Documente Academic
Documente Profesional
Documente Cultură
Co-authors:
Dr V. Basil Hans
Associate Professor of Economics, and Research Supervisor
St Aloysius Evening College
Mangalore
Contact No: 9845237602
Email: vhans2011@gmail.com
Dr Prakasha Rao A.
Associate Professor
Department of Economics
Poornaprajna College Udupi
Cell:9448027072
Email: rao.pra@gmail.com
Methodology
Present study is based on the collection of data from secondary sources. Secondary data
is obtained from various published and unpublished records, books, magazines and
journals
Functions of SHGs:
Critical Estimate
Issues:
Problem of Liquidity
Concentration in few states
No uniformity in economic empowerment
No scope for expansion of activities with small
amount of loan and high rate of interest
Still remains as micro
Suggestions [contd]
Conclusion
SHGBank linkage program a benchmark in
womens socio-economic empowerment
Confidence boosting; status enhancing
Financial deepening and financial widening need
to be balanced
Microfinance/SHGs need healthy integration with
formal financial system
Could develop more skill and enterprise under
Skill India and Start-up India, Stand up India
schemes
Thank you