Financial Literacy

Among LPU Students: A

Basis for Curriculum
Integration
A Thesis Presented To
The Faculty of the College of Business
Administration
Lyceum of the Philippines University-Batangas

by

Hernandez, Dianne B.
Almeda, Reuvert Troy U.
Arranguez, Denna A.
Cuevillas, Clarice A.
Custodio, Michelle S.
Mercado, Grachelle T.
Sebastian, Van Angeline M.
 Financial Literacy
Among LPU-B
Students: A Basis for
Curriculum
Integration
Introduction Objectives
Related Results and
Literature Discussions
Research
Conclusion
Method
Recommendation
Introduction
Introduction
Lyceum of the Philippines
University Batangas (LPU-B)
Metin, organization
internal 2014 wants their
Financial
students to literacy
becomeentails the
professional
financial
knowledge decision makers and
financially wise, either in
business
Loresco,world 2013 or in personal
aspects.
According to a financial literacy
Though some already knew
index conducted by MasterCard
how to finance - analyzing their
expenses and how much should
Financial
they spend, literacy
many plays a huge
still observe
factor in affecting
lavish financial practicespeoples
which
lifestyle
is bad. choices. Lack of this
fromThis college
study aims students may
to determine
affect their present
the financial and to and future
developing
new
lives.strategies on areas where
students lack and evaluate the
 Financial Literacy
Among LPU-B
Students: A Basis for
Curriculum
Integration
Introduction Objectives
Related Results and
Literature Discussions
Research
Conclusion
Method
Recommendation
 Objectives
to evaluate financial literacy among selected LPU
students as a basis for curriculum integration

to assess financial literacy of the students in terms of

financial instruments specifically personal investments
and savings
to know the profile of the respondents in terms of age,
gender and college

to identify problems experienced by the students

to propose possible programs or plans of action to address

problems encountered
 Financial Literacy
Among LPU-B
Students: A Basis for
Curriculum
Integration
Introduction Objectives
Related Results and
Literature Discussions
Research
Conclusion
Method
Recommendation
Related Literature
According to Laus (2008) book entitled End
ignorance and end worries, investment has
nothing to do with how much you have but to
become financially educated. Laus
recommends the readers to first invest in
knowledge rather than being ignorant about
it.

Zucchi (n.d.) defined financial literacy as the

confluence of financial, credit and debt
management and the knowledge that is
necessary to make financially responsible
decisionsdecisions that are integral to our
everyday lives.

In article entitled Teaching Investing to

Teens, Jean Folger (n.d.) discussed the
various ways in investing and how money
grows using the teens lenses. Folger tackled
the various types of investment, risk
management, and fundamental and technical
analysis. Folger said that investing is an
Related Literature
TIAA-CREF Individual and Institutional
Services, LLC a financial services
company, claims that those with low
financial literacy who borrow more have
less wealth and just end up paying its
dues. This also shows that this group
does not know how to invest yet this
group are still hesitant to learn. (Zucchi,
n.d.)

(Loresco, 2013) On July 3, 2013,

MasterCard have released an Index of
Financial Literacy

(Bacani, 2015) Last August 27, 2015,

President Aquino signed Republic Act
10679.

Bangko Sentral ng Pilipinas had an

 LPU-B Colleges
College of Computer Studies
The College of Computer Studies at LPU-Batangas is
internationally accredited by CISCO Systems, Inc., Microsoft and
Sun Microsystems.
College of Engineering
College of Engineering is a training ground of globally
competitive engineers in the making.
College of Education, Arts, and Sciences
College of Education, Arts, and Sciences is a department that
develops future media and paralegal practitioners, well-
furnished teachers, and psychology professionals.
College of Allied Medical Profession
College of Allied Medical Profession offers variety of
programs that trains students to become
competitive professionals in the world of medical
vocation.
 Cont..
College of Criminal Justice
College of Criminal Justice at LPU-Batangas is known as the
number one provider of law enforcement officers in the
CALABARZON area.
Lyceum International Maritime Academy
Lyceum International Maritime Academy at LPU-Batangas is the
First maritime school to be ISO 9001:2008 certified and rated
compliant with STCW 95 in the Philippines.
College of Dentistry
College of Dentistry at LPU-Batangas is one of the countrys top
five performing schools when it comes to dental education.

College of Business Administration

College of Business Administration at LPU-Batangas
is the regions leader in business education and
providing the first and only PACUCOA Level IV
accredited.
 Cont..
College of Nursing
College of Nursing at LPU-Batangas is the number one provider
of nursing professionals in the region.

