Atal Pension Yojana

APY enrolment through

eNPS platform

May 16,2017

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Steps for APY enrolment through eNPS Platform
Subscriber will visit e-NPS website (https://enps.nsdl.com) and access APY window

Enter Aadhaar in APY window

OTP will be sent to subscribers mobile number registered with Aadhaar.

Aadhaar will get incorporated in registration details since it is a primary access

link

Subscriber will provide Bank/Branch details, Bank Account No.

Subscriber will provide address matching with address available in Bank Account. This address
will be verified by Bank.

Subscriber will provide registration details such as Date of Birth (DOB), Pension amount, Contribution frequency,
Spouse Name, Nominee name, Mobile number
and email ID

Subscriber will also provide the consent (for Standing Instruction) in the Consent form for auto debiting the Bank
account and eSIGN the same.

Subscriber will eSIGN the Registration Form

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 Steps for APY enrolment through eNPS Platform

CRA will create three files containing following details and send them to Bank:

Subscriber registration details for APY

Consent for auto debiting the Bank Account duly eSigned.

eSigned subscriber registration forms

Bank will verify the records and on completion of verification, will create Standing Instruction for debiting subscribers
account.

Bank will debit subscribers account for first subscription and allot the PRAN.

In case of any discrepancy in registration details such as subscriber name, Bank details, DOB, address etc., Bank will
reject the form and inform subscriber and CRA.

Subscriber can log into eNPS portal, access his/her form in APY module, rectify the discrepancy and eSigned form again.
After this, process explained above will be repeated.

CRA will allot the units to subscriber on the basis of first contribution

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Steps for APY enrolment through eNPS Platform

Step 2 Step 3 Step 4

Enter Aadhaar,
OTP will be sent Provide branch details, Provide DoB, pension amount,
to subscriber account number, contribution frequency,
mobile number Subscriber Address spouse name, nominee name,
registered with matching with bank mobile number & email id
Aadhaar
Step 1
Step 5

Subscriber visits e- 1. Provide a consent (SI)in

NPS website
(https://enps.nsdl.c
om 1. After verification Bank will
deduct the first contribution &
will allot PRAN
2. Any discrepancy in registration
details, bank will reject the form
& inform CRA as well as
subscriber .
Step 7 3. Subscriber can rectify the
discrepancy & esign form will be
shared again and above process
will be repeated.
Consent form & e-sign the
same. Further, e-sign the
registration form as well
2. Three files will be created
and will be sent to bank by
CRA
3. Bank will verify records &
SI will be set by bank.
Step 6

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 File Format for e-APY

File format for e-APY is similar to existing file format used for registration.

Banks has to do certain modification in the existing file format mandatory fields
required in addition to the existing fields for registration is as under:

Back office reference no. ( 17 digits)

Subscriber Aadhaar No
Indicator for new or existing Swavalamban subscriber flag E to be captured for e-
APY

Registration files will be generated as per the file format

Uploading process for registration file would remain same

There will be no change in the contribution file. It would be uploaded and prepared as per
the existing process

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 File Format for e-APY
In case of any discrepancy in registration details such as subscriber name, Bank details,
DOB, address etc., Bank will reject the form and inform subscriber and CRA.

In case of rejection, bank will upload the registration file with following additional fields:

Status of the subscriber registered through eNPS (Accepted/Rejected)

Rejection Code
Rejection Remark

CRA will share the following information for banks (available as download in CRA system)

Subscriber registration details for APY

Consent for auto debiting the Bank Account duly eSigned.

e Signed subscriber registration forms

For any queries related to file format. You may email to us at kaustubhv@nsdl.co.in ,
manisha.padhye@nsdl.co.in , mohinders@nsdl.co.in , sunils@nsdl.co.in

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Information

Utilities will be available in : www.npscra.nsdl.co.in>>Home>>APY>>Downloads

For any assistance, please call :

Mr. Sunil Samuel Assistant Vice President, NSDL-CRA at 022-24994279

sunils@nsdl.co.in
Mr. Mohinder Singh Manager, NSDL-CRA at 022-24994391
mohinders@nsdl.co.in
Mr. Kaustubh Vaidya- Assistant Manager at 022-24994596

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 Thank You

Contact:
Central Recordkeeping Agency
NSDL e-GOVERNANCE INFRASTRUCTURE LIMITED
1st Floor, Times Tower, Kamala Mills Compound, S. B. Marg
Lower Parel, Mumbai 400 013
Tel. No. 2499 4200 Fax No. 2499 4974
Website: www.npscra.nsdl.co.in

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