Scott Rieckens was raised in a Navy family. He lived on base and often shopped in the commissary. It gave him a rather skewed sense of what things actually cost. Fast-forward to adulthood. He knew he should be investing, but he wasn’t sure what to do exactly. With no outstanding consumer debt, he was ahead of his peers. But his savings rate was miniscule. Both he and his wife were contributing to their 401(k) plans—certainly a good move. However, they were missing out on some pretty massive growth by investing in a money market account instead of the stock market. Then one day… Scott queued up the latest Tim Ferriss podcast episode. He heard a story about how a guy and his family lived on around $25K a year. The guy was from Colorado and called himself Mr. Money Mustache. And just like that, Scott's life was transformed. Financial freedom became his new passion. Although it took some time to get his wife on board, they’ve now completely reset their lives. If you’re looking for ways to talk to your spouse about financial freedom, THIS is an absolute MUST-LISTEN episode! In This Episode We Cover: Scott's journey with money How he started making money The advantages and disadvantages of living in a military base The reason he ended up living in San Diego with his wife How he discovered financial independence The reason they never accumulated consumer debt His recommendation on how to track your spending How he manages his personal finances The steps he took to convince his wife to pursue financial independence The importance of happiness when pursuing financial independence And SO much more! Links from the Show BiggerPockets Forums BiggerPockets Real Estate Podcast Playing with FIRE Documentary The Tim Ferris Show - Mr. Money Mustache — Living Beautifully on $25-27K Per Year Mr. Money Mustache Mr. Money Mustache Blog Mad Fientist Mad Fientist Podcast Paula Pant Mint Sane Fientist – My Wife’s Thoughts on Financial Independence Happiness is the Only Logical Pursuit ChooseFI Episode 21 - The Pillars of FI Tugg BiggerPockets Money Podcast 20: The Simple Path to Wealth—Index Funds Explained with JL Collins  How to write a personal mission statement Mindy's email - mindy@biggerpockets.com Scott's email - scott@biggerpockets.com or money@biggerpockets.com