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LIC POLICIES

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NEW JANARAKSHA (Table
No. 91)
•Minimum S.A- Rs. 50000 • Example:
• Policy Term- 12 to 30 Yrs If you take policy of 15
• Age limit- 18 to 50 Yrs yrs for Rs. 50000
• Maturity Benefits: If you have paid for 4
S.A + Bonus payable to yrs, If you die after 6
policy holder years, Your nominee
• Death benefits: will get Rs 61400
S.A + Bonus up to that (50000 S.A+11400
date payable to nominee Bonus for 6 Yrs)
* Even if you did
paid for 2 Yrs
(After 4th Yr)
JEEVAN ANAND (Table
No. 149)
• Minimum S.A- Rs. 100000 • Double benefits: Once at
• Policy Term- 5 to 100 Yrs maturity payable to Policy
• Age limit- 18 to 60 Yrs holder and one more time
• Maturity Benefits: after death of policy holder
S.A + Bonus+ Final additional to his/her nominee.
Bonus payable to policy holder
• Death benefits:
S.A + Bonus up to that date
payable to nominee * Life long Risk cover
even premium paying
term over (100 Yrs)
NEW BHIMA GOLD(Table
No. 179)
Policy % 0f S.A payable at
• Minimum S.A- Rs. 50000
Term the end of policy year
• Policy Term- 12,16,20 Yrs to policy holder
• Age limit- 14 to 55 Yrs 4th Yr 8th Yr 12th Yr 16th
• Maturity Benefits: Yr
See table. At the end of 12
policy term remaining 15% 15% Full
amount + Loyalty additions Amt
payable to policy holder
• Death benefits: 16 Full
S.A payable to nominee 10% 10% 10% amt
* Extra risk river (50%) even
after policy term is over
20
10% 10% 10% 10%
CHILD CAREER PLAN (TABLE NO.
184) & CHILD FUTURE PLN
(TABLE NO. 185)
AGE LIMIT: 0 TO 12 YRS
TERM: 11 TO 27 YRS
MINIMUM S.A: 1 LAKHS
CHILD FUTURE PLAN
CHILD CAREER PLAN
• FULL AMOUNT PAYABLE 5 YEARS • 25% OF S.A IS PAYABLE 5
BEFORE MATURITY OF POLICY
YEARS BEFORE MATURITY
(30%+BONUS).
• THERE AFTER 15% OF S.A EVERY • THERE AFTER 10% OF S.A
YEAR FOR 4 YEARS. EVERY YEAR FOR 4 YEARS.
• AT MATURITY, 15%+ FINAL • AT MATURITY 50% OF S.A
ADDITIONAL BONUS
+ BONUS + FINAL
• TOTAL BENEFIT(IN %): 105%
ADDITIONAL BONUS.
• TOTAL BENEFIT: 115%
ULIPS
• Share market (High Risk-Return) based policies.
• 3 Years lock in period. Minimum 3 years payment
• Partial withdrawn/full withdrawn allowed after
completing 3 Yrs Period.
• Expected returns at 16% up to 40%
• Short period, High returns than traditional policies
• Investment option in 4 types of funds( Growth,
Balanced, Secured and Bond fund)
ULIPS Cont…
ULIPS FROM LIC
• BHIMA PLUS
• FUTURE PLUS
• MONEY PLUS
• PROFIT PLUS
• FORTUNE PUS
• MARKET PLUS
• CHILD FUTURE PLUS
• MARKET PLUS 1
• MONEY PLUS 1
MARKET PLUS 1
THANK YOU
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