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Presented by:
Anurag Singh
(PGFB0909)
AXIS BANK
Bank was the first new generation private sector bank to be established in
India under the overall reform programme initiated by the Government of
India in 1991, under which nine new banking licenses were granted. The
Bank started its operations in 1994.
The Bank has a very wide network of more than 701 branch offices and
Extension Counters. The Bank has a network of over 2854 ATMs
providing 24 hrs a day banking convenience to its customers. This is one
of the largest ATM networks in the country.
The Bank was promoted by Unit Trust of India, the largest mutual fund in
India, holding 87% of the equity.
The Bank today is capitalized to the extent of Rs. 358.56 crores with the
public holding (other than promoters) at 57.60% .
International Presence
The Bank has five international offices - branches at
Singapore, Hong Kong and Dubai (at the DIFC) and
representative offices at Shanghai and Dubai, which focus on
corporate lending, trade finance, syndication, investment
banking, risk management and liability businesses. The total
assets under overseas operations were USD 3.10 billion as on
31st March 2010.
State Bank of India
The origin of the State Bank of India goes back to the first
decade of the nineteenth century with the establishment of the
Bank of Calcutta in Calcutta on 2 June 1806. Three years later
the bank received its charter and was re-designed as the Bank
of Bengal (2 January 1809).
Technique
Students 11 22%
Others 9 18%
Age Segregation
Out of the 50 respondents,
Age
28 respondents(56%) were of the age group of 32-40
22 respondents(44%) were of the age group of 22-31
SBI 28
Axis Bank 22
Other 10
30 28
25 22
20
15
10
10
Saving Account 35
Current Account 15
35
30
25
20
15
10
Daily 14
Four times in a week 5
Quarterly 2
Twice in a week 6
Weekly 13
Monthly 10
14
12
10
8
6
4
2
0
By visiting Bank 30
Through internet banking 16
Using ATM Machine 25
35%
42%
23%
Yes 38
NO 12
40
35
30
25
20
15
10
5
0
YES NO
Which of the Banking facility you like
the most?
12%
48%
12%
20%
34% 38%
The study also reveals that Interest Rate is the factor which the
customers give preference over other factors while opening
their account.
Average Quarterly Balance (AQB), and other services
provided are also factors which are given importance while
opening an account by the customers.
Contd…
Most of the customers whom I met were having account in public
sector bank (64%) and only (36%) hold account in private banks.
Consumers having saving account were more in numbers (70%) than those
having Current account (30%).
Most of the consumers were operating their accounts by visiting bank (42%),
and after that most of the consumers use their ATM card for operating their
account (35%). Internet banking is not so popular in India (23%).
Most respondents whom I visited were satisfied with the services of their
bank (76%) and few of them having some problems (24%).
Contd…
It was found out that 365 days banking is much preferable
facility of the banks (30%) after that internet banking (24%),
then door step banking (20%), then phone banking (16%) and
at last multi-city banking (10%).
1. WEBSITES:
www.google.co.in
www.sbi.com
www.sbi.co.in
www.axisbank.com
www.wikipedia.org
AXIS BANK
SBI
ANY OTHER
DAILY
FOUR TIMES IN A WEEK
BI-WEEKLY
QUARTERLY
TWICE IN A WEEK
WEEKLY
MONTHLY
ANYOTHER
YOU GENERALLY ACCESS YOUR ACCOUNT?
BY VISITING BANK
THROUGH INTERNET BANKING
USING ATM MACHINE