FINANCIAL REPORT ANALYSIS ON JS BANK

PRESENTED BY:
DHIRAJ KUMAR
ID: FA17-MBAP-0069

SUBMITTED TO : SIR JAVED HUSSAIN BALOCH

 TABLE CONTENT

 INTRODUCTION
 OUR VISION AND MISSION
 EXECUTIVE SUMMARY
 BALANCE SHEET
 ABSORBTION COSTING
 MARGINAL COSTING
 STATEMENT OF CASH FLOW
 STATEMENT OF CHANGES IN EQUITY
 INTRODUCTION
 Introduction:

 On March 15, 2006, a new banking company, JS Bank Limited (JSBL) was incorporated by Jahangir Siddiqui. In December 2006, the
branches of the American Express Bank in Pakistan were acquired and merged with JSIBL to commence the functions of the newly
established bank named as JS Bank ltd.

JS Bank continued to maintain its steady growth despite a challenging operating environment. With all divisions expanding their
operations and delivering robust performances, JS Bank has moved one step ahead in developing a market niche for itself. All the
products and services being offered by JS Bank have been tailored to suit the clients’ preferences, ensuring their complete satisfaction
The Bank has a large branch network of 323 branches in 161 cities. This extensive network has been established within a short span of
12 years.

The CEO of JS Bank ltd

 Basir Shamsi,
 CHAIRMAN
 Mr. Suleman Lalani
 Board Of Directors
 Mr. Adil Matcheswala ,
 Mr. Ashraf Nawabi,Mr.
 G.M. Sikander,
 Mr. Kalim-ur-Rahman,
 Mr. Munawar Alam Siddiqui
 Ms. Nargis Ghaloo,
 Mr. Shahab Anwar Khawaja.
OUR VISION :
“To be the most innovative, customer centric and responsible bank in Pakistan”

OUR MISSION:
“To be a world class bank providing innovative financial services to its
customers through a motivated team of professionals, supported by the latest
technology, whilst maintaining high ethical standards, creating value for all its
stakeholders, and contributing to the society through responsible and
sustainable development”.
 EXECUTIVE SUMMARY

The following below details explains the summarized form of the financial statements and analysis.

Financial Performance :

Earnings per Share (EPS) :

The EPS for the year ended December 31, 2018 is PKR 0.30 per share as compared to EPS of PKR 0.74 per share in 2017

. Capital Adequacy:
As at December 31, 2018, JS Bank’s Capital Adequacy Ratio (CAR) stood at 12.01% as compared to 11.95% in 2017.
Minimum required CAR (including Capital Conservation Buffer) as prescribed by SBP is 11.90%
 BALANCE SHEET
as at September 30, 2018
PROFIT & LOSS ACCOUNT - ABSORPTION COSTING
for the nine month period ended September 30, 2018 - unaudited
 PROFIT & LOSS ACCOUNT - MARGINAL COSTING
for the nine month period ended September 30, 2018 - unaudited
 STATEMENT OF CASH FLOWS
for the nine month period ended September 30, 2017 - unaudited
 STATEMENT OF CHANGES IN EQUITY
For the nine months period ended September 30, 2018
THANK YOU!