Top 10 Personal Loan

Finance Companies In India

Presented By
Afinoz
Digitalizing
Finance

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 1. HDFC Bank Personal Loan

Interest rate 14.75% to 20.70% p.a.

Minimum age requirement 21 years
Maximum age requirement 60 years

Rs.15,000 net income on a monthly basis

For residents of Hyderabad, Chennai,
Minimum income requirement
Pune, Ahmedabad, Mumbai, Cochin,
Delhi, Kolkata, Bengaluru: Rs.20,000

Up to 2.5% of the loan amount with a

Processing fee minimum of Rs.1,999 and maximum of
Rs.25,000
Loan amount Up to Rs.15 lakh

Loan disbursal time 2 days

Apply HDFC Bank Personal Loan
 2.SBI Personal Loan

SBI Express Credit personal Loan

Interest rate 11.85% to 14.70% p.a.

Minimum age requirement 21 years

Maximum age requirement 60 years

Minimum income requirement Rs.5,000

Loan amount Rs.25,000 to Rs.15 lakh

Loan tenure Up to 60 months

Apply SBI Personal Loan
 SBI Personal Loan

SBI Personal Loan For Pensioners

Interest rate 12.40% p.a.

Minimum age requirement -

Maximum age requirement 76 years

Minimum income requirement -

Loan amount Rs.25,000 to Rs.14 lakh

Loan tenure Up to 84 months

 SBI Personal Loan
SBI Saral Personal Loan
Interest rate 11.85% to 14.70% p.a.

Minimum age requirement 21 years

Maximum age requirement 60 years

Minimum income requirement Rs.5,000

Rural areas or semi-urban

centres: Rs.10,000 to Rs.10 lakh Metro
Loan amount
and semi-urban centres: Rs.24,000 to
Rs.10 lakh

Loan tenure Up to 48 months

 3.Punjab National Bank (PNB) Personal
Loan

Interest rate Up to 15% p.a.

Minimum age requirement 21 years

Maximum age requirement 60 years

Semi-urban or rural centres: Rs.10,000

Minimum income requirement Urban centres: Rs.12,500 Metro centres:
Rs.15,000

Rs.50,000 to Rs.10 lakh or 20 times the

Loan amount
monthly net income

Loan tenure Up to 60 months

Apply PNB Personal Loan
 4. Axis Bank Personal Loan
Interest rate 15.50% to 24% p.a.

Minimum age requirement 21 years

Maximum age requirement 60 years

Minimum income requirement Rs.15,000

Loan amount Rs.50,000 to Rs.15 lakh

Loan tenure 12 to 60 months

Apply Axis Bank Personal Loan

 5. ICICI Bank Personal Loans
ICICI Bank Personal Loan General - For salaried and self employed 11.49
Interest Rates TO 22% PER ANNUM

ICICI Bank Personal Loan Tenure 12 TO 60 MONTHS

Up to 2.5% of the total loan amount +

ICICI Bank Personal Loan Processing Fee
service tax

ICICI Bank Personal Loan Prepayment 5% per annum of principal outstanding +

charges service tax

Minimum Income For ICICI Bank Personal

Rs. 17500 PER MONTH
Loan

ICICI Bank Personal Loan Amount UP TO 20 LAKHS

Apply ICICI Bank Personal Loan
 ICICI Bank Personal Loans
ICICI Bank Personal Loan Repayment
Rs. 500 per transaction + service tax
Mode Swap Charges

Additional Interest on late payment of

24% per annum
ICICI Bank Personal Loan

ICICI Bank Personal Loan of Amortisation

Rs. 200 per schedule + service tax
Schedule Charges

ICICI Bank Personal Loan Statement of

Rs. 200 per schedule + service tax
Account Charges

ICICI Bank Personal Loan

Prepayment/Foreclosure Statement Rs. 100 per schedule + service tax
Charges

ICICI Bank Personal Loan Duplicate No Rs. 500 per NOC + service tax and Rs.
Objection Certificate/ No Due Certificate 200 per NDC + service tax

ICICI Bank Personal Loan Duplicate

 6. Fullerton India Personal Loan
General - Interest Rates 11.99% to 23.99%

Minimum 12 months
Loan tenure
Maximum 60 months

Processing Fee Upto 6.5% of the total loan amount

Rs. 50,000 to Rs. 20 lakhs for Salaried

Individuals
Maximum Loan amount
Up to Rs. 30 lakhs for Self-employed
Individuals

21 to 60 years for Salaried Individuals

Age 21 to 65 years for Self-employed
Professionals

Minimum net monthly income Rs. 18,000 per month

 7. Mahindra Finance Personal
Loan
Interest rate Information not provided

Minimum age requirement 21 years

Maximum age requirement 58 years

Minimum income requirement Information not provided

Loan amount Up to Rs.3 lakh

Loan tenure Up to 3 years

Mahindra Finance Personal Loan Apply

 8. TATA Capital personal loan

Interest rate 12.49% to 13.49%

Minimum age requirement 22 years

Maximum age requirement 60 years

Minimum income requirement Rs.15,000

Loan amount Rs.50,000 to Rs.10 lakh

Loan tenure 12 to 60 months

Apply TaTa Capital Personal Loan
 9. Allahabad Bank

Interest rate 13%

Minimum age requirement 21 years

Maximum age requirement 60 years

Minimum income requirement Rs.15,000

Rs.50,000 to 12 or 24 times of current

Loan amount
gross monthly salary

Loan tenure Up to 60 months

Apply Allahabad Bank Personal Loan
 10. Syndicate Bank Personal
Loan
Synd saral Synd senior

Interest linked to Interest linked to

MCLR – MCLR + 4.75% MCLR – MCLR + 3.75%
Effective Interest rates
p.a, p.a,
Monthly compounding Monthly compounding

Processing Fee 0.25% + Service Tax 0.5% + Service Tax

Syndicate Bank Personal

Up to 60 months Up to 60 months
Loan Tenure

Minimum Income Rs. 20,000 per month -

Syndicate Bank Personal Min Rs. 50,000 to Rs. 3

Up to Rs. 3 Lakhs
Loan Amount Lakhs
Apply Syndicate Bank Personal Loan
 How To Apply Online
Afinoz.com is one of India's leading
personalized financial marketplace. It has
created a personal loan platform which
lets you choose the best personal
loan from the multiple options available to
you. All the options are system generated
taking into consideration your specific
needs and requirements.
 Why Choose Us?
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