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English presentation

 1.What is investment?
 2.So,have to invest?
 Investment is
“Based on economic theory,investment
means the purchase(and production) of
capital goods not consumed but used for
future production(production goods).For
example,buildingna railroad or
factory.(wikipedia)
 Isit not enought to just save?
Did you hear the phrase diligenty saving the
base rich?what about the saying relevant in
the 21 century?
The fact is saving just not enought for fulfil
goals our finance.
 Mr.Ronald is a private employee at Jakarta.Mr Ronald
has income amounting to IDR 15.000.000 per Month.
 Every average the Month Mr.Ronald can save as Much
as IDR 2.500.000.One of Mr.Ronald financial goals is
sending his childern to graduate to undergraduated
education(S1).
 Dylan,Mr,Ronald child is currently 8 years old.
 So there are still more than 10 years left until dylan
entered college.Based on the data obtained by
Mr.Ronald,it turns out the cost of education s1
currently around IDR 100.000.000 until graduation
and estimated cost increase of 15% annualy.
 Try to guess,how much money have to saved by,Mr
Ronald every month if interest savings of 1% per year
 Mr.Ronald must saving IDR 3,204,275 per month
for fulfill their children”s education
funds.Wow,it turn out of Mr.Ronald savings every
month.
 Now let’s say there is an investment with an
average investment return of 20% every
year.How much money that must be invested by
mr.Ronald for fulfill the education fund of his
child?
 The answer is,Mr.Ronald must invest IDR
1,451,804 per month for fulfill their children’s
education funds.
 Evidently by investing ,Mr.Ronald can fulfill
education funding for children with more smal.
 By
investing we will spend less each
month,to fulfill our financial goals,therefore
we must invest.

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