PROFIT RATES - SPECIAL SAVINGS CERTIFICATES (SSCR)

Historical Rates Remained Applicable On Special Savings Certificates (Regd.)/ Accounts From 13th November, 1996 Onwards

Effective Period
From

To

13-Nov-96

13-May-99

14-May-99

31-Dec-99

01-Jan-00

30-May-00

31-May-00

30-Jun-00

01-Jul-00

30-Jun-01

01-Jul-01

31-Dec-01

01-Jan-02

30-Jun-02

01-Jul-02

31-Dec-02

01-Jan-03

30-Jun-03

01-Jul-03

31-Dec-03

01-Jan-04

30-Jun-04

01-Jul-04

31-Dec-04

01-Jan-05

30-Jun-05

01-Jul-05

04-Jun-06

05-Jun-06

22-Jun-07

23-Jun-07

23-Jun-08

24-Jun-08

30-Sep-08

01-Oct-08

31-Nov-08

01-Dec-08

31-Mar-09

01-Apr-09

30-Jun-09

01-Jul-09

30-Sep-10

01-Oct-10

31-Dec-10

01-Jan-11

30-Sep-11

01-Oct-11

31-Dec-11

01-Jan-12

31-Mar-12

01-Apr-12

Till date

Periodical Profits On Investment of Each Rs.100,000/- After Completion Of

06- Months
Rate (% p.a.)

01-Year

1 1/2 Year

2 Years

2 1/2 Years

03-Years

16.00%

16.00%

16.00%

16.00%

16.00%

18.00%

8,000.00

8,000.00

8,000.00

8,000.00

8,000.00

9,000.00

14.00%

14.00%

14.00%

14.00%

14.00%

16.00%

7,000.00

7,000.00

7,000.00

7,000.00

7,000.00

8,000.00

12.00%

12.00%

12.00%

12.00%

12.00%

14.00%

6,000.00

6,000.00

6,000.00

6,000.00

6,000.00

7,000.00

12.00%

12.00%

12.00%

12.00%

12.00%

14.00%

6,000.00

6,000.00

6,000.00

6,000.00

6,000.00

7,000.00

11.00%

11.00%

11.00%

11.00%

11.00%

12.00%

5,500.00

5,500.00

5,500.00

5,500.00

5,500.00

6,000.00

12.20%

12.20%

12.20%

12.20%

12.20%

13.20%

6,100.00

6,100.00

6,100.00

6,100.00

6,100.00

6,600.00

12.20%

12.20%

12.20%

12.20%

12.20%

13.20%

6,100.00

6,100.00

6,100.00

6,100.00

6,100.00

6,600.00

10.30%

10.30%

10.30%

10.30%

10.30%

11.30%

5,150.00

5,150.00

5,150.00

5,150.00

5,150.00

5,650.00

8.50%

8.50%

8.50%

8.50%

8.50%

9.50%

4,250.00

4,250.00

4,250.00

4,250.00

4,250.00

4,750.00

7.50%

7.50%

7.50%

7.50%

7.50%

8.50%

3,750.00

3,750.00

3,750.00

3,750.00

3,750.00

4,250.00

7.00%

7.00%

7.00%

7.00%

7.00%

8.00%

3,500.00

3,500.00

3,500.00

3,500.00

3,500.00

4,000.00

6.80%

6.80%

6.80%

6.80%

6.80%

7.70%

3,400.00

3,400.00

3,400.00

3,400.00

3,400.00

3,850.00

6.80%

6.80%

6.80%

6.80%

6.80%

7.70%

3,400.00

3,400.00

3,400.00

3,400.00

3,400.00

3,850.00

8.40%

8.40%

8.40%

8.40%

8.40%

9.60%

4,200.00

4,200.00

4,200.00

4,200.00

4,200.00

4,800.00

9.00%

9.00%

9.00%

9.00%

9.00%

10.00%

4,500.00

4,500.00

4,500.00

4,500.00

4,500.00

5,000.00

9.00%

9.00%

9.00%

9.00%

9.00%

10.50%

4,500.00

4,500.00

4,500.00

4,500.00

4,500.00

5,250.00

11.00%

11.00%

11.00%

11.00%

11.00%

12.50%

5,500.00

5,500.00

5,500.00

5,500.00

5,500.00

6,250.00

12.8%

12.8%

12.8%

12.8%

12.8%

14%

Profit (PKR)

6400

6400

6400

6400

6400

7000.00

Profit (PKR)

7200

7200

7200

7200

7200

7600.00

Profit (PKR)

6500

6500

6500

6500

6500

7100.00

Profit (PKR)

5800

5800

5800

5800

5800

6000.00

Rate (% p.a.)

