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money,take money out of saving accounts, loans etc) The business correspondent carries a mobile device The villagers gives his thumb impression or electronic signature, and get the money. Business correspondent get commission from bank for every new accounts opened, every transaction made via them, every loan application processed etc.
Research methodology
Primary Data-
sampling
Sampling size Sampling region-kalmeshwar(fetri,bamhni,ubali,
yerla)
Tools-
Data design
Business correspondent-
conclusion
suggestion
Give formal banking services to poor people in urban & rural areas. 2. Promote habit of money-savings, insurance, pension-investment among poor-people. 3. Help them get loans at reasonable rates from normal banks. So they dont become victims in the hands of local moneylender cum thugs.
1.
Reluctant staff
Hardships faced by poors
money, take money out of savings account, loans etc.) The Business Correspondent carries a mobile device. The villager gives his thumb impression or electronic signature, and get the money. Business Correspondents get commission from bank for every new account opened, every transection made via them, every loan-application processed etc.
Transaction Process
Transaction at the village carried out by BCA with Hand Held Terminal (HHT) Machine is used to capture Transactions HHT application supports all products Secured transaction With BCA card & Customer card Transactions are Recorded in customer & BCA card Banks security key embedded in SAMsmart chip component of HHT 16
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