I have encloseda copy of the signedMortgageAssistance Afier being approved for the Morlgage AssistanceProgram. the borrower was supposedto pa)' on 'fhere 'fhe funds w'ere borrower paid on May 29,2009 for the 3 monthsthat were due. March 1. 2009. a insufficient. I have enclosed copy of the loan history. The loan was then referredto the foreclosure on June29.2009. deparlrnent Wachovia Mortgage has reviewedthe borrower for the Horne Affordable MortgageProgram. Wachovia from the borrower to be reviewed for the did not receivethe documentsthat were requested Mor-tgage Home Affordable MortgageProgram. Wachovia Mortgage has made efforts to assistthe borrower in keeping her home by offering payment saleis valid. The foreclosure assistance.

A please call us at l-800-282-3158. foreclosure questions. If you or the borrowerhaveadditional Time. 9:00a.m.to 6:00p.m.Eastern Friday, you through to is available assist Monday representative
i f ( t ,' { t 1,1t - ,'lJr.} t-L, ,,

I J u a nC ' .G o r n e z ForeclosureDepartment

lYoticeRequired bv Federal Luw: Please be atlvisedthat Wachoviomay be attempting to collect a is clebt. If't,otr ure c,urrentlyin bankruptc))oryour debt has beendischargedin bankruptc'y,Wac'hot'ia you personulh; lioble on the onh.,exercising 1,srights against the property and is not attempting to hold note. Receipt 7009 I680 0001 71572167 C'erti/iecl ('otrt,,t, fulailed to Mailing Atldress

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IVIODIFICATI ON AGRE,EMENT (Mortgage Assistance Plan Modification) This Modification Agreement("Agreemenf') is madeas of the Date of this Agreementset forth in the Modification Terms ("Terms"), contained herein, by and between the undersigned below or as title holde(s) to the Properfy,as ("Borrower"), as obligo(s) on the Loan described ("Lender")' and/orassigns the context may require,and WachoviaMortgage,FSB, its successors The capitalized terms in this Agreement take the meaning provided in the Note and Security Instrument, except as more specifically defined in the Terms set forth in this Agreement. Recitals A, Lender previously made a loan, known as Loan Number, to Bonower evidencedby that certain Promissory Note ("Note") executedby Bonower on Note Date, and any riders or modifi cationsthereto(the "Loan"). by B. Borrower's obligationsunder the Note are secured a properly recordeddeed of tn-rst, mortgage or security deed, dated the seme date as the Note, and any riders or modifications thereto (the "security Instrumenf'), encumberingthe Properfy, identified as Property Address in the Tenns. C. As of the Date of this Agreement,the outstandingprincipal balanceof the Loan is the Existing Pnncipal Balancereferenced underthe Terms. pleaseseethe Terms for the existing Escrow Payment., D. If the Loan is currently escrowed, as calculatedon a monthly basis. The EscrowPaFnentmust be madein addition to the Pavment Amoun( Leferenced this Aqreement. in E. Borrower desiresto modiff the Loan as provided below by (1) converhng the Loan's interest rate to a fixed interest rate (2) acceptingas a condition of the conversionto a fixed interest rate that the payment of the Loan be due in full immediately upon the sale or hansfer of the Property, ild (3) further modifying the Note and SecurityInstmment as describedbelow. Aeregment In consideration of the mutual promises and covenants set forth in this Agreement, Borrower and Lenderagreeas follows: Ackngwledgment bv Bqrrower, Borrower acknowledgesand agreesthat eachrecital above is fire and conect. Borrower further agrees that amounts that have come due under the Note and Security Instrument are due and owing without any setoff, deduction, or defenseof any krnd. Borrower understandsand agrees that, except as expressly modified in this Agreement, the Note and the Security lnstrument

