NITTE MEENAKSHI INSTITUTE OF TECHNOLOGY

(AN AUTONOMOUS INSTITUTION)

AFFILITED TO VISVESVARAYA TECHNOLOGICAL UNIVERSITY, BELGAUM
APPROVED BY AICTE & GOVT OF KARNATAKA
YELAHANKA, BANGALORE – 560064

PROJECT ON STUDY ON PERFORMANCE OF MUTUAL FUNDS

SUBMITTED BY
HEMANTH R
USN: 1NX17MBA14
Under the guidance of
DHARMANAND
Professor
Department of Management Studies
Nitte Meenakshi Institute Of Technology,
Yelahanka Bangalore-560064
(An Autonomous Institution)
(Approved and accredited by AICTE, affiliated to Visvesvaraya Technological University, Belagav
2017-2019
Introduction
With the increasing emphasis in domestic savings and their mobilization and allocation
towards profitable investments, the need and scope of mutual fund operations has increased.
The mutual funds is one of the important classes of financial intermediaries which enables
millions of small and large savers spread across the country as well as internationally to
participate in and derive the benefits of the capital market growth. It is an alternative vehicle
of intermediation between the suppliers and users of investable financial resources which is
becoming increasingly popular in India and aboard due to higher investor return and
relativity low risk and cost. Thus the involvement of mutual funds in the transformation of
Indian economy has made it urgent to view their services not only as financial intermediary
REVIEW OF LITERATURE

 Author: M. Vijay Anand

Year: 2000
focused on the schemes of Birla Sun life and the competitor’s schemes, available in the market. Author
studied the analysis of Performance of Equity fund for 3 years and SWOT Analysis of Birla Sun life by
Literature survey and Delphi technique. In depth financial review the author identifies among the
selected equity funds that earns higher returns than benchmark and competitors and concluded that Birla
Sun life performs well compared to the benchmarks and competitors.

 Author: Kale and Panchapagesan

Year: 2012
This study examines the reasons for the poor penetration of mutual funds industry and point out that
lack of weak regulatory environment and governance is the foremost reason, for the poor performance is
the reason for the poor growth and performance of mutual funds.

 Author: Prajapati and Patel

Year: 2012
in this study they have evaluated the performance of various diversified equity mutual funds in India,
from the period 2007 to 2011 and found that, overall mutual funds has given positive returns and the best
performer are HDFC and Reliance mutual fund.
Objectives of the study

1. To give a brief idea about the benefits available from Mutual Fund investment
2. To analyze the market trends of Mutual Fund investment.
3. To Explore the recent developments in the mutual funds
4. To determine the factors related to increase in Mutual Funds
5. To give proper information about the available investment schemes to the investors

Need of Study
1. To have a proper analysis of mutual funds schemes and benefits
2. To determine the future market of SBI mutual fund in the competitive environment
3. To analyze the performance of Mutual Funds

Scope of Study
1. The Schemes were categorized and selected for evaluating their performance and relative risk.
2. The scope of the project is mainly concentrated on the top performing scheme of the SBI mutual
fund such as SBI Balanced fund ,SBI Equity Fund, SBI Tax Saving Benefits ,SBI Children
Benefit plan
RESEARCH METHODOLOGY
An exploratory is used which manly focus to explore the research the questions and not intended to offer
and provide conclusions to existing solutions. This research is generally based on the secondary data.
The Study which is conducted with through exploratory research with the help of data obtained from
secondary data
Source of data The data required for the study may be collected either from primary pr from secondary
source. A major portion of their data in this study is collected through secondary source of data

Limitations of the Study

1. The Analysis is completely based on the past performance and confirms the futures performance
2. Considered only 4 schemes for the study
3. Reliability of the sources could also be limitation for the project

Conclusion
Mutual fund offers more opportunities to invest in a transformed basket of securities which are
professionally managed at a low cost. Therefore, this are most preferable investment.