College of International Tourism and Hospitality

Management
College of International Tourism and Hospitality Management at
LPU-Batangas is known and awarded as countrys most awarded
HRM and Tourism school, Philippines first center of excellence in
HRM Education, and Philippines first center of development in
Tourism Education.
 Problems Encountered
Llewelyns (2012) study entitled Financial Literacy of College
Students and the Need for Compulsory Education reveals that
college students need an improvement with regards to personal
finance.
Chen and Volpes (1998) An Analysis of Personal Financial
Literacy among College Students reveals that less
knowledgeable students tend to hold wrong opinions and make
incorrect decisions.
Financial stress, and its associated negative health and
academic outcomes, is a serious concern for college students
today. While the effects of stress have been well documented by
prior research, factors associated with financial stress among
college students have not been adequately explored.
Responses from the 2010 Ohio Student Financial Wellness
Survey were analyzed using proportion tests and multivariate
logistic regressions. The results show that financial stress is
widespread among students 71% of the sample reported
feeling stress from personal finances. (Heckman, et al., 2014)
 Cont..
Positive early childhood consumer experiences can
improve college students perceived financial well-
being and could create awareness among parents,
family, and students themselves about the
importance of practicing good financial habits at
home, specifically at an appropriate age when
children
Barboza,are ready and
Smith to learn about money
Peseks (2014) related
The
activities.
Impact of Gender and Academic Performance
Differences on Financial Literacy shows that
female students and students with lower GPA
are possessing lower levels of financial
literacy. The study has found out that gender
is significant in observing the difference
between individuals relating to their
 Financial Literacy
Among LPU-B
Students: A Basis for
Curriculum
Integration
Introduction Objectives
Related Results and
Literature Discussions
Research
Conclusion
Method
Recommendation
 Financial Literacy
Among LPU-B
Students: A Basis for
Curriculum
Integration
Introduction Objectives
Related Results and
Literature Discussions
Research
Conclusion
Method
Recommendation
 Method
Since there is no standardized tool in
measuring a financial literacy, the
This study adapted
researchers is restricted
and todevised
only second
a to
The researchers
Research Data
Design requested a
Procedures
Analysis
fourth year students of the university
copy of
survey
the questionnaire
master list of from Miora
enrolled second to
enrolled in A. Y. 2016 2017. Proportionate
Razafimahasolos
fourth
stratifiedyear
random thesis
students for masteral
in A.
sampling is Y.used
2016-in
entitled
selecting Impact
the of Financial
respondents
2017 from the Office of the Literacy
since the
on Level ofintend
researchers Stress to and
get aAcademic
sample that is
Registrar to secure its total
Achievement
proportionate toAmong College of the
the characteristics
population
entire in the LPU-Batangas.
population.
Students and Tysha Llewellyns senior
honors thesis entitled
Financial Literacy of College
 Financial Literacy
Among LPU-B
Students: A Basis for
Curriculum
Integration
Introduction Objectives
Related Results and
Literature Discussions
Research
Conclusion
Method
Recommendation
 Financial Literacy
Among LPU-B
Students: A Basis for
Curriculum
Integration
Introduction Objectives
Related Results and
Literature Discussions
Research
Conclusion
Method
Recommendation
 Problems Encountered
Llewelyns (2012) study entitled Financia
Students and the Need for Compulsory Ed
college students need an improvement w
finance.

Chen and Volpes (1998) An Analysis of Personal Financial

Literacy among College Students reveals that less
knowledgeable students tend to hold wrong opinions and make
incorrect decisions.
Financial stress, and its associated negative health and
academic outcomes, is a serious concern for college students
today. While the effects of stress have been well documented by
prior research, factors associated with financial stress among
college students have not been adequately explored.
Responses from the 2010 Ohio Student Financial Wellness
Survey were analyzed using proportion tests and multivariate
logistic regressions. The results show that financial stress is
widespread among students 71% of the sample reported
feeling stress from personal finances. (Heckman, et al., 2014)
 Problems Encountered
Llewelyns (2012) study entitled Financial Literacy of College
Students and the Need for Compulsory Education reveals that
college students need an improvement with regards to personal
finance.
Chen and Volpes (1998) An Analysis of Personal Financial
Literacy among College Students reveals that less
knowledgeable students tend to hold wrong opinions and make
incorrect decisions.
Financial stress, and its associated negative health and
academic outcomes, is a serious concern for college students
today. While the effects of stress have been well documented by
prior research, factors associated with financial stress among
college students have not been adequately explored.
Responses from the 2010 Ohio Student Financial Wellness
Survey were analyzed using proportion tests and multivariate
logistic regressions. The results show that financial stress is
widespread among students 71% of the sample reported
feeling stress from personal finances. (Heckman, et al., 2014)
 Problems Encountered
Llewelyns (2012) study entitled Financial Literacy of College
Students and the Need for Compulsory Education reveals that
college students need an improvement with regards to personal
finance.
Chen and Volpes (1998) An Analysis of Personal Financial
Literacy among College Students reveals that less
knowledgeable students tend to hold wrong opinions and make
incorrect decisions.
Financial stress, and its associated negative health and
academic outcomes, is a serious concern for college students
today. While the effects of stress have been well documented by
prior research, factors associated with financial stress among
college students have not been adequately explored.
Responses from the 2010 Ohio Student Financial Wellness
Survey were analyzed using proportion tests and multivariate
logistic regressions. The results show that financial stress is
widespread among students 71% of the sample reported
feeling stress from personal finances. (Heckman, et al., 2014)
 Thank you!
God bless!