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remain in full force and effect and are valid and binding obligationsupon Borrower, except as dischargedin Bankruptcy, and are properly securedby the Property. Borrower agrees a default under this Agreement constitutesa default under the Note and Security Instnrmsnt, and upon such default, or any other default under the Note or Security Instrument, Lender may exerciseall of its rights and remediesunder the Note and the Security Instnrment, including, without limitation, its rights to acceleratethe Loan and to proceed to foreclosure. Lender's Agreement. this modification crues that event of default. If Loan is currently in default for nonpayment, Borrower understandsand agrees,however, that Lender has not agreedto waive or defer future non-compliance with this Agreement, Note, or the SecurityInstrument. the

EffectiveDatq and Conditions Asreem,qq!, of this This Agreement uponLendertimely receiving and effective shallbe conditioned become ReturnDate. This properlysigned Bonowerwithoutalteration Modification by Agreement by at: Agreement only be deemed received Lender will by received whenactuallv
WachoviaMortgage Loan Modifications,TXI 35 I P. O, Box 659558 SanAntonio.Texas 78265-9558 Unless this Agreement is executedwithout slteration and returned by Modification Return Date, this Agreement will be of no force or effect and the Loan will remain subject to all existing terms and conditions provided in the Note and Security Instrument. Bonower bearsall risk of non-delivery,mis-delivery,lossor desb:uction. Amounts to be Wgived snd Fgrgiven. Lender agrees to waive and forgive certain amounts that may be owing under the Loan, Late Chargeand RerurnCheck Specifically, if applicable,Lenderagrees waive all outstanding to and Feeson the Loan. In addition, if applicable,Lenderagrees forgive accrued,outstandinS, to not capitalizedinterestfor the datesset forth underAccruedInterestForgiven in the Terms. Amounts to be Capitalized to Existinq Principal Balance. Borrower and Lenderagreeto capitalizecertainamountsto the Existing PrincipalBalance. For the purposesof this Agreement,"Escrow Amounts Advanced" is defrned as the amounts advancedby Lender for the paymentof taxesand insurance.

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FeeS"is defined as the amounts incurred by For the purposesof this Agreement,"Foreclosure including tnrsteeservices. relatedselryices, Lender for foreclosure For the purposesof this Agreement,"Attorney's Fees" is defined as the amounts incured bY Lender for legal servicesrelatedto the Loan, such as foreclosureand bankruptcyrelated legal services. For the purposes of this Agreement, "Property Inspection Fees" is defined as the amounts of incurred by Lender for the periodicinspection the Property. If outstanding and owed under the Loan as of the Date of this Agreement, amounts owed for "Escrow Amounts Advanced,""Foreclosure Fees,""Attorney's Fees,"and "Property Inspection Fees" will be capitalizedto the Loan as of the IuterestRate Effective Date referencedin the Terms. Upon capitalizationof theseamountsto the Existing Principal Balanceon the Interest Rate Effective Date, the new principal balanceof the Loan will be the Principal Balance after Capitalizatioq as referencedin ttre Terms. Princioal B+lance Reductipn. L,enderagreesto reducethe Principal Balanceafter Capitaliza0onas of the lnterestRate Effecuve as Date by such amountas will result in the new principal balancerefercnced the Principal Balance after Reductionin the Tenns.
Conversion from.Eiweeklv to Monthlv Loan,

**This Section applie only if the Loan referenced in this Agreement is a loan with biweekly payments.** On the lnterest Rate Effective Date, the loan will convert to a loan with monthly paymentsand references "biweekly" or "every two weeks" in the Note and the SecuntyInstrumentshall be to read as "monthly," exceptas it relatesto the Modified Manrrity Date. In addition,paymentswill Effective Date under be due on a monthly basison the sameday of everymonth as the Paymrent phrase"every other Monday" as used in the context of paymentsin the this Agreement, and the Note and Securifylnstument shall be readas "monthly." Interest will be chargedon unpaid principal until the fult amount of principal has been paid, Interest will be chargedon the basis of a 360-dayyear, divided into welve (12) segments. fnterest chargedat all other times will be computedby multiplyi"g the unpaid principal by the interest rate thar in effect, dividing the result by 365, and then multiplying that daily interest amount by the actual number of days for which interestis then due. As part of the conversion from biweekly to monthly paymenh, ily automatic withdrawal of payments (auto drafting) in effect with Lender for the Loan are cancelled through this Agreement. To reins0ateautomatic withdrawals of payments, please contact Wachovia to form. completea new authorization

