Group No.

04
Presenter Name : Ruhul Amin
ID: B150203107
Name: Maria Islam Sowad
ID: B150203062
Background of AIBL
Achieving success here and there by pursuing
the way directed by Allah and the path shown
by Rasul (SM).

• Sector: Islamic Commercial Bank

• Established in: 18June 1995. The inaugural ceremony
took place on 27 September 1995.
• Category: Commercial Bank
• Code: 015
• Listed in : Bangladesh Bank
• Authorized capital: Tk. 15000.00 million (present)
 Continued

• Paid up capital: Tk. 10440.22million(present)

• Equity: Tk.23483.22million(present)
• Deposit: Tk.266205.48million
• Investment: Tk. 261874.13mollion
• Number of employees: 3682
• Number of shareholders: 25793
• Local Partnership of Capital: 100%
• Sponsors: Renowned Islamic Scholars and pious businessmen.
Objectives of AIBL

VISION
To be a pioneer in Islami Banking in Bangladesh and
contribute significantly to the growth of the national
economy.
Goal
Reduction of poverty, enlargement in Agriculture
sectors, establishment of job opportunities etc
Mission of AIBL

• Achieving the satisfaction of Almighty Allah both here & hereafter

• Proliferation of Shariah Based Banking Practices
• Quality financial services adopting the latest technology.
• Fast and efficient customer service.
• Maintaining high standard of business ethics
• Balanced growth.
• Steady & competitive return on shareholders' equity.
• Innovative banking at a competitive price.
• Attract and retain quality human resources.
• Extending competitive compensation packages to the employees.
• Firm commitment to the growth of national economy.
• Involving more in Micro and SME financing.
Business Segments

Agricultural Industrial Business Construction

Foreign trade
sector sector sector and housing

Investment Village and small Small Enterprise Consumer

Transportation Schemes in Hire
Investment Investment Investment
sector Masque and Purchase(HPSM)
Schemes(GSIS) Schemes(SEIS) Schemes(CIS)
Madrasa(MMIS
Diversification of products and Service

§ Deposit § Foreign Trade § MoneyGram

§ Investment § Micro, Small

& Medium
Enterprises
(MSME)
Banking
 Geographical Expansion

For the socio economic development of the country Al arafah Islami Bank
Bangladesh Limited contribute 119 branches from them 23 is AD all over
the country.

• Head office: AIBL Tower,63 Purana Paltan(Dainik Bangla Mor),

Dhaka-1000.
• Branches: Total 168 branches all over Bangladesh
• No. of total subsidiaries: 2 1) AIBL capital market service ltd.
2) AIBL capital management ltd..
Executives‘ Information

Vendors

Remote Manufacturing
Teams

Project

Engineering Sales
Executives’ Information (Cont’d)

Three types of committee

Executive
Committee

Board
Committee

Risk
Management
Committee
Corporate Governance

• Al-Arafah Islami bank is one of the most disciplined Banks with a distinctive corporate culture based on
Islami Shariah. Here they believe in shared meaning, shared understanding and shared sense making. The
people in this bank can see and understand events, activities, objects and situation in a distinctive way. They
mould their manners and etiquette, character individually to suit the purpose of the Bank and the needs of
the customers who are of paramount importance to the bank. The people in the Bank see themselves as a
tight knit team/family that believes in working together for growth. The corporate culture has developed has
not been imposed; it has rather been achieved through their Corporate conduct.
Present Scenario

• Total Asset: Tk. 333,261,964,673

• Total Revenue:8,615,778,790
Business •
•
Net Income:2,406,521,023
Profit Margin:
• No. of employees: 3682

• Market Cap:
Capital • ESP:2.31
• Outstanding
Market Shareholders:1,044,021,750
• Current Share Price:
Scrubbing(Balance Sheet)

• Non Banking Assets

Future Commitments

• Ours is a customer focused modern Islamic Banking sound and

steady growth in both mobilizing deposit and making quality
Investment to keep our position as a leading Islami bank in
Bangladesh.
• To deliver financial services with the touch of our heart to retail,
small and medium scale enterprises, as well as corporate clients
through our branches across the country.
• Our business initiatives are designed to match the changing trade &
industrial needs of the clients
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5
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3
4
7
8
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Jul 15, 2019
20-May-19
19-Mar-19
28-Jan-19
29-Nov-18
9-Oct-18
13-Aug-18
18-Jun-18
23-Apr-18
6-Mar-18
17-Jan-18
29-Nov-17
11-Oct-17
23-Aug-17
5-Jul-17
15-May-17
27-Mar-17
6-Feb-17
20-Dec-16
2-Nov-16
5-Sep-16
18-Jul-16
25-May-16
5-Apr-16
11-Feb-16
28-Dec-15
Price
Business Cycle of AIBL

10-Nov-15
20-Sep-15
4-Aug-15
11-Jun-15
22-Apr-15
3-Mar-15
15-Jan-15
20-Nov-14
25-Sep-14
7-Aug-14
15-Jun-14
24-Apr-14
5-Mar-14
19-Jan-14
26-Nov-13
3-Oct-13
18-Aug-13
23-Jun-13
Price
• Budget
• Design documents
• Marketing plan
• Supplemental documents
• Contact information