 PRESENTED TO:

PROF: RIAZ AHMAD MIAN

PRESENTED BY:
Muhammad Umar Asghar (088)
Khuram Shahzad (089)
Adnan Aziz Butt (138)
THE COMMERCIAL BANK

BANK

“commercial bank is an institution

that accepts demand deposits
and makes commercial loans.”
 Introduction of Samba Bank:

 Scheduled Bank Licensed by SBP

 Incorporated on November 12, 2002

 Paid Up Capital Rs. 1475.61 Million

 Network of 28 Branches
 BRANCH NETWORK:-

 Punjab-12

 Sindh-11

 NWFP-1

 ICT-4
Samba’s Vision
 A progressive, vibrant and resourceful
bank aiming to be a household name
by winning over customers through
quality services.
Samba’s Mission
“A bank distinguished for offering the
widest range of competitive and
innovative products and services to its
customers with efficiency and
personalized service.”
Core Values
C-O-M-P-E-T-E
 C------CUSTOMER
 O------OUTSTANDING QUALITY
 M-----MOTIVATED TRAINED STAFF
 P-----PROFESSIONALISM
 E------EMPOWERMENT
 T------TEAM WORK
 E------ENHANCED VALUE
Products & Services :
 Consumer Banking.

 Investment
Banking.
The Ultimate Personal Loan
 It’s Simple
 Maximum You Can Get
 It’s Safe
 It’s Convenient
 It’s Online
 It’s Lets You Top Up
 It’s Lets You Enhance Your Loan
Samba Bank’s Persona Loan
 Salaried Individual

 Self Employed Professional

 Self Employed Business Individual

 For Debt Consolidation

 Branch Banking
Samba bank Accounts
 Basic Banking Account
 Samba Customer Plus Account
 Samba Business Plus Account
 Samba Plus
 Samba Horizon
 Samba Saving Account
Certificates
 Samba Term Deposit
Certificates

 Samba Monthly
Income Certificates
Speed Cash
 Fast and Safe Money
Transfer

 Maximum Amount
Investment Banking
 Capital Markets

 Treasury
Services
 Online Banking

 ATM

 Utility Bills Payments

Online Services
 Samba ATM
 Information
 Inquires
 Order Tracking
 Maintenance
SWOT ANALYSIS
STRENGTHS:
 Leading Private Sector Bank
 Automatic Operations
 Full Day Banking
 Customized Solutions
 Customer Oriented Banking
 Electronic Banking
 Phone Banking
 Ethical Concern & Public Image
WEAKNESSES:
 Not Highly Automated
 Low Job Satisfaction
 Lack of Specialization
 Centralization
 Lack of Training Facilities
OPPORTUNITIES:
 It deals in bulk business.
 A large amount of foreign investment is attracted.
 Strong potential for growth
 Steady increase in Customer Deposits
 Overseas Operations
 Branches In Remote Areas
 Islamic Banking
 Sharp increase in imports and export
THREATS:
 High Employees Turnover
 High Charges
 Less Attractive Rate of Return
 Stiff Competition
 Less Experienced Staff