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Conversioq.fg Fixed lnterest Rate and Chsnqe in Pavment. The Principal Balance after Reduction will accrueinterest at the Fixed Interest Rate referenced in the Terms beginning on the lnterest Rate Effective Date. The Fixed lnterest Rate will be in effect both before and after any default on the Loan and until the full amount of principal has beenpaid. to The Interest Only PaymentAmount is calculated be an arnountsufficient to pay the interest InterestRate on the PrincipalBalanceafter Reduction. that accruesat the Fixed The first payment due date under this agreementis the Payment Effective Date in the Terms. Subsequentmonthly paymentswill be due on the same day of each followrng month. The payment due on the Payment Effective Date is the amount specified as the Total Payment as Amount in the Terms. The Total PaymentAmount is calculated the InterestOnly Payment Loan is escrowed. Amormt plus the EscrowPayment,if the of for necessary escrowchange. Regardless The Total PaymentAmount will changeas amounts will not any pay down of principal made by Bonower, the lnterest On]y Payment Amount change until the Amortized Palment Effective Date. If Bonower doespay down the principal, then the Interest Only PaymentAmount will no longer pay only interest,but insteadwill pay interestand at leastsomeprincipal. Beginning on the Amortized Payment Effective Datg the payment will change and will for escrow. The increaseto tbe Amortized Payment Amount plus any amounts necessarv Amortized Payment Amount is the principal and interest payment calculated to be an amount sufficient to payoff the Loan by the Maruriry Date basedon the Fixed Interest Rate and the Principal Balanceafter Reduction. AII referencesto InterestChangeDates,lndex, Calculationof lnterest Rate Changes,Payment and PaymentCap Limitation in the Note no Change Dates, Calculation of PaymentChanges, longer apply to the Loan upon the interestrate converting to the Fixed lnterest Rate. Maturily Date. As of the Interest Rate Effective Date, the Maturity Date of the Loan is the Maurity Date referencedin the Terms. If Bonower still owes amountsunder the Note on Marurity Date, Borrower will pay thosearnountsin fuU on that date,exceptas dischargedin bankntptcy. Due on Saleor Transfer. The Loan may not be aszumedby any other person or entity once thrs Agreement becomes effective. If Borrower sells or tansfers all or part of the Property,then Lendermay, at any time, require Borrower to pay immediately and in full all sumssecuredby the Security Instmment.

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InteroretFtion and Modification of this Asreement. or and replacesany pnor negotiations,agreements understandings, This Agreement supersedes whethei wrinen, oral, or implied, betweenBorrower and Lender concerningthe subjectmatter of this Agreement. Except as specificaltymodified by this Agreement,the Note and the Secunry Instnrment remain unchangedand in full force and effect, except to the extent dischargedby a debtor is solely as an owner of by balkruptcy proceeding,in which caseexeeution a discharged personalliabilify for such debtor, the Properry that securesthe loan and doesnot establishany or as interpreted, construed a novation,replacement, or and this Agreementshall not be deemed, between substrnrtion the Note or the Securitylnstument. To the extentof any inconsistency of this Agreement and the Note and the Security Instrument,the provisions of this Agreement shall prevail. Any capitalized term not defined in this Agreementshall have the meaning given the term in the Note, alternativelyin the SecurityInstnrment.This Agreementcan only be changed, amended,or modified in a writing signedby Lenderand Borrower. Qeverabilitv. In the event that any of the tenns or provisions of this Agreementare interpretedby a court of jurisdiction to be void, invalid or unenforceable, suchdecisionshall affect only those competent provisionsof this Agreement. provisions so interpretedand shall not affectthe remaimng
a

