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Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for
presentation to a prospect or general public at large.
Agenda
Launch details
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2 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Agenda
Launch details
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
3 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Distributor Customer
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
4 agents or brokers and should not be further circulated or used for presentation to a prospect or
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India Yesterday
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5 agents or brokers and should not be further circulated or used for presentation to a prospect or
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India Today
An
An
Anaverage
average
averagecustomer
customer
customer starts
is thinking
actually commits
willing to about
to
spend aretirement
retirement
23% of his
86% Indians believe planning
that retirement planning is important
plan atat
annual income towards age
age 4936
retirement planning
Source: Accenture Global Retirement Services Survey 2012;
Axa Retirement Scope, 2010
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7 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
What do these numbers tell you?
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
8 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Agenda
Launch details
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
9 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Distributor Customer
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
10 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Right balance between present & future
Organization
Individual
Present Future
Operational Innovation
costs
R&D
Day to day
expenses Retirement
planning
Childs
education
Microsoft spends $ 25 million every day for the future. How much do you?
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12 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
What would a person want after
retirement?
India Today
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13 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Which factors should he keep in mind?
Lower Shorter
Start at installment duration Start at
35 50
Distributor Customer
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
16 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Agenda
Retirement planning in India
Launch details
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
17 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
The ideal retirement plan
Will it offer
protection to my
investments if the
markets go down?
Will it guarantee
lifelong income
for me and my
spouse? Premium Guarantee
Annuity
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18 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Introducing.
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19 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Agenda
Retirement planning in India
Ideal retirement plan
ICICI Pru Easy Retirement
Product objective
Product details
Best in class customer proposition
Payout for the distributor
ICICI Prudential Cash Rich Retirement Solution
Launch details
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20 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Product Objective
+
Address the feedback on Offer a Best-in-Class
Shubh Retirement Pension Plan
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
21 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Agenda
Retirement planning in India
Ideal retirement plan
ICICI Pru Easy Retirement
Product objective
Product details
Best in class customer proposition
Payout for the distributor
ICICI Prudential Cash Rich Retirement Solution
Launch details
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
23 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
What does Easy Retirement offer?
5% 5, 10, RP
Pension Boosters Flexible Premium
every 5th year Payment Term
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
24 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
How does the plan work?
Lump-sum paid to nominee
You pay: Rs. 15 lakh AccumulatedYou
Value
get: Rs. 67 lakh
Rs. 25 lakh Rs. 25 lakh
Rs. 1 lakh p.a. for 15 years ..... Assured Rs. 1.7 lakh p.a.
Benefit
Rs. 15.15 lakh
Rs. 25 lakh
.......
40 55 75 80
Death of husband Death of wife
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26 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Charges
For yearly mode:
Premium Allocation Pol Admin Charge*
Annual Premium
Charge Year 1-5 Year 6-10
< Rs. 5 lakh 3% 3.0% 0.6%
Rs. 5 9.99 lakh 2% 1.2% 0.6%
>= Rs. 10 lakh 0% 0.6% 0.6%
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28 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Why ?
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
29 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Agenda
Retirement planning in India
Ideal retirement plan
ICICI Pru Easy Retirement
Product objective
Product details
Best in class customer proposition
Payout for the distributor
ICICI Prudential Cash Rich Retirement Solution
Launch details
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education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
30 agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Easy Retirement RIY
3.0%
1.5%
PPT = 10 years;
Rate of investment return: 8%; Annual Premium= Rs. 50,000
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31 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Easy Retirement: RIY with ticket size
Easy Retirement
PPT = Regular Pay; Policy term = 10 years;
Rate of investment return: 8%;
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32 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Easy Retirement: RIY with policy term
Customer proposition
A compelling gets better
customer with duration
proposition!
Easy Retirement
PPT = Regular Pay;
Rate of investment return: 8%; Annual Premium= Rs. 500,000
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33 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Easy Retirement vs. Linked wealth plans
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35 agents or brokers and should not be further circulated or used for presentation to a prospect or
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Happy selling!
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36 agents or brokers and should not be further circulated or used for presentation to a prospect or
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