12%

12%

12%

12%

12%

12.80%

Profit (PKR)

6000

6000

6000

6000

6000

6400

13.20%

13.20%

13.20%

13.20%

13.20%

14.00%

6600

6600

6600

6600

6600

7000

12.40%

12.40%

12.40%

12.40%

12.40%

13.00%

6200

6200

6200

6200

6200

6500

11.60%

11.60%

11.60%

11.60%

11.60%

12.00%

5800

5800

5800

5800

5800

6000

11.80%

11.80%

11.80%

11.80%

11.80%

12.20%

5900

5900

5900

5900

5900

6100

Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)

Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)
Rate (% p.a.)
Profit (PKR)

PROFIT RATES - REGULAR INCOME CERTIFICATES (RIC)

Historical Rates Remained Applicable On Regular Income Certificates From 13th November, 1996 Onwards

Effective Period
From

Monthly Profit
on Each
Rs.100,000/-

To

Rate
(% p.a.)

(Rs)
13-Nov-96

06-Jan-97

1,300.00

15.60%

07-Jan-97

13-May-99

1,500.00

18.00%

14-May-99

31-Dec-99

1,333.00

16.00%

01-Jan-00

30-Jun-00

1,166.66

14.00%

01-Jul-00

30-Jun-02

1,040.00

12.48%

01-Jul-02

31-Dec-02

880.00

10.56%

01-Jan-03

30-Jun-03

760.00

9.12%

01-Jul-03

31-Dec-03

640.00

7.68%

01-Jan-04

30-Jun-04

580.00

6.96%

01-Jul-04

31-Dec-04

570.00

6.84%

01-Jan-05

30-Jun-05

570.00

6.84%

01-Jul-05

04-Jun-06

740.00

8.88%

05-Jun-06

22-Jun-07

770.00

9.24%

23-Jun-07

23-Jun-08

795.00

9.54%

24-Jun-08

30-Sep-08

960.00

11.52%

01-Oct-08

30-Nov-08

1108.00

13.30%

01-Dec-08

31-03-09

1250.00

15.00%

01-Apr-09

30-Jun-09

1133.00

13.60%

01-Jul-09

30-Sep-10

1000.00

12.00%

01-Oct-10

31-Dec-10

1030.00

12.36%

01-Jan-11

30-Sep-11

1120.00

13.44%

01-Oct-11

31-Dec-11

1050.00

12.60%

01-Jan-12

31-Mar-12

980.00

11.76%

01-Apr-12

Till Date

1010.00

12.12%

Note: The above monthly profit has been worked out on Rs.100,000/-. You can easily calculate profit on your investment by dividing the relevant amount of the table with
100,000 and then multiplying with the amount you have invested.

PROFIT RATES - DEFENSE SAVING CERTIFICATES (DSC)

Historical Rates Remained Applicable On Defense Savings Certificates From 25th November, 1993 Onwards
Effective Period
From

To

Payable Amount (Principal + Profit ) On Investment of Every Rs.100,000/- On Completion Of

Rate
(% p.a.) 1st Year
2 Years
3 Years
4 Years
5 Years
6Years
7 Years
8 Years
9 Years
10 Years

