INTRODUCTION

State Bank of India Largest nationalized

commercial bank in India

In terms of assets, number of branches,
deposits, profits and workforce.
Headquarters in Mumbai, India and
employs about 205,896 people.
Wide distribution network
Highest market capitalization and profits

Largest branch network in india with 16000

branches.
Over 8500 ATMs.
WEBSITE:statebankofindia.com

NEED FOR MIS

24 hours banking,7 days a week.
Anywhere banking
Introduction of new delivery channels,ATMs,

Internet banking etc..

Efficiency in operation.
Strengthening DSS,EIS etc and improve in the
strategic areas like Trade Finance,Treasury.etc

SOLUTION

The solution chosen by the SBI after due

evaluation and keeping the above objectives in mind is
a
Core banking solution of Financial Network Services
,Australia, which has already been successfully
implemented in diverse centralized environment.
SBI had chosen TCS Limited ,the largest software
and service company in the country, to customize the
product to their needs and also to undertake pilot
implementation.

 Teams have been formed by the vendors as well as the

Bank, which define the product specific functionalities

and customize the software to meet the needs of the
bank.
Along side ,where ever considered expedient and in
the interest of customers ,appropriate re-engineering of
present systems and procedures and process will be
brought about to exploit full potential of the package.

Core banking solution & technology of

SBI

CORE BANKING SOLUTION

It is a centralised data processing with IT

application
which branches and administrative offices are
connected with the objective
to provide any time any where banking
efficiency in operation
strengthening MIS/DSS/EIS
handling effectively strategic areas like
trade Finance, Treasury, ALM(Asset Liability
Management) etc.

Solution providers in SBI

M/S financial network services (FNS), Australia

-B@ncs24: software SBI use in CBS.

-B@ncslink: linking software
M/S comlink services, USA
-Finance one: corporate general ledger part
M/S china system, hongkong/ dubai
-Exim bills: trade finance package.
M/S Oracle corporation, USA
-Oracle 9i: data base management
Unix/ window 2000

-Operating systems

M/S data craft, Singapore

-Maintenance of SBI connect: leased line

connectivity
Bharat Sanchar Nigam ltd (BSNL), india
-Leased line for SBI connect & integerated
services digital network (ISDN) line as a
standby support.
HP systems, USA
-Hardware supplier
Tata consultancy services(TCS) ltd
-Customisation, integration and implementation
HCL- comnet
-VSAT

Differences of CBS from Bank

master
Bank master is reference information about

a financial institution that is required to

conduct business transactions with this
financial institution, such as the
institutions contact information, offices
and branches, clearing codes such as
BIC(Bank Identifier Code), and domestic
clearing codes.

Centralised data system with on-line, real time

transactions
Customers of bank and not just of a branch
Anytime/anywhere banking
Extensive use of mouse with keyboard
Use of internet explorer.
Multiple screen usage
All users are tellers here
CBS supports MIS/DSS/EIS(Management
Information System/Decision Support
System/Executive Information System)

CBS VERSIONS

Present version - 1.2- from 2nd October, 2004

Earlier versions 1.1, 1.105 & 1.11

IMPACT
With the implementation of core banking, branches will be

business fronts.
The concept of a brick and mortar branch will steadily lose
its relevance.
With the facility of networking of branches and many
delivery channels, which will facilitate off-branch banking,
physical presence of customers at branches will diminish; so
will be the number of vouchers handled at branches.
The requirements of a branch for reports can be taken care
of by a Shared Operations Centre, for a group of branches in
a particular geographical area.
Inter-branch transactions will also reduce considerably, as
there will be no need to issue a draft or pass an entry
through Branch Clearing General Account between
networked branches.

A whole lot of information about the customer would be

available for the front line operator, facilitating cross selling of
products
Real time, on line information about a customer or a branch
would be available to controllers at various level

ARCHITECTURE
The basic architecture of MIS of SBI is the centralized

processing.
With Its applications and data residing at Central Data
Centre(CDC) to be located in Navi Mumbai, to which all
the branches and administrative offices are connected.
This type of processing has been preferred by the bank
for networking of branches, dictated by volumes and to
ensure on-line, real time MIS for decision making.
So far, the different branches are computerizes only on a
standalone basis.

FEATURES OF SYSTEM
24X7 Banking
Anywhere Banking.
Integration with strategic sectors
Strengthening MIS, DSS and EIS
Business Process Re- engineering (BPR )

enabler

AREAS OF ENHANCED FUNCTIONALITIES

Core Banking will bring about connectivity

between branches , making on-line, real

time transaction processing possible.
The customer under Core Banking would be
customers of the bank, not just the
customers of a particular branch. They can,
seamlessly, transact business with the
Bank wherever they are.

 Facilitate Decision Support System/

Executive Information System, greatly

facilitating timely executive inputs.
Many value added services like ATM,
Internet Banking will be available to
customer.
The solution lends itself to versatility and
flexibility, even while retaining the much
needed security features

BANK MASTER
Bankmaster is essentially a transaction processing

software with not much of MIS support. Core

Banking would address this vital need, apart from
MIS, would facilitate Decision Support System/
Executive Information System, greatly facilitating
timely executive inputs.
Many value added services like ATM, Internet
Banking will be available to customer.
While Bankmaster takes care of stand- alone
computerization of a Branch, Core Banking will
bring about connectivity between branches, making
on-line, real time transaction processing possible.

The customer under Core Banking would be

customers of the bank, not just the

customers of a particular branch. They can,
seamlessly, transact business with the
Bank wherever they are.
The solution lends itself to versatility and
flexibility, even while retaining the much
needed security features.

THANKYOU!!!
!