Presentation on

COMPARATIVE ANALYSIS OF HDFC

INVESTMENT OPTIONS FOR MUTUAL FUND

Under the guidance of Presented by

Dr. S. A. Jamil Kalpana Srivastava
 HOW IS MUTUAL FUND SET UP
 A Mutual Fund is set up in the form of a trust which has:
 Sponsor
 Trustees
 Asset Management Company (AMC)
 Custodian

MUTUAL FUND IN INDIA

 UTI was the first to commence its operation from July 1964.
 In 1986 UTI monopoly was broken when SBI and Canbank Mutual Fund entered the arena.
 Followed by the entry of others like BOI. LIC. GIC. ETC.
 COMPANY PROFILE
HDFC MUTUAL FUND
VISION
To be a dominant player in the Indian mutual fund space recognized for its high levels of ethical and
professional conduct and a commitment towards enhancing investor interest.
 HDFC was approved to act as an Asset Management Company for the Mutual Fund by SEBI on

July 3rd ,2000.

 Milind Barve, CEO, HDFC Mutual Fund.
 The paid up capital of the AMC is Rs. 75.161 corer
 The present share holding pattern of the AMC is as follows

HDFC - 50.10%

Standard Life Insurance- 49.90%

 The AMC is managing 18 open-ended schemes of the Mutual Fund.
 The AMC is also managing the respective Plans of HDFC Fixed Investment Plan, a closed ended
Income Scheme.
 The AMC is also providing Portfolio Management / Advisory services and such activities are not in
conflict with the activities of the Mutual Fund.
FUND COMPARISION ON THE BASIS OF FUND ASSET

7% SBI MF
5% 17%
RELIANCE MF
5%
BIRLA SUN LIFE MF
7% HDFC MF
PRINCIPAL MF
15%
ICICI PRUDENTIAL MF
8%
KOTAK MAHINDRA MF
HSBC MF
10% DSP MERRILL LYNCH MF
14%
12% UTI MF
 ABOUT THE TOPIC
 A Mutual Fund is a common pool of money in to which investors with common
investment objective place their contributions that are to be invested in accordance
with the stated investment objective of the scheme.
 Options for mutual fund is equity and debt.
Debt Instruments
 Traditionally debt instruments are known for generating a predetermined income for a
given period of time.
 They are also known as fixed income instruments.

Equity Instruments
Equities do not offer any assured returns,
Equity provides the high return with high risk.
Comparative Analysis Of Some HDFC Equity & Debt Schemes
 RESEARCH STUDY
Research Objective:

 To identify the suitability of investors regarding their investment option.

Sub objective:

 To analyze the awareness of our bank in the region with other banks.
 To find out awareness of the investor about HDFC Mutual Fund’s
 Which factors govern their choice for investment?
 What is investor’s proportion of equity in their MF investment?
 Determine main attributes for which investor is forcibly to invest his money in his
preferable place?

Research Methodology

 Questionnaire.
 Sampling Design
Sampling procedure
 Random Sampling.

Sample size
 The sample size for the study was kept at 50.

Sample unit
 In this study, the sampling unit included all class of people.

Source of Data
Primary data
Secondary data
Investment Habits

No
4%

Yes
No

Yes
96%

Different type of Investments

in which people invest

12%
5%
4% Fixed Deposite
Mutual fund
Real Estate
Bank Deposite
79%
Awareness about HDFC Mutual
Fund

38%
Yes
No
62%

General ratings given by the

respondents to the HDFC MF

10% 1% 7%

Excellent
Very Good
Good
Poor

82%
According to Customer best scheme
of the HDFC Mutual Fund

HDFC GROWTH FUND

3% 4% 1% 9% HDFC EQUITY FUND

HDFC BALANCED
FUND
HDFC MF MONTHLY
83% INCOME PLAN
OTHER

Preference between Debt

and Equity

10%

Debt
Equity

90%
Whether customer is risk Taker or Averter

Averter
3%

Averter
Taker

Taker
97%
 Conclusion
 Those investors who want security of principal amount, regular income and less risky
investment are suggested to invest in debt.

 Investors who want high return and are ready to take risk and want to invest for long
time should make investment in equity schemes.

 Thus, the choice of investment in equity or debt depends on the investment objective.

 Now a days market of equity is good in comparison to debt market.

 Most of the individuals has opted Equity in spite of Debt funds.

 Suggestion
 They need to reorient their staff and effectively utilize technology
platforms to retain customers.

 They have to update their portfolio timely.

 Awareness level about HDFC Mutual Fund is not so good so common

investors doesn’t have much information about HDFC mutual fund.

 The need of the hour is to make improvements in mutual funds and to

create awareness among investors about the risks involved before selling
the products to them.