and Borrower acknowledges agreesthat (a) Borrower hasreadthis Agreementin its entirety and has had the oppornrnity to obtain copies of this Agreement, the Note, and the Security Instmment; (b) Borrower has consultedwith an attomey of Borrower's choosrngregarding this Agreement,or hashad ampleopportunityto consultwith an attorneyof Borrower's choosingbut has elected not to do so; and (c) Borrower has volunta.ily entered into this Agreement. Borrower agreesthat no ambiguity in this Agreementshall be constnredagainstLender as the draftsman. Acknowledernent of Ban\fuutcv. **This sectionapplies only if one or more of the undersignedhave filed for bankruptcy or have received a dischargein a bankmptcy proceedingwhich dischargedsuch individual's personal liability under the Note.** Lender acknowledgesthat one or more of the undersignedhave filed for bankruptcy or have such individual's personal received a dischargein a bankruptcyproceedingwhich discharged and agreethat this Agreementis not a liability under the Note. Said individual(s)acknowledge in as reaffrmation agreement definedin l l U.S.C. $524,that any references this Agreementthat i*ply liability under the Note obligation insteadrefer to the amountssecuredby the property and is not meant to irnpart personal liability on such rndividual(s), and that this Agreement and or communicationsrelatedto this Agreementare not attemptsto collect, assess recover a claim of the bankruptcy or that has been against the individual(s) that arosebefore the commencement discharged.

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Modi{ication Terms. Date of this Agreement: Loan Number: PropertyAddress: Note Date: Existing Principal Balance: Escrow Payment,If Escrowed: Modification Return Date: Amounts Waived: Accrued InterestForgiven: Principal Balanceafter Capitalization: Principal Balanceafter Reduction: Fixed InterestRate: lnterest Rate Effective Date: Interest Only PaymentAmount: Payment Effective Date: Total Payment Amount: Amortized PaymentAmount: Amortized PaymentEffective Date: Maturity Date:

23,20W January

6,2007 February $ 443,521.66

(monthly amt) $ 0.00 6,2009 February

Late All Outstanding Charges ReturnCheckFees All Outstanding to from11/12008 113lnffig $ 443 ,57t.66 .33 $ 354,8l7 5.750Vo l, February 2009 $ 1,700.1? Marchl,2009 $ 1,700.17 $ 2,070.62 Marchl. 2019 1,2049 February

The undersigned have executed this Agreement as of the Date of this Agreement.

BORROWER(S):

WachoviaMortgage,FSB

GeorgeannMcKendrick AssistantVice President

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WORI,D SAVINGS LOA}T SERVICE P. O. BOX 559s58 SAN ANTONIO, TEXAS 78255 9558

CUSTOMER ACEOUNT ACTIVITY

STATEMENT

REQ BY GOE

DATE 04/ 28 / L0 1PAGE

THANK YOU FOR ALLOWING US TO MEET YOUR MORTGAGE NEEDS. WE ARE PLEASED TO FORWARDTO YOU THE ' ACCOUNT ACTIVITY STATEMENT YOU REQUESTED SHOULD YOU REQUIRE ADDITIONAI-, INFORMATION, C PI-,EASE AIJL1-80O-642-0257 '
IJOAN NUMBER:
******************************************************t******t*****************

CURRENT ACCOUNT INFORMATION CURRENT ]'OAN PRINCIPAL TOTAL DATE P A Y M E N T P A Y I ' I E N T & I N T E R E S T I N T E R E S T P R I N C I P A L E S c R o w BAI.ANCE BAI,ANCE RATE PAYMENT AMOIJNT DUE 0'00 o'00 5.75OOO o.oo 1.700.19 03-01-09
***************************i***************************************************

