Information system in MFIs

A brief history of Information Systems for MFIs

 On-premises setup

 On-premises servers

 Disaster recovery

 One-time software, patches and quick fixes

 IP-VPN = fake cloud

 Many issues

 Not always reliable

 On premises hardware:
An expensive setup
 Servers for production and servers for Disaster Recovery  Hardware Upgrades

 IPVPN contract  DataBase Administrator, Server Administrator

 Electricity related to Servers (power, Aircon, etc.)  Performance tuning and monitoring

 Costs related to downtime  Contract with external providers to support the system

 Fixes/Patches (from internal team and/or provider)  Internal support staff

 Maintain/Upgrade network (connectivity of servers)  Procurement of hardware/software and infrastructure

 Maintenance of the servers  External security consultant costs

 Hardware: A risky setup
 Natural disasters

 HR risks

 Broken Hardware

 Error risk

 Downtime
The cloud revolution
Cloud: a shared infrastructure accessed online
On premise software: An inefficient model

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6

On-premise software licenses
Cloud allows Software as a Service (SaaS):
a win-win subscription model

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6

On premise SaaS subscription
 SaaS and cloud: some benefits
 New features every 4-6 weeks  Accessible anywhere (rural areas, travel)

 Branchless Banking  Variable pricing

 User-friendly interface  Exportable data

 No bug  Integration with online services

 Real time reporting  Cost efficient!

Solution 2: a shared service, SaaS
 New features: the past 6 months
 Document management  7 new reports

 Complete guarantor management  Rounding

 Collection application  “Create”

 Report templates  Move clients

 New product/fees  Faster computing

 Instafin
International awards-winning software
powering Financial Institutions.

 Cloud based software

 Software as a Service (SaaS) model

 For MFIs, Coops and Rural Banks (first BSP APPROVED!)

 Long term partnership with institutions

 Designed by practitioners for practitioners

 About Oradian

 Founded in 2012

 Team of 48 people

 31 Institutions on Instafin

 Objective: reach 100M families!

 Oradian Philippines
 Philippines office started in December 2015

 BIR/SEC registered

 Based in 48 Polaris Street, Makati

 7 full time staff

 12 staff by June 2017

 7 partners as of March 2017

 « Instafin has simplified our operations,
it is easy to implement and use,
affordable and efficient. »

Because Oradian is real-time, you can track

everything you need to.
The team is easy to work with. It's not any other client-
customer relationship, it's a partnership. We support
each other and we create a good atmosphere, which
makes the implementation fast and easy. “
Rhodora E. Prado, General Manager, CCT Coop, Manila

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« Instafin gives us a huge advantage over
our competitors»

“Instafin has been of tremendous help to Master's Touch Community Development

Company Ltd / Gte . It makes expansion possible and monitoring easy. We had only
one branch when we subscribed to Instafin. But in less than two years, we have
expanded to eleven branches and may exceed twenty before the end of this year.

Apart from the effectiveness of the Instafin software, the resourcefulness and
commitment of the team to Clients satisfaction is unparalleled. The staff of Inclusio
are always willing to go extra miles to help clients even beyond their brief. Their
professional advice has helped us deal with issues and emerge stronger. I'm not
sure we would have gone beyond five branches in five years without Instafin.
Instafin gives us a huge advantage over our competitors.”

Aniefiok Omen Bassey, Managing Director, Master's Touch, Nigeria

 "We love it, it's so easy to use!"
Rita Mensah, General Manager at CEDI Capital MF, Accra, Ghana

“I have worked with many teams in the past

and I can attest that the Oradian team is by
far the most professional and competent.”
Estelita ‘Babes’ Chavez-Catacutan
Executive Director & Chief Operating Ocer,
Bayan Edge, Quezon City
Terry: CCT Malabon Branch Manager
 Fastest implementation in the sector

 Implementation process:

1. Platform configuration
2. Data migration
3. Training

 How we can be so efficient:

1. Flexible parameters, configuration done based on questionnaire

2. Dedicated team to clean the source data in Croatia
3. User-friendly interface – based on facebook

Data migration time might vary depending on the source/quality of data currently used by the institution
Instafin in the media

Awards

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 Contact details

 For any questions or more information, feel free to contact me:

Nicolas Schweitzer
Managing Director Asia
nicolas@oradian.com
+63 936 992 7574
Makati City, Metro Manila, Philippines

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