SPENDING

BEHAVIOR OF
ABM STUDENTS
IN CZCMNHS
A. Background of the Study
O Spending behavior is commonly a
behavior affecting the way a person use
their money in order to satisfy their
wants and needs without any use of
control. The way on how students
manage their own money may become a
behavior that may be a difficult thing to
change, for behavior had been
influenced by what are the surroundings.
O Castor Z. Concepcion Memorial
National High School offers
academic program including
accountancy, business, and
management studies. Looking
inside the subject, it teaches the
students about the issues regarding
expenses and it includes money. If
these students are being taught
about money, then they have a big
opportunity of spending it wisely.
O As a youth and a part of the
society, it is important for
Accountancy, Business
Management (ABM) students to
be aware of the major factors
they are facing in spending their
“baon” or allowance and how do
they budget it.
B. Statement of the Problem
O This study aims to determine
the Spending Behavior of ABM
Students in Castor Z.
Concepcion Memorial National
High School (CZCMNHS) and
how they manage their
allowances.
C. Significance of the Study
The results of the study will benefit the
following:
The ABM students. This will dive into
the awareness of the students about their
expenses and spending behavior. It will
enhance their capability of applying their
perceptions and conception from their field
of study to the real world and as a part of
their daily practices.
 The parents. The ABM students’
parents will gain more information for
they are the most affected in terms of
monetary issues.
The teachers. This study will
help the teachers in guiding the
students in managing their
allowances or spending behavior.
 The researchers. The
researchers will gain more
knowledge about spending behavior
of ABM students.
The future researchers. This
will serve as a guide or basis for a
better research paper.
 D. Scope and Delimitation
This study will be focus on the
topic Spending Behavior of ABM
Students in CZCMNHS. It will be
conducted at Castor Z. Concepcion
Memorial National High School during
the second semester of the school
year 2019-2020. The respondents of
this study are Grade 12 Accountancy,
Business, and Management (ABM)
Students who are officially enrolled on
the said school year.