_-

O ACTrvrrY FoR PERTOD r/oL/oB - o4/za/rc

PROCESS DATE DUE DA T E TRANSACTION C OD E TRANSACTION D E S C R IP TION

EFFECTIVE DATE OF TRANSACTION

TRANSACTTON PRIN. PArD/ BALANCE AMOUNT 03-22_IO

ESCROWPAID/ BALANCE INTEREST

- - - - - - - - - - - -oTHERAMOUNT CODE/DESCRIPTION
15 0 . 10 l- I-,ATE CFARGE

L 3 2 I , A T E C } I A R G EA D J U S T M E N T 03-09 0.00 0.00 0.00 0.00 L82 FORECT-,OSURE 03-09 03-22-LO 0.00 0.00 0.00 354,817.33 0.00 A 0 3 _ 2 2 _ L O 0 3 _ O9 1 5 B R E P A Y O F E S C R O W D V A N C E L 7 7 L- 1 8 0.00 0.00 0.00 1,70 AD,JUSTMENT 03-09 03-22-rO L77L.L8 0.00 0.00 . L ,77 1_ l-B
OO-OO O3-19-10 278.50 03-09 03-16-10 0.00 OO-OO O3-1-5-10 1 0 .o 0 O O- O O O2_L5 * 10 10.00 OO-OO O1_09-10 10.00 0.00 ATTORNEY ADVANCES 530 0 -00 0.00 0.00 I , A T E C F I A R G EA S S E S S M E N T L52 0.00 0.00 0.00 PROPERTY PRESERVATION 63]0.00 0.00 0.00 PROPERTY PRESERVATION 53 1 0.00 0.00 0.00 PROPERTY PRESERVATION 631 0.00 0.00 0.00

NEW PRINCI PAT'/ESCROW BALANCES I,77l-.18 BAI,ANCES

NEW PRINCIPAL/ESCROW

B 5 . O]- _ ]- I-,ATE CI{ARGE

WORLD SAVINGS LOA}I SERVICE P. O. BOX 659558 SAN A.I\TTONIO,TEXAS 78255-9558

CUSTOMER ACCOUNT ACTIVITY REQ B Y G O E

STATEMENT

DATE 04/ 28 / L0 2 PAGE

L OAI{ NUM B E R :

PR OCE S S DATE

DUE DATE

A C T T V T T Y F O R P E R T O DO L / O L / o 8 - 0 4 / Z A ( I O TRANSACTION TRANSACTION DESCRIPTION CODE

EFFECTIVE DATE OF TRANSACTION

rRANsAcrroN pRrN. PArD/

O3-09 O].-06-10 1,332.L8 1,1-09 01-05-l-o 121.10l-1-09 01-0s-10 L,2L1.0812-L4-09 00-00 10-00 1 1 - 1 - 6 0 9 0 3- 0 9 0.00 11-r_6-09 00-00 10.00 r-0-19-09 00-00 475.66 10-16-09 03-09 0.00 10-12-09 00-00 1_0.00 09-15-09 03-09 0.00 09-14-09 00-00 10.00 09-01_-09 00-00 L,238.52 0 8 - 1 7- O 9 0 3 - 0 9 0.00 08-10-09 00-00 10.00 08-07-09 03-09 0.00 161

EScRowPALD -------/

9T!IR-

AMOUNTBAT,ANCEINTERESTBAITANCEAMOUNTCODE/DESCRIPTION A ESCROW DVANCE 1-332-18 0.00 0.00 3l-B TAX PENALTY L 2 L- L 0 0 -00 0.00 L 7 7 L . 1 8 - NEW PRTNCTPAL/ESCROWBAI-,ANCES 3 L 2 C O U N T YT A X
0.00 0.00 L2LL.0815s0 . 08-

