Articles on Stock

market and
Financial inclusions
 Team
1. JEEL PATEL - 201600114010081
2. Sheeba Malik - 201600114010082
3. Pooja Thakkar - 201600114010083
4. Maulik Mandani - 201600114010084
5. Ronak Thakkar - 201600114010085
6. Dhiraj Manglani - 201600114010086
7. Kavin patel - 201600114010087
8. Rahil tILVA - 201600114010088
9. Raj patel - 201600114010089
10. Vaibhav maru - 201600114010090
 1st Of 5 Articles
A. Budget For Grownups: This year was about
clear strategy, not endless tinkering
source-times of india -By chetan bhagat

 Government budget has a big impact on the

economy, but it should not alter the
economy of country drastically.

 This is ideal budget for an economy.

 Finally, in 2017 budget avoided all unnecessary

steps and focused on big steps.
 Government took following necessary steps so
that it benefits economy in future.

 In anticipation of the gst, the fm avoided

dozens of excise and other indirect taxes.

 Following are major steps ttaken by

government:

1. To attract more and more fdi, government

abolished fipb(Foreign investment promotion
board)
 The reason behind this is that foreign
companies need stable rules, attractive tax
rates, low political risks and less interference.

 This step will benefit economy in massive job

creation and growth.

2. This Time’ budgeT reduced Tax raTes by 25% for

sme (small and medium sized enterprises)

 sme’s are counTry’ s biggesT Tax evaders and

market participators.
 This step will encourage new businesses and
startups to scale-up and will be good for
growth of economy.

3. This step by government is most significant

move as cash donations to political parties
is reduced from rs.20000 to rs.2000.

 This is a bold move by government as it will

affect all political parties.

 This is huge step to reduce political

corruption.
 2 nd Of 5 Articles
b. government pushes fingerprint money
transactions through aadhar pay
source-times of India.

 Government is coming up with an 'Aadhaar

Payment App' that could silence digital
payments critics. The new app would do away
with plastic cards and the point of sale
machines once believed to be essential for a
less cash society.

 It ensures financial transactions just by using

fingerprints.
 An alternative for all online & card
transactions.

 A person has to give thumb impression to

withdraw money from his bank account with
his Aadhaar or Unique Identification (UID)
card during a Digi Dhan Mela held to
promote digital payment.
 How To Use Aadhar Pay And
Information Required
 Merchants just need to download the app
along with it comes biometric fingerprint
scanner which is of rs. 2000.

 Information like aadhar card number, name

of The bank in which user’s accounT is.

 the biometric scan will work as a password

for the transaction to be authenticated.

 Aadhaar Pay works on any android-based

phone, even a low cost one, with an attached
finger biometric device.
 Security Concerns
 According to. unique identification authority
(UIDAI) CEO AB Pandey It is more secured than any
other mode of digital transactions, in terms of
technology and process.

 The merchanT and cusTomer’s bank accounTs

which is enrolled would be linked with
Aadhaar Pay & the biometric data get encrypted
leaving no chance for misusing of fingerprints.

 And if anyone whether merchant or

customer tries to misuse the finger prints he
would be caught immediately by tracking the
locaTion while he’s using The app.
 this will benefit users as they move a step
closer to cashless economy.

 Other payment apps charge 2% for

transactions and this app is free from service
tax and any other extra charge.

 There is no need to carry debit or credit card.

 3 rd Of 5 Articles
c. 3 great stocks on sale
source: motley fool

 In the above article, the author tries to tell

about the 3 stocks which are poised to
generate more cash in 2017.

 Here author also tells that even if a company

don’T have cash or say profiT Then also a
business can survive or even thrive without it.

 These 3 companies are approximated to grow

50% more this year according to EBITDA..
 EBITDA stands for earnings before interest,
taxes, depreciation, and amortization.

1. Facebook:

 face book, as we all know, is The world’s

largest social network.

 The annual EBITDA growth was 57.5% , cash

from operaTions were $12.5 billion and iT’s
capital expenditure was $3.9 billion.
 The reporT of facebook’s february earning
shows that annular sales 54%increased to $26.8
billion.

 The company’s gaap operaTing margin has rise

from 37% in Q12016 to 52%i. Q4 2016.

 GAAP is Generally Accepted Accounting

Principles.

 For sure, it will remains most successful

companies and 2017 would bring more success
to it.
2. MOLSON COORS BREwING Company:

 Molson Coors Brewing Company is the

beverage selling industry.

 Molson Coors is slow growing space, however

it is in the top three companies to generate
more cash.

 The annual EBITDA growth was 81.7%, cash

from operations were $847.6 million and
capital expenditure was$255.6 million.
 Beer kingpin Anheuser Busch inBev divested
brewing assets in order to gain regulatory
approval last year.

 He sold remaining portion of miller Coors

and as a result, Molson Coors become the
third largest brewer in the world and had
increased financial footprint of the company.

 Thus, Milton Coors is the successful company

for 2017.
 3. PALO ALTO NETWORKS:
 Palo alto networks is a network and
enterprise security company.

 This company takes a unique approach to

network protection that leave both
costumers and shareholders happy..

 It is pursuing $10 billion market.

 The analysts claimed that cyber security
will be $1 trillion market whereas this
company is at $1.4 billion revenue.

 Palo alto networks has added more than

1000 costumers for 20 consecutive quarters.

 There would be 58% increase in EBITDA in

near future and thus, the future really
bright of Palo Alto Networks.
 4th Of 5 Articles
d. Why 2017 could be baidu’s stock best year yet
source: motley fool

 Baidu is a Chinese web service company. One of

the largest internet companies in the world.

 Baidu ranked 4th in Dec,2016 in Alexa internet

rankings.

 Baidu means ‘counTless Time’.

 In the article author tells that investing in
baidu is most risky, although analysts say
baidu as a negative effect of investing but
according to author baidu is currently
persuing a long term strategy.

 To stay in market baidu has struggled to keep

pace with its product and made a remarkable
progress, Baidu has spent heavily and as a
result it created pressures on bottom line
profitability.

 Increasing sales and marketing has played as a

helping hand for baidu.
 To stay in world and chinese tech market baidu
has launched many new products like iQiyi
video streaming platform, Baidu takeout
delivery online food ordering and delivering
service, Baidu maps, Baidu wallet, etc.

 Baidu has earned the title of one of MIT

technology Reviews top innovation of 2016 And
finally, the company has been one of the most
active developers of autonomous vehicle
technology and would be commercial soon by
2018.

 So baidu has great chances in future and is also

doing well now so from this 2017 will be best
year for baidu stocks.
 5th Of 5 Articles
e. Budget 2017-18: iT’s advanTage financial asseTs
source: times of india

 Through budget 2017-18 government will try to

increase sysTem’s liquidiTy by bringing ‘off The
books’ TransacTions ‘on The books’.

 This Time’s budgeT decreased Tax for families

whose income is between 2.5 lacs to 5 lacs
annually to 5% from 10%.

 since The pasT year’s budgeT Till This year’s

budget, trend is clear according to experts that
government is trying to boost real estate sector.
 This will benefit lower and middle income
category families who want a home for self
consumption.

 And will discourage high income category

families who have homes rented or left
uselessly.

 By this high income families were creating

more and more income and reducing their
taxable income than the families who were
paying interests on emi.
 The budget also reduced the time period for
holding a property to claim long term
capital gains.

 As now one can hold a reaL ESTATE for only

two years and this reduced one year
(previously real estate could be hold for
three years) will reduce the demand for real
estates.

 Government has played a smart move for

those who earn selfishly from real estate
markets.
Thank you