Group

7
An Nisaa Rahmadany
Mahfuzhoti Rahmi
Raudyannisa Rizky Izzani
 Company
Profile

PT Bank Danamon Indonesia, Tbk., established in 1956.

Bank Danamon reform package known as the Paket Oktober
1988.
Bank Danamon is the result of a merger of the Bank Board and
Bank Arta.
Bank Danamon is a Foreign Private Bank where 99% owned by the
Company Tematex of Singapore. While 1% are shares - shares of a
local.
 Location

Bank Danamon is located between Jalan Pandu and Jalan

Surabaya, number 41/70.
The building of the Bank in the form of shop-houses have 2
floors.
For the first floor used as a transaction with a customer in
general, while the second floor was used as the internal
activities of Bank Danamon.
Bank Danamon waveguide telephone number is (061) 4576222
and faximilenya number is (061) 4565241.
 Vision and Mission

We care and enable millions to prosper

Mission:
We make it our task to become a customer centric organization
that covers all customer segments, each with unique value
proposition, centered on sales and service excellence supported
by world class technology.
We aspire to be the employer of choice, respected by our
customers, employees, shareholder, regulators and the
community.
Operational
Activities
 Saving Deposit

1. Education Savings Danamon.

Provide life insurance protection 200x monthly deposit.
Monthly deposit with a wide selection.
Replenishment (STT), which can be done at any time.
Interest rate higher than regular savings account, which
is valued 4:50%
 Saving Deposit
2. Premium Savings Fleximax
Savings Fleximax is one - the only savings
that provide:
> RTGS free of charge up to 10 times per
month
> LLG free of charge up to 30 times per
month
> Free of charge clearing
> Free of charge ATM and month-
administration
Free of charge cash withdrawals at ATMs.
Optimal Interest rate and maximum benefit.
 Saving Deposit
3. Primadolar Saving
Customers save money in the form of dollar
currency.
lowest shipping with fast delivery times.
lower transaction costs.
buying and selling exchange rates are very
competitive.
flexible in trade.
the daily interest-bearing deposits.
broad network access.
ATM cards for every need and a 24-hour
telephone service.
 LOAN

1. Credit
Credit card
o Manchester United Card
o World Card
o Danamon American Express Card
American Express Gold Credit Card
American Express Gold Card
American Express Platinum Card
American Express Corporate Card
 LOAN
Credit SME (small and medium business loans).
o Customers can increase their business with a revolving credit
facility (revolving loan) and loans without collateral.
o In a filing with the terms of this credit fairly simple document is a
photocopy of ID card and fill out the application form.
o Range can be obtained, namely a loan from 5 million to 50 million,
term of the loan ranging from 6 months to 36 months, and does not
require collateral.
 LOAN

ABF Credit (Asset-based Finance)

o Is one type of credit issued by Bank Danamon is aimed at

companies. Where the loan was made based on the company's
assets made the complaint.

o Features:
Limit credit ranging from Rp. 500 million and Rp. 50 billion
In Rupiah, USD and SGD
The term of 1 year to 5 years
 LOAN
Microcredit

o Loans are issued by Bank Danamon with or without collateral for

traders and businessmen.
o Type - This type of loan is:
1. Loan Fund 50 (DP 50)
2. Loan Fund 200 (DP 200)
 LOAN

Credit BPR
o Credit working capital financing to rural banks to be used in the
context of lending to small businesses in the form Executing or
Asset Buy.
o Credit working capital financing to rural banks to be used in the
context of lending to small businesses in the form Executing or
Asset Buy.
o Features:
In rupiah
Period up to 5 years
Flexible form of credit in the form of the CRA and the KAB
 LOAN

2. Intakas
Intakas is a loan that can be submitted to the Bank's clients in
paying for the unexpected.
In this case INTAKAS can assist customers with rapid
processing is 48 hours.
very competitive interest rate.
the loan can be up to 100 million rupiah.
free life insurance and savings automatically debited from
customers.
Other Services
 Danamon Access Center

Danamon access center is is a unit that is authorized to

provide services of Information Services and Transaction
Banking (non-cash) provided by the Bank to the
Customer by telephone for 24 (twenty four) hours a day
and seven (7) days a week, both Financial Transaction
 INVESTATION
Mutual Funds
o Money Market Fund
o Fixed Income Fund
o Balanced Fund
o Equity Fund
wide selection of products which are divided by class of risk and
denominated in USD:
o Fixed Income Fund
o Bed Premium Dollar Mutual Fund
o BNP Paribas Prima USD
o BNP Paribas Asia Prima USD
o Schroder USD Bond Fund
 BOND

o Bond is a debt instrument in the form of securities issued by

governments, corporations, or other issuers.
o Coupon and principal are guaranteed by law and is paid at a
fixed rate.
o Generally, bonds offer the potential for higher returns
compared to deposit and there is the capital appreciation
potential of an increase in bond prices.
o Bonds can be redeemed prior to maturity in accordance with
the market price and will return to the value of par / 100 at the
time of maturity of the bonds may be issued in local currency
(IDR) and foreign currency (USD).
 INSURANCE
Advantages ;
The premium to be paid can be started from Rp 10,000, - - Rp
50.000, - tailored to the needs of its customers.
Customers obtain a definite benefit is a monthly allowance
amounting to 20 times the premium as a substitute for the
loss of the family's monthly income, plus direct benefits
amounting to 400 times the premium.
Time protection can be adjusted by the customer, between 3-8
years.
Bonus 50% premium paid will be refunded to the customer if
the claim does not happen until the end of the period of
protection.
 PRIVILEGE BANKING SERVICE

Advantages ;
Withdrawal of money that can be up to $ 10,000 / day without
charging a commission.
Hire safe deposit box at a special price.
Invitation to attend a variety of events and exclusive seminars
with renowned economists, financial experts and health
experts from around the world.
VIP services in more than 32 executive airport lounge in
Indonesia.
Service executive check in and baggage handling at airports
in Jakarta, Surabaya and Bali.
 LLG and RTGS
LLG (Traffic Giro) is a transfer service in the cities of interbank funds
transfer services within the same local clearing.
To transfer funds securely and easily
Fast delivery time
Recipients trust the payment by LLG
At the time of transfer, it can be included news briefs
RTGS is Rupiah money transfer services between the Bank either in the
city or in a different city in real time. Effective transfer results in a
matter of minutes.
Customer facilitate in conducting business transactions, especially in terms of
financial transactions so that the credibility of the customer can be assured.
Customer funds transferred within minutes can be received at the Bank
destination safely and easily.
No need to carry cash to complete business.
 SAFE DEPOSIT BOX

Deposit accounts micro-banking services are available at the

branches Danamon Savings and Loans.
This service is obtained by performing an initial deposit of USD
10,000.00.
The advantages of a safe deposit box at Bank Danamon is
safe, lightweight and guaranteed.