NEW PRINCIPAL/ ESCROWBAI,ANCES

6 31- PROPERTY PRESERVATION 0.00 0.00 0.00 I,ATE CI{ARGE ASSESSMENT L52 0.00 0.00 0.00 PROPERTY PRESERVATION 631 0.00 0.00 0.00 ATTORNEY ADVAI{CES 630 0.00 0.00 0.00 I,ATE CTIARGEASSESSMENT L52 0.00 0.00 0.00 63 1 PROPERTY PRESERVATION 0.00 0.00 0.00 I,ATE CIARGE ASSESSMENT L52 0.00 0.00 0.00 63 1 PROPERTY PRESERVATION 0.00 0.00 0.00 ATTORNEY ADVANEES 630 0.00 0.00 0.00 I,ATE CTARGE ASSESSMENT L52 0.00 0.00 0.00 53 1 PROPERTY PRESERVATION 0.00 0.00 0.00 REPAY OF ESCROWADVA}TCE 168 582.000.00 o.0o

85.OT-1

I,ATE CIARGE

85.01-1

I,ATE CI{ARGE

85.01-1

LATE CI{ARGE

15 . 01-- 1- LATE

CIARGE

682.00

WORLD SAVINGS LOA}il SERVICE P. o. Box 559558 S A . I \A N T O N I O , T E X A S 7 8 2 6 5 - 9 5 5 8 T

CUSTOMER ACCOUNT ACTIVITY REQ BY GOE

STATEMENT

DATE 04/ 2e / Lo 3 PAGE

PROCESS DATE

DUE DATE

- 04 / za / Lo ACTTVTTY FOR PERTOD OL/ Or/ 08 TRANSACTION TRANSACTION DESCRIPTION CODE

EFFECTIVE DATE OF TRANSACTION CODE/DESCRIPTION

rRANSAcrroN PRrN. PAID/

AMOI'NT BAI,ANCE

PArD/ -------EScRow
INTEREST BAI,ANCE AMOUNT

91I9R-

o8-07-09 03-09 6 8 2. O O

682.00 NEw PRrNcrPAl'/EscRow BAITANCES 439'oooo-oo 633 Mrsc. F/c ANDB/R EXPENSES o7-L7-o9 0.00 0.00 0.00 602.23 oo-oo 533 Mrsc. F/c ANDB/R EXPENSES 07-ai-og 0.00 0.00 0.00 3.ar2.o6 ASSESSMENT L52 I,ATE CHARGE 03-09 07-L6-09 85'01-l- LATECI{ARGE o.oo o.oo o.oo o.oo PRESERVATION PROPERTY 07_13-09 OO-OO 631 0.00 0.00 0.00 1o.oo ASSESSMENT L52 I,ATE CHARGE 06_1.6-09 03-09 8 5 . 0 1 - - 1L A T E C I I A R G E o. oo o. o0 o.0o o. oo 06-09-09 03-09 148 NSF REVr,/F !70.02-L LATECHARGE 0-oo L,7oo.1'7o.0o o.oo 05-09-09 04-09 l-48 NSF REV L/F 0.00 ! , 7 0 0 . L 70.00 o.oo o5-09 148 NSF REVL/F o6-09-09 0.00 L,700.]-70.00 0.00 0s-30-09 05-09 r73 PAYMENT 0.00 a , 7 0 0. a 7 0.00 o.oo 05-30-09 04-o9 L'73 PAYMENT 0.00 1,700L7 . 0.00 0.00
05-30 -09 03 -09 L73 PAYMENT

163 }IAZ REF DEP 0-00 0.00

o.oo
L72

o.oo

L,7oo.r1

o.oo

r 7 0 . o 2 1 L A T EC T A R G E
5,270.53-

03-09 05-29-09 5 . 2 7 O. 5 3 03-09 05-19-09 L,12r.00 02-09 05-18-09 L,I2L.OO-

PAYMENT 5,270-53 0.00 0.00 0.00 A 151 ESCROW DVANCE 1121.00 0.00 0.00 35L }IAZ rNS DSB 1-121.000.00 0.00 NEw PRTNCTPAL,/EscRow BALANCES 1121. oo-

