Welcome

to
my

Presentation
My Presentation topic is about
DETERMINANTS OF DIVIDEND
POLICY: A study of Banking
Industry of Bangladesh

Presented By-
Fuad Hasan Rifat
ID#1230754
 Executive Summary

This report will give an idea about the overview of the bank, it also
has the objectives, management, vision and mission and also give a
clear idea about my topic which is determinants of dividend policy.

I also described literature review, hypothesis , methodology and

most importantly the data analysis part etc.

I had develop the research report and also create a conceptual

framework .
Bangladesh Commerce Bank Limited
Background of Bangladesh commerce bank

Bangladesh Commerce Bank Limited was established by the act number 12

of 1997, passed by the Parliament of the Peoples republic of Bangladesh.

The Bank formally started operation from 16 September, 1999.

The Bank has 42 branches and also owns the membership of Dhaka Stock
Exchange (DSE).
VISION, MISSION OF BCBL

vission:
Become a bank of first choice by the customers with meaningful
contributions together society.

Mission:
Fulfill customer needs.
Reasonable return and contribution to the socio-economic development.
Ensured with a motivated and professional work-force.
Strategic Objectives

Financial Stability & Healthy Growth

Law Compliance
Customer Focus
risk Management
Corporate Governance & CSR
Upholding the latest
PRODUCTS AND SERVICES

Deposits
Tresury
Commercial loan
Term loan
Working capital loan
My task as an Intern

The internship period was three months in this three month I observe
their works and gather knowledge about the real working place.
I worked in the bank mainly account opening and customer service
section. The duties that I have been performed in my internship period
are describing as follows:
Account open
CRM
Balance checking.
Cheque book issue.
Cheque lot entry.
Giving information to the customer how the account is open.
Introduction:
Problem statement

Shareholders and potential investors look into a company's capability to

initiate a dividend.
A sound dividend policy is important for investors who value the profit
stability of the company.
Dividends may give an indication about the overall health of the
company.
Scope of study:

The annual reports for the period 2007 -2014 were analyzed.
Determine the behavior of firms dividend payouts ratio in Bangladesh.
The study considered a total of 5 listed Banks in the Dhaka stock exchange
market.
 Purpose of the study

The main objective of this paper is establish the determinants of

dividend policies in Bangladesh Banking Sector.
Methodology

Types of research
Software usage
Hypothesis testing process
Type of method
Uses scale
Data collection method
The Conceptual Model
 HYPOTHESES

H0 1: There is no association between the profit of firms and dividend

payout of listed firms in Bangladesh.
H0 2: There is no significant association between firm Lagged Dividend
and the dividend payout of listed firms in Bangladesh.
H0 3: There is no significant association between revenue growth and
the dividend payout of listed firms in Bangladesh.
H0 4: There is no significant association between leverage and the
dividend payout of listed firms in Bangladesh.
H0 5: There is no significant association between liquidity ratio/cash flow
and the dividend payout of listed firms in Bangladesh.
DESCRIPTIVE ANALYSIS
 Conclusion

Using data derived from the financial statements of firms listed on the
DSE during an eight-year period.
The results show positive relationships between dividend policies and
profitability, Revenue growth, the results suggest that, profitable firms
tend to pay high dividend.