25-Nov-93 12-Nov-96

16.00% 113,000

128,000

147,000

170,000

198,000

232,000

272,000

319,000

375,000

441,000

13-Nov-96 13-May-99

18.04% 114,500

132,000

153,000

178,000

208,000

246,000

294,000

354,000

429,000

525,000

14-May-99 31-Dec-99

15.97% 112,000

130,000

150,000

172,000

200,000

232,000

270,000

316,000

380,000

440,000

01-Jan-00 30-May-00

15.01% 111,000

128,000

146,000

166,000

192,000

221,000

253,000

295,000

352,000

405,000

31-May-00 30-Jun-00

14.01% 109,000

121,000

138,000

157,000

184,000

210,000

238,000

275,000

322,000

371,000

01-Jul-01

31-Dec-01

15.01% 110,000

123,000

142,000

162,000

192,000

221,000

254,000

295,000

348,000

405,000

01-Jan-02

30-Jun-02

14.13% 109,000

121,000

138,000

157,000

184,000

210,000

238,000

275,000

322,000

375,000

01-Jul-02

31-Dec-02

11.61% 107,000

115,000

124,000

135,000

149,000

165,000

186,000

210,000

250,000

300,000

01-Jan-03

30-Jun-03

10.03% 106,000

113,000

121,000

130,000

140,000

154,000

171,000

192,000

222,000

260,000

01-Jul-03

31-Dec-03

8.50% 105,000

111,000

118,000

126,000

135,000

145,000

157,000

174,000

197,000

226,000

01-Jan-04

21-Jun-04

7.96% 104,000

109,000

114,000

120,000

127,000

138,000

150,000

165,000

188,000

215,000

22-Jun-04

30-Jun-04

8.15% 104,000

109,000

114,000

120,000

127,000

138,000

150,000

165,000

188,000

215,000

01-Jul-04

30-Jun-05

8.20% 104,000

109,000

115,000

120,000

130,000

139,000

150,000

166,000

189,000

219,000

01-Jul-05

05-Jun-06

9.46% 105,000

112,000

119,000

128,000

138,000

150,000

163,000

183,000

211,000

247,000

05-Jun-06

22-Jun-07

10.03% 106,000

113,000

121,000

130,000

140,000

154,000

171,000

192,000

222,000

260,000

23-Jun-07

23-Jun-08

10.15% 107,000

116,000

126,000

138,000

151,000

166,000

184,000

206,000

232,000

263,000

24-Jun-08

30-Sep-10

12.15% 108,000

118,000

129,000

142,000

158,000

177,000

201,000

230,000

265,000

315,000

01-Oct-10

31-Dec-10

12.60% 108,000

117,000

128,000

140,000

158,000

180,000

210,000

245,000

285,000

327,630

01-Jan-11

30-Sep2011

13.55% 108,000

117,000

128,000

142,000

160,000

183,000

213,000

251,000

298,000

356,000

01-Oct-11

31-Dec-11

12.68% 107,000

115,000

125,000

138,000

155,000

176,000

202,000

235,000

277,000

330,000

01-Jan-12

31-Mar-12

11.90% 105,500

112,000

120,000

131,000

146,000

166,000

191,000

222,000

260,000

308,000

01-Apr-12

Till date

12.33% 107,000

115,000

125,000

138,000

155,000

176,000

202,000

234,000

273,000

320,000

Note: The above payable amounts have been worked out on Rs.100,000/-. You can easily calculate your investment by dividing the relevant amount of the table with
100,000 and then multiplying with the amount you have invested.

PROFIT RATES - BAHBOOD SAVINGS CERTIFICATES (BSC)

Rates Applicable On Bahbood Savings Certificates

Effective Period
From

Monthly Profit
on Each
Rs.100,000/-

To

Rate
(% p.a.)

(Rs)
01-Jul-03

30-Jun-05

840.00

10.08%

01-Jul-05

04-Jun-06

920.00

11.04%

05-Jun-06

22-Jun-07

960.00

11.52%

23-Jun-07

23-Jun-08

970.00

11.64%

24-Jun-08

30-Sep-08

1130.00

13.56%

01-Oct-08

30-Nov-08

1250.00

15.00%

01-Dec-08

31-Mar-09

1400.00

16.80%

01-Apr-09

30-Jun-09

1342.00

16.10%

01-Jul-09

30-Sep-10

1180.00

14.16%

01-Oct-10

31-Dec-10

1220.00

14.64%

01-Jan-11

30-Sep-11

1280.00

15.36%

01-Oct-11

31-Dec-11

1200.00

14.40%

01-Jan-12

31-Mar-12

1155.00

13.86%

01-Apr-12

Till date

1190.00

14.28%

Note: The above monthly profit has been worked out on Rs.100,000/-. You can easily calculate profit on your investment by dividing the relevant amount of the table with
100,000 and then multiplying with the amount you have invested.