WORLD SAVINGS LOAN SERVICE P. O. BOX 659558 SAIV AI\TTONIO, TEXAS 78265-9558

*,

CUSTOMER ACCOUNT ACTIVITY REQ BY GOE

STATEMENT

DATE 04/ 28 / L0 4 PAGE

PROCESS DATE

DUE DATE

A C T T V T T Y F O R P E R T O D 0 1 , O L/ 0 8 - 0 4 / Z e / t o / TRANSACTION TRANSACTION DESCRIPTION CODE

EFFECTIVE DATE OF TRANSACTION

TRANSACTTON PRIN. PAID/ BAI,ANCE AMOUNT o5-16-09 04_16.09 03-09 L52

ESCROWPArD/ BAI,ANCE I}flTEREST

- - - - - - - - - - - -orHERAMOI]NT CODE/DESCRIPTION

A LATE CTIARGE SSESSMENT

o. oo

o. oo

o. oo

o. oo

C 8s.01-1 L,ATE TIARGE

] - 5 2 L A T E C H A R G EA S S E S S M E N T 03-09 85.01-1 LATE CHARGE o. oo o. oo 0. oo o. oo I , A T E C I I A R G EA S S E S S M E N T L52 03-09 03_16-09 85.01-1" I,ATE CHARGE o.oo o.oo o.oo o.oo T AD.JUSTMEI L32 IATE C}IARGE 03-09 O2-O2-O9 68A.32 1 r,ATE CTIARGE o. o0 o. oo o. oo o. oo 145 AD,JUSTMENT 03-09 02-02-09 0.00 0.00 0.00 0.00 02-02-09 03-09 494 0.00 0.00 0.00 0.00 L43 ADJUSTMENT 03-09 01-31--09 NEWDUE DATE: 03-01--09, OLD DUE DATE: 12-01-08 L2-OA L43 AD,JUSTMENT 01-31-09 0.00 0,00 0.00 88,704.33 NEW PRrNcrPAL,/EscRow BArrANcEs 3s4.817.33 11-08 L73 PAYMENT 0L-L2-09 0.00 8 5 7 . 8 0 - 2 , 5 7 8. 5 2 0.00 NEW PRTNCTPAL/ESCROWBALANCES 443,52L.66 1,73 PAYMENT 10-08 01-12-09 3,44L.440.00 o.oo 8s2.83- 2,5'73.55 BALANCES NEW PRTNCTPAI-,/ESCROW -A6 442.663 10-08 L72 PAYMENT 01-09-09 3 , L 8 3. 3 2 0.00 0.00 0.00 3 , 1 8 3. 3 2 10-08 L 5 2 I , A T E C I { A R G EA S S E S S M E N T L2-L6-08 86.04-1 LATE CI{ARGE 0.00 o.oo o.oo o.oo t73 PAYMENT 09-08 11-28-08 L'72O-720.00 a47.99- 2,s68.6L o.oo NEw PRTNcTPAL/EscRow BALANCES 441.811. 03 LL-26-08 09- 08 172 PAYMENT !,806.76 0.00 0.00 0.00 1,A06.'76

WORLD SAVINGS LOAN SERVICE P. O. BOX 6s9s58 SAN AIVTONIO, TEXAS 78265-9558

CUSTOMER ACCOUNT ACTIVITY REQ BY GOE

STATEMENT

DArE 04/2A/rc
PAGE 5

A C T T V T T Y F O R P E R T O DO L / O L / 0 8 - 0 4 / Z e / r c
PROCESS DATE DUE DATE TRANSACTION CODE TRANSACTION DESCRIPTION

