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RETAIL LOANS
TO
INDIVIDUALS
RETAIL LOANS
Bank Of India provides wide variety of retail loans on very
competitive rate of Interest and easy documentation process.
Loans provided under Retail are:
1. Home Loan( Term/OD)
2. Loan Against Property(Term/OD)
3. Vehicle Loans(Two/Four Wheeler)
4. Personal Loans
WHAT MAKES US A GOOD
Calculation of interest on loans at daily reducing balances
LENDER
No Prepayment charges
No cap on number of deposits in loan accounts
No prepayment charges
No cap on amount of deposit to loan Account
One Of the lowest EMI in industry
No hidden charges
Wide range of products to cater different financial needs.
HOME LOAN
LOAN AGAINST
PROPERTY
PERSONAL LOAN
STAR VEHICLE LOAN
INSURANCE
Bank Of India is also having its own Bancassurance
SUDLife which provides wide variety of Insurance plans
catering to different needs of customers. Apart from it
we also have tie ups with following companies which
will provide insurance on discounted rates to BOI
customers:
1. Star Health Insurance
2. Reliance General Insurance
3. New India Assurance
4. National Insurance Company Ltd
INVESTMENT
Bank of India Provides enormous options of investment
to its customers which gives higher returns and are
also having Taxation benefit. Few of them areas
under:
1. Star Sunidhi deposit
2. PPF
3. Sukanya Samriddhi Yojana
4. Sovereign Gold Bonds issued by GOI
5. BOI AXA Mutual Funds
BOI AXA MUTUAL FUNDS
On May 7, 2012, Bank of India (BOI) acquired a
51% stake in Bharti AXA Investment Managers
Private Limited (BAIM) and Bharti AXA Trustee
Services Private Limited (BATS). Consequent to
this change in JV Partnership, BOI became a Co
Sponsor along with existing Sponsor, AXA
Investment Managers ("AXA IM") and the Fund
was renamed as BOI AXA Mutual Fund, and
BAIM was renamed as BOI AXA Investment
Managers Private Limited, and BATS was re
named as BOI AXA Trustee Services Private
Limited.
MEDICLAI
M POLICY
BOI NATIONAL SWASTHYA BIMA
ACCOUNT HOLDERS, BOI CARD HOLDERS AND STAFF
Of
BANK OF INDIA
SALIENT FEATURES OF THE POLICY
The Accountholder pays single premium and obtains cover for self,
spouse and two dependant children up to 21 yrs age.
Floater Policy ( Anyone or All Family members can avail Hospitalization
Benefits during the policy period up to the sum insured opted).
Age limits 3 months to 65 yrs.
No medical check up is required for commencement of health cover.
Any surgery required on account of any disease or accident that occurs
during the currency of policy is covered.
Pre existing diseases also get coverage after three continuous claim free
policy years which includes policies taken from other insurers.
Income Tax benefit under Section 80D is available to policy holder and
if tax deduction benefit is accounted for, the net amount of premium
will be substantially lower and attractive.
The Scheme is administered through Third Party Administrators (TPA)
as per approved list of TPAs in areas where the insured wants to avail
medical treatment.
CASHLESS BANKING/
DIGITAL BANKING
•Credit cards
•Internet Banking
•Adhaar Pay/ Bharat QR/ POS
INTERNET BANKING
Online TDR without Nomination
FACILITY
Unblock regenration of password using Debit Card
Utility Bill Payment Introduction to Internet Banking
Login Viewing of Accounts Self Account Fund
Transfer Third Party Fund Transfer RTGS NEFT Fund
Transfer RTGS NEFT Bulk Upload ( For Corporate
Customers)
Online TDR Nomination in Existing Accounts
Online Cheque Book Request
Tax Credit Statement ( 26 AS )
Viewing Credit Card transactions
Viewing PPF Account
Debit card Functions
THANK
YOU !
Mr. Siddharam Khatte
+91-9096070580