E FFE CTI VE DATE OF TRANSACTION

TRANsAcrroN AMOUNT
11-17-08 11-03 -08 09-08

pRrN. PArD/ EscRow PArD/ - - - - - - - - - - - -orHERAMOTJNT CODE/DESCRIPTION BAI,ANCE INTEREST BAI,ANCE

L52 LATE CIARGE ASSESSMENT

PAYMENT L73 08 -08 0.00 a 4 2 . 9 8 - 2 , 5 6 3. 7 0 0.00 44o,963.L4 L73 PAYMENT 11--03-08 07-08 0.00 838.10- 2,558.82 o.oo 440,L2O.r6 07-08 L'12 PAYMENT 10-31-08 0.00 0.00 0.00 3.44r.44 r . A T E C I { A R G EA S S E S S M E N T 07-08 t52 10-16-08 0.00 o.o0 o.oo 0.oo F U T , I JS E T I ' M T 186 07-08 10-01-08 0.00 0.00 439,2A2.06 439,282.06 439,282.06 I , A T E C } I A R G EA S S E S S M E N T L52 07.08 O9_16-08 0.oo 0.00 0.00 0.oo L73 PAYMENT 05-08 09-03-08 0.00 a33.24- 2,553-96 o.oo 439,2A2.06 L72 PAYMENT 06-08 09-02-08 0.00 0. 00 0.00 r , a 9 2. 8 0 1-52 rJATE CIiARGE ASSESSMEMT 06 - 08 0 8 - 16 - 0 8 0.00 o. oo o. oo o. oo A LATE CT{ARGE SSESSMENT 05-08 L52 07-1-6-08 0.00 o.oo o.oo o.oo I - , , A T E H A R G EA S S E S S M E N T C 06.08 I52 06.16-08 0.00 o. oo o. oo o. oo r72 PAYMENT 05-08 05-30-08 0.00 5 2 A . 4 2 - 2 , 5 4 9. L 4 r , 7 2 O. 7 2 43A,44A.A2 A L52 I,ATE C1IARGE SSESSMENT 05-08 05-16-08 0.00 0.o0 o.oo o.oo

o.oo

o.oo

o.oo

o.oo

8 6 . 0 4 - 1 L A T EC H A R G E
NEw PRrNcrPAi,/EscRow BALANCES

3'44L.44' B NEW PRTNCTPAL/ESCROWATANCES 3,44]--44 86.04-1 I J A T EC H A R G E

6 NEW PRTNCTPAL/ESCRoW BALANCES 85.04-l- LATE CHARGE 09-02-08 1-,72o.72B NEW PRTNCTPAL/ESCROWALANCES 08-30-08 L,892 -AO 85.04-1" LATE CHARGE 86.04-1 LATE CHARGE 85.04-1 LATE CIIARGE NEW PRINCIPAI,/ESCROW BAI.ANCES 86.04-1 r,ATECHARGE

4
REQ BY GOE PROCESS DATE DUE DATE

WORLD SAVINGS LOAN SERVICE P. O. BOX 659558 SAN A}TTONIO, TEXAS 78265-9558

CUSTOMER ACCOUNT ACTIVITY

STATEMENT

DATE04/28/ro
PAGE 6

A C T T V T T Y F O R P E R T O DO L/ O L/ 0 B - 0 4 / z a / t o
TRANSACTION CODE TRANSACTION DESCRIPTION

EFFECTIVE DATE OF TRANSACTION

TRANSACTTON PRrN. PArD/ AMOIJNT BAI,ANCE 04-30-08

ESCROWPArD/ BAI,ANCE INTEREST

- - - - - - - - - - - -orHERAMOUI{T CODE/DESCRIPTION

04-08 172 PAYMENT 0.00 0.00 823.62- 2,544.34 NEW PRINCIPAI,/ESCROW BAI',ANCES 437 , 620 .40 04-08 493 ARM LOAN ADWSTMENT 04_30'08 !"720 '72 NEW PRIN & fNT PAYMENT: 0.06990 NEW INTEREST RATE; 03-08 L72 PAYMENT 04-30-08 !56.07 1 r,ATECHARGE 0.00 93A.2L- 2.538.88 3,48'7.46 N E W P R I N C I P A L / E S C R O WB A L A N C E S 436.796.7A A 03-08 ]-52 r,ATE CT{ARGE SSESSMENT 04-15-08 86.04-1 LATE CI{ARGE 0.00 0.00 o. o0 o. oo